Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.65%.

Get $RAYS

Leaderboard

Rank	User	Rays
5152 41899	0x0de42103e5856aacbb29a95987d762eb5ba1be2f	500
4584 42467	0xe6d2c0d5616cb02db1ccb75cc590be2bb154f3ba	500
6695 40356	0x617311eaed829c63d728e228e3742bad95daaa81	500
7086 39965	0xe238545cad42aaddf29ecb823ded5966a360a46a	500
5275 41776	0x6ecc36d0453f3b2ab0cc65af06fbba43c2886b7e	500
5976 41075	0x5c8472ae8af4dbefe9d2695c1f798d382dcf3773	500
5759 41292	0xa41dd9b4728158dc78feced1f19d177e63048076	500
6316 40735	0x2e7e3893415ffc84876ad2fa581596c4299a7e00	500
6218 40833	0x17e63d9f3befa27b9fb7917b1aef23a6c8a45760	500
4534 42517	0x185edd1553735e2bd47db34b823a4cf6353e1b37	500
6836 40215	0xaf2908c5d67c28c595948ea5c1cd03d426f84870	500
4514 42537	0x4ae958b4de0e6f21d51e73625fb9d5e0c3b0985f	500
7445 39606	0x451aff1d2326787590ef3fa3258aab49c49631d6	500
4895 42156	0x1bea81e6a339f0f559c7e504929c5f1f869f1600	500
6527 40524	0xf158bcecc70bf0e27baeaf43ecc25a84e45d1d57	500
6950 40101	0x7463ae891f82e2ae5b0b99ec01d10e2d32860124	500
5829 41222	0xa1786faa1d8f4724819e8dcf44ffbdd399ed4d43	500
6231 40820	0xf2ef5636b38ecf46324ac97957a514beda674d7d	500
4544 42507	0x878571298d28b5c8638b71d8346a2665376a7bea	500
6059 40992	0x2ad5993c48e00f288fc10c0a7624baee75a117e5	500
4535 42516	0xd245026b6fdc76b8cd7d9bb2d3ba560f6d7dd439	500
4804 42247	0x88071da47fc03e8dbcbec85413bbc187a6f77385	500
4568 42483	0xb95c8579f9b5abf74332b12a3d5ae03800fee7fe	500
4988 42063	0x273fdfc4c0b2251c4758b54e1ae9b5b5ee6c4455	500
7144 39907	0xd3f089a42d3cb1f225891182ddf51d38a7da7fce	500
4649 42402	0x1fb76046ee95a204fb87a1418b4e34c2bf58ccb9	500
7291 39760	0xd295a56a294c338f2fa542d9f139a3d41521695a	500
6909 40142	0x3f821488575a92a42add5c914790d67d9c6f922e	500
7313 39738	0xa9c7c3559c0f93539b58a67c0111c5192875e179	500
6883 40168	0xb7435f59a5f867805ca797f73b362bfe4f149c9a	500
6103 40948	0xee97c4aac2720422cfbb25e418191af26043bb67	500
4393 42658	0x9aa5b9922f7b1912b3798373cf48f51a54e4c14d	500
4731 42320	0x29534646cfe255419b1299874eb6d38cc7df2d56	500
4833 42218	0x4b1f31eb6440e101ddadd9bf10c1a6c8b9d8981d	500
4630 42421	0x6b395d5964c5c698fc36cde3008747aacfe1f8a5	500
5681 41370	0x0172e05392aba65366c4dbbb70d958bbf43304e4	500
6587 40464	0xf35bf057bcd469ed2e80b54ed2ecddc385e7e630	500
4822 42229	0x1c72a8abeca71141d22cdc6696b49a1bd9565ee9	500
6729 40322	0x04fe79c24aa1a3aad17ada36ba9314e2b00c456a	500
5035 42016	0xacdc50e4eb30749555853d3b542bfa303537ada5	500
How do I move up the leaderboard?
6531 40520	0x3df2e7e0dd9c20ccfd3c144d71914d63e38b50c2	500
5646 41405	0x16988e88789c8af3a19a2674480203699c201747	500
6121 40930	0x8c42e411831d73e4ea563cee6d4c47b97db18679	500
6005 41046	0xf97dee2d5aef90a99dde88edb3e8050b435e88b5	500
6429 40622	0x1c1febd62c36fec018956d348eee527bba8042e1	500
5822 41229	0x53dda0a69992b87e51f0f14b1337281f09a2c8da	500
4472 42579	0x4dd0bba91c023a39e942533cc9daeef8f9f39dd6	500
4762 42289	0x26939c20df74089997675dc2c4856ca5cd64b1fa	500
5195 41856	0xd21a227d7a5c9d475de1a293cfb07dd9fa0fceb0	500
4843 42208	0x36dfae6411b4e7bababa7fe5d9efef6f1e019f00	500
5713 41338	0xb08856994dd338b0db1253dcab0e5f56e27f3985	500
5582 41469	0x675e410830db43068ce16dda089471b467b1d228	500
5871 41180	0x7daba654bbfe52a4a7261de3e9a5371df50b09ad	500
7319 39732	0x59512422af0709c7cab8285838975cd8d7c7ce7d	500
4492 42559	0xe00fc5e4c8a40022af6135ca4680b4b00fca217c	500
5181 41870	0x59603aca5a9ca53f47553954465a4a847f6b8851	500
4852 42199	0x691da7e4bfc53db88a5944e47918bad1945de96e	500
7309 39742	0xa394c7a4ba95fd1b14982859d929fa85e0523a04	500
6626 40425	0x2e748c90489545214a7f59fe97b343440a800ad5	500
6872 40179	0xebc812f4aa3fdbb9c7322543e295e2fadcb80bbe	500
6049 41002	0x1628fbe5755fdb97a4a1a558de48edd9ff514307	500
4302 42749	0x32a926c98b84fda3c6c5c30a7b2aea18e9df2e27	500
4363 42688	0x40b02bb1daa8bff1fa04f3737c4f630348336f8b	500
6199 40852	0x070ae2385dedc927f821e75434e881ca5fd549fb	500
6243 40808	0x8dabeaa91b77fa464f5b1511aaae7ecffa07c2c7	500
4569 42482	0x8061199a31983a077e691c08b2263a4cf5c24093	500
4333 42718	0x6afbeecc9d44e3a4418054c93186e43457384fb0	500
5588 41463	0x0cc4d034cf1b60758fd619f8006db9abf4fc609c	500
5020 42031	0x0d0a955ddbac22b8a51c61c289386a178015719e	500
4699 42352	0x3824ff083cc4452d5a9700a5f99c821d4a92e823	500
6759 40292	0x6e4863fcd6a276538a5b9165efc807752b4c26d2	500
6292 40759	0xe56a192ab8571628ab1ade27dfc2f0cf47221eae	500
5071 41980	0x1b57434ccad8ef527f951dde8bc60d9498e3a6bb	500
5147 41904	0xd6a6beea41361b475c9eec0cc78ef273a8f448f4	500
5014 42037	0xfc117cb4c186586f415cebaaa0644aa0ad530b8a	500
7335 39716	0x005b1173f6a762f5b92e48ea9d23a88a357ceac9	500
6722 40329	0x85419d3637f65773068d9f8329b3a80920c8ca76	500
6507 40544	0x2307ac63c122f47e498fc9ff7b77257a2b006442	500
4416 42635	0x3aa9ca1ea30a09ebdfe0c805560a50bd6aaced36	500
4817 42234	0x2367386801e28b15a7ef606fd55fe455dfee6053	500
How do I move up the leaderboard?
5325 41726	0x6b6a30d79ddfebc3884bbb8f05f61d83a7631a9b	500
6523 40528	0x5fd1fbd87a17657e8f36acbc0e5c09a83676f680	500
6170 40881	0xddb50ffdba4d89354e1088e4ea402de895562173	500
4144 42907	0xb0380dd6ae72c813c33986314951e30b56b77d84	500
6466 40585	0x212c2a2891227f39b48d655c5eca0b1377daff90	500
5977 41074	0xd582d8067eb63243ccb7411bf85474ad1937ac36	500
5938 41113	0xead7dd1b34e284de9a864bbe2f4db63bfa7a7d0e	500
5469 41582	0xec37c081bee743585c2000e8dd899706c50cec74	500
4587 42464	0x7539258a68679223b87f92b9953b701046f32e53	500
7328 39723	0x06e4b11c7bf6cb1981389b54410b4c78015ca805	500
4828 42223	0x47ed23935225764d838cdc042659187c7fa3a232	500
6294 40757	0x09fc8cd1d422e77cef172ef85cda1953915a8b74	500
7090 39961	0xc401f19fb22625b0b74f83526fb1bee830100431	500
7413 39638	0x87ef716d0a06eec40d07a18edf6556d56a5e30c6	500
7451 39600	0x44287e97d852c60b8d307143add12bf16fcc8486	500
7229 39822	0x634c8c2a619c2ad99535be9c83eed9426bfd3002	500
6957 40094	0xdd78f6a187f07fa4672fdd2aac32e6a2ffd62023	500
6267 40784	0x2dbcd61d7866eaa5528fd45721066c44cb9fbd94	500
6433 40618	0xbde27dee52ed403a7ca91b43f2161a4aec0231cd	500
5751 41300	0x6727497cc7c112e3c1ba2ec9d1a53cfb5e2531ee	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 0.34% on your WSTETH

Earn 5.50% on your DAI

Earn 4.91% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.07% LTV

Borrow against DAI from 0.07% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About