Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
5562 41473	0x969ac363ff931d9b47c50c7df6c7f1350f8c926d	500
7165 39870	0x35b65a4592491c8f4091858220ff4ff5a6d8aabf	500
6001 41034	0x643871bf04081d90420bf0cb72b0cf76f4656963	500
4550 42485	0xdaaf20ea5a21942ab3bf0e1c4c3f41e752743199	500
7345 39690	0x483dcf0311b7b6ca18284a5815cc0f4e2f678fa8	500
6082 40953	0x9e8262e5e68f31e8e6560eb877a1dafee2d3c517	500
5179 41856	0x0759a8a30c414666320251d8b430eacf0b5b9240	500
6509 40526	0x506e08a057949124f0647005f3c47c68b9dd747f	500
5461 41574	0x7be0980454c8e85dafd730dfd9908d41e5d4ee6c	500
4975 42060	0xb1ff8bf9c3a55877b5ee38e769e7a78cd000848e	500
4207 42828	0x63504639e365763836e9b135916de3d08304fbeb	500
6659 40376	0x0cdfb41d9596e797a01b3b75f99bd18ee627c3d3	500
6765 40270	0x266cf36e0f03213eb341335b36b299e07ebbf407	500
4704 42331	0xb21c04afce3cbec2cbea386abe4f02ef1cf8334d	500
5509 41526	0x07aa6d4f3243f87d96cdfe44d1ce0a019e2e8e6c	500
5131 41904	0xcdd6e7215fa3599a686cf36281ff1762429ad69c	500
4226 42809	0x2461a8130e3500f7b86ec51d62c49931c44775e2	500
5014 42021	0xb98a2d64bcf154238c3f2ac9922544ae0d4989d8	500
6034 41001	0xd30798047e1801eacd9b517001b74178fca8a91b	500
6198 40837	0xb7b1501c11d32606eb98c4c23dda9fac07e8555b	500
7176 39859	0x083e952464b4a8e988abe39868a652f9c2ad050e	500
4960 42075	0x5cef8dc0638567bb747205cea2433e792c009796	500
7374 39661	0x0be3ac6ea6e9e63dfbd090ce5a6158d7b7b7852b	500
5588 41447	0xcd01a523a83dd2214b673143882fca8c56bce6a6	500
6626 40409	0x1dcb18b74e66e7c67c715ceb0598751c19f3d5e1	500
4927 42108	0x3204f526a7ca628a3b2e8c272ff0e24f92511fc6	500
7406 39629	0x1c59f234ace21c1a5e640b1d645a04922c070075	500
4494 42541	0x9e51be7071f086d3a1fd5dc0016177473619b237	500
6385 40650	0x8ef0c98a426965eb7a5d170ccd80ae3c0f71eb81	500
4965 42070	0x121f2d296a461f7ee517a997c35982250c3acae6	500
7039 39996	0xe14dc1c13027b41c9f256bdf5524f5fa08cc3bb5	500
4713 42322	0x18d3c86cfa6a3ce5b839ba45f39940f440e76615	500
5902 41133	0x0fccef1c29deddb1e2a007ee9c1edf63149aa6b3	500
4480 42555	0x2d2508153125d7240366b31699b3ad68192494da	500
5906 41129	0xf9ab2ef128d856339ad2c258cdaa14a22c662a14	500
4801 42234	0xdb0dc97a43c195016075ddcbe3b04158431bd166	500
6293 40742	0xdc917cc4f8ca996e58467a81e7cc517b7fe3f391	500
6175 40860	0x12fa0bd82f8453923e96d5fe465b63e4870c2f0c	500
6220 40815	0x1b1e1907ace20358827295bfcec2e94e2c05f928	500
4745 42290	0x8db069087f9d25e63c116e5adfaff9691837e5fd	500
How do I move up the leaderboard?
5815 41220	0x0acf33252af04bb3cb4b902c07c07d17cd3ccf53	500
7158 39877	0x754345cd37ed81fce33c9eb976c3e791b9867868	500
6086 40949	0x8209f56cd3e812feac20852450d6d6083c74abae	500
4660 42375	0xb9247e730bf4aefb0e44d0fc9ff0ba5d21bb57ed	500
4342 42693	0x1cde26e9c324ffa7e5b19d3010853c5b188b1a3e	500
5913 41122	0x5a297599c4bd1c3ef00b277f8a7369cb5b9bd157	500
7025 40010	0x30a53d898d8b170273391b2407bbdd610afe93a7	500
6439 40596	0x2148bcddd3a866850b552ab5f63c2cda91c9ea77	500
6903 40132	0x5feb5255f16ba3c878883bf191f32319ea66f292	500
6221 40814	0xaa1ac9cd61344161a0e264095c93a78af5144dfe	500
4096 42939	0x2ad7f82d4266d47e875ae2b06322f2e008cbf5c6	500
6937 40098	0x868a30ab5af30f32c427f7d6effaf06ef3bd2508	500
7337 39698	0xc664c6cdfa36325d2032b0f13e56762e1a0e1cd1	500
5980 41055	0xd1aad7186a15f0619dde55d74bdde39df404ce9e	500
4399 42636	0x3a83e745f9819a7b3c5e7e9031bdbbd48a57c0ae	500
6357 40678	0x8cb51dfa2aec1f330bd14369ab32d2e26ac5e063	500
6974 40061	0xecb39112da89d97a792ed58d9bbfbdd2adbba268	500
4222 42813	0x8a9bcdc68d19e111663d6c986caf1da1eda1c304	500
4121 42914	0x0acb169093665dfdd69af8ef1314499fce7e0edd	500
7129 39906	0x5b59745ae1ea00eb5d853543cf2e0288c9de733d	500
4575 42460	0x92f58c9dce26a61fcc8b4c95fc49e640d92a8e78	500
4446 42589	0x8d9fd4153e9484ef7e75237f9aa0365d14fd4d09	500
6155 40880	0x40daded65ee76b73e8e7b10486710ee38a94351c	500
7274 39761	0x65fcb5b7ee4f1064b08fc57791a8bfeaac8ef1dd	500
5892 41143	0xbf9161f13e887faf1e14bf8277c82943566c636e	500
6208 40827	0x8cdb209aefaa36bfff0710a80ed31ab39195acd8	500
5809 41226	0x3ad6d3625e09be308cb5eca65544b6f0e291ea9d	500
4799 42236	0x23c910023a65a2a18f0b5c8ad1206530d75ce0f7	500
5633 41402	0x2210d046e38548ca5162d4b08607d347a793486a	500
7328 39707	0xd3c20a2e87c6aab9cbd4e52e2b99039e37092861	500
5185 41850	0xa0d4845c6181f47977dd3782b201677de86a5e95	500
5260 41775	0x060409d7fad110464dac8429977d592565979664	500
5583 41452	0x467c8460b5a37aa411e57e99410c06cfb0bfa939	500
6203 40832	0xf613ea392bd34abe031035638981f17f68f47571	500
5532 41503	0x380fa4ce3189e7ab72169f5dddbfb9e59c97c7e1	500
6832 40203	0x6e31fa9e9cb2d55bd4f2242a0164a8a7892fb703	500
4392 42643	0x371b33b49c0dad12d513325251da5a6e3d82e6ca	500
4609 42426	0x2ce8372b18d6db2400871a37dcacfd98494dd1f7	500
7388 39647	0xc3d3660e721a4cf9818bf153d0a32c14513e2a00	500
6649 40386	0x0e87886ae6ae071fce20007c0e55b01e777de1f0	500
How do I move up the leaderboard?
7141 39894	0x9af48eaa4764cc32f436b9cbead09296c961a250	500
4596 42439	0x0447f3879ca69b933a2a92d81cff089466fb4ee9	500
5082 41953	0xf8398b4ab3816c8555e561d41e556c686e990a0f	500
6335 40700	0xa5dfdfa51ae49a6dd728f4923d1e1cbf1d3d0004	500
7023 40012	0xcb47e581cfd9c7e7503b2e757c675807fa398801	500
4244 42791	0xd6941458d58146b1f4ba0ca1d0bd5006813caa15	500
4411 42624	0xe2bf3b01fe8d4bafe5099ceaae8bbe14d3fb7bcf	500
6179 40856	0x463d5aca3ea39572188814c1a754a6c6e60568c5	500
7162 39873	0x86391cc3da1c4e67399c9757e469de39179ec68e	500
7458 39577	0x415e1f708fd8ac9cb2acaeb9df2b53834779ef92	500
5325 41710	0xb0a79185b7640d6a3dbbdd1072a70d8f82f9095e	500
5304 41731	0x3adcbb9926f0434c5a9f599044cdb221525c0bf1	500
4725 42310	0x93bb2d258786109439cb268c0a425b314d8abf56	500
4758 42277	0xcfcce06af0ee209dfa340247199057fe619c98c9	500
4603 42432	0xecd378b4f11d1a8bdd08fa13e1bf367dd784ace3	500
4164 42871	0x23c2aa52895d15d5ba51f3f3b588a8d4f13d6af3	500
4137 42898	0x17a3ad632acba0b70d9bcda74229e54070d26bea	500
5096 41939	0x14a08a3fb4a3de229b87e69fbe45eee23b4d60fa	500
4234 42801	0x800159e29cb98568e286374e305181813f0955e7	500
6009 41026	0x10d61f4b7c102c8bf2c5bd00063e41bc5178e081	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.72% on your WSTETH

Earn 5.50% on your DAI

Earn 4.66% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.20% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About