Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.90x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
5608 41430	0x3fa8a1d5ea4c79e21537b32430cbd515200cd995	500
4403 42635	0xbf9161f13e887faf1e14bf8277c82943566c636e	500
4233 42805	0x8cdb209aefaa36bfff0710a80ed31ab39195acd8	500
4128 42910	0x032fede91452aa59b02b4bc620573f1fba62162c	500
6330 40708	0x6c97cc62d58abcc5cf85e5d7dbae355beb5f6cd8	500
6662 40376	0x7c3d434d79dddac3174ce0819f55ed82e0276147	500
6934 40104	0xe6d2a9b56701d3180d218717141670ad720e479f	500
6435 40603	0x1bef70e39f947ada9e69eb4cf05993c964a0fa18	500
6788 40250	0x0efcc71406887da20e11b1ca8b068f8a8955610b	500
6609 40429	0xda03833f99e2bd2435af3e7c6be6c6319a52c622	500
6352 40686	0xfdd86a96f47015d9c457c841e1d52d06ede16a92	500
5703 41335	0x65dc63c45948d7d378784e074463f1b568a1b786	500
5551 41487	0x10853821beb29e2ff64887c90d4570f384566a3a	500
5049 41989	0x67c43a80d0479a1a53044a49f7373a0ec04057d7	500
6493 40545	0x3e86e6d8711d0edf0d0aa956cc6fb4b94417cc3e	500
7117 39921	0xdb29ec3fb265a03943bfedbdf4ee9d9867b368e8	500
4821 42217	0x92f58c9dce26a61fcc8b4c95fc49e640d92a8e78	500
5496 41542	0xabfd673d5c623ceec74d029d4fa9e2f021f806c6	500
6479 40559	0xd3c20a2e87c6aab9cbd4e52e2b99039e37092861	500
5518 41520	0xa0d4845c6181f47977dd3782b201677de86a5e95	500
5681 41357	0x060409d7fad110464dac8429977d592565979664	500
6524 40514	0x467c8460b5a37aa411e57e99410c06cfb0bfa939	500
4227 42811	0xf613ea392bd34abe031035638981f17f68f47571	500
6766 40272	0x380fa4ce3189e7ab72169f5dddbfb9e59c97c7e1	500
5086 41952	0x6e31fa9e9cb2d55bd4f2242a0164a8a7892fb703	500
6734 40304	0x371b33b49c0dad12d513325251da5a6e3d82e6ca	500
5205 41833	0x2ce8372b18d6db2400871a37dcacfd98494dd1f7	500
6601 40437	0xc3d3660e721a4cf9818bf153d0a32c14513e2a00	500
4811 42227	0x0e87886ae6ae071fce20007c0e55b01e777de1f0	500
6164 40874	0x9af48eaa4764cc32f436b9cbead09296c961a250	500
4421 42617	0x0447f3879ca69b933a2a92d81cff089466fb4ee9	500
5318 41720	0xf8398b4ab3816c8555e561d41e556c686e990a0f	500
4384 42654	0xa5dfdfa51ae49a6dd728f4923d1e1cbf1d3d0004	500
5984 41054	0xcb47e581cfd9c7e7503b2e757c675807fa398801	500
7049 39989	0xd6941458d58146b1f4ba0ca1d0bd5006813caa15	500
6686 40352	0xe2bf3b01fe8d4bafe5099ceaae8bbe14d3fb7bcf	500
4190 42848	0x463d5aca3ea39572188814c1a754a6c6e60568c5	500
6207 40831	0x86391cc3da1c4e67399c9757e469de39179ec68e	500
7240 39798	0x415e1f708fd8ac9cb2acaeb9df2b53834779ef92	500
5279 41759	0xb0a79185b7640d6a3dbbdd1072a70d8f82f9095e	500
How do I move up the leaderboard?
5412 41626	0x3adcbb9926f0434c5a9f599044cdb221525c0bf1	500
6876 40162	0x93bb2d258786109439cb268c0a425b314d8abf56	500
7056 39982	0xcfcce06af0ee209dfa340247199057fe619c98c9	500
4167 42871	0xecd378b4f11d1a8bdd08fa13e1bf367dd784ace3	500
7199 39839	0x23c2aa52895d15d5ba51f3f3b588a8d4f13d6af3	500
7272 39766	0x17a3ad632acba0b70d9bcda74229e54070d26bea	500
5343 41695	0x14a08a3fb4a3de229b87e69fbe45eee23b4d60fa	500
7068 39970	0x800159e29cb98568e286374e305181813f0955e7	500
5130 41908	0x10d61f4b7c102c8bf2c5bd00063e41bc5178e081	500
6521 40517	0xfeed3919c69ec1ef779ca26d2b445e6890a56fd4	500
5742 41296	0xb2a0e2688c5a82beee6818f5a3d206680fdfd75d	500
5610 41428	0xc8699d4ba37a0fad6419d96ec9a44ac2ef7f2acd	500
7152 39886	0x176f3dab24a159341c0509bb36b833e7fdd0a132	500
5940 41098	0x2bdab32fc7285ea127cd72046d7a0f9c5bf0dcbc	500
5894 41144	0x251b970d34af7a3a7ad3b97ac8ca5a759c59effc	500
6722 40316	0x499d9aced1004d311b6f6b811b559c663fd62f81	500
7123 39915	0xf424da7e5cd837e63ed5ef993611cc70a68dba28	500
7374 39664	0x09c219f3c6f4c79c26906b3921fe57e054827690	500
5498 41540	0x284f8d4c88180d866c2484968dd617b680bc269a	500
7462 39576	0xdd6775682a8177f1ff6f4e347419d4de3e126f4c	500
7192 39846	0xb86ff6062bd9f5d16742f82e0e249d46fb380bc4	500
7342 39696	0x66cc959e7a5bdb0bbe1f40ef1a3bcae785142806	500
6755 40283	0x843ec297cce033514bb3d2124a4ecb16c23d5544	500
4866 42172	0x69d022237764a685ab8cf2d9c72fc6945440d03e	500
6518 40520	0x193ec8449e83eaaf3b8c8235821b6846d5aa8b23	500
7324 39714	0xfcd98e8d5c541c0412e928f1b6aa79d40eeec424	500
7339 39699	0x5e439b06536ce2a9f17b226b94a13b438ab971fb	500
6108 40930	0x160a8d28d63961297e51e4f1a0401bf4d27f5162	500
7248 39790	0xbc5eea869e6a7a30aa41b3b83111aedf23846e33	500
5258 41780	0xe8c6381475d1956e0dc9ef25278d087165ce9628	500
4526 42512	0x1e3b4ce0e871f9e8e30dfd1b6c789e2fbe57a286	500
5448 41590	0x5fc9f68333645f713a13f3b3fb9a0f3dedf0f8a7	500
5576 41462	0x6cd5cf02b1f7089813a3309102ce902bc58aa317	500
7343 39695	0x3f13f597f80c65055251cdfc63b292df8e042cf9	500
7036 40002	0x7d10614154f80fe237ac98ff747d7669a01f8b10	500
7402 39636	0xe58585b22cc2ac4270a2b92c2d2d8c5db5a3330e	500
4220 42818	0x0a235473a00e1bfe128fd40cb1c0b052cdeabe41	500
4549 42489	0x79b91cc34417941189f0dbb4d745ff9da8d211fd	500
5366 41672	0xc293763e6808b6c5eff908511ed46f3891df6af2	500
4509 42529	0x22b2b18d2406daea73d59b59267efe781e3a2a3f	500
How do I move up the leaderboard?
4701 42337	0xd0ba108d151a2f4bcc2a97d85828aafa33d871c1	500
6017 41021	0xc5f04d5d55065f3e34945a59ee0c7eb2656aa07c	500
6749 40289	0x1e80bb96d5c8dbe956a1e13492f4dab215724dde	500
7109 39929	0x60e69297e961794d226d01695619b019dcee1ef8	500
6156 40882	0x16b5dbeede1841e6e81565d089c20785796d2fe3	500
5328 41710	0xfa26cfff436500a9f69bfae620497be2da7eea4d	500
6456 40582	0x09961f52710671b845327ab7f844ebef7ac6ea47	500
6362 40676	0xa15ca74e65bf72730811abf95163e89ad9b9dff6	500
7373 39665	0x9317e25590aaa62be015aff026702f3b960131a7	500
7104 39934	0xc62414f73df17ae67b694f248dd224429f44c270	500
6113 40925	0xff6fbaf4ab2f45f85cf12baaebc739c24e8d4f53	500
6152 40886	0x07588353130f93056c7d32250a217ada1c5ae022	500
5991 41047	0x3e0435f94f97d19b405a898d3f587061925036a3	500
7422 39616	0x4737c4b965ac908246c2a2f66c87394bf30bccc4	500
6047 40991	0x815000861e8deef643193c8467948d421984ef4f	500
4917 42121	0x21259732a05825811a5cc23acad2f5bfecbf8590	500
7174 39864	0xc084508124a8b76e44a07418a92a868394153771	500
5568 41470	0x486be7dd811926cb519c23dfec8bf14236cf88d8	500
6079 40959	0x8c81ed61ba1a10b162e2b7fbeb329abd32d62254	500
7201 39837	0x24a3917aa27ebbcaa4ebfcace2976c7eb383dbb6	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.21% on your WSTETH

Earn 5.50% on your DAI

Earn 4.52% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.02% LTV

Borrow against DAI from 0.08% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About