Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.63%.

Get $RAYS

Leaderboard

Rank	User	Rays
6135 40902	0x21259732a05825811a5cc23acad2f5bfecbf8590	500
5601 41436	0xc084508124a8b76e44a07418a92a868394153771	500
5393 41644	0x486be7dd811926cb519c23dfec8bf14236cf88d8	500
5968 41069	0x8c81ed61ba1a10b162e2b7fbeb329abd32d62254	500
5584 41453	0x24a3917aa27ebbcaa4ebfcace2976c7eb383dbb6	500
7247 39790	0x368100b28d1bb44463a5c748f58b4036faa4b0bc	500
5809 41228	0xf9a6ed52c4988580954672aa91a1d5eb229e5c78	500
6928 40109	0x18af6126d927f1237a5031a78d0dc15dac7637af	500
5033 42004	0x8b1c70e4714bc00e449edc9dcbba4c5053fd6191	500
4265 42772	0x2bb94e0ec711da50c6c7dee2a345fb96d16b3ed9	500
7281 39756	0x097e1cb76a4775c63f7a1198838bf86a6613e85d	500
5226 41811	0x7a791a73eae3cce350a2b4a34e3231d151d09d72	500
4459 42578	0xec5f7c0f1e102f18e478d71fdf61c192e3cb245b	500
6280 40757	0x488aa4693108834d8105d17eebc1d739585101fb	500
7407 39630	0x91528c39ebdb56c08556f514ac099e043b252a1f	500
6959 40078	0x16140555ac1224bc4a8429f0c03cc6247158e921	500
7364 39673	0x24b1797727ca1509f763a19685782705a4c9a484	500
5869 41168	0x4c2008a728aaf991f696f493bab15a6178994836	500
4973 42064	0x8f009a96f45514c31ee806fba7c4bfb842ff497e	500
5822 41215	0xc4a5220660bd57b15d622f71f5d4164be2090105	500
6601 40436	0x1b56949f20ae8676d0dc4b949af60e600dd20f51	500
5851 41186	0x44ef88fd0cf792fef93e7875906fbff622684f15	500
4756 42281	0x5f68ba2d8809a31f2a779cfd60fc13fc9d34022b	500
6146 40891	0xa45589a59f08cc89494d024d67849224581eeff3	500
4560 42477	0xe8297c74ace6e2cec969f51e12e5a0e333c58f45	500
6210 40827	0xdc5fd17553cf79a808113701e93d759ff824563a	500
6773 40264	0xea2954e625de42d5132ab1f7a089331ca1925f56	500
6703 40334	0x730c70ad78f9ad6fd3f715228e4f124fc0ec4514	500
6682 40355	0x696c26cf024a19c4ca1e09ead2e2a4e5b41e60ea	500
5989 41048	0x4c7b1530280a8d36845b37e114027c300075c96f	500
6674 40363	0xb62f95849f6c3f7a5ae9828b43dce5924a209194	500
7424 39613	0xffd3da76203642d4ee112893f33749a0df7ea7fd	500
4357 42680	0xa6e8ff8e0c6eb4b9ddedfc65f21da814c8a5f071	500
6687 40350	0x9d8ada28c8a459a748517de8ce91c9284c9e9c9e	500
4746 42291	0xb1362b498b3161b364b211234c47c8edada9ced9	500
4967 42070	0x483dcf0311b7b6ca18284a5815cc0f4e2f678fa8	500
6437 40600	0x9e8262e5e68f31e8e6560eb877a1dafee2d3c517	500
7280 39757	0x0759a8a30c414666320251d8b430eacf0b5b9240	500
6891 40146	0x506e08a057949124f0647005f3c47c68b9dd747f	500
5678 41359	0x7be0980454c8e85dafd730dfd9908d41e5d4ee6c	500
How do I move up the leaderboard?
7076 39961	0xb1ff8bf9c3a55877b5ee38e769e7a78cd000848e	500
5331 41706	0x63504639e365763836e9b135916de3d08304fbeb	500
4166 42871	0x0cdfb41d9596e797a01b3b75f99bd18ee627c3d3	500
4281 42756	0x266cf36e0f03213eb341335b36b299e07ebbf407	500
5789 41248	0xb21c04afce3cbec2cbea386abe4f02ef1cf8334d	500
5752 41285	0x07aa6d4f3243f87d96cdfe44d1ce0a019e2e8e6c	500
7205 39832	0xcdd6e7215fa3599a686cf36281ff1762429ad69c	500
6384 40653	0xd30798047e1801eacd9b517001b74178fca8a91b	500
4759 42278	0x083e952464b4a8e988abe39868a652f9c2ad050e	500
5008 42029	0x0be3ac6ea6e9e63dfbd090ce5a6158d7b7b7852b	500
4591 42446	0xe14dc1c13027b41c9f256bdf5524f5fa08cc3bb5	500
5763 41274	0x18d3c86cfa6a3ce5b839ba45f39940f440e76615	500
6252 40785	0x0fccef1c29deddb1e2a007ee9c1edf63149aa6b3	500
4895 42142	0x2d2508153125d7240366b31699b3ad68192494da	500
6256 40781	0xf9ab2ef128d856339ad2c258cdaa14a22c662a14	500
5521 41516	0xdb0dc97a43c195016075ddcbe3b04158431bd166	500
6659 40378	0xdc917cc4f8ca996e58467a81e7cc517b7fe3f391	500
4160 42877	0x8435aa0a2ed59cd87240cc4dc6d505410c8e053f	500
7325 39712	0xf44220e22573ac6557a60d1973d2a088bac8dd22	500
5934 41103	0x5f56e5ade609d0869351bd43b768568bc690c6f9	500
4984 42053	0xae385d4254efcfa0b19a30269d7fe5cab946e065	500
5431 41606	0x390a7731bb3573617c59060c6b3764664f15dada	500
5557 41480	0x28395ad01ca521ec9f51b3a493b94e5104a276ea	500
6296 40741	0x6258d2fd16cbd53f04d479242d7676fae5552f7a	500
5136 41901	0xab31db568e6f9bfac0645899bfc3d7bf752b9551	500
6498 40539	0xeb193dc69cf5b7e684fd621d2f69782ad00247c7	500
4576 42461	0x30a53d898d8b170273391b2407bbdd610afe93a7	500
4303 42734	0x2ad7f82d4266d47e875ae2b06322f2e008cbf5c6	500
4957 42080	0xc664c6cdfa36325d2032b0f13e56762e1a0e1cd1	500
7442 39595	0x53d1a6dfa25f973f39b69561d3aae5d86193524d	500
5326 41711	0x55fc72618aa9be39c414c190ceb73a783aa76b92	500
5111 41926	0x3a83e745f9819a7b3c5e7e9031bdbbd48a57c0ae	500
4215 42822	0x8201746687ec55eea58cb510cdebc96e00b81924	500
5009 42028	0xd5dd13dfe841082ee343d8580486a5ec2c32698c	500
6725 40312	0x8cb51dfa2aec1f330bd14369ab32d2e26ac5e063	500
6735 40302	0x6bfaa783d5f0a0d932d7f54332d3d8a0b87c3d24	500
7014 40023	0x2af0901250e2bb380e90e9b1ae7942440b3afdb2	500
5535 41502	0xc819620fe48cfee437db472eb52b70946409aea2	500
4100 42937	0x527bfc4bed71c638bbb290a8b875617600376d66	500
4711 42326	0x041f80e508fc39bf7340d2ebb93d67d9a98c6f45	500
How do I move up the leaderboard?
5418 41619	0x4265fb33a2137949a54b1c8c8e61833a04ee0c39	500
6657 40380	0x555d446ab2c3c6069c3c45ee738488d91c927b6f	500
4837 42200	0xa877a062b928a0dc12ca474b005bfa9f58bdbdef	500
6072 40965	0x2a08cab66d6d6b8ab0358bb67a9defa78a37e5c1	500
5953 41084	0xa85da96711e60d4cae5ea043452b7f4f8bff77fa	500
5066 41971	0xca87227285bc34a92001c522373deb185cccba34	500
4141 42896	0x5354baafe1934b5e8068221ed631856bfe7f512d	500
5637 41400	0x962699db05a9334c5cd1f9c2867d5160c8e37742	500
5970 41067	0xbbbbef0b73952d6154da802ffbf37033d064f35b	500
7293 39744	0x6fcfb789a593762557177fe9548e44d166f91ed4	500
5464 41573	0xb771b4dbbc1690f1c60c185481f9b0da44f5d495	500
7128 39909	0x4a8172225f44ed87d40ce318438bb14a4f83efa4	500
4911 42126	0xafd21d4fb3111a3ccd9f2252d7a74ee9d218fb0a	500
7412 39625	0xfb626333099a91ab677bcd5e9c71bc4dbe0238a8	500
6485 40552	0xe4c95e2dacda1e909e1d717d1cd56eebd5df1b54	500
4119 42918	0x4b20d318a295573037a2a78d22cfd6c4afece6f3	500
4766 42271	0x0ec7e63fd6b4a0d1ed681abc8e20a4c0870c0b04	500
5353 41684	0x00173a1479efe831eab2b86e89990a46307746af	500
6777 40260	0x0e95d581d70b3238580a3f79955aab600b8105f3	500
5829 41208	0x969ac363ff931d9b47c50c7df6c7f1350f8c926d	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.52% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.13% LTV

Borrow against DAI from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About