Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
5545 41500	0x380fa4ce3189e7ab72169f5dddbfb9e59c97c7e1	500
6845 40200	0x6e31fa9e9cb2d55bd4f2242a0164a8a7892fb703	500
4406 42639	0x371b33b49c0dad12d513325251da5a6e3d82e6ca	500
4622 42423	0x2ce8372b18d6db2400871a37dcacfd98494dd1f7	500
7401 39644	0xc3d3660e721a4cf9818bf153d0a32c14513e2a00	500
6662 40383	0x0e87886ae6ae071fce20007c0e55b01e777de1f0	500
7154 39891	0x9af48eaa4764cc32f436b9cbead09296c961a250	500
4609 42436	0x0447f3879ca69b933a2a92d81cff089466fb4ee9	500
5095 41950	0xf8398b4ab3816c8555e561d41e556c686e990a0f	500
6348 40697	0xa5dfdfa51ae49a6dd728f4923d1e1cbf1d3d0004	500
7036 40009	0xcb47e581cfd9c7e7503b2e757c675807fa398801	500
4258 42787	0xd6941458d58146b1f4ba0ca1d0bd5006813caa15	500
4424 42621	0xe2bf3b01fe8d4bafe5099ceaae8bbe14d3fb7bcf	500
6192 40853	0x463d5aca3ea39572188814c1a754a6c6e60568c5	500
7175 39870	0x86391cc3da1c4e67399c9757e469de39179ec68e	500
7471 39574	0x415e1f708fd8ac9cb2acaeb9df2b53834779ef92	500
5338 41707	0xb0a79185b7640d6a3dbbdd1072a70d8f82f9095e	500
5317 41728	0x3adcbb9926f0434c5a9f599044cdb221525c0bf1	500
4738 42307	0x93bb2d258786109439cb268c0a425b314d8abf56	500
4771 42274	0xcfcce06af0ee209dfa340247199057fe619c98c9	500
4616 42429	0xecd378b4f11d1a8bdd08fa13e1bf367dd784ace3	500
4178 42867	0x23c2aa52895d15d5ba51f3f3b588a8d4f13d6af3	500
4151 42894	0x17a3ad632acba0b70d9bcda74229e54070d26bea	500
5109 41936	0x14a08a3fb4a3de229b87e69fbe45eee23b4d60fa	500
4248 42797	0x800159e29cb98568e286374e305181813f0955e7	500
6022 41023	0x10d61f4b7c102c8bf2c5bd00063e41bc5178e081	500
7369 39676	0xfeed3919c69ec1ef779ca26d2b445e6890a56fd4	500
5741 41304	0xb2a0e2688c5a82beee6818f5a3d206680fdfd75d	500
4899 42146	0xc8699d4ba37a0fad6419d96ec9a44ac2ef7f2acd	500
4202 42843	0x176f3dab24a159341c0509bb36b833e7fdd0a132	500
7006 40039	0x2bdab32fc7285ea127cd72046d7a0f9c5bf0dcbc	500
6980 40065	0x251b970d34af7a3a7ad3b97ac8ca5a759c59effc	500
7438 39607	0x499d9aced1004d311b6f6b811b559c663fd62f81	500
5439 41606	0xf424da7e5cd837e63ed5ef993611cc70a68dba28	500
5016 42029	0x09c219f3c6f4c79c26906b3921fe57e054827690	500
4862 42183	0x284f8d4c88180d866c2484968dd617b680bc269a	500
4989 42056	0xdd6775682a8177f1ff6f4e347419d4de3e126f4c	500
5419 41626	0xb86ff6062bd9f5d16742f82e0e249d46fb380bc4	500
5368 41677	0x66cc959e7a5bdb0bbe1f40ef1a3bcae785142806	500
4395 42650	0x843ec297cce033514bb3d2124a4ecb16c23d5544	500
How do I move up the leaderboard?
6700 40345	0x69d022237764a685ab8cf2d9c72fc6945440d03e	500
7367 39678	0x193ec8449e83eaaf3b8c8235821b6846d5aa8b23	500
4133 42912	0xfcd98e8d5c541c0412e928f1b6aa79d40eeec424	500
7482 39563	0x5e439b06536ce2a9f17b226b94a13b438ab971fb	500
5650 41395	0x160a8d28d63961297e51e4f1a0401bf4d27f5162	500
4798 42247	0xbc5eea869e6a7a30aa41b3b83111aedf23846e33	500
6120 40925	0xe8c6381475d1956e0dc9ef25278d087165ce9628	500
6456 40589	0x1e3b4ce0e871f9e8e30dfd1b6c789e2fbe57a286	500
5314 41731	0x5fc9f68333645f713a13f3b3fb9a0f3dedf0f8a7	500
5231 41814	0x6cd5cf02b1f7089813a3309102ce902bc58aa317	500
5367 41678	0x3f13f597f80c65055251cdfc63b292df8e042cf9	500
4723 42322	0x63b2c50334ae16d45ed0bb72635f8825bb43a1d0	500
6145 40900	0x032fede91452aa59b02b4bc620573f1fba62162c	500
5361 41684	0x6a6d76a7e2b978da196701c67407c358427b982b	500
5646 41399	0x2210d046e38548ca5162d4b08607d347a793486a	500
6221 40824	0x8cdb209aefaa36bfff0710a80ed31ab39195acd8	500
5905 41140	0xbf9161f13e887faf1e14bf8277c82943566c636e	500
5297 41748	0x3fa8a1d5ea4c79e21537b32430cbd515200cd995	500
4645 42400	0x8c81ed61ba1a10b162e2b7fbeb329abd32d62254	500
5301 41744	0x486be7dd811926cb519c23dfec8bf14236cf88d8	500
5427 41618	0xc084508124a8b76e44a07418a92a868394153771	500
4790 42255	0x24a3917aa27ebbcaa4ebfcace2976c7eb383dbb6	500
4934 42111	0x368100b28d1bb44463a5c748f58b4036faa4b0bc	500
5799 41246	0x21259732a05825811a5cc23acad2f5bfecbf8590	500
7078 39967	0x815000861e8deef643193c8467948d421984ef4f	500
5000 42045	0x4737c4b965ac908246c2a2f66c87394bf30bccc4	500
7042 40003	0x3e0435f94f97d19b405a898d3f587061925036a3	500
7145 39900	0x07588353130f93056c7d32250a217ada1c5ae022	500
7117 39928	0xff6fbaf4ab2f45f85cf12baaebc739c24e8d4f53	500
5561 41484	0xf9a6ed52c4988580954672aa91a1d5eb229e5c78	500
6370 40675	0x8cb51dfa2aec1f330bd14369ab32d2e26ac5e063	500
6556 40489	0x18af6126d927f1237a5031a78d0dc15dac7637af	500
4452 42593	0x8b1c70e4714bc00e449edc9dcbba4c5053fd6191	500
6764 40281	0x2bb94e0ec711da50c6c7dee2a345fb96d16b3ed9	500
5193 41852	0x097e1cb76a4775c63f7a1198838bf86a6613e85d	500
4708 42337	0xc4a5220660bd57b15d622f71f5d4164be2090105	500
7363 39682	0x8f009a96f45514c31ee806fba7c4bfb842ff497e	500
4690 42355	0x4c2008a728aaf991f696f493bab15a6178994836	500
5251 41794	0x24b1797727ca1509f763a19685782705a4c9a484	500
6587 40458	0x16140555ac1224bc4a8429f0c03cc6247158e921	500
How do I move up the leaderboard?
7466 39579	0x91528c39ebdb56c08556f514ac099e043b252a1f	500
5943 41102	0x488aa4693108834d8105d17eebc1d739585101fb	500
6933 40112	0xec5f7c0f1e102f18e478d71fdf61c192e3cb245b	500
4317 42728	0x7a791a73eae3cce350a2b4a34e3231d151d09d72	500
4588 42457	0x92f58c9dce26a61fcc8b4c95fc49e640d92a8e78	500
4775 42270	0x0fefeda63cfd505e5b5b8ffdd17c328b8e355b22	500
7418 39627	0xca87227285bc34a92001c522373deb185cccba34	500
5644 41401	0xa85da96711e60d4cae5ea043452b7f4f8bff77fa	500
7489 257763	0x3a1191221d6cf7584fa220378b1d911c5a051f95	496
7490 257763	0x3902f114088ac61b054ee5904c390183abacb2b1	487
7491 257763	0xaf4da3bec83da5bbdfcef872e16cd78b26a97477	478
7492 257763	0xda0f18efb51c9a639d37b0dc46ce719db18a33e1	471
7493 257763	0x72a2da3dd2f9e29c6d11aca62834306e6122b41f	468
7494 257763	0x5e121d6c778f6e443146ac1558dd1c3b3e049652	458
7495 257763	0x21070f7adc170dd1beb86aae02c13fa20079c6da	420
7496 257763	0x2f19883a1f8212e8f3b7f72f2b37f8440df55d23	407
7497 257763	0xfacec1c32ae56097866a6c1dda1124f2c6844f40	402
7498 257763	0xe36105fefa4e9c26eee3db2313e1ef882fadfd46	400
7499 257763	0x0d0c3e03831e7cc4777bc6e3afce262ce5acb5a9	400
7500 257763	0xccacf3bb422f4f1d9969cd414b7ddaae7cd745ad	400

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Earn

Multiply

Borrow

Swap & Bridge

Earn 5.72% on your WSTETH

Earn 5.50% on your DAI

Earn 4.48% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.12% LTV

Borrow against DAI from 0.08% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About