Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 8.05x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
5548 41484	0x892abc8372ab4fc32d2bf3a51ca9d376bda5d818	500
4407 42625	0xa54f4330a818492b9af9f0ff00ef8c7c2024ba93	500
5137 41895	0xf8714afccee356681214cff48de2b24371f09c8a	500
4430 42602	0xad62d4fdd2d071536dbcb72202f1ef51b17ece30	500
6989 40043	0x9bb5ba0906d4f976dd4d9e670e4349f706a6d510	500
4535 42497	0x2a15c4df3a0f49ed56ab8d6a0e4403bb2f4218b3	500
4262 42770	0x73a45fc60534fbd05c891ee585726e66c5f2e22d	500
5296 41736	0x6ed4f98486016b0cc0ecf1b77a3b1f0ffb58a279	500
5066 41966	0xc9c6fc48a6fa8d7f06699b78eb46c908751966df	500
6955 40077	0x51c59282406384f8a39f090cfd61fc2af56ded7b	500
4953 42079	0x4b5a787ac6921cdefc57d8823ebd4d211f8e0519	500
4112 42920	0xf227704225e260d090736cb3b9bb10e26b5347d1	500
5240 41792	0x1e7dfa9d7216b1ea0c67c72ab5b81172b5fa0c0b	500
5789 41243	0xdf5245b911f4a2b470308fa7c5ed2553cd6ff805	500
5392 41640	0x3da0b27497effa4f703b702fd76d82e2b1c11ba7	500
5212 41820	0xfcc5acd50ae590889d2a53343d35b5fb80d403c2	500
6956 40076	0x6714cdf72b31d3d339e1da7b2710e169f1f0714a	500
7306 39726	0x4a56a3ef7bf8dfa2d427ced3765e4d546fa941f6	500
5542 41490	0xa672d5b91e8695ea9803c696a32d90537a274a63	500
6741 40291	0xd8219b1b72098db3535390d3354689b744d71777	500
5421 41611	0xd2dfe71e6f01d78466756cc64f5abca642190827	500
6680 40352	0x5783d77a563210b7f8a1f02b3a4100595af32aca	500
5660 41372	0x0abf38a836553552d2f064c1255b328a5ebbd5e4	500
6446 40586	0x2e73caf5e4bb8b24f66ceb149fb0d8aacf90a8b5	500
6344 40688	0x1dfbd541162a88eca838229d7bf84fa9d19807c8	500
7243 39789	0x7baefd3ef84970077ffb5d8d7aa70ea55dba97a8	500
4823 42209	0x6a4b25c58173976c4a2bd2151028c3759a1eadd3	500
5677 41355	0xdc9dce81cb89db0c27c477204f272bbf3bbb2326	500
4178 42854	0x5e0481cad8bff5453635f4770f44b2194ddf6e02	500
5560 41472	0x06b3564ef920fd55f19f95eb7114eab3ee83a192	500
5225 41807	0x1f0301a5af0d6ff807a79023d414f35251b1d72a	500
7255 39777	0x022a7b3270fd313fb01a2421983a67fd382eea57	500
6442 40590	0x933dadb500616d25ba7db5195f6f6f728e08d627	500
6521 40511	0x93f5d90935d56139b6eeb56adfc6bcd7d005ae38	500
5016 42016	0xb147e30652398206815fc50a62af22a9b91be5bf	500
5040 41992	0xd1efb42da848fe7ba4c2017b96b7023bb6edd4ee	500
5104 41928	0x6077118af90567e382fe74c799237d96453eb6d2	500
4187 42845	0xabed497d0ccb6916c95dd98ad4402febf5f52fe7	500
7320 39712	0x8cc51f942e67d4b89f3defecb051ecd6ac9485dc	500
5283 41749	0xe42cd16908c0589ac144aa738ce0db8a8ab8e571	500
How do I move up the leaderboard?
7038 39994	0xda6f3e0bc8df082bbf77333b60ad7e43ec92123c	500
4481 42551	0x842d66396454aca3873dd8f435cea2f3cfcd9cb5	500
4783 42249	0x6fdae9edacc6461b21f71a1a6a420197d2b0c3aa	500
7076 39956	0x1b1ec70f5d16cab5f8d24306c0b9c99dcd75fc97	500
4846 42186	0x284f8d4c88180d866c2484968dd617b680bc269a	500
4973 42059	0xdd6775682a8177f1ff6f4e347419d4de3e126f4c	500
5403 41629	0xb86ff6062bd9f5d16742f82e0e249d46fb380bc4	500
5352 41680	0x66cc959e7a5bdb0bbe1f40ef1a3bcae785142806	500
4378 42654	0x843ec297cce033514bb3d2124a4ecb16c23d5544	500
6684 40348	0x69d022237764a685ab8cf2d9c72fc6945440d03e	500
7351 39681	0x193ec8449e83eaaf3b8c8235821b6846d5aa8b23	500
4116 42916	0xfcd98e8d5c541c0412e928f1b6aa79d40eeec424	500
7466 39566	0x5e439b06536ce2a9f17b226b94a13b438ab971fb	500
5634 41398	0x160a8d28d63961297e51e4f1a0401bf4d27f5162	500
4782 42250	0xbc5eea869e6a7a30aa41b3b83111aedf23846e33	500
6104 40928	0xe8c6381475d1956e0dc9ef25278d087165ce9628	500
6440 40592	0x1e3b4ce0e871f9e8e30dfd1b6c789e2fbe57a286	500
5298 41734	0x5fc9f68333645f713a13f3b3fb9a0f3dedf0f8a7	500
5215 41817	0x6cd5cf02b1f7089813a3309102ce902bc58aa317	500
5351 41681	0x3f13f597f80c65055251cdfc63b292df8e042cf9	500
7444 39588	0xf376feea3272a93fc2c76a279cb4a850f8b79740	500
6870 40162	0x0b06f3a71343275da18bb026baec7bf6d837bd8e	500
5846 41186	0x907ad9f85f3fc5a19ae9b936a39185342c6bf7bb	500
7055 39977	0x9f44a4aba757884f546ef0040f7a4325825b4205	500
6405 40627	0x1d23c41837aaaea6eabab5019ebc6fb686ae9b5c	500
4102 42930	0x27f361bb92e4455ae9f7deaf341078cb93e5e85d	500
6673 40359	0xb15c9c8d26941116e7511bdf784e0899c50dca45	500
4658 42374	0xe0d3d023c311c7de5502d2282e3a6f9246f97fc7	500
4901 42131	0xda29c07a09b38bda8474519613d158dc183aa0f9	500
5114 41918	0x29630097c7a28196358401f9499771b460005838	500
6527 40505	0xdd1107d19b6672be5762dcf3bc6db752ece248b0	500
7000 40032	0x2b546d8c42f6b74e9c50455d0b8577e26662387e	500
7124 39908	0xebac3108c58bd4dd48a8110b7750480cea7bc3fb	500
5635 41397	0xb51423c14a448f81563cebd54ab86719e5c46510	500
6939 40093	0x20433dfb275e1660fe317cd9ea49997a38f380de	500
5692 41340	0x2d4c38d80914084d90c55ae6622eb7859ea9ab64	500
5657 41375	0xf9dd24870d259866df0e832926c8784784625d83	500
7226 39806	0x1a9cee6e1d21c3c09fb83a980ea54299f01920cd	500
7451 39581	0xeb597492cf49926647c3c753f88f0f8858556dfa	500
5623 41409	0x43cf87cc29bd0eb1277c6772a2994efd4204f776	500
How do I move up the leaderboard?
5452 41580	0x5396e6faf592baad55043756f80b67aa91feb50e	500
5673 41359	0x46ddec05e55550bc83cb5032b278106cd3b2104e	500
5253 41779	0x85a98f62035b39b0dcbdbb98f5bbe379a5bc4a2a	500
4863 42169	0x7f8919fde017c5ff8408e4def990bc81f20d3ca4	500
4150 42882	0x3f94463f2921e15350550c5664028711d40d5846	500
7080 39952	0xe214ca7b160dab472e5250c8cda9545b8ffc6cb7	500
5087 41945	0x30495f43c180c0614cf6f05863650c84d0c4b80b	500
4510 42522	0xccb82218c6f82a2b750cf0d65e21ae6eae14070c	500
6711 40321	0xdc4c379a08c7a36597aaa9f9702b7211c5db17a4	500
4942 42090	0xe0ddea5ca147eaecd2bb3d0157deaf16e6dc9aa0	500
4534 42498	0x9be80c23245b576b23c01670137726fef0f9b64e	500
5524 41508	0xad57a1ea761bd5704207e3eac50b8b78cbafa846	500
5884 41148	0xe55e30c3a94be64da997f164b65127c8797a0da8	500
7235 39797	0x356fa6805f1abc3efab22b59193582aa68e29977	500
5206 41826	0xafe609643934ea392b8c400db474d6419234d64c	500
4336 42696	0x3f0fe3a5bb63f9ff0413aa0effe9b6d339f0f28b	500
4815 42217	0x24b41e56239da69a77454b5af297b447ad4804bb	500
4662 42370	0x5fdb500ba1d9b6be0c164ce609277cd968c5d45e	500
6328 40704	0x007e2fdae7ac1307e9bd9be979635e76dd731443	500
7090 39942	0x043f3579201977dfed8ae46bc9f1561c92b6cfac	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.24% on your WSTETH

Earn 5.50% on your DAI

Earn 4.15% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.12% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About