Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
6852 40192	0x3fa8a1d5ea4c79e21537b32430cbd515200cd995	500
6742 40302	0x6a6d76a7e2b978da196701c67407c358427b982b	500
6787 40257	0xa85da96711e60d4cae5ea043452b7f4f8bff77fa	500
5889 41155	0xca87227285bc34a92001c522373deb185cccba34	500
6094 40950	0x3ad6d3625e09be308cb5eca65544b6f0e291ea9d	500
5751 41293	0x23c910023a65a2a18f0b5c8ad1206530d75ce0f7	500
5833 41211	0x0fefeda63cfd505e5b5b8ffdd17c328b8e355b22	500
7370 39674	0x8a9bcdc68d19e111663d6c986caf1da1eda1c304	500
6524 40520	0x6bbf1fc575eaab0f1b049103e168b20b1d759d3d	500
7157 39887	0x7c27e27f01a50625b9d9daca55762c68a0581f6e	500
6735 40309	0x185a7fc4ace368d233e620b2a45935661292bdf2	500
6781 40263	0xba4b8fcacf85ab199061ff0cab75b33b72be3be3	500
4568 42476	0xc2546de373e54a80449e0092c30f424789801a39	500
5416 41628	0xff7a971a372db7f2c2c7ce692eb93106d93b0426	500
5059 41985	0x9ae3e22c9b9a48f790815cee0f8c4b00680a4a6d	500
4445 42599	0xc7bb05ee716ff1a1f576b9c82ceea3f8d83019ae	500
5330 41714	0x582578df5cc8c43900b1c5ebc99e0a370f6b2902	500
4728 42316	0x7324acab45bbf21b82a268693198fbf16f5fd60a	500
4395 42649	0x255f2b02cded81fee754cbadfcab8f9500eb436e	500
7066 39978	0xcb6a6f974e4a4df22581064af109ccdbbabf47b1	500
5460 41584	0xf806c449442b8950f08505951547d6e34247b8a4	500
6992 40052	0x451672ec44dd17b1a46e765291ff730f242508d2	500
5140 41904	0x6bfbbcece24a19f51efaa9561f6e74216422d927	500
5087 41957	0x01329db67e9a963695c65766a298f9876e87def4	500
7427 39617	0x5180db0237291a6449dda9ed33ad90a38787621c	500
6046 40998	0x408a6ad488587b1360ff566741e29e7e388b6c57	500
4365 42679	0xa6b0d04fc93706c7ee5449bd420072014707a5ed	500
7190 39854	0xfd57d8f4a33753c576f75d7cc9a2b24609399591	500
4308 42736	0xa21fa4fa5e8a51165b77f24d21fbe2bc0fbf97f6	500
4790 42254	0x0215c140840b896e1e371525d1f70cefbd09aafa	500
4459 42585	0x0ce638e196f5141b9aa2fedc07ea158d94b458f9	500
5531 41513	0x5ddb5244acaaaab3275b2731c981a49cd5f68cee	500
5103 41941	0xf84003446b3fff78e1e0cd4bdad7128dc3b56d8d	500
4651 42393	0xaca6772be7bbb01d9a71457b5d430e9f2f0822a8	500
6238 40806	0xbb2440df26cae107a421bc342ab66a0ce4fbe331	500
7001 40043	0x92f58c9dce26a61fcc8b4c95fc49e640d92a8e78	500
5342 41702	0x596572fb0e85ed15c2e5fc0f126878cf6b6b95f4	500
6644 40400	0xbf30608066f972e705b54fe75411e54b34d671c3	500
6843 40201	0xd0cdacb442a9f38c44d2ea87f005c48faa8ad5cf	500
5980 41064	0xc135725230a91b002025aeeb97dc8c29dd026cad	500
How do I move up the leaderboard?
5746 41298	0x2061a27d1dc983fd8444770bc8d56bce215364ac	500
6626 40418	0x892abc8372ab4fc32d2bf3a51ca9d376bda5d818	500
7172 39872	0xa54f4330a818492b9af9f0ff00ef8c7c2024ba93	500
4494 42550	0xf8714afccee356681214cff48de2b24371f09c8a	500
7148 39896	0xad62d4fdd2d071536dbcb72202f1ef51b17ece30	500
5247 41797	0x9bb5ba0906d4f976dd4d9e670e4349f706a6d510	500
7038 40006	0x2a15c4df3a0f49ed56ab8d6a0e4403bb2f4218b3	500
7325 39719	0x73a45fc60534fbd05c891ee585726e66c5f2e22d	500
6821 40223	0x6ed4f98486016b0cc0ecf1b77a3b1f0ffb58a279	500
4786 42258	0xc9c6fc48a6fa8d7f06699b78eb46c908751966df	500
5205 41839	0x51c59282406384f8a39f090cfd61fc2af56ded7b	500
5199 41845	0x4b5a787ac6921cdefc57d8823ebd4d211f8e0519	500
4632 42412	0xf227704225e260d090736cb3b9bb10e26b5347d1	500
6355 40689	0x1e7dfa9d7216b1ea0c67c72ab5b81172b5fa0c0b	500
6077 40967	0xdf5245b911f4a2b470308fa7c5ed2553cd6ff805	500
6628 40416	0x3da0b27497effa4f703b702fd76d82e2b1c11ba7	500
4109 42935	0xfcc5acd50ae590889d2a53343d35b5fb80d403c2	500
5206 41838	0x6714cdf72b31d3d339e1da7b2710e169f1f0714a	500
5708 41336	0x4a56a3ef7bf8dfa2d427ced3765e4d546fa941f6	500
6619 40425	0xa672d5b91e8695ea9803c696a32d90537a274a63	500
4889 42155	0xd8219b1b72098db3535390d3354689b744d71777	500
6557 40487	0xd2dfe71e6f01d78466756cc64f5abca642190827	500
4810 42234	0x5783d77a563210b7f8a1f02b3a4100595af32aca	500
6859 40185	0x0abf38a836553552d2f064c1255b328a5ebbd5e4	500
4497 42547	0x2e73caf5e4bb8b24f66ceb149fb0d8aacf90a8b5	500
4368 42676	0x1dfbd541162a88eca838229d7bf84fa9d19807c8	500
5612 41432	0x7baefd3ef84970077ffb5d8d7aa70ea55dba97a8	500
5673 41371	0x6a4b25c58173976c4a2bd2151028c3759a1eadd3	500
6877 40167	0xdc9dce81cb89db0c27c477204f272bbf3bbb2326	500
7417 39627	0x5e0481cad8bff5453635f4770f44b2194ddf6e02	500
6647 40397	0x06b3564ef920fd55f19f95eb7114eab3ee83a192	500
6424 40620	0x1f0301a5af0d6ff807a79023d414f35251b1d72a	500
5634 41410	0x022a7b3270fd313fb01a2421983a67fd382eea57	500
4491 42553	0x933dadb500616d25ba7db5195f6f6f728e08d627	500
4590 42454	0x93f5d90935d56139b6eeb56adfc6bcd7d005ae38	500
4967 42077	0xb147e30652398206815fc50a62af22a9b91be5bf	500
4906 42138	0xd1efb42da848fe7ba4c2017b96b7023bb6edd4ee	500
4676 42368	0x6077118af90567e382fe74c799237d96453eb6d2	500
7408 39636	0xabed497d0ccb6916c95dd98ad4402febf5f52fe7	500
5728 41316	0x8cc51f942e67d4b89f3defecb051ecd6ac9485dc	500
How do I move up the leaderboard?
6849 40195	0xe42cd16908c0589ac144aa738ce0db8a8ab8e571	500
5310 41734	0xda6f3e0bc8df082bbf77333b60ad7e43ec92123c	500
7094 39950	0x842d66396454aca3873dd8f435cea2f3cfcd9cb5	500
5788 41256	0x6fdae9edacc6461b21f71a1a6a420197d2b0c3aa	500
5366 41678	0x1b1ec70f5d16cab5f8d24306c0b9c99dcd75fc97	500
7486 257766	0x0e6ce0205b1e06fc2581bd4f9e340e8e46b422f1	496
7487 257764	0x3a1191221d6cf7584fa220378b1d911c5a051f95	496
7488 257765	0x3902f114088ac61b054ee5904c390183abacb2b1	487
7489 257765	0xaf4da3bec83da5bbdfcef872e16cd78b26a97477	478
7490 257765	0xda0f18efb51c9a639d37b0dc46ce719db18a33e1	470
7491 257765	0x72a2da3dd2f9e29c6d11aca62834306e6122b41f	468
7492 257765	0x5e121d6c778f6e443146ac1558dd1c3b3e049652	458
7493 257765	0x21070f7adc170dd1beb86aae02c13fa20079c6da	420
7494 257765	0x2f19883a1f8212e8f3b7f72f2b37f8440df55d23	407
7495 257765	0xfacec1c32ae56097866a6c1dda1124f2c6844f40	402
7496 257765	0xe36105fefa4e9c26eee3db2313e1ef882fadfd46	400
7497 257765	0x0d0c3e03831e7cc4777bc6e3afce262ce5acb5a9	400
7498 257765	0xccacf3bb422f4f1d9969cd414b7ddaae7cd745ad	400
7499 257765	0xa630b14caf3783615f2d03f47b63553ba4a936c8	386
7500 257765	0xea0636d40488c244863d556363c3373a749f1187	368

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.10% on your WSTETH

Earn 5.50% on your DAI

Earn 4.06% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.12% LTV

Borrow against DAI from 0.07% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About