Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
6456 40582	0x09961f52710671b845327ab7f844ebef7ac6ea47	500
6362 40676	0xa15ca74e65bf72730811abf95163e89ad9b9dff6	500
7373 39665	0x9317e25590aaa62be015aff026702f3b960131a7	500
7104 39934	0xc62414f73df17ae67b694f248dd224429f44c270	500
4819 42219	0x8435aa0a2ed59cd87240cc4dc6d505410c8e053f	500
5565 41473	0xf44220e22573ac6557a60d1973d2a088bac8dd22	500
6220 40818	0x5f56e5ade609d0869351bd43b768568bc690c6f9	500
6526 40512	0xae385d4254efcfa0b19a30269d7fe5cab946e065	500
5401 41637	0x390a7731bb3573617c59060c6b3764664f15dada	500
7258 39780	0x28395ad01ca521ec9f51b3a493b94e5104a276ea	500
5452 41586	0x4265fb33a2137949a54b1c8c8e61833a04ee0c39	500
4332 42706	0x555d446ab2c3c6069c3c45ee738488d91c927b6f	500
6334 40704	0xa877a062b928a0dc12ca474b005bfa9f58bdbdef	500
5776 41262	0x2a08cab66d6d6b8ab0358bb67a9defa78a37e5c1	500
7085 39953	0x8a9bcdc68d19e111663d6c986caf1da1eda1c304	500
5004 42034	0xb1ad64854136d039c16bbf7411a4396a1ddc8c28	500
5395 41643	0xc83849167fe47d527474675854e4ffe848955867	500
4257 42781	0xe09a06b20ce0e6512ae7fbce453cae6e467d2a2e	500
5544 41494	0x174d123ce1ef00eebf1026fbf061a7a58a928def	500
7102 39936	0x44b1d9b379ad7dc026a484fddf35dec65902abb0	500
5603 41435	0x0d349443d913cf8d098cb711132997418aaa6f8b	500
6147 40891	0x5b59745ae1ea00eb5d853543cf2e0288c9de733d	500
5171 41867	0x933ee631173b862941823b65db83fbf1a438fd22	500
6391 40647	0x65fcb5b7ee4f1064b08fc57791a8bfeaac8ef1dd	500
4158 42880	0x40daded65ee76b73e8e7b10486710ee38a94351c	500
6586 40452	0x8d9fd4153e9484ef7e75237f9aa0365d14fd4d09	500
7320 39718	0x0acb169093665dfdd69af8ef1314499fce7e0edd	500
5911 41127	0xecb39112da89d97a792ed58d9bbfbdd2adbba268	500
5124 41914	0xd1aad7186a15f0619dde55d74bdde39df404ce9e	500
5841 41197	0x868a30ab5af30f32c427f7d6effaf06ef3bd2508	500
4248 42790	0xaa1ac9cd61344161a0e264095c93a78af5144dfe	500
5773 41265	0x5feb5255f16ba3c878883bf191f32319ea66f292	500
4521 42517	0x2148bcddd3a866850b552ab5f63c2cda91c9ea77	500
4308 42730	0x5a297599c4bd1c3ef00b277f8a7369cb5b9bd157	500
6830 40208	0x1cde26e9c324ffa7e5b19d3010853c5b188b1a3e	500
6292 40746	0xb9247e730bf4aefb0e44d0fc9ff0ba5d21bb57ed	500
6200 40838	0x754345cd37ed81fce33c9eb976c3e791b9867868	500
4808 42230	0x0acf33252af04bb3cb4b902c07c07d17cd3ccf53	500
7000 40038	0x8db069087f9d25e63c116e5adfaff9691837e5fd	500
4247 42791	0x1b1e1907ace20358827295bfcec2e94e2c05f928	500
How do I move up the leaderboard?
5291 41747	0x121f2d296a461f7ee517a997c35982250c3acae6	500
4452 42586	0x8ef0c98a426965eb7a5d170ccd80ae3c0f71eb81	500
6283 40755	0x9e51be7071f086d3a1fd5dc0016177473619b237	500
6658 40380	0x1c59f234ace21c1a5e640b1d645a04922c070075	500
5447 41591	0x3204f526a7ca628a3b2e8c272ff0e24f92511fc6	500
4776 42262	0x1dcb18b74e66e7c67c715ceb0598751c19f3d5e1	500
6481 40557	0xcd01a523a83dd2214b673143882fca8c56bce6a6	500
5301 41737	0x5cef8dc0638567bb747205cea2433e792c009796	500
4221 42817	0xb7b1501c11d32606eb98c4c23dda9fac07e8555b	500
7393 39645	0xb98a2d64bcf154238c3f2ac9922544ae0d4989d8	500
7078 39960	0x2461a8130e3500f7b86ec51d62c49931c44775e2	500
5737 41301	0xdaaf20ea5a21942ab3bf0e1c4c3f41e752743199	500
4131 42907	0xbbb4ecf66f8c46f87b05e8f4f09faa54b95654a7	500
7179 39859	0x958bc7f87992791e89a5cfe764ff5541f6329642	500
5430 41608	0xc0a7ab57bcf0884413c7e8630f62908308453362	500
4704 42334	0x96baefcbd02d660f8e1d9c17fb623a9dca9e3f66	500
4450 42588	0x339d68983067b6e6bfb4d5f19b98c474637ea44a	500
6022 41016	0x78b037b39704e88a82dd23cfbe1f57f6aef8ebc5	500
4252 42786	0x47be6f685d28b63294116b8e1e879b7af7bfc37b	500
5192 41846	0xa24ebe62c3e7167c87c6915081815a6b82d45a44	500
5792 41246	0x5f4c99f08d1acdc2aca5043ef9388527ee7dee67	500
6560 40478	0x9e5d0dcf8a08b19064b4171bdf8cd66a6e8ca7bb	500
6023 41015	0x67e9a5894d2713553cd3cbc7d034be9f1f830d3b	500
4793 42245	0x5354baafe1934b5e8068221ed631856bfe7f512d	500
7062 39976	0x962699db05a9334c5cd1f9c2867d5160c8e37742	500
6078 40960	0xbbbbef0b73952d6154da802ffbf37033d064f35b	500
5525 41513	0x6fcfb789a593762557177fe9548e44d166f91ed4	500
7466 39572	0xb771b4dbbc1690f1c60c185481f9b0da44f5d495	500
5308 41730	0x4a8172225f44ed87d40ce318438bb14a4f83efa4	500
6429 40609	0xafd21d4fb3111a3ccd9f2252d7a74ee9d218fb0a	500
7160 39878	0xfb626333099a91ab677bcd5e9c71bc4dbe0238a8	500
4120 42918	0xe4c95e2dacda1e909e1d717d1cd56eebd5df1b54	500
6718 40320	0x3a83e745f9819a7b3c5e7e9031bdbbd48a57c0ae	500
7369 39669	0x6a6d76a7e2b978da196701c67407c358427b982b	500
6172 40866	0xa85da96711e60d4cae5ea043452b7f4f8bff77fa	500
7074 39964	0x0fefeda63cfd505e5b5b8ffdd17c328b8e355b22	500
5608 41430	0x3fa8a1d5ea4c79e21537b32430cbd515200cd995	500
4821 42217	0x92f58c9dce26a61fcc8b4c95fc49e640d92a8e78	500
7479 257766	0x3a1191221d6cf7584fa220378b1d911c5a051f95	496
7480 257766	0x82d99d98115565d2a58e99fc53704cee56e3c0de	494
How do I move up the leaderboard?
7481 257766	0xa671042cedae94ada0c74cb4086a3461397ca7b7	494
7482 257768	0x919f3fb1496bd0eabffeaa36af88f970acb99e12	488
7483 257765	0x3902f114088ac61b054ee5904c390183abacb2b1	487
7484 257765	0xaf4da3bec83da5bbdfcef872e16cd78b26a97477	478
7485 257766	0x72a2da3dd2f9e29c6d11aca62834306e6122b41f	468
7486 257766	0xda0f18efb51c9a639d37b0dc46ce719db18a33e1	468
7487 257766	0x11da18aff82a46e9c6fa55461f98e893a5c3e499	467
7488 257766	0x5e121d6c778f6e443146ac1558dd1c3b3e049652	458
7489 257766	0x21070f7adc170dd1beb86aae02c13fa20079c6da	420
7490 257766	0x2f19883a1f8212e8f3b7f72f2b37f8440df55d23	407
7491 257766	0xfacec1c32ae56097866a6c1dda1124f2c6844f40	402
7492 257766	0xe36105fefa4e9c26eee3db2313e1ef882fadfd46	400
7493 257766	0x0d0c3e03831e7cc4777bc6e3afce262ce5acb5a9	400
7494 257766	0xccacf3bb422f4f1d9969cd414b7ddaae7cd745ad	400
7495 257766	0xa630b14caf3783615f2d03f47b63553ba4a936c8	373
7496 257766	0xea0636d40488c244863d556363c3373a749f1187	368
7497 257766	0x981c36712c522663892f0969cd095d3603f348b2	359
7498 257766	0xc2a9ffb1195803936ed7fd69a1ca3abfd3e65759	351
7499 257766	0xf1a7cc120db5dec507e8bd3fc10325f649069539	351
7500 257766	0x453c018abbd1d09eff27373b5c6c94921cbd206c	350

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.41% on your WSTETH

Earn 5.50% on your DAI

Earn 4.69% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.06% LTV

Borrow against DAI from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About