Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.62%.

Get $RAYS

Leaderboard

Rank	User	Rays
7432 39636	0x6e93c2acd39dd928954f94af25f97023162e8e82	500
4229 42839	0x7d10614154f80fe237ac98ff747d7669a01f8b10	500
6799 40269	0xd1088c8f4a27a04cf226b10b0304aac461d4ddcb	500
4958 42110	0x3793b42283c7b7c6b0e6219033f83ca0eb8275f6	500
7242 39826	0xccb8ecebbc62d426f143249c72ac9b87f011c2de	500
6479 40589	0xd58874367758d34a8adb270b7f9c8a42d54a9dc9	500
5277 41791	0x42a2d7042538fedc3ca98c7deaa6ae18733b8621	500
7289 39779	0xf63875b69948ddd08380368fc5ae5c8f8596e79b	500
5216 41852	0xca4a5ba3650b6eecb99e33f81659036c5f7794e7	500
5707 41361	0x68f593572402632c724bc2d2fca05e91541269f3	500
6178 40890	0xe58585b22cc2ac4270a2b92c2d2d8c5db5a3330e	500
4716 42352	0x0a235473a00e1bfe128fd40cb1c0b052cdeabe41	500
4406 42662	0x79b91cc34417941189f0dbb4d745ff9da8d211fd	500
6505 40563	0xc293763e6808b6c5eff908511ed46f3891df6af2	500
4436 42632	0x22b2b18d2406daea73d59b59267efe781e3a2a3f	500
4244 42824	0xd0ba108d151a2f4bcc2a97d85828aafa33d871c1	500
7304 39764	0xc5f04d5d55065f3e34945a59ee0c7eb2656aa07c	500
6446 40622	0x1e80bb96d5c8dbe956a1e13492f4dab215724dde	500
5832 41236	0x60e69297e961794d226d01695619b019dcee1ef8	500
6023 41045	0xafa7faee464d344e95b00e3d254c74346454b666	500
7318 39750	0x603c385a139a6c521124372b5980da9c04a2a0e4	500
6817 40251	0xe38ee5414fba4f4fa7f9631ec5cb7cfda8e879e0	500
7394 39674	0x16b5dbeede1841e6e81565d089c20785796d2fe3	500
6208 40860	0xfa26cfff436500a9f69bfae620497be2da7eea4d	500
5480 41588	0xc2f6a4f776bac37cd7f92681adeef7393c5d9469	500
5340 41728	0x498d0c1c491d7b90fa4cc280a0fd27ff58225bca	500
4796 42272	0x09961f52710671b845327ab7f844ebef7ac6ea47	500
5175 41893	0x96fa4a515521b1e63ca6811962014197dbb954ef	500
6876 40192	0x4b87ec7431a7550a784c08c280abb9cff9b455e6	500
5158 41910	0xa15ca74e65bf72730811abf95163e89ad9b9dff6	500
6649 40419	0x9317e25590aaa62be015aff026702f3b960131a7	500
6981 40087	0xc62414f73df17ae67b694f248dd224429f44c270	500
4908 42160	0x9a06e4b45882cf2b1f72934a1f44fb8e60347b56	500
5169 41899	0xc8dd8ee5c55df7f5716c644afa264afbf47c419a	500
7166 39902	0x0bf3cdaffafad2498df897c5bb52d4855ceba18e	500
6966 40102	0x5c5a4ae893c4232a050b01a84e193e107dd80ca2	500
5085 41983	0x8435aa0a2ed59cd87240cc4dc6d505410c8e053f	500
6346 40722	0xf44220e22573ac6557a60d1973d2a088bac8dd22	500
4822 42246	0x775d6d5bbecbfcc5d576912aac7c18a0bed104a5	500
6490 40578	0x3991adbdf461d6817734555efdc8ef056fefbf21	500
How do I move up the leaderboard?
5362 41706	0xdd8e731f6f3a9afdefe74af3394494b8016d3e3e	500
5196 41872	0x589c716e1de79b20bfb79164acc61918f42a4221	500
5783 41285	0x739746ad0f5172708248b67025d5ba938be602b8	500
4310 42758	0x5f56e5ade609d0869351bd43b768568bc690c6f9	500
4839 42229	0xae385d4254efcfa0b19a30269d7fe5cab946e065	500
6200 40868	0x710f435db686b3527e455d3e60a8e939628a99e1	500
6225 40843	0x390a7731bb3573617c59060c6b3764664f15dada	500
6480 40588	0x5c7fa5853bf95dcfc8a2694b55f8e0270358534e	500
6121 40947	0x28395ad01ca521ec9f51b3a493b94e5104a276ea	500
4143 42925	0x12fa0bd82f8453923e96d5fe465b63e4870c2f0c	500
5203 41865	0x8209f56cd3e812feac20852450d6d6083c74abae	500
6405 40663	0xeb5ff183356d834598752580ba73266ebfe4250f	500
7426 39642	0x5132085f9d851132f8483e095ca8df0c8b44cc09	500
6325 40743	0x90bb846133da113d9ffd42f4eeb01be668bf781b	500
6410 40658	0x89cd98a69ac5dcff78c5f436a5a34e90bb257b84	500
6898 40170	0x773b522680761199384d2cba1d2593127235b884	500
6971 40097	0x9e349d598edfd96d8e6b71120930db35bd8d549d	500
6690 40378	0xce9456a353f47e3179281ef216e524437235c7d5	500
7039 40029	0x63d6f86bba080dd7de2304f6d5c7c044108dc94c	500
4375 42693	0x8b0d00c8e9b7b3e51e4cdcfb6c0adbd56d2e8d02	500
6894 40174	0x411c50d943d2d7c3f233fe1b0d576533ceae4b67	500
6872 40196	0x4265fb33a2137949a54b1c8c8e61833a04ee0c39	500
4606 42462	0x555d446ab2c3c6069c3c45ee738488d91c927b6f	500
7499 39569	0xa877a062b928a0dc12ca474b005bfa9f58bdbdef	500
5638 41430	0x2a08cab66d6d6b8ab0358bb67a9defa78a37e5c1	500
6918 40150	0x53d1a6dfa25f973f39b69561d3aae5d86193524d	500
5811 41257	0x55fc72618aa9be39c414c190ceb73a783aa76b92	500
5018 42050	0x8201746687ec55eea58cb510cdebc96e00b81924	500
5227 41841	0x48f0c9a48504cf02a4386496af8d859e384a7eab	500
4861 42207	0xd5dd13dfe841082ee343d8580486a5ec2c32698c	500
4913 42155	0xb1ad64854136d039c16bbf7411a4396a1ddc8c28	500
4694 42374	0x828b3dccbc9f868dd52dee247cacfdf66d849bbb	500
5299 41769	0xe162be6026b230279014d0c8730b16dea494a74b	500
6133 40935	0xb3001710ed3b4d4062290ac82dc32567ac7e2389	500
5228 41840	0x28a60282bba0c950d7e83eaafa8cd09f55768a7d	500
5141 41927	0xe388086670965e8b4558d2b5c298e733513a5198	500
4870 42198	0xc11d7ec4036af56ff0db1006671ed43e2263dcc1	500
5234 41834	0x87a67e7dc32fdc79853d780c6f516312b4a503b5	500
5034 42034	0xacfd81bfa4e4b6cad0d04c083c3d5897fb40d1b3	500
7009 40059	0x6a96d47ea103f09a0650123381b969f0511534a7	500
How do I move up the leaderboard?
4538 42530	0x540f0169768bb8a2fc2dce6cbd031e78345fe436	500
5338 41730	0xef2fee011ec23cfd95094a55f3d2c401f1092fdb	500
6877 40191	0xc83849167fe47d527474675854e4ffe848955867	500
4683 42385	0xe09a06b20ce0e6512ae7fbce453cae6e467d2a2e	500
6794 40274	0x0574215b0a39119c84ca17f1ec83418eeb5ada8e	500
6367 40701	0x174d123ce1ef00eebf1026fbf061a7a58a928def	500
6067 41001	0x44b1d9b379ad7dc026a484fddf35dec65902abb0	500
6317 40751	0x0d349443d913cf8d098cb711132997418aaa6f8b	500
7387 39681	0x5b59745ae1ea00eb5d853543cf2e0288c9de733d	500
4734 42334	0xd8cc18f7cd20c5fd21956cd4c154499b8fb923fc	500
4740 42328	0xc48025c19b5b69daed85c90188eb5acb8ce68825	500
5327 41741	0x933ee631173b862941823b65db83fbf1a438fd22	500
6861 40207	0xa0d8dfe910b67696d00d05559666874e7dc0f04b	500
6672 40396	0x9378d3e602415bf52065696b98aee47b235f60c3	500
6218 40850	0xc3075e0b339e14e2546dfc7e77f2ffb7183c9769	500
5810 41258	0x684258c81de274717243651a900c2997bd49d0a9	500
4780 42288	0x65fcb5b7ee4f1064b08fc57791a8bfeaac8ef1dd	500
4166 42902	0x40daded65ee76b73e8e7b10486710ee38a94351c	500
6139 40929	0x8d9fd4153e9484ef7e75237f9aa0365d14fd4d09	500
6026 41042	0x0acb169093665dfdd69af8ef1314499fce7e0edd	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.59% on your WSTETH

Earn 7.50% on your DAI

Earn 7.45% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 110.29% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About