Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 8.12x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
5011 42021	0xb98a2d64bcf154238c3f2ac9922544ae0d4989d8	500
4223 42809	0x2461a8130e3500f7b86ec51d62c49931c44775e2	500
4547 42485	0xdaaf20ea5a21942ab3bf0e1c4c3f41e752743199	500
5939 41093	0xbbb4ecf66f8c46f87b05e8f4f09faa54b95654a7	500
4170 42862	0x958bc7f87992791e89a5cfe764ff5541f6329642	500
5140 41892	0xc0a7ab57bcf0884413c7e8630f62908308453362	500
5838 41194	0x96baefcbd02d660f8e1d9c17fb623a9dca9e3f66	500
6380 40652	0x339d68983067b6e6bfb4d5f19b98c474637ea44a	500
7049 39983	0x78b037b39704e88a82dd23cfbe1f57f6aef8ebc5	500
6221 40811	0x47be6f685d28b63294116b8e1e879b7af7bfc37b	500
6055 40977	0xa24ebe62c3e7167c87c6915081815a6b82d45a44	500
5712 41320	0x5f4c99f08d1acdc2aca5043ef9388527ee7dee67	500
5571 41461	0x9e5d0dcf8a08b19064b4171bdf8cd66a6e8ca7bb	500
4619 42413	0x67e9a5894d2713553cd3cbc7d034be9f1f830d3b	500
6633 40399	0x5354baafe1934b5e8068221ed631856bfe7f512d	500
4757 42275	0x962699db05a9334c5cd1f9c2867d5160c8e37742	500
4628 42404	0xbbbbef0b73952d6154da802ffbf37033d064f35b	500
4903 42129	0x6fcfb789a593762557177fe9548e44d166f91ed4	500
4822 42210	0xb771b4dbbc1690f1c60c185481f9b0da44f5d495	500
5074 41958	0x4a8172225f44ed87d40ce318438bb14a4f83efa4	500
7299 39733	0xafd21d4fb3111a3ccd9f2252d7a74ee9d218fb0a	500
4181 42851	0xfb626333099a91ab677bcd5e9c71bc4dbe0238a8	500
6124 40908	0xe4c95e2dacda1e909e1d717d1cd56eebd5df1b54	500
6615 40417	0x4b20d318a295573037a2a78d22cfd6c4afece6f3	500
7177 39855	0x0ec7e63fd6b4a0d1ed681abc8e20a4c0870c0b04	500
4866 42166	0x00173a1479efe831eab2b86e89990a46307746af	500
6402 40630	0x0e95d581d70b3238580a3f79955aab600b8105f3	500
5559 41473	0x969ac363ff931d9b47c50c7df6c7f1350f8c926d	500
7162 39870	0x35b65a4592491c8f4091858220ff4ff5a6d8aabf	500
5998 41034	0x643871bf04081d90420bf0cb72b0cf76f4656963	500
7444 39588	0xf376feea3272a93fc2c76a279cb4a850f8b79740	500
6870 40162	0x0b06f3a71343275da18bb026baec7bf6d837bd8e	500
5846 41186	0x907ad9f85f3fc5a19ae9b936a39185342c6bf7bb	500
7055 39977	0x9f44a4aba757884f546ef0040f7a4325825b4205	500
6405 40627	0x1d23c41837aaaea6eabab5019ebc6fb686ae9b5c	500
4102 42930	0x27f361bb92e4455ae9f7deaf341078cb93e5e85d	500
6673 40359	0xb15c9c8d26941116e7511bdf784e0899c50dca45	500
4658 42374	0xe0d3d023c311c7de5502d2282e3a6f9246f97fc7	500
4901 42131	0xda29c07a09b38bda8474519613d158dc183aa0f9	500
5114 41918	0x29630097c7a28196358401f9499771b460005838	500
How do I move up the leaderboard?
6527 40505	0xdd1107d19b6672be5762dcf3bc6db752ece248b0	500
7000 40032	0x2b546d8c42f6b74e9c50455d0b8577e26662387e	500
7124 39908	0xebac3108c58bd4dd48a8110b7750480cea7bc3fb	500
5635 41397	0xb51423c14a448f81563cebd54ab86719e5c46510	500
6939 40093	0x20433dfb275e1660fe317cd9ea49997a38f380de	500
5692 41340	0x2d4c38d80914084d90c55ae6622eb7859ea9ab64	500
5657 41375	0xf9dd24870d259866df0e832926c8784784625d83	500
7226 39806	0x1a9cee6e1d21c3c09fb83a980ea54299f01920cd	500
7451 39581	0xeb597492cf49926647c3c753f88f0f8858556dfa	500
5623 41409	0x43cf87cc29bd0eb1277c6772a2994efd4204f776	500
5452 41580	0x5396e6faf592baad55043756f80b67aa91feb50e	500
5673 41359	0x46ddec05e55550bc83cb5032b278106cd3b2104e	500
5253 41779	0x85a98f62035b39b0dcbdbb98f5bbe379a5bc4a2a	500
4863 42169	0x7f8919fde017c5ff8408e4def990bc81f20d3ca4	500
4150 42882	0x3f94463f2921e15350550c5664028711d40d5846	500
7080 39952	0xe214ca7b160dab472e5250c8cda9545b8ffc6cb7	500
5087 41945	0x30495f43c180c0614cf6f05863650c84d0c4b80b	500
4510 42522	0xccb82218c6f82a2b750cf0d65e21ae6eae14070c	500
6711 40321	0xdc4c379a08c7a36597aaa9f9702b7211c5db17a4	500
4942 42090	0xe0ddea5ca147eaecd2bb3d0157deaf16e6dc9aa0	500
4534 42498	0x9be80c23245b576b23c01670137726fef0f9b64e	500
5524 41508	0xad57a1ea761bd5704207e3eac50b8b78cbafa846	500
5884 41148	0xe55e30c3a94be64da997f164b65127c8797a0da8	500
7235 39797	0x356fa6805f1abc3efab22b59193582aa68e29977	500
5206 41826	0xafe609643934ea392b8c400db474d6419234d64c	500
4336 42696	0x3f0fe3a5bb63f9ff0413aa0effe9b6d339f0f28b	500
4815 42217	0x24b41e56239da69a77454b5af297b447ad4804bb	500
4662 42370	0x5fdb500ba1d9b6be0c164ce609277cd968c5d45e	500
6328 40704	0x007e2fdae7ac1307e9bd9be979635e76dd731443	500
7090 39942	0x043f3579201977dfed8ae46bc9f1561c92b6cfac	500
6021 41011	0x2015154dfb20b04caa9fd5cbed5a4e093879618c	500
6691 40341	0x7791131322396d7ba0acb6f8456e13df3b435939	500
4707 42325	0x63b2c50334ae16d45ed0bb72635f8825bb43a1d0	500
7317 39715	0x6febcf477bd1109bf8a2778d01dca6bacdb5f29f	500
7182 39850	0x3e9b23a411c6d9c30222a8a5acb72b352b0f8de5	500
4561 42471	0x7e7b41310303a49be9fd26865c5804ee35d4d232	500
7273 39759	0x3d09150d786675dcc1586d6a207f44fef7993ee8	500
5893 41139	0xb744c60f90620f905857a0169ce3f87ad552dc1d	500
4090 42942	0x57e7298d133cbade14fdc633464fec839dd196bf	500
7439 39593	0x360106e24bb5c95d341d94b27a3a49822d0c7b06	500
How do I move up the leaderboard?
5578 41454	0x1da49eaa8e9bf08eb0a534ea5ec2af2fe30c47cd	500
7342 39690	0x483dcf0311b7b6ca18284a5815cc0f4e2f678fa8	500
6079 40953	0x9e8262e5e68f31e8e6560eb877a1dafee2d3c517	500
5176 41856	0x0759a8a30c414666320251d8b430eacf0b5b9240	500
6506 40526	0x506e08a057949124f0647005f3c47c68b9dd747f	500
5458 41574	0x7be0980454c8e85dafd730dfd9908d41e5d4ee6c	500
4972 42060	0xb1ff8bf9c3a55877b5ee38e769e7a78cd000848e	500
4204 42828	0x63504639e365763836e9b135916de3d08304fbeb	500
6656 40376	0x0cdfb41d9596e797a01b3b75f99bd18ee627c3d3	500
6762 40270	0x266cf36e0f03213eb341335b36b299e07ebbf407	500
4701 42331	0xb21c04afce3cbec2cbea386abe4f02ef1cf8334d	500
5506 41526	0x07aa6d4f3243f87d96cdfe44d1ce0a019e2e8e6c	500
5128 41904	0xcdd6e7215fa3599a686cf36281ff1762429ad69c	500
6031 41001	0xd30798047e1801eacd9b517001b74178fca8a91b	500
7173 39859	0x083e952464b4a8e988abe39868a652f9c2ad050e	500
7371 39661	0x0be3ac6ea6e9e63dfbd090ce5a6158d7b7b7852b	500
7036 39996	0xe14dc1c13027b41c9f256bdf5524f5fa08cc3bb5	500
4710 42322	0x18d3c86cfa6a3ce5b839ba45f39940f440e76615	500
5899 41133	0x0fccef1c29deddb1e2a007ee9c1edf63149aa6b3	500
4477 42555	0x2d2508153125d7240366b31699b3ad68192494da	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.23% on your WSTETH

Earn 5.50% on your DAI

Earn 4.15% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.08% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About