Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 8.33x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
5011 42021	0xb98a2d64bcf154238c3f2ac9922544ae0d4989d8	500
4223 42809	0x2461a8130e3500f7b86ec51d62c49931c44775e2	500
4547 42485	0xdaaf20ea5a21942ab3bf0e1c4c3f41e752743199	500
5939 41093	0xbbb4ecf66f8c46f87b05e8f4f09faa54b95654a7	500
4170 42862	0x958bc7f87992791e89a5cfe764ff5541f6329642	500
5140 41892	0xc0a7ab57bcf0884413c7e8630f62908308453362	500
5838 41194	0x96baefcbd02d660f8e1d9c17fb623a9dca9e3f66	500
6380 40652	0x339d68983067b6e6bfb4d5f19b98c474637ea44a	500
7049 39983	0x78b037b39704e88a82dd23cfbe1f57f6aef8ebc5	500
6221 40811	0x47be6f685d28b63294116b8e1e879b7af7bfc37b	500
6055 40977	0xa24ebe62c3e7167c87c6915081815a6b82d45a44	500
5712 41320	0x5f4c99f08d1acdc2aca5043ef9388527ee7dee67	500
5571 41461	0x9e5d0dcf8a08b19064b4171bdf8cd66a6e8ca7bb	500
4619 42413	0x67e9a5894d2713553cd3cbc7d034be9f1f830d3b	500
6633 40399	0x5354baafe1934b5e8068221ed631856bfe7f512d	500
4757 42275	0x962699db05a9334c5cd1f9c2867d5160c8e37742	500
4628 42404	0xbbbbef0b73952d6154da802ffbf37033d064f35b	500
4903 42129	0x6fcfb789a593762557177fe9548e44d166f91ed4	500
4822 42210	0xb771b4dbbc1690f1c60c185481f9b0da44f5d495	500
5074 41958	0x4a8172225f44ed87d40ce318438bb14a4f83efa4	500
7299 39733	0xafd21d4fb3111a3ccd9f2252d7a74ee9d218fb0a	500
4181 42851	0xfb626333099a91ab677bcd5e9c71bc4dbe0238a8	500
6124 40908	0xe4c95e2dacda1e909e1d717d1cd56eebd5df1b54	500
6615 40417	0x4b20d318a295573037a2a78d22cfd6c4afece6f3	500
7177 39855	0x0ec7e63fd6b4a0d1ed681abc8e20a4c0870c0b04	500
4866 42166	0x00173a1479efe831eab2b86e89990a46307746af	500
6402 40630	0x0e95d581d70b3238580a3f79955aab600b8105f3	500
5559 41473	0x969ac363ff931d9b47c50c7df6c7f1350f8c926d	500
7162 39870	0x35b65a4592491c8f4091858220ff4ff5a6d8aabf	500
5998 41034	0x643871bf04081d90420bf0cb72b0cf76f4656963	500
6233 40799	0x1b56949f20ae8676d0dc4b949af60e600dd20f51	500
5573 41459	0x44ef88fd0cf792fef93e7875906fbff622684f15	500
7170 39862	0x5f68ba2d8809a31f2a779cfd60fc13fc9d34022b	500
5793 41239	0xa45589a59f08cc89494d024d67849224581eeff3	500
7008 40024	0xe8297c74ace6e2cec969f51e12e5a0e333c58f45	500
5857 41175	0xdc5fd17553cf79a808113701e93d759ff824563a	500
6398 40634	0xea2954e625de42d5132ab1f7a089331ca1925f56	500
6333 40699	0x730c70ad78f9ad6fd3f715228e4f124fc0ec4514	500
6313 40719	0x696c26cf024a19c4ca1e09ead2e2a4e5b41e60ea	500
5645 41387	0x4c7b1530280a8d36845b37e114027c300075c96f	500
How do I move up the leaderboard?
6305 40727	0xb62f95849f6c3f7a5ae9828b43dce5924a209194	500
4169 42863	0xffd3da76203642d4ee112893f33749a0df7ea7fd	500
6831 40201	0xa6e8ff8e0c6eb4b9ddedfc65f21da814c8a5f071	500
6318 40714	0x9d8ada28c8a459a748517de8ce91c9284c9e9c9e	500
7161 39871	0xb1362b498b3161b364b211234c47c8edada9ced9	500
4839 42193	0x4265fb33a2137949a54b1c8c8e61833a04ee0c39	500
6288 40744	0x555d446ab2c3c6069c3c45ee738488d91c927b6f	500
7237 39795	0xa877a062b928a0dc12ca474b005bfa9f58bdbdef	500
5720 41312	0x2a08cab66d6d6b8ab0358bb67a9defa78a37e5c1	500
6354 40678	0x8cb51dfa2aec1f330bd14369ab32d2e26ac5e063	500
4421 42611	0x7c27e27f01a50625b9d9daca55762c68a0581f6e	500
4796 42236	0x23c910023a65a2a18f0b5c8ad1206530d75ce0f7	500
4219 42813	0x8a9bcdc68d19e111663d6c986caf1da1eda1c304	500
4992 42040	0x9ae3e22c9b9a48f790815cee0f8c4b00680a4a6d	500
5348 41684	0x185a7fc4ace368d233e620b2a45935661292bdf2	500
5345 41687	0x6a6d76a7e2b978da196701c67407c358427b982b	500
5281 41751	0x3fa8a1d5ea4c79e21537b32430cbd515200cd995	500
5628 41404	0xa85da96711e60d4cae5ea043452b7f4f8bff77fa	500
5889 41143	0xbf9161f13e887faf1e14bf8277c82943566c636e	500
6205 40827	0x8cdb209aefaa36bfff0710a80ed31ab39195acd8	500
5630 41402	0x2210d046e38548ca5162d4b08607d347a793486a	500
5624 41408	0xba4b8fcacf85ab199061ff0cab75b33b72be3be3	500
5806 41226	0x3ad6d3625e09be308cb5eca65544b6f0e291ea9d	500
7325 39707	0xd3c20a2e87c6aab9cbd4e52e2b99039e37092861	500
5182 41850	0xa0d4845c6181f47977dd3782b201677de86a5e95	500
5257 41775	0x060409d7fad110464dac8429977d592565979664	500
5580 41452	0x467c8460b5a37aa411e57e99410c06cfb0bfa939	500
6200 40832	0xf613ea392bd34abe031035638981f17f68f47571	500
5529 41503	0x380fa4ce3189e7ab72169f5dddbfb9e59c97c7e1	500
6829 40203	0x6e31fa9e9cb2d55bd4f2242a0164a8a7892fb703	500
4389 42643	0x371b33b49c0dad12d513325251da5a6e3d82e6ca	500
4606 42426	0x2ce8372b18d6db2400871a37dcacfd98494dd1f7	500
7385 39647	0xc3d3660e721a4cf9818bf153d0a32c14513e2a00	500
6646 40386	0x0e87886ae6ae071fce20007c0e55b01e777de1f0	500
7138 39894	0x9af48eaa4764cc32f436b9cbead09296c961a250	500
4593 42439	0x0447f3879ca69b933a2a92d81cff089466fb4ee9	500
5079 41953	0xf8398b4ab3816c8555e561d41e556c686e990a0f	500
6332 40700	0xa5dfdfa51ae49a6dd728f4923d1e1cbf1d3d0004	500
7020 40012	0xcb47e581cfd9c7e7503b2e757c675807fa398801	500
4241 42791	0xd6941458d58146b1f4ba0ca1d0bd5006813caa15	500
How do I move up the leaderboard?
4408 42624	0xe2bf3b01fe8d4bafe5099ceaae8bbe14d3fb7bcf	500
6176 40856	0x463d5aca3ea39572188814c1a754a6c6e60568c5	500
7159 39873	0x86391cc3da1c4e67399c9757e469de39179ec68e	500
7455 39577	0x415e1f708fd8ac9cb2acaeb9df2b53834779ef92	500
5322 41710	0xb0a79185b7640d6a3dbbdd1072a70d8f82f9095e	500
5301 41731	0x3adcbb9926f0434c5a9f599044cdb221525c0bf1	500
4722 42310	0x93bb2d258786109439cb268c0a425b314d8abf56	500
4755 42277	0xcfcce06af0ee209dfa340247199057fe619c98c9	500
4600 42432	0xecd378b4f11d1a8bdd08fa13e1bf367dd784ace3	500
4161 42871	0x23c2aa52895d15d5ba51f3f3b588a8d4f13d6af3	500
4134 42898	0x17a3ad632acba0b70d9bcda74229e54070d26bea	500
5093 41939	0x14a08a3fb4a3de229b87e69fbe45eee23b4d60fa	500
4231 42801	0x800159e29cb98568e286374e305181813f0955e7	500
6006 41026	0x10d61f4b7c102c8bf2c5bd00063e41bc5178e081	500
7353 39679	0xfeed3919c69ec1ef779ca26d2b445e6890a56fd4	500
5725 41307	0xb2a0e2688c5a82beee6818f5a3d206680fdfd75d	500
4883 42149	0xc8699d4ba37a0fad6419d96ec9a44ac2ef7f2acd	500
4185 42847	0x176f3dab24a159341c0509bb36b833e7fdd0a132	500
6990 40042	0x2bdab32fc7285ea127cd72046d7a0f9c5bf0dcbc	500
6964 40068	0x251b970d34af7a3a7ad3b97ac8ca5a759c59effc	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.23% on your WSTETH

Earn 5.50% on your DAI

Earn 4.15% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.87% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About