Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.65%.

Get $RAYS

Leaderboard

Rank	User	Rays
5697 41354	0xb957dbb9727550694e9ea1a1af61592b59fde978	500
4190 42861	0xcb47e581cfd9c7e7503b2e757c675807fa398801	500
4887 42164	0xd6941458d58146b1f4ba0ca1d0bd5006813caa15	500
6949 40102	0xa408a1e70a1aa0f2d20c51785c3153c1d4ae7b6c	500
4551 42500	0x7c411cdecae8ed9064e59053eb4bb3ab94b389a5	500
6716 40335	0x5c0d6eed0b5a8817aa8407904ca3952a344731f0	500
4278 42773	0x44b2e5b84eac1e8d23f1324b6b824cd7e2178db6	500
4155 42896	0x2330151c4f341dfc94be4144a8db1187d1558554	500
4721 42330	0xe2bf3b01fe8d4bafe5099ceaae8bbe14d3fb7bcf	500
5803 41248	0x463d5aca3ea39572188814c1a754a6c6e60568c5	500
4494 42557	0x86391cc3da1c4e67399c9757e469de39179ec68e	500
4961 42090	0x415e1f708fd8ac9cb2acaeb9df2b53834779ef92	500
4654 42397	0xee8ecf29b0baf9370e62c94e7587d8a160cfd4c5	500
6708 40343	0xb0a79185b7640d6a3dbbdd1072a70d8f82f9095e	500
6731 40320	0x3adcbb9926f0434c5a9f599044cdb221525c0bf1	500
6956 40095	0xebe1495ed58d91c75e79f2d20d21e7f9c4bced5d	500
7362 39689	0x2e0303c82f2a733ee1a9c3046512fe73d68d2a0c	500
5689 41362	0xb3897eb4c1d10db64c4bf67192dfec3eca9828e0	500
6288 40763	0x172dcd92b1dfc60af9c53d8ddd5b29458897ac4d	500
4318 42733	0xf6aecfcd64be529100dc08a0b37511e71f2fe386	500
7329 39722	0x93bb2d258786109439cb268c0a425b314d8abf56	500
6767 40284	0x8bd0b78950fba7da35cf6eef708cc9b8e2520404	500
7297 39754	0xcfcce06af0ee209dfa340247199057fe619c98c9	500
7462 39589	0xecd378b4f11d1a8bdd08fa13e1bf367dd784ace3	500
6319 40732	0x23c2aa52895d15d5ba51f3f3b588a8d4f13d6af3	500
6749 40302	0x17a3ad632acba0b70d9bcda74229e54070d26bea	500
6947 40104	0x14a08a3fb4a3de229b87e69fbe45eee23b4d60fa	500
4896 42155	0x800159e29cb98568e286374e305181813f0955e7	500
5987 41064	0x10d61f4b7c102c8bf2c5bd00063e41bc5178e081	500
5818 41233	0xf7bcd7bb00f4d081775fedef64e92017a10d4b25	500
4288 42763	0xfeed3919c69ec1ef779ca26d2b445e6890a56fd4	500
6285 40766	0xb2a0e2688c5a82beee6818f5a3d206680fdfd75d	500
6263 40788	0xa217afdb7f6c274dde8e5081b779d1e25a400c3b	500
6208 40843	0x16669c161e27521d96cbc9d5af37f24fc70ae8ca	500
4641 42410	0x77baa8bae3e550887c268fd3c4dc7e6c8245bc8e	500
7165 39886	0xc8699d4ba37a0fad6419d96ec9a44ac2ef7f2acd	500
5831 41220	0x176f3dab24a159341c0509bb36b833e7fdd0a132	500
4225 42826	0x2bdab32fc7285ea127cd72046d7a0f9c5bf0dcbc	500
4250 42801	0x251b970d34af7a3a7ad3b97ac8ca5a759c59effc	500
4931 42120	0x499d9aced1004d311b6f6b811b559c663fd62f81	500
How do I move up the leaderboard?
6600 40451	0xf424da7e5cd837e63ed5ef993611cc70a68dba28	500
7356 39695	0x4d1467c312a83794c99b9db678dfdfa743394ef7	500
4594 42457	0x06334ce2436d281359a74f8163186f4fa2e942f4	500
4193 42858	0xabf4568e65e90e23cd8e7183ce984b86c2083028	500
4972 42079	0xed0c7697d7f31ea962b62d7a694c2ffd37922605	500
5899 41152	0xaaf556dfe2cc03be56a6cfdd27a9a9d2652d6199	500
4116 42935	0x1512c7c4a4266dc9a56b1f21c8cb19e13410e684	500
5059 41992	0x99a825caebc22d6cd36fc805a3918eb4a7fb18c6	500
6317 40734	0x1df0cc8834c2724fda205976e44cb56c30495abc	500
7193 39858	0x88f042cc7a2601b21d17d88fc9721c552f80e7e1	500
7044 40007	0x09c219f3c6f4c79c26906b3921fe57e054827690	500
4777 42274	0x410cc3e93160e9c0c15d98c0200bdf70a967913b	500
4676 42375	0xe97ae820fce388b74afe5040a5dcc4c1d38d6445	500
5723 41328	0xe160b3790ea2711b261186881f92df15e0453a1c	500
4411 42640	0x8a9bcdc68d19e111663d6c986caf1da1eda1c304	500
5124 41927	0x7112cf8d0b0ae8a5139075e7d809a77ece1f41b2	500
6120 40931	0x91c7118c1e9191471a2120be4c74825cf58ae483	500
4301 42750	0x0e7121299279d976c246957617db97a81a9a1a4b	500
6791 40260	0x6d88b1f66bcf2c57472b4a36be833e708c6502af	500
4718 42333	0x52b042beac8a62ac3f4a8177f3031364485793be	500
5050 42001	0x021dca5004373298e17c75b4d8899d3c0c699206	500
5565 41486	0xf7987d5db2b03ddbb2ee18e4ec09012eca638297	500
6345 40706	0xea5bff045e1f4ec3764ca4445da68fd29720a03b	500
5547 41504	0xf33ba5a96cc2342ad1f73cc00e3ac5094a4e6895	500
5972 41079	0x8b3cd052fd79f5a533185d7748df94b0014e38f0	500
6960 40091	0xaeef902304e131221575d364e3ec0fc9d7a82faa	500
6807 40244	0x5faeaf34ef7266a771f6a560a6b5b8f6844c7607	500
5978 41073	0x1ef1dc70ed30d815accdff72c46111002583602e	500
5800 41251	0x92cd4225dff958fc1d91cd8f0107d324f1516246	500
4570 42481	0x16c3a94bdb8b8c26fbf94f5a0123292758c8147a	500
6853 40198	0x43f30328e6e27df0311ca852c84612b9b634c4ca	500
6677 40374	0x746098f891d52fa00e49942c244a18bb15d574de	500
4790 42261	0x6845400c874037bec2a4b012b794aae480872cc1	500
4430 42621	0xb4bd4b455c77e6d8b357b2b340d65e8a80b8d8b1	500
4389 42662	0x9a387bb2cd93a09d9f05bf05786c3a41c230190d	500
4750 42301	0x74806540d1429d177013c8b90a6679626a18cec8	500
5320 41731	0x8b0c8c18993a31f57e60d81761f532ef14633153	500
6810 40241	0x210b6bf816be8b5d8854d944df1b65ed439a1e4a	500
4878 42173	0xc07f83f1261637f29c5b6acafd1d353b4733b487	500
6886 40165	0xeb2cafb6ea9def8084842558ad1242bbf7fcac2b	500
How do I move up the leaderboard?
7350 39701	0x2ad3d1c3a10101b2cfb2ade0999a8e1c41656f07	500
6000 41051	0x3ee4361b72c7ecac056f2dfb32449b142d937675	500
6766 40285	0xe0c748c28e37fc1ac64b8ee5546c8a177af33850	500
6066 40985	0x60c6e604f12c8450d46a793aec12917d1358e902	500
4438 42613	0xee801e811a0cec8df0099cfa46d06e30328cdf25	500
4890 42161	0x5a849bf6ee3e689e1d9edf47caf55ff7da3c160f	500
5476 41575	0xf9420b9295856e78fd10f88e45ec53329708d64f	500
5992 41059	0x2c6c84bee5f24a66556b74469a6761bfa29dca28	500
5942 41109	0x98e4d08f5e66c820ca1bde057223f27fa88c43ae	500
5209 41842	0xa6410cbac864c855b87c4986280e41d4113d24f2	500
7166 39885	0xd3ada8b184723e3caae9d098616a4598fe53f233	500
4123 42928	0x871cc9e0bcadabc85fd44ae514a00bcf2e36d25c	500
7292 39759	0xcf705192b44453cf3a34c6fc283f2597c7a4dd7b	500
7494 257762	0x3a1191221d6cf7584fa220378b1d911c5a051f95	496
7495 257762	0x3902f114088ac61b054ee5904c390183abacb2b1	487
7496 257762	0xaf4da3bec83da5bbdfcef872e16cd78b26a97477	478
7497 257762	0xda0f18efb51c9a639d37b0dc46ce719db18a33e1	475
7498 257762	0x72a2da3dd2f9e29c6d11aca62834306e6122b41f	468
7499 257762	0x5e121d6c778f6e443146ac1558dd1c3b3e049652	458
7500 257762	0x21070f7adc170dd1beb86aae02c13fa20079c6da	420

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.80% on your WSTETH

Earn 5.50% on your DAI

Earn 5.10% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.04% LTV

Borrow against DAI from 0.08% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About