Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.62%.

Get $RAYS

Leaderboard

Rank	User	Rays
4670 42398	0xc3e742f00a31eb831da3175919e4ce47cf7de06d	500
4394 42674	0x8e0a0a0c69c21b6461723d732a80689075c4994e	500
6364 40704	0x43fe64b38cff692264096302d32210d7f63ad974	500
6621 40447	0xa60f9584e7b1f4841b745792bb5f83f18c4f35dd	500
5999 41069	0x136edafec835282851a8efa757dc4eb1c4500a3f	500
5531 41537	0xb0e96399485cf77bc97f64c27da250ef2582a1fb	500
7375 39693	0xc644a1e2dc64221e17f2c27beac4f12eb7174c7d	500
5316 41752	0xd1aad7186a15f0619dde55d74bdde39df404ce9e	500
7196 39872	0x868a30ab5af30f32c427f7d6effaf06ef3bd2508	500
4690 42378	0xaa1ac9cd61344161a0e264095c93a78af5144dfe	500
5023 42045	0x759d47d98e866fa3d6f95533104aa70b1d1cad5a	500
6984 40084	0xc94cc876a826bc75355569e696cb2304f3434709	500
7161 39907	0x5feb5255f16ba3c878883bf191f32319ea66f292	500
4427 42641	0x2148bcddd3a866850b552ab5f63c2cda91c9ea77	500
5052 42016	0x7344e478574acbe6dac9de1077430139e17eec3d	500
5240 41828	0x3f39beaf99c49291efa1e8b181cad59671091eaf	500
5387 41681	0x5a297599c4bd1c3ef00b277f8a7369cb5b9bd157	500
6651 40417	0x1cde26e9c324ffa7e5b19d3010853c5b188b1a3e	500
4264 42804	0xb9247e730bf4aefb0e44d0fc9ff0ba5d21bb57ed	500
7417 39651	0x754345cd37ed81fce33c9eb976c3e791b9867868	500
5499 41569	0x0acf33252af04bb3cb4b902c07c07d17cd3ccf53	500
7007 40061	0x8db069087f9d25e63c116e5adfaff9691837e5fd	500
4691 42377	0x1b1e1907ace20358827295bfcec2e94e2c05f928	500
4232 42836	0x23d07c846dda0234a1f3561ea8db3563413ef7d7	500
5215 41853	0xf5303a21d88492cbeb6f8935c9fcf1108f3239be	500
5540 41528	0x1ccc0409913b30b20cd431ef3d9970c0c773cd01	500
5974 41094	0x603028ec8ed0bed832d266c93ae4232458b07201	500
6063 41005	0x7ceb8e6ded5b113e14665bab33c83c85883061f3	500
6843 40225	0xb520e2810b9194d2bd6a26c3a5b70ce524041812	500
5580 41488	0xc8846c735a5fcf9619bb1d47ca6f95c409d511b7	500
6698 40370	0x121f2d296a461f7ee517a997c35982250c3acae6	500
4722 42346	0x801700661d66bbc401aa435547b3a5d690016381	500
4490 42578	0x8ef0c98a426965eb7a5d170ccd80ae3c0f71eb81	500
5914 41154	0x9e51be7071f086d3a1fd5dc0016177473619b237	500
4312 42756	0xddd49a87ff8a024831643aa1a0d3c57b0d9bde8c	500
5546 41522	0x6aee7b3d728ae7599cac1e248ca2038669043570	500
4650 42418	0x8abebc8caa854075bc79266c96db63cb3d0cce74	500
4898 42170	0x1c59f234ace21c1a5e640b1d645a04922c070075	500
6758 40310	0x3204f526a7ca628a3b2e8c272ff0e24f92511fc6	500
5123 41945	0x1dcb18b74e66e7c67c715ceb0598751c19f3d5e1	500
How do I move up the leaderboard?
5844 41224	0xcd01a523a83dd2214b673143882fca8c56bce6a6	500
6706 40362	0x5cef8dc0638567bb747205cea2433e792c009796	500
4715 42353	0xb7b1501c11d32606eb98c4c23dda9fac07e8555b	500
6630 40438	0xb98a2d64bcf154238c3f2ac9922544ae0d4989d8	500
5616 41452	0x2461a8130e3500f7b86ec51d62c49931c44775e2	500
6999 40069	0x755380324942019f1db6e114b9c4650f2b01a170	500
4672 42396	0xe92d73fde8b60d9eef7b7a96eea8b2929b9b02f4	500
4967 42101	0xa549adf5afa3a852f1a72fc7a33734555e10cd05	500
6514 40554	0x2e0929bd71c21cfc66dce799b132f979ff8db7a0	500
6986 40082	0x156daf376cfbdd938c470a227508b0ba022c998f	500
6507 40561	0x08306c3d9e7d2a648003bb1461a9ffbf559a4066	500
5542 41526	0x516069b64a6e1b580ea3e432113f2b90492cb591	500
5661 41407	0xdaaf20ea5a21942ab3bf0e1c4c3f41e752743199	500
5357 41711	0xbbb4ecf66f8c46f87b05e8f4f09faa54b95654a7	500
6633 40435	0x958bc7f87992791e89a5cfe764ff5541f6329642	500
6454 40614	0xc0a7ab57bcf0884413c7e8630f62908308453362	500
5296 41772	0xd63bc9ea7b3a7166f07132283ab0dc3f383c62d1	500
5464 41604	0x96baefcbd02d660f8e1d9c17fb623a9dca9e3f66	500
4492 42576	0x339d68983067b6e6bfb4d5f19b98c474637ea44a	500
7308 39760	0x78b037b39704e88a82dd23cfbe1f57f6aef8ebc5	500
4687 42381	0x47be6f685d28b63294116b8e1e879b7af7bfc37b	500
5233 41835	0xa24ebe62c3e7167c87c6915081815a6b82d45a44	500
4605 42463	0x23419fad29e4c0ec600855da9ed37b7528ec41b0	500
6368 40700	0x44617b9d41aaa85f0a7f8fd008775cdc679b61ea	500
5648 41420	0x5f4c99f08d1acdc2aca5043ef9388527ee7dee67	500
5863 41205	0x9e5d0dcf8a08b19064b4171bdf8cd66a6e8ca7bb	500
4559 42509	0x67e9a5894d2713553cd3cbc7d034be9f1f830d3b	500
6297 40771	0x45312aadecdb1b6a7207146cc4438a810d480948	500
7415 39653	0x69724d906d90fab3596d985104c219608e09211b	500
7456 39612	0xf0d4801db52dce1e0ca1ec343242507e2e0fc4c0	500
4703 42365	0xed348de0dada9aedda3121503d0101e41133c72c	500
6431 40637	0xd4a5f216ece9de7d8524fb158d1ef983d5649687	500
5105 41963	0x5354baafe1934b5e8068221ed631856bfe7f512d	500
6989 40079	0x962699db05a9334c5cd1f9c2867d5160c8e37742	500
4488 42580	0x00f0374f64d60ffb157068043eb44ec8f2d76f54	500
4190 42878	0xeef3425e464fbe42e17ff5db6f1ba60930901695	500
4479 42589	0xbbbbef0b73952d6154da802ffbf37033d064f35b	500
6787 40281	0x6fcfb789a593762557177fe9548e44d166f91ed4	500
6025 41043	0x637dcff017472759bf4ed03b6d12a46929a66154	500
6897 40171	0xb771b4dbbc1690f1c60c185481f9b0da44f5d495	500
How do I move up the leaderboard?
6542 40526	0x4a8172225f44ed87d40ce318438bb14a4f83efa4	500
4784 42284	0xafd21d4fb3111a3ccd9f2252d7a74ee9d218fb0a	500
6395 40673	0xfb626333099a91ab677bcd5e9c71bc4dbe0238a8	500
4200 42868	0xe4c95e2dacda1e909e1d717d1cd56eebd5df1b54	500
6123 40945	0x294e0d50c4c1e863033002aae236a102651cf6a1	500
4862 42206	0x9570faa4565963d98d66a60514baf9eb14040da9	500
4542 42526	0x5b1183111ae698b1ee941161cc771e13713e4c9e	500
5136 41932	0x4b20d318a295573037a2a78d22cfd6c4afece6f3	500
7440 39628	0x0ec7e63fd6b4a0d1ed681abc8e20a4c0870c0b04	500
6829 40239	0x00173a1479efe831eab2b86e89990a46307746af	500
4467 42601	0x0e95d581d70b3238580a3f79955aab600b8105f3	500
6307 40761	0xc73a8ae0ccbd9d160c853d8470848650ecfb8dea	500
5880 41188	0x969ac363ff931d9b47c50c7df6c7f1350f8c926d	500
7424 39644	0x35b65a4592491c8f4091858220ff4ff5a6d8aabf	500
5291 41777	0x643871bf04081d90420bf0cb72b0cf76f4656963	500
4772 42296	0x3a6f1c36ec0b66832d18da7ade7b59a6ae697ae9	500
5549 41519	0xdd462a6edb182fa3b0804693024d5fd5dfa144a5	500
6714 40354	0x16580d39fe5035192b2f547caf6ac2c8ea3dd1fa	500
4361 42707	0x8132b67955365c9f1beb20ff2a202b6d332ccc19	500
6472 40596	0x0e7785ca2a2c82b557c93c4226ef9d8a72204e92	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.59% on your WSTETH

Earn 7.50% on your DAI

Earn 7.45% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.79% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About