Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.60%.

Get $RAYS

Leaderboard

Rank	User	Rays
4611 42457	0xe14dc1c13027b41c9f256bdf5524f5fa08cc3bb5	500
7343 39725	0x18d3c86cfa6a3ce5b839ba45f39940f440e76615	500
6160 40908	0x0fccef1c29deddb1e2a007ee9c1edf63149aa6b3	500
4743 42325	0x2d2508153125d7240366b31699b3ad68192494da	500
6156 40912	0xf9ab2ef128d856339ad2c258cdaa14a22c662a14	500
7254 39814	0xdb0dc97a43c195016075ddcbe3b04158431bd166	500
5764 41304	0xdc917cc4f8ca996e58467a81e7cc517b7fe3f391	500
5884 41184	0x12fa0bd82f8453923e96d5fe465b63e4870c2f0c	500
5975 41093	0x8209f56cd3e812feac20852450d6d6083c74abae	500
4827 42241	0xeb5ff183356d834598752580ba73266ebfe4250f	500
4904 42164	0x5ef16d26dfe3e31711d5091e27d0c8150f03daa8	500
6598 40470	0x49e14a6ad7d66906f2c82120de6e2ea75cd132df	500
6655 40413	0x6f59ddbdf6a99cd6c9d215d88a7362231b57d207	500
5049 42019	0x5180db0237291a6449dda9ed33ad90a38787621c	500
5331 41737	0xf78181c819966f6e62ad14e445979f24f4d07d8b	500
5549 41519	0x52abc52786c96530a2fb3ffd971c8b0ebf1c263d	500
5247 41821	0x5c3e3f1af287a6ee8a167d74078de191a19cb156	500
4711 42357	0xcb6a6f974e4a4df22581064af109ccdbbabf47b1	500
4267 42801	0x25c7c739a46bc168c02e4435a75a31f753dd7e61	500
7478 39590	0x451672ec44dd17b1a46e765291ff730f242508d2	500
5479 41589	0xa45038edb986dcca6646dd4cf4e1989195cca89d	500
5691 41377	0x6d7507d804ee2504098a9aa439fbc982f8867769	500
6733 40335	0xcdcbe87907218f51666a8ae2e7e729cf8f094a16	500
6643 40425	0xcd522ef2b7dfc76fb4021dd956a7572f1791ba96	500
6678 40390	0xab696f0470eebae1b17f556c3cc38f968fa9533f	500
4311 42757	0xd3c20a2e87c6aab9cbd4e52e2b99039e37092861	500
6877 40191	0xa0d4845c6181f47977dd3782b201677de86a5e95	500
6801 40267	0x060409d7fad110464dac8429977d592565979664	500
6481 40587	0x467c8460b5a37aa411e57e99410c06cfb0bfa939	500
6304 40764	0x3ce9879b7fd1d8f52cecee897eb890da561adc59	500
4130 42938	0xbc84db47640f31526d227196ef340ec7923411ab	500
5856 41212	0xf613ea392bd34abe031035638981f17f68f47571	500
6532 40536	0x380fa4ce3189e7ab72169f5dddbfb9e59c97c7e1	500
5215 41853	0x6e31fa9e9cb2d55bd4f2242a0164a8a7892fb703	500
4831 42237	0x371b33b49c0dad12d513325251da5a6e3d82e6ca	500
7451 39617	0x2ce8372b18d6db2400871a37dcacfd98494dd1f7	500
4248 42820	0xc3d3660e721a4cf9818bf153d0a32c14513e2a00	500
5400 41668	0x0e87886ae6ae071fce20007c0e55b01e777de1f0	500
4507 42561	0x9af48eaa4764cc32f436b9cbead09296c961a250	500
7465 39603	0x0447f3879ca69b933a2a92d81cff089466fb4ee9	500
How do I move up the leaderboard?
6977 40091	0xf8398b4ab3816c8555e561d41e556c686e990a0f	500
5720 41348	0xa5dfdfa51ae49a6dd728f4923d1e1cbf1d3d0004	500
6563 40505	0x1da32f3ac9377a0d228277307468f1c12d023607	500
6495 40573	0x3bbc3f86ccfecac09c99009fdd644762a7193701	500
6383 40685	0x8b20b03ee9f1414f71ad5af35bf69fa6d492aa5b	500
5293 41775	0x7f99580e485a8f860c8223a74cfa540749a49c0e	500
4220 42848	0xcc8776b6668970e2a0d23a5c2bbe6f0ba7ecbbe8	500
5778 41290	0xb957dbb9727550694e9ea1a1af61592b59fde978	500
4748 42320	0xee8ecf29b0baf9370e62c94e7587d8a160cfd4c5	500
6738 40330	0xb0a79185b7640d6a3dbbdd1072a70d8f82f9095e	500
6758 40310	0x3adcbb9926f0434c5a9f599044cdb221525c0bf1	500
6971 40097	0xebe1495ed58d91c75e79f2d20d21e7f9c4bced5d	500
7362 39706	0x2e0303c82f2a733ee1a9c3046512fe73d68d2a0c	500
5772 41296	0xb3897eb4c1d10db64c4bf67192dfec3eca9828e0	500
6339 40729	0x172dcd92b1dfc60af9c53d8ddd5b29458897ac4d	500
4316 42752	0xf6aecfcd64be529100dc08a0b37511e71f2fe386	500
7331 39737	0x93bb2d258786109439cb268c0a425b314d8abf56	500
6790 40278	0x8bd0b78950fba7da35cf6eef708cc9b8e2520404	500
7299 39769	0xcfcce06af0ee209dfa340247199057fe619c98c9	500
7458 39610	0xecd378b4f11d1a8bdd08fa13e1bf367dd784ace3	500
5055 42013	0x23c2aa52895d15d5ba51f3f3b588a8d4f13d6af3	500
5080 41988	0x17a3ad632acba0b70d9bcda74229e54070d26bea	500
6963 40105	0x14a08a3fb4a3de229b87e69fbe45eee23b4d60fa	500
4984 42084	0x800159e29cb98568e286374e305181813f0955e7	500
6052 41016	0x10d61f4b7c102c8bf2c5bd00063e41bc5178e081	500
5895 41173	0xf7bcd7bb00f4d081775fedef64e92017a10d4b25	500
4285 42783	0xfeed3919c69ec1ef779ca26d2b445e6890a56fd4	500
6336 40732	0xb2a0e2688c5a82beee6818f5a3d206680fdfd75d	500
6314 40754	0xa217afdb7f6c274dde8e5081b779d1e25a400c3b	500
6265 40803	0x16669c161e27521d96cbc9d5af37f24fc70ae8ca	500
4735 42333	0x77baa8bae3e550887c268fd3c4dc7e6c8245bc8e	500
7169 39899	0xc8699d4ba37a0fad6419d96ec9a44ac2ef7f2acd	500
5032 42036	0x176f3dab24a159341c0509bb36b833e7fdd0a132	500
4657 42411	0x2bdab32fc7285ea127cd72046d7a0f9c5bf0dcbc	500
4138 42930	0x251b970d34af7a3a7ad3b97ac8ca5a759c59effc	500
4214 42854	0x499d9aced1004d311b6f6b811b559c663fd62f81	500
6636 40432	0xf424da7e5cd837e63ed5ef993611cc70a68dba28	500
5102 41966	0x4d1467c312a83794c99b9db678dfdfa743394ef7	500
4692 42376	0x06334ce2436d281359a74f8163186f4fa2e942f4	500
4630 42438	0xabf4568e65e90e23cd8e7183ce984b86c2083028	500
How do I move up the leaderboard?
4250 42818	0xed0c7697d7f31ea962b62d7a694c2ffd37922605	500
5973 41095	0xaaf556dfe2cc03be56a6cfdd27a9a9d2652d6199	500
4553 42515	0x1512c7c4a4266dc9a56b1f21c8cb19e13410e684	500
5167 41901	0x99a825caebc22d6cd36fc805a3918eb4a7fb18c6	500
6368 40700	0x1df0cc8834c2724fda205976e44cb56c30495abc	500
7196 39872	0x88f042cc7a2601b21d17d88fc9721c552f80e7e1	500
7053 40015	0x09c219f3c6f4c79c26906b3921fe57e054827690	500
4868 42200	0x410cc3e93160e9c0c15d98c0200bdf70a967913b	500
4768 42300	0xe97ae820fce388b74afe5040a5dcc4c1d38d6445	500
6724 40344	0xf376feea3272a93fc2c76a279cb4a850f8b79740	500
5201 41867	0x459441fa83cd851d8033d433071fca066c6ad2d8	500
5172 41896	0x0b06f3a71343275da18bb026baec7bf6d837bd8e	500
6214 40854	0x907ad9f85f3fc5a19ae9b936a39185342c6bf7bb	500
7504 39564	0x4e187bc0f2bde38f82514bdd0692b8a4ddb8e73e	500
4593 42475	0x9f44a4aba757884f546ef0040f7a4325825b4205	500
5645 41423	0x1d23c41837aaaea6eabab5019ebc6fb686ae9b5c	500
5852 41216	0xd1f0e05dfa598dc3349d4cab51b6d295d09a2830	500
5448 41620	0x85fb26fdf3af812c06d94e027db0d87879c92cfc	500
6915 40153	0x163f0aa0b7da778953c1de995d849a826fe0c0a4	500
7456 39612	0x40e652fe0ec7329dc80282a6db8f03253046efde	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.59% on your WSTETH

Earn 7.50% on your DAI

Earn 7.45% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.07% LTV

Borrow against CBETH from 0.08% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About