Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
4656 42377	0x15079cbaa74c1df2a602fac88bd5b98b08ffe6a4	500
6302 40731	0x6ecc46a772d41032f43faac6636a78c96efa0ae6	500
5139 41894	0xdd9129dab356ccb6cdea8b2fc2b27a9d14304dd9	500
6075 40958	0x10c386025257bebf61dbd6c311a1ffa24f7ac538	500
6211 40822	0xc8764c597c66fcc9259042bedae25ec94667a9cc	500
5585 41448	0x39d95a992eed3eb9cbb98606a8b46693aefb900f	500
6964 40069	0x707acc9693237c9f6f200c3bf7c114803a6fc10f	500
5298 41735	0xdd6ca7d9d4d2a190a5c940f499cb32494a6fd31c	500
6860 40173	0x4db4ec1c1e7019d640cdbb35e1de740f92147977	500
5768 41265	0x4a4c1c48d66f0e97ff11380c9357b795a97e664d	500
4111 42922	0x4a425d7823853d3ba4ae93631ac2129f07447db8	500
6777 40256	0x9dbafa354073a0dbd97d572c8e30c81f6da002fe	500
6962 40071	0x2aff603eac292e9abdfc2ee74e41241bb02e80aa	500
6943 40090	0xe4916bf722d5b2d397fd2f3a925029d2c4e83b51	500
5922 41111	0x89a5704718c7ebdf32209c2f928b2e28892d886d	500
4819 42214	0xbea2e23abaa34f04e3f490af4c414569b1319f27	500
5788 41245	0xfb8f88a757c3516ab6fd89cb18408973b7bbf821	500
4199 42834	0x905808e46eb90ddc3d4e263806bb38ea6e85f6d2	500
5937 41096	0x52405eff99dd4c2015463dc511573344f2e2e8d7	500
5833 41200	0xaef4ce7e4d9e170698660af19801eca00b5b848c	500
4874 42159	0x2297cef07007e1be0606e6aa8bc6a3a7afe686ae	500
7199 39834	0x84dc703caf0c34b484b249e819371074d94901bf	500
7225 39808	0x622081faca84c91aae7941e427a722d1207692d5	500
7195 39838	0x33bbe55d06ef5891bd71cd8722503f007fc46927	500
4673 42360	0x08d49c032f268d3ac4265d1909c28dfaab440040	500
5273 41760	0xd079e2ab0ef1a27bd7e6f47dc05f6366a5c12eb0	500
6960 40073	0x29dff05a66e9c23605039df66f53ada4172ad3a9	500
4262 42771	0xbf4eb10c3b290e533b79b747d2b5861701b42d60	500
6281 40752	0x8da1e907b9f485ac25506da5c60676d56d55fd1e	500
7169 39864	0x43f9294166c9e1540a60d8e856de260da4299857	500
7437 39596	0x2c91bcb66a88bc1c8ed522109ef9d29fe7c0e485	500
6765 40268	0xcccafb0d7f4a8606d7309584b70dcdfdab8ec9c9	500
6066 40967	0x8a83716acd66d9e1fb18c9b79540b72e04f80ac0	500
4284 42749	0xf2eb18a344b2a9dc769b1914ad035cbb614fd238	500
5111 41922	0x5a537f211709f95bab041342bf0067cddde7ba14	500
4737 42296	0x4cd2fec4f8565fe1a4bc63097688c274dd099039	500
6261 40772	0xdab9bff522e5414d62240ed59ff2c6a0fa4e4f92	500
6714 40319	0xc143cb83b3fb5f367d2272b5814ba7bab2c9d70d	500
4613 42420	0x346c48ff889501a968f1ab5256480baba010bbb5	500
4584 42449	0xc2bb6c36f36f14c3e6f93305cbfd64ed6665ccb9	500
How do I move up the leaderboard?
6736 40297	0xf6df66483b6d3193029f0b2f88d1d41a4c83cd59	500
6451 40582	0x1f9b6a4b051a38e99c7aafe81b0e46065529c024	500
5432 41601	0x3f591610c34ebe3c26b0ff25d683773383361541	500
4142 42891	0x198ad6c547d20d70f2f656a4f48e6c7cfb7b4325	500
4198 42835	0x7c4a909da802a74d83a381b157fe773ff3a67177	500
4742 42291	0x8b95f6b00ed3794d1193d67ba2892b5d9b452aca	500
5547 41486	0x932a824a4d3d0680e0b352de150e6f212b8ac841	500
5042 41991	0x3483a0282281768e2883c443989194259cba7eaf	500
7140 39893	0x696d1a516c19f81866d56fb18d9adbe1b7a3758f	500
6495 40538	0x30b334c9f207e29c11500c9a8e1b3d9d501c5c9c	500
6168 40865	0xfde869e47a900bfdb1319f8a1ebacd65ed2afb39	500
5523 41510	0x52f194472efda57ca25038cffa66a70c92b43a59	500
4291 42742	0x1000a8091dc73ceafe629c9fce945fd47a7f3b6c	500
5821 41212	0x0f9099a52ea8e1dbd80adb50e91c24fe5cd15c46	500
4745 42288	0x40feb63d11e020d206eb1e910aebb8dc6b1b6eb4	500
4951 42082	0xa53a13a80d72a855481de5211e7654fabdfe3526	500
5997 41036	0xe357f327dba2ce813492b12c218842b51e86ee3d	500
6828 40205	0x7c28c7a89ffba91b0d447f02e7ca9a284a4dc317	500
4336 42697	0xfdd77ff61a79cbd47b391cec6990a2a3a4f92ceb	500
4501 42532	0x030d9f55c7f7589034b829a87bf3bd84d6682a18	500
4754 42279	0xa303595251ac6af0a32c682a3a1ec3ef6ee391aa	500
4088 42945	0x58fbf79ed67a16d85d1fa6bbae3c753b6cc657f8	500
5582 41451	0x757b4f1adc61609c20d39cf3050d7b869d575220	500
4971 42062	0x952e6801c5c66f7c4909b167fe626157a8f67e0a	500
4661 42372	0x86a4ddac16bbef9bd1e20a1c976b9fed06c2c9ce	500
7435 39598	0x6f2030754345d83e7826025615129db75ac28cd9	500
4141 42892	0xad549c7fcf1bd3e57bca464d9dce0a0d561599d1	500
5396 41637	0x4755e39fe61f358dea155873f1430d143cc0d10c	500
5888 41145	0x44d05f7f5e96c1b6bde0d53a641a7bda524b20de	500
7038 39995	0x110ee2eed4fbf9d362814e2bb54e7e6133bdb59f	500
5163 41870	0x32e64fe7d16206d376e2cba72a87859d6e9985b6	500
4856 42177	0xc1a7330fa0a45099303786ae1630a342f8620e89	500
6047 40986	0x0b77cc83a7ecd366354a0518b2a6224eec7de412	500
7430 39603	0x51306f8a959f95f03b3880915821d99809c75e92	500
5704 41329	0x5480b68025edda9c03ea4c9165fb64e0a1f2c1e4	500
4250 42783	0x7b0310675c9771ab62c292ba5721d4e5797f4c1f	500
4367 42666	0xee1f07f88934c2811e3dcabdf438d975c3d62cd3	500
6187 40846	0x73730490b80c693cce212c32d00b77d5d63b7e60	500
5025 42008	0x2fb2942006fd268cdca18ecf47596e8707fc84a7	500
7022 40011	0xc895e49fe209aa59e48b8a953f31bcc32a386458	500
How do I move up the leaderboard?
6802 40231	0x83ee1f27a5ca397ddb7806bb113dd917440ed5e6	500
4204 42829	0x3b46b98f1b216bbeb2b4e89ea3431b1e6717fca4	500
7257 39776	0xac860e27141260703485717fadb271978cec26fd	500
6299 40734	0x511d378deb773be2f46966c18025b041e1abccfb	500
6250 40783	0x3a509cbe5878d0e559d3ab20d909fd00a8871fc9	500
6853 40180	0x10a2383113c86db1aef1c35f1254da0ff2349770	500
5811 41222	0xaeeda8d02c23d7f6ea244c5cb17cd6bac42d072f	500
5043 41990	0x9b6c1b045f79e59bc97562cf452a083886e8f8ea	500
5280 41753	0xc1d7457df57074a9bf025981595c49a90f807923	500
5158 41875	0x9519a57dea8342a5276e3b209790185f331acfc4	500
6761 40272	0x277624af714fffda86091c117a64a81e1f19e17d	500
6054 40979	0x635b230c3fdf6a466bb6dc3b9b51a8ceb0659b67	500
7333 39700	0xc17d7c18162dd3c92e4ffbd097c285c567ee927c	500
6104 40929	0x74075d1a2481f25343b32bb1a7bf6336ee42b016	500
4378 42655	0x989ad8e2aae99393585342ba94931f7de5e5a96f	500
5277 41756	0x68963dc7c28a36fcacb0b39ac2d807b0329b9c69	500
7269 39764	0x39fffe706fcf1d33bdd54590e0e5e0560af3d1ac	500
6514 40519	0x0098345fa6ab5638a0573f767bf993dcac199e81	500
4221 42812	0xe6474faeb0d244f4afad1b17eb2c47f74e90e1db	500
4410 42623	0x20edc6bb45624e7f0adbe362abb7db5c0be88e2b	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.99% on your WSTETH

Earn 5.50% on your DAI

Earn 4.30% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.49% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About