Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.69%.

Get $RAYS

Leaderboard

Rank	User	Rays
6753 40284	0x74806540d1429d177013c8b90a6679626a18cec8	500
7090 39947	0x8b0c8c18993a31f57e60d81761f532ef14633153	500
5592 41445	0x210b6bf816be8b5d8854d944df1b65ed439a1e4a	500
7031 40006	0xc07f83f1261637f29c5b6acafd1d353b4733b487	500
5454 41583	0xeb2cafb6ea9def8084842558ad1242bbf7fcac2b	500
6763 40274	0x2ad3d1c3a10101b2cfb2ade0999a8e1c41656f07	500
7167 39870	0x3ee4361b72c7ecac056f2dfb32449b142d937675	500
5647 41390	0xe0c748c28e37fc1ac64b8ee5546c8a177af33850	500
4172 42865	0x60c6e604f12c8450d46a793aec12917d1358e902	500
6330 40707	0x6c97cc62d58abcc5cf85e5d7dbae355beb5f6cd8	500
6662 40375	0x7c3d434d79dddac3174ce0819f55ed82e0276147	500
6934 40103	0xe6d2a9b56701d3180d218717141670ad720e479f	500
6435 40602	0x1bef70e39f947ada9e69eb4cf05993c964a0fa18	500
6788 40249	0x0efcc71406887da20e11b1ca8b068f8a8955610b	500
6609 40428	0xda03833f99e2bd2435af3e7c6be6c6319a52c622	500
6352 40685	0xfdd86a96f47015d9c457c841e1d52d06ede16a92	500
5703 41334	0x65dc63c45948d7d378784e074463f1b568a1b786	500
5551 41486	0x10853821beb29e2ff64887c90d4570f384566a3a	500
5049 41988	0x67c43a80d0479a1a53044a49f7373a0ec04057d7	500
6493 40544	0x3e86e6d8711d0edf0d0aa956cc6fb4b94417cc3e	500
7117 39920	0xdb29ec3fb265a03943bfedbdf4ee9d9867b368e8	500
5496 41541	0xabfd673d5c623ceec74d029d4fa9e2f021f806c6	500
6479 40558	0xd3c20a2e87c6aab9cbd4e52e2b99039e37092861	500
5518 41519	0xa0d4845c6181f47977dd3782b201677de86a5e95	500
5681 41356	0x060409d7fad110464dac8429977d592565979664	500
6524 40513	0x467c8460b5a37aa411e57e99410c06cfb0bfa939	500
4227 42810	0xf613ea392bd34abe031035638981f17f68f47571	500
6766 40271	0x380fa4ce3189e7ab72169f5dddbfb9e59c97c7e1	500
5086 41951	0x6e31fa9e9cb2d55bd4f2242a0164a8a7892fb703	500
6734 40303	0x371b33b49c0dad12d513325251da5a6e3d82e6ca	500
5205 41832	0x2ce8372b18d6db2400871a37dcacfd98494dd1f7	500
6601 40436	0xc3d3660e721a4cf9818bf153d0a32c14513e2a00	500
4811 42226	0x0e87886ae6ae071fce20007c0e55b01e777de1f0	500
6164 40873	0x9af48eaa4764cc32f436b9cbead09296c961a250	500
4421 42616	0x0447f3879ca69b933a2a92d81cff089466fb4ee9	500
5318 41719	0xf8398b4ab3816c8555e561d41e556c686e990a0f	500
4384 42653	0xa5dfdfa51ae49a6dd728f4923d1e1cbf1d3d0004	500
5984 41053	0xcb47e581cfd9c7e7503b2e757c675807fa398801	500
7049 39988	0xd6941458d58146b1f4ba0ca1d0bd5006813caa15	500
6686 40351	0xe2bf3b01fe8d4bafe5099ceaae8bbe14d3fb7bcf	500
How do I move up the leaderboard?
4190 42847	0x463d5aca3ea39572188814c1a754a6c6e60568c5	500
6207 40830	0x86391cc3da1c4e67399c9757e469de39179ec68e	500
7240 39797	0x415e1f708fd8ac9cb2acaeb9df2b53834779ef92	500
5279 41758	0xb0a79185b7640d6a3dbbdd1072a70d8f82f9095e	500
5412 41625	0x3adcbb9926f0434c5a9f599044cdb221525c0bf1	500
6876 40161	0x93bb2d258786109439cb268c0a425b314d8abf56	500
7056 39981	0xcfcce06af0ee209dfa340247199057fe619c98c9	500
4167 42870	0xecd378b4f11d1a8bdd08fa13e1bf367dd784ace3	500
7199 39838	0x23c2aa52895d15d5ba51f3f3b588a8d4f13d6af3	500
7272 39765	0x17a3ad632acba0b70d9bcda74229e54070d26bea	500
5343 41694	0x14a08a3fb4a3de229b87e69fbe45eee23b4d60fa	500
7068 39969	0x800159e29cb98568e286374e305181813f0955e7	500
5130 41907	0x10d61f4b7c102c8bf2c5bd00063e41bc5178e081	500
6521 40516	0xfeed3919c69ec1ef779ca26d2b445e6890a56fd4	500
5742 41295	0xb2a0e2688c5a82beee6818f5a3d206680fdfd75d	500
5610 41427	0xc8699d4ba37a0fad6419d96ec9a44ac2ef7f2acd	500
7152 39885	0x176f3dab24a159341c0509bb36b833e7fdd0a132	500
5940 41097	0x2bdab32fc7285ea127cd72046d7a0f9c5bf0dcbc	500
5894 41143	0x251b970d34af7a3a7ad3b97ac8ca5a759c59effc	500
6722 40315	0x499d9aced1004d311b6f6b811b559c663fd62f81	500
7123 39914	0xf424da7e5cd837e63ed5ef993611cc70a68dba28	500
7374 39663	0x09c219f3c6f4c79c26906b3921fe57e054827690	500
5004 42033	0xb1ad64854136d039c16bbf7411a4396a1ddc8c28	500
5395 41642	0xc83849167fe47d527474675854e4ffe848955867	500
4257 42780	0xe09a06b20ce0e6512ae7fbce453cae6e467d2a2e	500
5544 41493	0x174d123ce1ef00eebf1026fbf061a7a58a928def	500
7102 39935	0x44b1d9b379ad7dc026a484fddf35dec65902abb0	500
5603 41434	0x0d349443d913cf8d098cb711132997418aaa6f8b	500
6147 40890	0x5b59745ae1ea00eb5d853543cf2e0288c9de733d	500
5171 41866	0x933ee631173b862941823b65db83fbf1a438fd22	500
6391 40646	0x65fcb5b7ee4f1064b08fc57791a8bfeaac8ef1dd	500
4158 42879	0x40daded65ee76b73e8e7b10486710ee38a94351c	500
6586 40451	0x8d9fd4153e9484ef7e75237f9aa0365d14fd4d09	500
7320 39717	0x0acb169093665dfdd69af8ef1314499fce7e0edd	500
5911 41126	0xecb39112da89d97a792ed58d9bbfbdd2adbba268	500
5124 41913	0xd1aad7186a15f0619dde55d74bdde39df404ce9e	500
5841 41196	0x868a30ab5af30f32c427f7d6effaf06ef3bd2508	500
4248 42789	0xaa1ac9cd61344161a0e264095c93a78af5144dfe	500
5773 41264	0x5feb5255f16ba3c878883bf191f32319ea66f292	500
4521 42516	0x2148bcddd3a866850b552ab5f63c2cda91c9ea77	500
How do I move up the leaderboard?
4308 42729	0x5a297599c4bd1c3ef00b277f8a7369cb5b9bd157	500
6830 40207	0x1cde26e9c324ffa7e5b19d3010853c5b188b1a3e	500
6292 40745	0xb9247e730bf4aefb0e44d0fc9ff0ba5d21bb57ed	500
6200 40837	0x754345cd37ed81fce33c9eb976c3e791b9867868	500
4808 42229	0x0acf33252af04bb3cb4b902c07c07d17cd3ccf53	500
7000 40037	0x8db069087f9d25e63c116e5adfaff9691837e5fd	500
4247 42790	0x1b1e1907ace20358827295bfcec2e94e2c05f928	500
5291 41746	0x121f2d296a461f7ee517a997c35982250c3acae6	500
4452 42585	0x8ef0c98a426965eb7a5d170ccd80ae3c0f71eb81	500
6283 40754	0x9e51be7071f086d3a1fd5dc0016177473619b237	500
6658 40379	0x1c59f234ace21c1a5e640b1d645a04922c070075	500
5447 41590	0x3204f526a7ca628a3b2e8c272ff0e24f92511fc6	500
4776 42261	0x1dcb18b74e66e7c67c715ceb0598751c19f3d5e1	500
6481 40556	0xcd01a523a83dd2214b673143882fca8c56bce6a6	500
5301 41736	0x5cef8dc0638567bb747205cea2433e792c009796	500
4221 42816	0xb7b1501c11d32606eb98c4c23dda9fac07e8555b	500
7393 39644	0xb98a2d64bcf154238c3f2ac9922544ae0d4989d8	500
7078 39959	0x2461a8130e3500f7b86ec51d62c49931c44775e2	500
5737 41300	0xdaaf20ea5a21942ab3bf0e1c4c3f41e752743199	500
4131 42906	0xbbb4ecf66f8c46f87b05e8f4f09faa54b95654a7	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.43% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.22% LTV

Borrow against DAI from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About