Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.52x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
4384 42654	0xa5dfdfa51ae49a6dd728f4923d1e1cbf1d3d0004	500
6320 40718	0x1a9cee6e1d21c3c09fb83a980ea54299f01920cd	500
5318 41720	0xf8398b4ab3816c8555e561d41e556c686e990a0f	500
7154 39884	0xeb597492cf49926647c3c753f88f0f8858556dfa	500
6181 40857	0x43cf87cc29bd0eb1277c6772a2994efd4204f776	500
7002 40036	0x5396e6faf592baad55043756f80b67aa91feb50e	500
4421 42617	0x0447f3879ca69b933a2a92d81cff089466fb4ee9	500
5889 41149	0x46ddec05e55550bc83cb5032b278106cd3b2104e	500
5668 41370	0x85a98f62035b39b0dcbdbb98f5bbe379a5bc4a2a	500
6164 40874	0x9af48eaa4764cc32f436b9cbead09296c961a250	500
4811 42227	0x0e87886ae6ae071fce20007c0e55b01e777de1f0	500
5670 41368	0x7f8919fde017c5ff8408e4def990bc81f20d3ca4	500
7221 39817	0x3f94463f2921e15350550c5664028711d40d5846	500
6074 40964	0xe214ca7b160dab472e5250c8cda9545b8ffc6cb7	500
5331 41707	0x30495f43c180c0614cf6f05863650c84d0c4b80b	500
6157 40881	0xccb82218c6f82a2b750cf0d65e21ae6eae14070c	500
4903 42135	0xdc4c379a08c7a36597aaa9f9702b7211c5db17a4	500
5374 41664	0xe0ddea5ca147eaecd2bb3d0157deaf16e6dc9aa0	500
5884 41154	0x9be80c23245b576b23c01670137726fef0f9b64e	500
6782 40256	0xad57a1ea761bd5704207e3eac50b8b78cbafa846	500
4434 42604	0xe55e30c3a94be64da997f164b65127c8797a0da8	500
6332 40706	0x356fa6805f1abc3efab22b59193582aa68e29977	500
5557 41481	0xafe609643934ea392b8c400db474d6419234d64c	500
6837 40201	0x3f0fe3a5bb63f9ff0413aa0effe9b6d339f0f28b	500
7416 39622	0x24b41e56239da69a77454b5af297b447ad4804bb	500
6345 40693	0x5fdb500ba1d9b6be0c164ce609277cd968c5d45e	500
4380 42658	0x007e2fdae7ac1307e9bd9be979635e76dd731443	500
6601 40437	0xc3d3660e721a4cf9818bf153d0a32c14513e2a00	500
5205 41833	0x2ce8372b18d6db2400871a37dcacfd98494dd1f7	500
6094 40944	0x043f3579201977dfed8ae46bc9f1561c92b6cfac	500
6734 40304	0x371b33b49c0dad12d513325251da5a6e3d82e6ca	500
5086 41952	0x6e31fa9e9cb2d55bd4f2242a0164a8a7892fb703	500
5146 41892	0x2015154dfb20b04caa9fd5cbed5a4e093879618c	500
6766 40272	0x380fa4ce3189e7ab72169f5dddbfb9e59c97c7e1	500
4875 42163	0x7791131322396d7ba0acb6f8456e13df3b435939	500
4227 42811	0xf613ea392bd34abe031035638981f17f68f47571	500
6524 40514	0x467c8460b5a37aa411e57e99410c06cfb0bfa939	500
5681 41357	0x060409d7fad110464dac8429977d592565979664	500
5518 41520	0xa0d4845c6181f47977dd3782b201677de86a5e95	500
6479 40559	0xd3c20a2e87c6aab9cbd4e52e2b99039e37092861	500
How do I move up the leaderboard?
6806 40232	0x63b2c50334ae16d45ed0bb72635f8825bb43a1d0	500
6464 40574	0x6febcf477bd1109bf8a2778d01dca6bacdb5f29f	500
6250 40788	0x3e9b23a411c6d9c30222a8a5acb72b352b0f8de5	500
5027 42011	0x7e7b41310303a49be9fd26865c5804ee35d4d232	500
6393 40645	0x3d09150d786675dcc1586d6a207f44fef7993ee8	500
4391 42647	0xb744c60f90620f905857a0169ce3f87ad552dc1d	500
7091 39947	0x57e7298d133cbade14fdc633464fec839dd196bf	500
6873 40165	0x360106e24bb5c95d341d94b27a3a49822d0c7b06	500
6530 40508	0x1da49eaa8e9bf08eb0a534ea5ec2af2fe30c47cd	500
5496 41542	0xabfd673d5c623ceec74d029d4fa9e2f021f806c6	500
7036 40002	0x7d10614154f80fe237ac98ff747d7669a01f8b10	500
7402 39636	0xe58585b22cc2ac4270a2b92c2d2d8c5db5a3330e	500
4220 42818	0x0a235473a00e1bfe128fd40cb1c0b052cdeabe41	500
4549 42489	0x79b91cc34417941189f0dbb4d745ff9da8d211fd	500
5366 41672	0xc293763e6808b6c5eff908511ed46f3891df6af2	500
4509 42529	0x22b2b18d2406daea73d59b59267efe781e3a2a3f	500
4701 42337	0xd0ba108d151a2f4bcc2a97d85828aafa33d871c1	500
6017 41021	0xc5f04d5d55065f3e34945a59ee0c7eb2656aa07c	500
6749 40289	0x1e80bb96d5c8dbe956a1e13492f4dab215724dde	500
7117 39921	0xdb29ec3fb265a03943bfedbdf4ee9d9867b368e8	500
7109 39929	0x60e69297e961794d226d01695619b019dcee1ef8	500
6493 40545	0x3e86e6d8711d0edf0d0aa956cc6fb4b94417cc3e	500
5986 41052	0x30a53d898d8b170273391b2407bbdd610afe93a7	500
5452 41586	0x4265fb33a2137949a54b1c8c8e61833a04ee0c39	500
4332 42706	0x555d446ab2c3c6069c3c45ee738488d91c927b6f	500
6334 40704	0xa877a062b928a0dc12ca474b005bfa9f58bdbdef	500
5776 41262	0x2a08cab66d6d6b8ab0358bb67a9defa78a37e5c1	500
6652 40386	0xca87227285bc34a92001c522373deb185cccba34	500
6148 40890	0xf337c09bc7f4c55a6a94d9751b7697abb83a7df1	500
6367 40671	0x6199d226fc991cd99a0864db7c37ff3cdea58649	500
7191 39847	0x6f59ddbdf6a99cd6c9d215d88a7362231b57d207	500
5046 41992	0x5c3e3f1af287a6ee8a167d74078de191a19cb156	500
7369 39669	0x6a6d76a7e2b978da196701c67407c358427b982b	500
6172 40866	0xa85da96711e60d4cae5ea043452b7f4f8bff77fa	500
7074 39964	0x0fefeda63cfd505e5b5b8ffdd17c328b8e355b22	500
5608 41430	0x3fa8a1d5ea4c79e21537b32430cbd515200cd995	500
4403 42635	0xbf9161f13e887faf1e14bf8277c82943566c636e	500
4233 42805	0x8cdb209aefaa36bfff0710a80ed31ab39195acd8	500
7479 257768	0xa671042cedae94ada0c74cb4086a3461397ca7b7	496
7480 257765	0x3a1191221d6cf7584fa220378b1d911c5a051f95	496
How do I move up the leaderboard?
7481 257765	0x82d99d98115565d2a58e99fc53704cee56e3c0de	495
7482 257767	0x919f3fb1496bd0eabffeaa36af88f970acb99e12	491
7483 257765	0x3902f114088ac61b054ee5904c390183abacb2b1	487
7484 257766	0xaf4da3bec83da5bbdfcef872e16cd78b26a97477	478
7485 257768	0x11da18aff82a46e9c6fa55461f98e893a5c3e499	471
7486 257765	0x72a2da3dd2f9e29c6d11aca62834306e6122b41f	468
7487 257765	0xda0f18efb51c9a639d37b0dc46ce719db18a33e1	468
7488 257766	0x5e121d6c778f6e443146ac1558dd1c3b3e049652	458
7489 257766	0x21070f7adc170dd1beb86aae02c13fa20079c6da	420
7490 257766	0x2f19883a1f8212e8f3b7f72f2b37f8440df55d23	407
7491 257766	0xfacec1c32ae56097866a6c1dda1124f2c6844f40	402
7492 257766	0xe36105fefa4e9c26eee3db2313e1ef882fadfd46	400
7493 257766	0x0d0c3e03831e7cc4777bc6e3afce262ce5acb5a9	400
7494 257766	0xccacf3bb422f4f1d9969cd414b7ddaae7cd745ad	400
7495 257766	0xa630b14caf3783615f2d03f47b63553ba4a936c8	373
7496 257766	0xea0636d40488c244863d556363c3373a749f1187	368
7497 257766	0x981c36712c522663892f0969cd095d3603f348b2	359
7498 257766	0xc2a9ffb1195803936ed7fd69a1ca3abfd3e65759	351
7499 257766	0xf1a7cc120db5dec507e8bd3fc10325f649069539	351
7500 257766	0x453c018abbd1d09eff27373b5c6c94921cbd206c	350

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.29% on your WSTETH

Earn 5.50% on your DAI

Earn 4.69% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.07% LTV

Borrow against DAI from 0.08% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About