Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 8.22x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
6263 40769	0x0e910a91f98ca9b5848b16d5c294645a2c4ba643	500
6006 41026	0x44ba8509a39fd3a907e39f55effeed5e1728d5cb	500
5214 41818	0xe48e71bb0ff454f15812dce09140665ed5a7b65a	500
6950 40082	0x8ac3ecf6973e020cc0e6e8989fb71b4a77d65987	500
6244 40788	0x18113b231be2f11947bc6eb551a635b95f7ee51a	500
4866 42166	0x724f321c4efed5e3c7cca40168610c258c82d02f	500
6269 40763	0x28431a1446c86434ded04f7f8ba6808649329f4d	500
4752 42280	0xd07e37862b11ca2186922f1c71f61d952d2b93e8	500
6834 40198	0xeacac0c2a71b4b2665e95f62b583a5e3fb8a7656	500
7463 39569	0xedb39288230d41c316542fe3f22b005ed150d342	500
4354 42678	0xdffef5d853e5e1dad3b909e37ba2dae94087c3cc	500
5691 41341	0xc56eb3021f2754a96b716bae7e1661b023dd1517	500
6974 40058	0x1988f628e09a4efca4e1f26b11fd0e60142faaaa	500
4272 42760	0x49233fb8d60b4b48e3c9d13fa5f50cdf29870978	500
4533 42499	0xe87275fd1b87e57d932dbee926425c1651049859	500
5899 41133	0x8e9833bb081ea232fd970250ed52af317836c986	500
5805 41227	0x24307ffae1e3a95c2e716502894d32dac1f2e9d5	500
5729 41303	0x345e4f8ab6fd67f7fbe2dcf48777f51f1142738f	500
7323 39709	0x8def99a177b5585588617bdb51fb8a81ae411e78	500
4173 42859	0xe831c8903de820137c13681e78a5780afddf7697	500
6335 40697	0xe1ec746eb91a811159f7d96fbf8113e6ac33fca5	500
5019 42013	0x1903c74e94ab90b269d52f2cc0ac39ea7742cb60	500
6248 40784	0xbdfc21bd7e39eae1ba8982468b51fc1bdc42433a	500
7419 39613	0x19546e03db342ece4d2f6cac74e092cb55c3717f	500
4676 42356	0xeb83e695adcac2e83f290d2d2815fc58e6491d7a	500
5144 41888	0x2f7a9223ca8ccfa212ff200e4928ffca30786d16	500
4626 42406	0xbcf45610ad998526d5924d132cb8f24c5e93f591	500
4423 42609	0x451aeb69c8de4a0fb67d7f74a022540df2fa10a6	500
4877 42155	0xc305bfc555050bdbe8358839fe00615109d7974d	500
6729 40303	0x75433f8a8a1f7a0563e0fc5f1a683d5c951ed371	500
6256 40776	0x276143a5b3c2dc2d9120433ca48fbb09592364c2	500
5168 41864	0xdb5d32743a84691d9c932cb79ced8b5a4b82c4e0	500
5391 41641	0xc9037fd858069e2fa03ce1eff31bda66ea3075c1	500
6615 40417	0xba7d69f569b5c7119bf43b0c17f221e225ca8cd0	500
7399 39633	0x077a08b357ad429cd312dd2688631d9ae0748172	500
5666 41366	0x96b3dda0c434f68c9b020c1ff4720f59bae1f5a9	500
7146 39886	0x9ebaff2192d2746fec76561bdf72fd249d7a73ab	500
4815 42217	0xd8827d60486e01a6c54f7fc2ddcd9527a26af8ba	500
4731 42301	0xc3025c1a031c34e7ddf47192b8266a6cc8852835	500
7106 39926	0xc842d55c3a0371e060ff00bd66300ba097d295e3	500
How do I move up the leaderboard?
4425 42607	0x9d6581ff13da3876edf28661608755142e032a23	500
6108 40924	0xc683915268e712f9960ce59736a32119165cc962	500
6811 40221	0xd281866d2d57ba98dda89a66d8b7a0c23391b6eb	500
4324 42708	0x4c0b7c237ea8f6d1ee145587b68ef83cea0094a2	500
7363 39669	0x64bab725c78262565f2797dcc2d5eed1db87a907	500
6512 40520	0x953b773064a7e641aecdaa6212414559429ff9df	500
5098 41934	0x8ced6ba80394acb99205673ff6c8ebff51f0ce01	500
4787 42245	0x38a84eb4c19d52c287cfc1851be5966b019102b0	500
6970 40062	0x44f552b1de185a9447f3e9d26cd1fb27e8394652	500
4696 42336	0x44002b0522a59cf17ce67434570b65bcbbae700b	500
6807 40225	0x9f511cf6ec96f0cdaf61716c39f9c4b22ee85271	500
6944 40088	0xe9a3ae1899a648d4527d4c465fd2ab8ea0b3a39c	500
5908 41124	0x97cc18eb21d7c1a15b2f617d33283ff878a0d985	500
5292 41740	0x60a53d35a1a8c26c13cdc297c2ad3ccb0cca58bc	500
5578 41454	0xebc06cc667e99d89c60921de7c3d01a3874f66c0	500
4781 42251	0x5ce1b4779557996b1d2f3e1042c1789b7b7a9102	500
4813 42219	0xdfa8ee9ff8798b37800f3ab18807273d7caaf1b6	500
5771 41261	0x4721a43133d1a13f3651a415b68f81e73edb5dc6	500
7252 39780	0xa87add3f09ece1407dd9443b7a6d7754cc22a901	500
4838 42194	0x552da8dc815063e7d7bf012c4a1393bc2c73ee01	500
5010 42022	0xa0eac5d90be5e6346b22895a207d49fbe9711447	500
4940 42092	0x52d3aba582a24eeb9c1210d83ec312487815f405	500
5867 41165	0x530952a2440679f45aa45567f46cf0461a7d3087	500
6273 40759	0x9fd59d5412157b66464c749fa823396cc7746116	500
6212 40820	0x37bbca77e1c689d3c93e27ee05273b2493a5dd43	500
5300 41732	0xaa6db2277f13d734c4df22b32a1ed1b854735f7c	500
6873 40159	0x6b2f88ff71295c9af2c545a809e4ddb86aa98897	500
4340 42692	0x1cde26e9c324ffa7e5b19d3010853c5b188b1a3e	500
4658 42374	0xb9247e730bf4aefb0e44d0fc9ff0ba5d21bb57ed	500
7156 39876	0x754345cd37ed81fce33c9eb976c3e791b9867868	500
5813 41219	0x0acf33252af04bb3cb4b902c07c07d17cd3ccf53	500
4743 42289	0x8db069087f9d25e63c116e5adfaff9691837e5fd	500
6218 40814	0x1b1e1907ace20358827295bfcec2e94e2c05f928	500
4963 42069	0x121f2d296a461f7ee517a997c35982250c3acae6	500
6383 40649	0x8ef0c98a426965eb7a5d170ccd80ae3c0f71eb81	500
4492 42540	0x9e51be7071f086d3a1fd5dc0016177473619b237	500
7404 39628	0x1c59f234ace21c1a5e640b1d645a04922c070075	500
4925 42107	0x3204f526a7ca628a3b2e8c272ff0e24f92511fc6	500
6624 40408	0x1dcb18b74e66e7c67c715ceb0598751c19f3d5e1	500
5586 41446	0xcd01a523a83dd2214b673143882fca8c56bce6a6	500
How do I move up the leaderboard?
4958 42074	0x5cef8dc0638567bb747205cea2433e792c009796	500
6196 40836	0xb7b1501c11d32606eb98c4c23dda9fac07e8555b	500
5012 42020	0xb98a2d64bcf154238c3f2ac9922544ae0d4989d8	500
4224 42808	0x2461a8130e3500f7b86ec51d62c49931c44775e2	500
4548 42484	0xdaaf20ea5a21942ab3bf0e1c4c3f41e752743199	500
5940 41092	0xbbb4ecf66f8c46f87b05e8f4f09faa54b95654a7	500
4171 42861	0x958bc7f87992791e89a5cfe764ff5541f6329642	500
5141 41891	0xc0a7ab57bcf0884413c7e8630f62908308453362	500
5839 41193	0x96baefcbd02d660f8e1d9c17fb623a9dca9e3f66	500
6381 40651	0x339d68983067b6e6bfb4d5f19b98c474637ea44a	500
7050 39982	0x78b037b39704e88a82dd23cfbe1f57f6aef8ebc5	500
6222 40810	0x47be6f685d28b63294116b8e1e879b7af7bfc37b	500
6056 40976	0xa24ebe62c3e7167c87c6915081815a6b82d45a44	500
5713 41319	0x5f4c99f08d1acdc2aca5043ef9388527ee7dee67	500
5572 41460	0x9e5d0dcf8a08b19064b4171bdf8cd66a6e8ca7bb	500
4620 42412	0x67e9a5894d2713553cd3cbc7d034be9f1f830d3b	500
6634 40398	0x5354baafe1934b5e8068221ed631856bfe7f512d	500
4758 42274	0x962699db05a9334c5cd1f9c2867d5160c8e37742	500
4629 42403	0xbbbbef0b73952d6154da802ffbf37033d064f35b	500
4904 42128	0x6fcfb789a593762557177fe9548e44d166f91ed4	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.23% on your WSTETH

Earn 5.50% on your DAI

Earn 4.15% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.95% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About