Superior risk adjusted DeFi yield
for institutional allocators

A pre curated, risk managed deposit once, set and forget vault where Lazy Summer automatically rebalances across top protocols for the best risk-adjusted yield.

Any verified wallet outside sanctioned regions can deposit. Users can deposit as little as 1$ to over 1B$.

Strategies vary, but generally yield is generated from top tier DeFi lending protocols. Other strategies are also included which have slightly different yield generated mechanics, but all are presented transparently in the Summer.fi app.

Yield and risk metrics are checked constantly throughout the day; rebalances trigger automatically when a preset benefit threshold is hit. These can all be seen transparently under “rebalance activity”.

There are no explicit lock ups and users can withdraw anytime so long as their withdrawal is under the “Instant liquidity amount”. This exists simply because some supported protocols have withdrawal delays, but 100% of capital is never deployed into one of those.

A 1% management fee is applied to stablecoin vaults and a 0.3% fee is applied to non stablecoin vaults (ETH).

Risk is managed by a third party risk curator who sets and manages deposit caps. These are the max amount of user funds that can be deployed into any one protocol at a given time.