Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.63%.

Get $RAYS

Leaderboard

Rank	User	Rays
5280 41789	0x107fcbb7f89b36a1050aaf5a7a11d73c8132a62b	500
7388 39681	0xd99fd0a4b4efe2c28770e1f0e5f52adfe2980183	500
5095 41974	0x6714cdf72b31d3d339e1da7b2710e169f1f0714a	500
4744 42325	0x4a56a3ef7bf8dfa2d427ced3765e4d546fa941f6	500
5711 41358	0x45765a5e36f10169be694c6e77c0dc719a1f05fd	500
6822 40247	0x1e3dafcfbba5de6684f5b935435e3c3754413cf2	500
6525 40544	0xa672d5b91e8695ea9803c696a32d90537a274a63	500
4269 42800	0xfd225193f80f40053fd1a1548bca6cf0e6577bb4	500
5115 41954	0x605acc13c07cb2de5261dc64d315857fde7d5c5c	500
4697 42372	0xb39176445bce4ba14f53591f6b48c349e4eb528b	500
5831 41238	0x94a0d4bccda56abc7a754addc0b3fc21e6ce8b6b	500
6612 40457	0x61d9f932d32e80e7dfde716a58e6fa8decfa1fb5	500
7471 39598	0x20017a30d3156d4005bda08c40acda0a6ae209b1	500
5311 41758	0xd8219b1b72098db3535390d3354689b744d71777	500
6345 40724	0x86121466c57705dba9a4753ed55e95ef72e4f6e1	500
6644 40425	0xd2dfe71e6f01d78466756cc64f5abca642190827	500
5373 41696	0x5783d77a563210b7f8a1f02b3a4100595af32aca	500
5389 41680	0x6339d05b24d2eb62a886feda7e12cf448bd60574	500
6513 40556	0x2b599f4c0fbaf4e45dfd9e6669a5c626a0776688	500
6408 40661	0x0abf38a836553552d2f064c1255b328a5ebbd5e4	500
5613 41456	0x2e73caf5e4bb8b24f66ceb149fb0d8aacf90a8b5	500
5716 41353	0x1dfbd541162a88eca838229d7bf84fa9d19807c8	500
4806 42263	0x7baefd3ef84970077ffb5d8d7aa70ea55dba97a8	500
7235 39834	0x6a4b25c58173976c4a2bd2151028c3759a1eadd3	500
6390 40679	0xdc9dce81cb89db0c27c477204f272bbf3bbb2326	500
4525 42544	0x5e0481cad8bff5453635f4770f44b2194ddf6e02	500
6508 40561	0x06b3564ef920fd55f19f95eb7114eab3ee83a192	500
6839 40230	0x1f0301a5af0d6ff807a79023d414f35251b1d72a	500
4794 42275	0x022a7b3270fd313fb01a2421983a67fd382eea57	500
4527 42542	0x23d7c58b5a8e1149b38d2309b0c84b86a27df8af	500
7405 39664	0x4203fbcecc08e5437735a03e998bf3cd4e3c8339	500
5617 41452	0x933dadb500616d25ba7db5195f6f6f728e08d627	500
5537 41532	0x93f5d90935d56139b6eeb56adfc6bcd7d005ae38	500
7158 39911	0x09f7f252e51849b050ce00486a8b38c86538cd28	500
7043 40026	0xb147e30652398206815fc50a62af22a9b91be5bf	500
7018 40051	0xd1efb42da848fe7ba4c2017b96b7023bb6edd4ee	500
6913 40156	0xf011be5cbce8d85f3d631bdddfa8b04f736dca21	500
6956 40113	0x6077118af90567e382fe74c799237d96453eb6d2	500
4516 42553	0xabed497d0ccb6916c95dd98ad4402febf5f52fe7	500
4731 42338	0x8cc51f942e67d4b89f3defecb051ecd6ac9485dc	500
How do I move up the leaderboard?
6781 40288	0xe42cd16908c0589ac144aa738ce0db8a8ab8e571	500
5013 42056	0xda6f3e0bc8df082bbf77333b60ad7e43ec92123c	500
4225 42844	0x842d66396454aca3873dd8f435cea2f3cfcd9cb5	500
7275 39794	0x6fdae9edacc6461b21f71a1a6a420197d2b0c3aa	500
4972 42097	0x1b1ec70f5d16cab5f8d24306c0b9c99dcd75fc97	500
7027 40042	0xb22dd769836626d8ad48e5285cea79e4be5fde42	500
7003 40066	0x11ebc944350df20940fb10dd8782d654d6aad8c6	500
5891 41178	0x12fa0bd82f8453923e96d5fe465b63e4870c2f0c	500
5980 41089	0x8209f56cd3e812feac20852450d6d6083c74abae	500
4313 42756	0xeb5ff183356d834598752580ba73266ebfe4250f	500
4686 42383	0x1a64d32de8950a8e8b94322016f604e74eb5a9f2	500
7085 39984	0x81526a78e6fe1e1061e90b879ca5338345b39540	500
6662 40407	0x6f59ddbdf6a99cd6c9d215d88a7362231b57d207	500
5558 41511	0x52abc52786c96530a2fb3ffd971c8b0ebf1c263d	500
5255 41814	0x5c3e3f1af287a6ee8a167d74078de191a19cb156	500
4198 42871	0xcb6a6f974e4a4df22581064af109ccdbbabf47b1	500
4683 42386	0x25c7c739a46bc168c02e4435a75a31f753dd7e61	500
7482 39587	0x451672ec44dd17b1a46e765291ff730f242508d2	500
6605 40464	0x49e14a6ad7d66906f2c82120de6e2ea75cd132df	500
4906 42163	0xf806c449442b8950f08505951547d6e34247b8a4	500
5336 41733	0xf78181c819966f6e62ad14e445979f24f4d07d8b	500
7220 39849	0x0c1493759ae4218ef30aed436e6e9aeaa939ca28	500
5488 41581	0xa45038edb986dcca6646dd4cf4e1989195cca89d	500
6864 40205	0x3dba737ccc50a32a1764b493285dd51c8af6c278	500
6438 40631	0x2210d046e38548ca5162d4b08607d347a793486a	500
7304 39765	0xe840532703c756803f4f0e9c787939fcbaeb4f03	500
6621 40448	0x79ef17f3a5ddf966c914b3de0dfc629faa820bfb	500
4483 42586	0x2f81fb2c0868b91f9253cf4ead2de17699c4e5ce	500
5934 41135	0x032fede91452aa59b02b4bc620573f1fba62162c	500
6246 40823	0xbaaa75485a5fa3b02bf7dac98a74a47889ddb816	500
5009 42060	0x325bc717ab28d48e789443bc8fc4fb8150155711	500
6440 40629	0xa85da96711e60d4cae5ea043452b7f4f8bff77fa	500
7299 39770	0x0fefeda63cfd505e5b5b8ffdd17c328b8e355b22	500
4163 42906	0xd03c8ad4bebd854a36010b864520efa0e4c700ee	500
6176 40893	0xbf9161f13e887faf1e14bf8277c82943566c636e	500
5857 41212	0x8cdb209aefaa36bfff0710a80ed31ab39195acd8	500
4983 42086	0x4c5efef099d3fe907515c941dfe8c74f1c8f5c35	500
5803 41266	0x9c7cd4977dd1c4e71abd9c0daabe92425f3f7a0c	500
5919 41150	0x28b7e2329712b3d812dcea736fe7a6305f9d74eb	500
5364 41705	0xbd495ac7e23d3d8c634e362c8ea3691bb58bbd94	500
How do I move up the leaderboard?
5742 41327	0x9d8ada28c8a459a748517de8ce91c9284c9e9c9e	500
4887 42182	0xb1362b498b3161b364b211234c47c8edada9ced9	500
6683 40386	0x071a79b04021baf1b6f32a5c233c7d01dbde0e0f	500
4710 42359	0x483dcf0311b7b6ca18284a5815cc0f4e2f678fa8	500
5984 41085	0x9e8262e5e68f31e8e6560eb877a1dafee2d3c517	500
6887 40182	0x0759a8a30c414666320251d8b430eacf0b5b9240	500
4439 42630	0x691271df38d390def7919183adf35919d4794bdb	500
5491 41578	0x44a4212ac91767708ce8a6e41a43f18181def77f	500
4205 42864	0x321bb0bb48b65989525053c3ffc66324047d5387	500
5552 41517	0x506e08a057949124f0647005f3c47c68b9dd747f	500
6608 40461	0x7be0980454c8e85dafd730dfd9908d41e5d4ee6c	500
7084 39985	0xb1ff8bf9c3a55877b5ee38e769e7a78cd000848e	500
4499 42570	0x63504639e365763836e9b135916de3d08304fbeb	500
5397 41672	0x0cdfb41d9596e797a01b3b75f99bd18ee627c3d3	500
5290 41779	0x266cf36e0f03213eb341335b36b299e07ebbf407	500
7358 39711	0xb21c04afce3cbec2cbea386abe4f02ef1cf8334d	500
6558 40511	0x07aa6d4f3243f87d96cdfe44d1ce0a019e2e8e6c	500
6933 40136	0xcdd6e7215fa3599a686cf36281ff1762429ad69c	500
4535 42534	0xd30798047e1801eacd9b517001b74178fca8a91b	500
4875 42194	0x083e952464b4a8e988abe39868a652f9c2ad050e	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.53% on your WSTETH

Earn 7.50% on your DAI

Earn 7.45% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.80% LTV

Borrow against USDC from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About