Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.69%.

Get $RAYS

Leaderboard

Rank	User	Rays
6224 40813	0x5f68ba2d8809a31f2a779cfd60fc13fc9d34022b	500
4876 42161	0xa45589a59f08cc89494d024d67849224581eeff3	500
5962 41075	0xe8297c74ace6e2cec969f51e12e5a0e333c58f45	500
4616 42421	0xdc5fd17553cf79a808113701e93d759ff824563a	500
4472 42565	0xea2954e625de42d5132ab1f7a089331ca1925f56	500
4387 42650	0x730c70ad78f9ad6fd3f715228e4f124fc0ec4514	500
4361 42676	0x696c26cf024a19c4ca1e09ead2e2a4e5b41e60ea	500
6010 41027	0x4c7b1530280a8d36845b37e114027c300075c96f	500
4351 42686	0xb62f95849f6c3f7a5ae9828b43dce5924a209194	500
7181 39856	0xffd3da76203642d4ee112893f33749a0df7ea7fd	500
5090 41947	0xa6e8ff8e0c6eb4b9ddedfc65f21da814c8a5f071	500
4368 42669	0x9d8ada28c8a459a748517de8ce91c9284c9e9c9e	500
6211 40826	0xb1362b498b3161b364b211234c47c8edada9ced9	500
6506 40531	0x483dcf0311b7b6ca18284a5815cc0f4e2f678fa8	500
5227 41810	0x9e8262e5e68f31e8e6560eb877a1dafee2d3c517	500
5507 41530	0x0759a8a30c414666320251d8b430eacf0b5b9240	500
4611 42426	0x506e08a057949124f0647005f3c47c68b9dd747f	500
6990 40047	0x7be0980454c8e85dafd730dfd9908d41e5d4ee6c	500
7464 39573	0xb1ff8bf9c3a55877b5ee38e769e7a78cd000848e	500
7111 39926	0x63504639e365763836e9b135916de3d08304fbeb	500
4828 42209	0x0cdfb41d9596e797a01b3b75f99bd18ee627c3d3	500
4995 42042	0x266cf36e0f03213eb341335b36b299e07ebbf407	500
6741 40296	0xb21c04afce3cbec2cbea386abe4f02ef1cf8334d	500
6846 40191	0x07aa6d4f3243f87d96cdfe44d1ce0a019e2e8e6c	500
5411 41626	0xcdd6e7215fa3599a686cf36281ff1762429ad69c	500
5159 41878	0xd30798047e1801eacd9b517001b74178fca8a91b	500
6228 40809	0x083e952464b4a8e988abe39868a652f9c2ad050e	500
6565 40472	0x0be3ac6ea6e9e63dfbd090ce5a6158d7b7b7852b	500
6006 41031	0xe14dc1c13027b41c9f256bdf5524f5fa08cc3bb5	500
6820 40217	0x18d3c86cfa6a3ce5b839ba45f39940f440e76615	500
4363 42674	0x0fccef1c29deddb1e2a007ee9c1edf63149aa6b3	500
6415 40622	0x2d2508153125d7240366b31699b3ad68192494da	500
4350 42687	0xf9ab2ef128d856339ad2c258cdaa14a22c662a14	500
7317 39720	0xdb0dc97a43c195016075ddcbe3b04158431bd166	500
4335 42702	0xdc917cc4f8ca996e58467a81e7cc517b7fe3f391	500
4121 42916	0x6258d2fd16cbd53f04d479242d7676fae5552f7a	500
6750 40287	0xab31db568e6f9bfac0645899bfc3d7bf752b9551	500
4139 42898	0xeb193dc69cf5b7e684fd621d2f69782ad00247c7	500
4186 42851	0x12fa0bd82f8453923e96d5fe465b63e4870c2f0c	500
5232 41805	0x8209f56cd3e812feac20852450d6d6083c74abae	500
How do I move up the leaderboard?
5452 41585	0x4265fb33a2137949a54b1c8c8e61833a04ee0c39	500
4332 42705	0x555d446ab2c3c6069c3c45ee738488d91c927b6f	500
6334 40703	0xa877a062b928a0dc12ca474b005bfa9f58bdbdef	500
5776 41261	0x2a08cab66d6d6b8ab0358bb67a9defa78a37e5c1	500
5986 41051	0x30a53d898d8b170273391b2407bbdd610afe93a7	500
5078 41959	0x2ad7f82d4266d47e875ae2b06322f2e008cbf5c6	500
6492 40545	0xc664c6cdfa36325d2032b0f13e56762e1a0e1cd1	500
6718 40319	0x3a83e745f9819a7b3c5e7e9031bdbbd48a57c0ae	500
6299 40738	0xb4bd4b455c77e6d8b357b2b340d65e8a80b8d8b1	500
6364 40673	0x9a387bb2cd93a09d9f05bf05786c3a41c230190d	500
6753 40284	0x74806540d1429d177013c8b90a6679626a18cec8	500
7090 39947	0x8b0c8c18993a31f57e60d81761f532ef14633153	500
5592 41445	0x210b6bf816be8b5d8854d944df1b65ed439a1e4a	500
6148 40889	0xf337c09bc7f4c55a6a94d9751b7697abb83a7df1	500
6367 40670	0x6199d226fc991cd99a0864db7c37ff3cdea58649	500
7191 39846	0x6f59ddbdf6a99cd6c9d215d88a7362231b57d207	500
5046 41991	0x5c3e3f1af287a6ee8a167d74078de191a19cb156	500
4128 42909	0x032fede91452aa59b02b4bc620573f1fba62162c	500
6140 40897	0x2210d046e38548ca5162d4b08607d347a793486a	500
6220 40817	0x5f56e5ade609d0869351bd43b768568bc690c6f9	500
5565 41472	0xf44220e22573ac6557a60d1973d2a088bac8dd22	500
6526 40511	0xae385d4254efcfa0b19a30269d7fe5cab946e065	500
4819 42218	0x8435aa0a2ed59cd87240cc4dc6d505410c8e053f	500
5401 41636	0x390a7731bb3573617c59060c6b3764664f15dada	500
7258 39779	0x28395ad01ca521ec9f51b3a493b94e5104a276ea	500
7343 39694	0x3f13f597f80c65055251cdfc63b292df8e042cf9	500
5576 41461	0x6cd5cf02b1f7089813a3309102ce902bc58aa317	500
4427 42610	0x6bfaa783d5f0a0d932d7f54332d3d8a0b87c3d24	500
7375 39662	0x2af0901250e2bb380e90e9b1ae7942440b3afdb2	500
7297 39740	0xc819620fe48cfee437db472eb52b70946409aea2	500
5448 41589	0x5fc9f68333645f713a13f3b3fb9a0f3dedf0f8a7	500
4734 42303	0x527bfc4bed71c638bbb290a8b875617600376d66	500
6159 40878	0x041f80e508fc39bf7340d2ebb93d67d9a98c6f45	500
7211 39826	0x53d1a6dfa25f973f39b69561d3aae5d86193524d	500
7105 39932	0x55fc72618aa9be39c414c190ceb73a783aa76b92	500
4891 42146	0x8201746687ec55eea58cb510cdebc96e00b81924	500
6566 40471	0xd5dd13dfe841082ee343d8580486a5ec2c32698c	500
4526 42511	0x1e3b4ce0e871f9e8e30dfd1b6c789e2fbe57a286	500
5258 41779	0xe8c6381475d1956e0dc9ef25278d087165ce9628	500
4416 42621	0x8cb51dfa2aec1f330bd14369ab32d2e26ac5e063	500
How do I move up the leaderboard?
7248 39789	0xbc5eea869e6a7a30aa41b3b83111aedf23846e33	500
6108 40929	0x160a8d28d63961297e51e4f1a0401bf4d27f5162	500
5498 41539	0x284f8d4c88180d866c2484968dd617b680bc269a	500
7339 39698	0x5e439b06536ce2a9f17b226b94a13b438ab971fb	500
7324 39713	0xfcd98e8d5c541c0412e928f1b6aa79d40eeec424	500
6518 40519	0x193ec8449e83eaaf3b8c8235821b6846d5aa8b23	500
4866 42171	0x69d022237764a685ab8cf2d9c72fc6945440d03e	500
6755 40282	0x843ec297cce033514bb3d2124a4ecb16c23d5544	500
7342 39695	0x66cc959e7a5bdb0bbe1f40ef1a3bcae785142806	500
7192 39845	0xb86ff6062bd9f5d16742f82e0e249d46fb380bc4	500
7462 39575	0xdd6775682a8177f1ff6f4e347419d4de3e126f4c	500
4821 42216	0x92f58c9dce26a61fcc8b4c95fc49e640d92a8e78	500
6652 40385	0xca87227285bc34a92001c522373deb185cccba34	500
7085 39952	0x8a9bcdc68d19e111663d6c986caf1da1eda1c304	500
6898 40139	0x6bbf1fc575eaab0f1b049103e168b20b1d759d3d	500
6656 40381	0x7c27e27f01a50625b9d9daca55762c68a0581f6e	500
7362 39675	0x185a7fc4ace368d233e620b2a45935661292bdf2	500
6180 40857	0xba4b8fcacf85ab199061ff0cab75b33b72be3be3	500
5404 41633	0xc2546de373e54a80449e0092c30f424789801a39	500
6125 40912	0xff7a971a372db7f2c2c7ce692eb93106d93b0426	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.43% on your WSTETH

Earn 5.50% on your DAI

Earn 4.69% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.21% LTV

Borrow against DAI from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About