Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.63%.

Get $RAYS

Leaderboard

Rank	User	Rays
6166 40904	0x0fccef1c29deddb1e2a007ee9c1edf63149aa6b3	500
4229 42841	0x2d2508153125d7240366b31699b3ad68192494da	500
6162 40908	0xf9ab2ef128d856339ad2c258cdaa14a22c662a14	500
7260 39810	0xdb0dc97a43c195016075ddcbe3b04158431bd166	500
5770 41300	0xdc917cc4f8ca996e58467a81e7cc517b7fe3f391	500
6122 40948	0x6258d2fd16cbd53f04d479242d7676fae5552f7a	500
4325 42745	0xab31db568e6f9bfac0645899bfc3d7bf752b9551	500
7350 39720	0x3d5569d3e5f4ebd45a1fb243d479d174c83f583f	500
5927 41143	0xeb193dc69cf5b7e684fd621d2f69782ad00247c7	500
5698 41372	0x6bfaa783d5f0a0d932d7f54332d3d8a0b87c3d24	500
4633 42437	0xeb8a509e8f1f5b598fa9c05da104c846070653c2	500
7057 40013	0x2af0901250e2bb380e90e9b1ae7942440b3afdb2	500
6699 40371	0xc819620fe48cfee437db472eb52b70946409aea2	500
5197 41873	0x555e8a7a9258eb09a35d0386b2bb05a35eac3734	500
6399 40671	0x834317bc0b10a61ae5266dfa12513d51d2e104b3	500
6601 40469	0x5d50bff076ae632765c3af5d5f07009c132d2a87	500
5457 41613	0x527bfc4bed71c638bbb290a8b875617600376d66	500
4914 42156	0x041f80e508fc39bf7340d2ebb93d67d9a98c6f45	500
5029 42041	0x30a53d898d8b170273391b2407bbdd610afe93a7	500
6031 41039	0x63e0e8a3a9c59141843cc26e5433507b8a835999	500
7425 39645	0x8c885590c4930c0ae55e6cb0b4bb6e57939329b4	500
6268 40802	0xab019f51da330c298148b7f28daaeb99f2c5b52b	500
5897 41173	0x39b6a9ca016d7b17b21468b82513488581d7befa	500
6357 40713	0x9daba1e10688f5bb70d0ee7faf5690f39bb5cbcd	500
6370 40700	0x7b33e15074d49d642c7a0b0c85ce13d4b5a2b719	500
5535 41535	0x0c4a643388e6c9065ce76e03c7bdf8ac38e7b4bd	500
4600 42470	0x2ad7f82d4266d47e875ae2b06322f2e008cbf5c6	500
6807 40263	0xc664c6cdfa36325d2032b0f13e56762e1a0e1cd1	500
4310 42760	0x3a83e745f9819a7b3c5e7e9031bdbbd48a57c0ae	500
4957 42113	0x80d557c59057fd5033c93c001ac4c17257dbd921	500
5706 41364	0x8cb51dfa2aec1f330bd14369ab32d2e26ac5e063	500
4733 42337	0xd66d93e02aa78af0f636113988e54e5a07e466a4	500
5285 41785	0xb1ad64854136d039c16bbf7411a4396a1ddc8c28	500
5142 41928	0x6bfbbcece24a19f51efaa9561f6e74216422d927	500
4485 42585	0x8a9bcdc68d19e111663d6c986caf1da1eda1c304	500
7490 39580	0x92f58c9dce26a61fcc8b4c95fc49e640d92a8e78	500
5671 41399	0x1deeaf78d37c03a355d337e8c1f1b95da2f98b34	500
7220 39850	0x0c1493759ae4218ef30aed436e6e9aeaa939ca28	500
4390 42680	0x5ef16d26dfe3e31711d5091e27d0c8150f03daa8	500
4536 42534	0x5180db0237291a6449dda9ed33ad90a38787621c	500
How do I move up the leaderboard?
5693 41377	0x255f2b02cded81fee754cbadfcab8f9500eb436e	500
5777 41293	0x4156a9cdfcef2007fa8f6fd6634743407be5b1c6	500
7065 40005	0x9ae3e22c9b9a48f790815cee0f8c4b00680a4a6d	500
5650 41420	0xc7bb05ee716ff1a1f576b9c82ceea3f8d83019ae	500
6719 40351	0x6a6d76a7e2b978da196701c67407c358427b982b	500
6192 40878	0x5ecece67cee6c9b870553ba8acc9f3f35f4add8a	500
5238 41832	0x7112cf8d0b0ae8a5139075e7d809a77ece1f41b2	500
6183 40887	0x91c7118c1e9191471a2120be4c74825cf58ae483	500
4712 42358	0x0e7121299279d976c246957617db97a81a9a1a4b	500
6819 40251	0x6d88b1f66bcf2c57472b4a36be833e708c6502af	500
4296 42774	0x52b042beac8a62ac3f4a8177f3031364485793be	500
5169 41901	0x021dca5004373298e17c75b4d8899d3c0c699206	500
5662 41408	0xf7987d5db2b03ddbb2ee18e4ec09012eca638297	500
6402 40668	0xea5bff045e1f4ec3764ca4445da68fd29720a03b	500
5645 41425	0xf33ba5a96cc2342ad1f73cc00e3ac5094a4e6895	500
6043 41027	0x8b3cd052fd79f5a533185d7748df94b0014e38f0	500
6979 40091	0xaeef902304e131221575d364e3ec0fc9d7a82faa	500
6834 40236	0x5faeaf34ef7266a771f6a560a6b5b8f6844c7607	500
6048 41022	0x1ef1dc70ed30d815accdff72c46111002583602e	500
5884 41186	0x92cd4225dff958fc1d91cd8f0107d324f1516246	500
4154 42916	0x16c3a94bdb8b8c26fbf94f5a0123292758c8147a	500
6878 40192	0x43f30328e6e27df0311ca852c84612b9b634c4ca	500
6715 40355	0x746098f891d52fa00e49942c244a18bb15d574de	500
4367 42703	0x6845400c874037bec2a4b012b794aae480872cc1	500
4833 42237	0xb4bd4b455c77e6d8b357b2b340d65e8a80b8d8b1	500
4795 42275	0x9a387bb2cd93a09d9f05bf05786c3a41c230190d	500
4327 42743	0x74806540d1429d177013c8b90a6679626a18cec8	500
4490 42580	0x8b0c8c18993a31f57e60d81761f532ef14633153	500
6837 40233	0x210b6bf816be8b5d8854d944df1b65ed439a1e4a	500
4452 42618	0xc07f83f1261637f29c5b6acafd1d353b4733b487	500
6911 40159	0xeb2cafb6ea9def8084842558ad1242bbf7fcac2b	500
7357 39713	0x2ad3d1c3a10101b2cfb2ade0999a8e1c41656f07	500
4528 42542	0x3ee4361b72c7ecac056f2dfb32449b142d937675	500
6794 40276	0xe0c748c28e37fc1ac64b8ee5546c8a177af33850	500
6133 40937	0x60c6e604f12c8450d46a793aec12917d1358e902	500
4840 42230	0xee801e811a0cec8df0099cfa46d06e30328cdf25	500
4464 42606	0x5a849bf6ee3e689e1d9edf47caf55ff7da3c160f	500
5579 41491	0xf9420b9295856e78fd10f88e45ec53329708d64f	500
6062 41008	0x2c6c84bee5f24a66556b74469a6761bfa29dca28	500
6013 41057	0x98e4d08f5e66c820ca1bde057223f27fa88c43ae	500
How do I move up the leaderboard?
5320 41750	0xa6410cbac864c855b87c4986280e41d4113d24f2	500
7175 39895	0xd3ada8b184723e3caae9d098616a4598fe53f233	500
4963 42107	0x871cc9e0bcadabc85fd44ae514a00bcf2e36d25c	500
7298 39772	0xcf705192b44453cf3a34c6fc283f2597c7a4dd7b	500
4953 42117	0xd4adb891a10b91040fea83147a90eb985be20656	500
5434 41636	0xfad773b0086d3d26c52fd8e0877adea10f6314dc	500
5555 41515	0xea03523a90e5fc7e424ccef2b3e7d1ac3c90cdae	500
6012 41058	0xcc3f6acca041ffbee3b710f9023c290b918b5b74	500
4704 42366	0x4860589e0440145a7fdbfb262962ded881bd3d37	500
7001 40069	0x368434cbd681bcfbefaf0e7230acabecea3cb1cd	500
6027 41043	0x97b3353ac68d5625d66e99d3795b9b00d16114c5	500
6442 40628	0x0ef25ad333a465910a0c469627523903a28e320a	500
5712 41358	0x61e01cd91fe29acb06f1056f7e4a99b64b0263fd	500
5963 41107	0xe1e92c34b4a26e95da314d818b5d904efb3961bd	500
6599 40471	0x3a068b1920bb5ff6ca38dc6668acfb80738bd8be	500
6212 40858	0x2e9dce29cc89f37ff233e9182d2193552dda1642	500
4816 42254	0x6c97cc62d58abcc5cf85e5d7dbae355beb5f6cd8	500
6557 40513	0xeb4add5bc5ce41e055beca74aa70ac81fc59ea24	500
7062 40008	0x17c77e522b1ee625a4c8b2117a2a16bdbfb2ccfc	500
6518 40552	0x7c3d434d79dddac3174ce0819f55ed82e0276147	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.48% on your WSTETH

Earn 7.50% on your DAI

Earn 7.54% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 108.76% LTV

Borrow against USDC from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About