Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

Get $RAYS

Leaderboard

Rank	User	Rays
5940 41097	0x2bdab32fc7285ea127cd72046d7a0f9c5bf0dcbc	500
5894 41143	0x251b970d34af7a3a7ad3b97ac8ca5a759c59effc	500
6722 40315	0x499d9aced1004d311b6f6b811b559c663fd62f81	500
7123 39914	0xf424da7e5cd837e63ed5ef993611cc70a68dba28	500
7374 39663	0x09c219f3c6f4c79c26906b3921fe57e054827690	500
7015 40022	0xf376feea3272a93fc2c76a279cb4a850f8b79740	500
5731 41306	0x0b06f3a71343275da18bb026baec7bf6d837bd8e	500
4662 42375	0x907ad9f85f3fc5a19ae9b936a39185342c6bf7bb	500
6033 41004	0x9f44a4aba757884f546ef0040f7a4325825b4205	500
4480 42557	0x1d23c41837aaaea6eabab5019ebc6fb686ae9b5c	500
5165 41872	0x27f361bb92e4455ae9f7deaf341078cb93e5e85d	500
4852 42185	0xb15c9c8d26941116e7511bdf784e0899c50dca45	500
6312 40725	0xe0d3d023c311c7de5502d2282e3a6f9246f97fc7	500
5534 41503	0xda29c07a09b38bda8474519613d158dc183aa0f9	500
5386 41651	0x29630097c7a28196358401f9499771b460005838	500
4641 42396	0xdd1107d19b6672be5762dcf3bc6db752ece248b0	500
5954 41083	0x2b546d8c42f6b74e9c50455d0b8577e26662387e	500
6145 40892	0xebac3108c58bd4dd48a8110b7750480cea7bc3fb	500
6104 40933	0xb51423c14a448f81563cebd54ab86719e5c46510	500
5848 41189	0x20433dfb275e1660fe317cd9ea49997a38f380de	500
5844 41193	0x2d4c38d80914084d90c55ae6622eb7859ea9ab64	500
5921 41116	0xf9dd24870d259866df0e832926c8784784625d83	500
6320 40717	0x1a9cee6e1d21c3c09fb83a980ea54299f01920cd	500
7154 39883	0xeb597492cf49926647c3c753f88f0f8858556dfa	500
6181 40856	0x43cf87cc29bd0eb1277c6772a2994efd4204f776	500
7002 40035	0x5396e6faf592baad55043756f80b67aa91feb50e	500
5889 41148	0x46ddec05e55550bc83cb5032b278106cd3b2104e	500
5668 41369	0x85a98f62035b39b0dcbdbb98f5bbe379a5bc4a2a	500
5670 41367	0x7f8919fde017c5ff8408e4def990bc81f20d3ca4	500
7221 39816	0x3f94463f2921e15350550c5664028711d40d5846	500
6074 40963	0xe214ca7b160dab472e5250c8cda9545b8ffc6cb7	500
5331 41706	0x30495f43c180c0614cf6f05863650c84d0c4b80b	500
6157 40880	0xccb82218c6f82a2b750cf0d65e21ae6eae14070c	500
4903 42134	0xdc4c379a08c7a36597aaa9f9702b7211c5db17a4	500
5374 41663	0xe0ddea5ca147eaecd2bb3d0157deaf16e6dc9aa0	500
5884 41153	0x9be80c23245b576b23c01670137726fef0f9b64e	500
6782 40255	0xad57a1ea761bd5704207e3eac50b8b78cbafa846	500
4434 42603	0xe55e30c3a94be64da997f164b65127c8797a0da8	500
6332 40705	0x356fa6805f1abc3efab22b59193582aa68e29977	500
5557 41480	0xafe609643934ea392b8c400db474d6419234d64c	500
How do I move up the leaderboard?
6837 40200	0x3f0fe3a5bb63f9ff0413aa0effe9b6d339f0f28b	500
7416 39621	0x24b41e56239da69a77454b5af297b447ad4804bb	500
6345 40692	0x5fdb500ba1d9b6be0c164ce609277cd968c5d45e	500
4380 42657	0x007e2fdae7ac1307e9bd9be979635e76dd731443	500
6094 40943	0x043f3579201977dfed8ae46bc9f1561c92b6cfac	500
5146 41891	0x2015154dfb20b04caa9fd5cbed5a4e093879618c	500
4875 42162	0x7791131322396d7ba0acb6f8456e13df3b435939	500
6806 40231	0x63b2c50334ae16d45ed0bb72635f8825bb43a1d0	500
6464 40573	0x6febcf477bd1109bf8a2778d01dca6bacdb5f29f	500
6250 40787	0x3e9b23a411c6d9c30222a8a5acb72b352b0f8de5	500
5027 42010	0x7e7b41310303a49be9fd26865c5804ee35d4d232	500
6393 40644	0x3d09150d786675dcc1586d6a207f44fef7993ee8	500
4391 42646	0xb744c60f90620f905857a0169ce3f87ad552dc1d	500
7091 39946	0x57e7298d133cbade14fdc633464fec839dd196bf	500
6873 40164	0x360106e24bb5c95d341d94b27a3a49822d0c7b06	500
6530 40507	0x1da49eaa8e9bf08eb0a534ea5ec2af2fe30c47cd	500
7036 40001	0x7d10614154f80fe237ac98ff747d7669a01f8b10	500
7402 39635	0xe58585b22cc2ac4270a2b92c2d2d8c5db5a3330e	500
4220 42817	0x0a235473a00e1bfe128fd40cb1c0b052cdeabe41	500
4549 42488	0x79b91cc34417941189f0dbb4d745ff9da8d211fd	500
5366 41671	0xc293763e6808b6c5eff908511ed46f3891df6af2	500
4509 42528	0x22b2b18d2406daea73d59b59267efe781e3a2a3f	500
4701 42336	0xd0ba108d151a2f4bcc2a97d85828aafa33d871c1	500
6017 41020	0xc5f04d5d55065f3e34945a59ee0c7eb2656aa07c	500
6749 40288	0x1e80bb96d5c8dbe956a1e13492f4dab215724dde	500
7109 39928	0x60e69297e961794d226d01695619b019dcee1ef8	500
6156 40881	0x16b5dbeede1841e6e81565d089c20785796d2fe3	500
5328 41709	0xfa26cfff436500a9f69bfae620497be2da7eea4d	500
6456 40581	0x09961f52710671b845327ab7f844ebef7ac6ea47	500
6362 40675	0xa15ca74e65bf72730811abf95163e89ad9b9dff6	500
7373 39664	0x9317e25590aaa62be015aff026702f3b960131a7	500
7104 39933	0xc62414f73df17ae67b694f248dd224429f44c270	500
4121 42916	0x6258d2fd16cbd53f04d479242d7676fae5552f7a	500
6750 40287	0xab31db568e6f9bfac0645899bfc3d7bf752b9551	500
4139 42898	0xeb193dc69cf5b7e684fd621d2f69782ad00247c7	500
4128 42909	0x032fede91452aa59b02b4bc620573f1fba62162c	500
6140 40897	0x2210d046e38548ca5162d4b08607d347a793486a	500
4821 42216	0x92f58c9dce26a61fcc8b4c95fc49e640d92a8e78	500
7479 257765	0x3a1191221d6cf7584fa220378b1d911c5a051f95	496
7480 257765	0x82d99d98115565d2a58e99fc53704cee56e3c0de	492
How do I move up the leaderboard?
7481 257766	0xa671042cedae94ada0c74cb4086a3461397ca7b7	488
7482 257764	0x3902f114088ac61b054ee5904c390183abacb2b1	487
7483 257765	0xaf4da3bec83da5bbdfcef872e16cd78b26a97477	478
7484 257766	0x919f3fb1496bd0eabffeaa36af88f970acb99e12	477
7485 257764	0x72a2da3dd2f9e29c6d11aca62834306e6122b41f	468
7486 257765	0xda0f18efb51c9a639d37b0dc46ce719db18a33e1	467
7487 257765	0x5e121d6c778f6e443146ac1558dd1c3b3e049652	458
7488 257765	0x11da18aff82a46e9c6fa55461f98e893a5c3e499	458
7489 257765	0x21070f7adc170dd1beb86aae02c13fa20079c6da	420
7490 257765	0x2f19883a1f8212e8f3b7f72f2b37f8440df55d23	407
7491 257765	0xfacec1c32ae56097866a6c1dda1124f2c6844f40	402
7492 257765	0xe36105fefa4e9c26eee3db2313e1ef882fadfd46	400
7493 257765	0x0d0c3e03831e7cc4777bc6e3afce262ce5acb5a9	400
7494 257765	0xccacf3bb422f4f1d9969cd414b7ddaae7cd745ad	400
7495 257766	0xa630b14caf3783615f2d03f47b63553ba4a936c8	370
7496 257764	0xea0636d40488c244863d556363c3373a749f1187	368
7497 257765	0x981c36712c522663892f0969cd095d3603f348b2	359
7498 257765	0xc2a9ffb1195803936ed7fd69a1ca3abfd3e65759	351
7499 257765	0xf1a7cc120db5dec507e8bd3fc10325f649069539	351
7500 257765	0x453c018abbd1d09eff27373b5c6c94921cbd206c	350

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Earn

Multiply

Borrow

Swap & Bridge

Earn 0.00% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.09% LTV

Borrow against DAI from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About

Resources

Products