Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.64%.

Get $RAYS

Leaderboard

Rank	User	Rays
7385 39684	0xd99fd0a4b4efe2c28770e1f0e5f52adfe2980183	500
4147 42922	0x6714cdf72b31d3d339e1da7b2710e169f1f0714a	500
4331 42738	0x4a56a3ef7bf8dfa2d427ced3765e4d546fa941f6	500
5706 41363	0x45765a5e36f10169be694c6e77c0dc719a1f05fd	500
6818 40251	0x1e3dafcfbba5de6684f5b935435e3c3754413cf2	500
6522 40547	0xa672d5b91e8695ea9803c696a32d90537a274a63	500
4785 42284	0xfd225193f80f40053fd1a1548bca6cf0e6577bb4	500
4167 42902	0x605acc13c07cb2de5261dc64d315857fde7d5c5c	500
4284 42785	0xb39176445bce4ba14f53591f6b48c349e4eb528b	500
5829 41240	0x94a0d4bccda56abc7a754addc0b3fc21e6ce8b6b	500
6608 40461	0x61d9f932d32e80e7dfde716a58e6fa8decfa1fb5	500
7470 39599	0x20017a30d3156d4005bda08c40acda0a6ae209b1	500
5308 41761	0xd8219b1b72098db3535390d3354689b744d71777	500
6343 40726	0x86121466c57705dba9a4753ed55e95ef72e4f6e1	500
6641 40428	0xd2dfe71e6f01d78466756cc64f5abca642190827	500
5370 41699	0x5783d77a563210b7f8a1f02b3a4100595af32aca	500
5385 41684	0x6339d05b24d2eb62a886feda7e12cf448bd60574	500
6510 40559	0x2b599f4c0fbaf4e45dfd9e6669a5c626a0776688	500
6404 40665	0x0abf38a836553552d2f064c1255b328a5ebbd5e4	500
5606 41463	0x2e73caf5e4bb8b24f66ceb149fb0d8aacf90a8b5	500
5711 41358	0x1dfbd541162a88eca838229d7bf84fa9d19807c8	500
4395 42674	0x7baefd3ef84970077ffb5d8d7aa70ea55dba97a8	500
7232 39837	0x6a4b25c58173976c4a2bd2151028c3759a1eadd3	500
6387 40682	0xdc9dce81cb89db0c27c477204f272bbf3bbb2326	500
5042 42027	0x5e0481cad8bff5453635f4770f44b2194ddf6e02	500
6505 40564	0x06b3564ef920fd55f19f95eb7114eab3ee83a192	500
6836 40233	0x1f0301a5af0d6ff807a79023d414f35251b1d72a	500
4383 42686	0x022a7b3270fd313fb01a2421983a67fd382eea57	500
5044 42025	0x23d7c58b5a8e1149b38d2309b0c84b86a27df8af	500
7401 39668	0x4203fbcecc08e5437735a03e998bf3cd4e3c8339	500
5610 41459	0x933dadb500616d25ba7db5195f6f6f728e08d627	500
5530 41539	0x93f5d90935d56139b6eeb56adfc6bcd7d005ae38	500
7155 39914	0x09f7f252e51849b050ce00486a8b38c86538cd28	500
7041 40028	0xb147e30652398206815fc50a62af22a9b91be5bf	500
7017 40052	0xd1efb42da848fe7ba4c2017b96b7023bb6edd4ee	500
6912 40157	0xf011be5cbce8d85f3d631bdddfa8b04f736dca21	500
6955 40114	0x6077118af90567e382fe74c799237d96453eb6d2	500
5033 42036	0xabed497d0ccb6916c95dd98ad4402febf5f52fe7	500
4318 42751	0x8cc51f942e67d4b89f3defecb051ecd6ac9485dc	500
6779 40290	0xe42cd16908c0589ac144aa738ce0db8a8ab8e571	500
How do I move up the leaderboard?
4610 42459	0xda6f3e0bc8df082bbf77333b60ad7e43ec92123c	500
4742 42327	0x842d66396454aca3873dd8f435cea2f3cfcd9cb5	500
7274 39795	0x6fdae9edacc6461b21f71a1a6a420197d2b0c3aa	500
4570 42499	0x1b1ec70f5d16cab5f8d24306c0b9c99dcd75fc97	500
7026 40043	0xb22dd769836626d8ad48e5285cea79e4be5fde42	500
7002 40067	0x11ebc944350df20940fb10dd8782d654d6aad8c6	500
5281 41788	0xb1ad64854136d039c16bbf7411a4396a1ddc8c28	500
5845 41224	0x828b3dccbc9f868dd52dee247cacfdf66d849bbb	500
6070 40999	0xe162be6026b230279014d0c8730b16dea494a74b	500
4777 42292	0xb3001710ed3b4d4062290ac82dc32567ac7e2389	500
6002 41067	0x28a60282bba0c950d7e83eaafa8cd09f55768a7d	500
5437 41632	0xe388086670965e8b4558d2b5c298e733513a5198	500
4254 42815	0xc11d7ec4036af56ff0db1006671ed43e2263dcc1	500
6008 41061	0x87a67e7dc32fdc79853d780c6f516312b4a503b5	500
5362 41707	0xacfd81bfa4e4b6cad0d04c083c3d5897fb40d1b3	500
4950 42119	0x6a96d47ea103f09a0650123381b969f0511534a7	500
5715 41354	0x540f0169768bb8a2fc2dce6cbd031e78345fe436	500
6107 40962	0xef2fee011ec23cfd95094a55f3d2c401f1092fdb	500
7221 39848	0xc83849167fe47d527474675854e4ffe848955867	500
5834 41235	0xe09a06b20ce0e6512ae7fbce453cae6e467d2a2e	500
7157 39912	0x0574215b0a39119c84ca17f1ec83418eeb5ada8e	500
6864 40205	0x174d123ce1ef00eebf1026fbf061a7a58a928def	500
6634 40435	0x44b1d9b379ad7dc026a484fddf35dec65902abb0	500
6830 40239	0x0d349443d913cf8d098cb711132997418aaa6f8b	500
4520 42549	0x5b59745ae1ea00eb5d853543cf2e0288c9de733d	500
4386 42683	0xd8cc18f7cd20c5fd21956cd4c154499b8fb923fc	500
4380 42689	0xc48025c19b5b69daed85c90188eb5acb8ce68825	500
6095 40974	0x933ee631173b862941823b65db83fbf1a438fd22	500
7210 39859	0xa0d8dfe910b67696d00d05559666874e7dc0f04b	500
7073 39996	0x9378d3e602415bf52065696b98aee47b235f60c3	500
6753 40316	0xc3075e0b339e14e2546dfc7e77f2ffb7183c9769	500
6455 40614	0x684258c81de274717243651a900c2997bd49d0a9	500
4342 42727	0x65fcb5b7ee4f1064b08fc57791a8bfeaac8ef1dd	500
5907 41162	0x40daded65ee76b73e8e7b10486710ee38a94351c	500
4781 42288	0x8d9fd4153e9484ef7e75237f9aa0365d14fd4d09	500
5094 41975	0x0acb169093665dfdd69af8ef1314499fce7e0edd	500
4132 42937	0xecb39112da89d97a792ed58d9bbfbdd2adbba268	500
6034 41035	0x30eb4c1a534351662c1ae273b8986862b60fa079	500
5582 41487	0x6da658f1d310c64e8fe773ccdcd4c3eba0e1dd06	500
4759 42310	0xf397bed23319a55e5abe219b2022eba330f7e28a	500
How do I move up the leaderboard?
6269 40800	0x86341e73d9deb4696b1ae50dbce8f2d62fa06023	500
4991 42078	0x253a7d6b33077450af8c5f51582f08cf5bdf2fb0	500
7484 39585	0xb0e96399485cf77bc97f64c27da250ef2582a1fb	500
4532 42537	0xc644a1e2dc64221e17f2c27beac4f12eb7174c7d	500
6084 40985	0xd1aad7186a15f0619dde55d74bdde39df404ce9e	500
4170 42899	0x868a30ab5af30f32c427f7d6effaf06ef3bd2508	500
5841 41228	0xaa1ac9cd61344161a0e264095c93a78af5144dfe	500
7367 39702	0x759d47d98e866fa3d6f95533104aa70b1d1cad5a	500
7296 39773	0xc94cc876a826bc75355569e696cb2304f3434709	500
5145 41924	0x5feb5255f16ba3c878883bf191f32319ea66f292	500
5616 41453	0x2148bcddd3a866850b552ab5f63c2cda91c9ea77	500
5074 41995	0x7344e478574acbe6dac9de1077430139e17eec3d	500
6014 41055	0x3f39beaf99c49291efa1e8b181cad59671091eaf	500
6152 40917	0x5a297599c4bd1c3ef00b277f8a7369cb5b9bd157	500
4882 42187	0x1cde26e9c324ffa7e5b19d3010853c5b188b1a3e	500
7400 39669	0xb9247e730bf4aefb0e44d0fc9ff0ba5d21bb57ed	500
4732 42337	0x9e51be7071f086d3a1fd5dc0016177473619b237	500
5520 41549	0xddd49a87ff8a024831643aa1a0d3c57b0d9bde8c	500
6285 40784	0x6aee7b3d728ae7599cac1e248ca2038669043570	500
5808 41261	0x8abebc8caa854075bc79266c96db63cb3d0cce74	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.53% on your WSTETH

Earn 7.50% on your DAI

Earn 7.54% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 108.81% LTV

Borrow against USDC from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About