Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
4776 42262	0x1dcb18b74e66e7c67c715ceb0598751c19f3d5e1	500
6481 40557	0xcd01a523a83dd2214b673143882fca8c56bce6a6	500
5301 41737	0x5cef8dc0638567bb747205cea2433e792c009796	500
4221 42817	0xb7b1501c11d32606eb98c4c23dda9fac07e8555b	500
7393 39645	0xb98a2d64bcf154238c3f2ac9922544ae0d4989d8	500
7078 39960	0x2461a8130e3500f7b86ec51d62c49931c44775e2	500
5737 41301	0xdaaf20ea5a21942ab3bf0e1c4c3f41e752743199	500
4131 42907	0xbbb4ecf66f8c46f87b05e8f4f09faa54b95654a7	500
7179 39859	0x958bc7f87992791e89a5cfe764ff5541f6329642	500
5430 41608	0xc0a7ab57bcf0884413c7e8630f62908308453362	500
4704 42334	0x96baefcbd02d660f8e1d9c17fb623a9dca9e3f66	500
4450 42588	0x339d68983067b6e6bfb4d5f19b98c474637ea44a	500
6022 41016	0x78b037b39704e88a82dd23cfbe1f57f6aef8ebc5	500
4252 42786	0x47be6f685d28b63294116b8e1e879b7af7bfc37b	500
5192 41846	0xa24ebe62c3e7167c87c6915081815a6b82d45a44	500
5792 41246	0x5f4c99f08d1acdc2aca5043ef9388527ee7dee67	500
6560 40478	0x9e5d0dcf8a08b19064b4171bdf8cd66a6e8ca7bb	500
6023 41015	0x67e9a5894d2713553cd3cbc7d034be9f1f830d3b	500
4793 42245	0x5354baafe1934b5e8068221ed631856bfe7f512d	500
7062 39976	0x962699db05a9334c5cd1f9c2867d5160c8e37742	500
6078 40960	0xbbbbef0b73952d6154da802ffbf37033d064f35b	500
5525 41513	0x6fcfb789a593762557177fe9548e44d166f91ed4	500
7466 39572	0xb771b4dbbc1690f1c60c185481f9b0da44f5d495	500
5308 41730	0x4a8172225f44ed87d40ce318438bb14a4f83efa4	500
6429 40609	0xafd21d4fb3111a3ccd9f2252d7a74ee9d218fb0a	500
7160 39878	0xfb626333099a91ab677bcd5e9c71bc4dbe0238a8	500
4120 42918	0xe4c95e2dacda1e909e1d717d1cd56eebd5df1b54	500
4762 42276	0x4b20d318a295573037a2a78d22cfd6c4afece6f3	500
6240 40798	0x0ec7e63fd6b4a0d1ed681abc8e20a4c0870c0b04	500
5682 41356	0x00173a1479efe831eab2b86e89990a46307746af	500
4476 42562	0x0e95d581d70b3238580a3f79955aab600b8105f3	500
6626 40412	0x969ac363ff931d9b47c50c7df6c7f1350f8c926d	500
6212 40826	0x35b65a4592491c8f4091858220ff4ff5a6d8aabf	500
5118 41920	0x643871bf04081d90420bf0cb72b0cf76f4656963	500
4819 42219	0x8435aa0a2ed59cd87240cc4dc6d505410c8e053f	500
5565 41473	0xf44220e22573ac6557a60d1973d2a088bac8dd22	500
6220 40818	0x5f56e5ade609d0869351bd43b768568bc690c6f9	500
6526 40512	0xae385d4254efcfa0b19a30269d7fe5cab946e065	500
5401 41637	0x390a7731bb3573617c59060c6b3764664f15dada	500
7258 39780	0x28395ad01ca521ec9f51b3a493b94e5104a276ea	500
How do I move up the leaderboard?
5986 41052	0x30a53d898d8b170273391b2407bbdd610afe93a7	500
5078 41960	0x2ad7f82d4266d47e875ae2b06322f2e008cbf5c6	500
6492 40546	0xc664c6cdfa36325d2032b0f13e56762e1a0e1cd1	500
4891 42147	0x8201746687ec55eea58cb510cdebc96e00b81924	500
6566 40472	0xd5dd13dfe841082ee343d8580486a5ec2c32698c	500
5603 41435	0x0d349443d913cf8d098cb711132997418aaa6f8b	500
6147 40891	0x5b59745ae1ea00eb5d853543cf2e0288c9de733d	500
6148 40890	0xf337c09bc7f4c55a6a94d9751b7697abb83a7df1	500
6367 40671	0x6199d226fc991cd99a0864db7c37ff3cdea58649	500
7191 39847	0x6f59ddbdf6a99cd6c9d215d88a7362231b57d207	500
5046 41992	0x5c3e3f1af287a6ee8a167d74078de191a19cb156	500
7369 39669	0x6a6d76a7e2b978da196701c67407c358427b982b	500
6172 40866	0xa85da96711e60d4cae5ea043452b7f4f8bff77fa	500
7074 39964	0x0fefeda63cfd505e5b5b8ffdd17c328b8e355b22	500
5608 41430	0x3fa8a1d5ea4c79e21537b32430cbd515200cd995	500
6140 40898	0x2210d046e38548ca5162d4b08607d347a793486a	500
4128 42910	0x032fede91452aa59b02b4bc620573f1fba62162c	500
6898 40140	0x6bbf1fc575eaab0f1b049103e168b20b1d759d3d	500
6656 40382	0x7c27e27f01a50625b9d9daca55762c68a0581f6e	500
7362 39676	0x185a7fc4ace368d233e620b2a45935661292bdf2	500
6180 40858	0xba4b8fcacf85ab199061ff0cab75b33b72be3be3	500
5404 41634	0xc2546de373e54a80449e0092c30f424789801a39	500
6125 40913	0xff7a971a372db7f2c2c7ce692eb93106d93b0426	500
7392 39646	0x9ae3e22c9b9a48f790815cee0f8c4b00680a4a6d	500
4484 42554	0xc7bb05ee716ff1a1f576b9c82ceea3f8d83019ae	500
6031 41007	0x582578df5cc8c43900b1c5ebc99e0a370f6b2902	500
4778 42260	0x7324acab45bbf21b82a268693198fbf16f5fd60a	500
4433 42605	0x255f2b02cded81fee754cbadfcab8f9500eb436e	500
6165 40873	0xcb6a6f974e4a4df22581064af109ccdbbabf47b1	500
6170 40868	0xf806c449442b8950f08505951547d6e34247b8a4	500
4699 42339	0x451672ec44dd17b1a46e765291ff730f242508d2	500
5796 41242	0x6bfbbcece24a19f51efaa9561f6e74216422d927	500
7420 39618	0x01329db67e9a963695c65766a298f9876e87def4	500
7184 39854	0x5180db0237291a6449dda9ed33ad90a38787621c	500
4978 42060	0x408a6ad488587b1360ff566741e29e7e388b6c57	500
4401 42637	0xa6b0d04fc93706c7ee5449bd420072014707a5ed	500
6735 40303	0xfd57d8f4a33753c576f75d7cc9a2b24609399591	500
4345 42693	0xa21fa4fa5e8a51165b77f24d21fbe2bc0fbf97f6	500
5290 41748	0x0215c140840b896e1e371525d1f70cefbd09aafa	500
4497 42541	0x0ce638e196f5141b9aa2fedc07ea158d94b458f9	500
How do I move up the leaderboard?
6253 40785	0x5ddb5244acaaaab3275b2731c981a49cd5f68cee	500
5751 41287	0xf84003446b3fff78e1e0cd4bdad7128dc3b56d8d	500
5379 41659	0xaca6772be7bbb01d9a71457b5d430e9f2f0822a8	500
4129 42909	0xbb2440df26cae107a421bc342ab66a0ce4fbe331	500
5449 41589	0x596572fb0e85ed15c2e5fc0f126878cf6b6b95f4	500
7278 39760	0xbf30608066f972e705b54fe75411e54b34d671c3	500
5975 41063	0xd0cdacb442a9f38c44d2ea87f005c48faa8ad5cf	500
6363 40675	0xc135725230a91b002025aeeb97dc8c29dd026cad	500
6491 40547	0x2061a27d1dc983fd8444770bc8d56bce215364ac	500
6668 40370	0x892abc8372ab4fc32d2bf3a51ca9d376bda5d818	500
6687 40351	0xa54f4330a818492b9af9f0ff00ef8c7c2024ba93	500
5426 41612	0xf8714afccee356681214cff48de2b24371f09c8a	500
6625 40413	0xad62d4fdd2d071536dbcb72202f1ef51b17ece30	500
5939 41099	0x9bb5ba0906d4f976dd4d9e670e4349f706a6d510	500
5856 41182	0x2a15c4df3a0f49ed56ab8d6a0e4403bb2f4218b3	500
6994 40044	0x73a45fc60534fbd05c891ee585726e66c5f2e22d	500
5469 41569	0x6ed4f98486016b0cc0ecf1b77a3b1f0ffb58a279	500
5293 41745	0xc9c6fc48a6fa8d7f06699b78eb46c908751966df	500
5880 41158	0x51c59282406384f8a39f090cfd61fc2af56ded7b	500
5314 41724	0x4b5a787ac6921cdefc57d8823ebd4d211f8e0519	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.41% on your WSTETH

Earn 5.50% on your DAI

Earn 4.69% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.19% LTV

Borrow against DAI from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About