Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
6272 40763	0x28431a1446c86434ded04f7f8ba6808649329f4d	500
4755 42280	0xd07e37862b11ca2186922f1c71f61d952d2b93e8	500
6837 40198	0xeacac0c2a71b4b2665e95f62b583a5e3fb8a7656	500
7466 39569	0xedb39288230d41c316542fe3f22b005ed150d342	500
4357 42678	0xdffef5d853e5e1dad3b909e37ba2dae94087c3cc	500
5694 41341	0xc56eb3021f2754a96b716bae7e1661b023dd1517	500
6977 40058	0x1988f628e09a4efca4e1f26b11fd0e60142faaaa	500
4275 42760	0x49233fb8d60b4b48e3c9d13fa5f50cdf29870978	500
4536 42499	0xe87275fd1b87e57d932dbee926425c1651049859	500
5902 41133	0x8e9833bb081ea232fd970250ed52af317836c986	500
5808 41227	0x24307ffae1e3a95c2e716502894d32dac1f2e9d5	500
5732 41303	0x345e4f8ab6fd67f7fbe2dcf48777f51f1142738f	500
7326 39709	0x8def99a177b5585588617bdb51fb8a81ae411e78	500
4176 42859	0xe831c8903de820137c13681e78a5780afddf7697	500
6338 40697	0xe1ec746eb91a811159f7d96fbf8113e6ac33fca5	500
5022 42013	0x1903c74e94ab90b269d52f2cc0ac39ea7742cb60	500
6251 40784	0xbdfc21bd7e39eae1ba8982468b51fc1bdc42433a	500
7422 39613	0x19546e03db342ece4d2f6cac74e092cb55c3717f	500
4679 42356	0xeb83e695adcac2e83f290d2d2815fc58e6491d7a	500
5147 41888	0x2f7a9223ca8ccfa212ff200e4928ffca30786d16	500
4629 42406	0xbcf45610ad998526d5924d132cb8f24c5e93f591	500
4426 42609	0x451aeb69c8de4a0fb67d7f74a022540df2fa10a6	500
4880 42155	0xc305bfc555050bdbe8358839fe00615109d7974d	500
6732 40303	0x75433f8a8a1f7a0563e0fc5f1a683d5c951ed371	500
6259 40776	0x276143a5b3c2dc2d9120433ca48fbb09592364c2	500
5171 41864	0xdb5d32743a84691d9c932cb79ced8b5a4b82c4e0	500
5394 41641	0xc9037fd858069e2fa03ce1eff31bda66ea3075c1	500
6618 40417	0xba7d69f569b5c7119bf43b0c17f221e225ca8cd0	500
7402 39633	0x077a08b357ad429cd312dd2688631d9ae0748172	500
5669 41366	0x96b3dda0c434f68c9b020c1ff4720f59bae1f5a9	500
7149 39886	0x9ebaff2192d2746fec76561bdf72fd249d7a73ab	500
4818 42217	0xd8827d60486e01a6c54f7fc2ddcd9527a26af8ba	500
4734 42301	0xc3025c1a031c34e7ddf47192b8266a6cc8852835	500
7109 39926	0xc842d55c3a0371e060ff00bd66300ba097d295e3	500
4428 42607	0x9d6581ff13da3876edf28661608755142e032a23	500
6111 40924	0xc683915268e712f9960ce59736a32119165cc962	500
5435 41600	0x3f591610c34ebe3c26b0ff25d683773383361541	500
6814 40221	0xd281866d2d57ba98dda89a66d8b7a0c23391b6eb	500
4327 42708	0x4c0b7c237ea8f6d1ee145587b68ef83cea0094a2	500
7366 39669	0x64bab725c78262565f2797dcc2d5eed1db87a907	500
How do I move up the leaderboard?
6515 40520	0x953b773064a7e641aecdaa6212414559429ff9df	500
5101 41934	0x8ced6ba80394acb99205673ff6c8ebff51f0ce01	500
4790 42245	0x38a84eb4c19d52c287cfc1851be5966b019102b0	500
6973 40062	0x44f552b1de185a9447f3e9d26cd1fb27e8394652	500
4699 42336	0x44002b0522a59cf17ce67434570b65bcbbae700b	500
6810 40225	0x9f511cf6ec96f0cdaf61716c39f9c4b22ee85271	500
6947 40088	0xe9a3ae1899a648d4527d4c465fd2ab8ea0b3a39c	500
5911 41124	0x97cc18eb21d7c1a15b2f617d33283ff878a0d985	500
5295 41740	0x60a53d35a1a8c26c13cdc297c2ad3ccb0cca58bc	500
5581 41454	0xebc06cc667e99d89c60921de7c3d01a3874f66c0	500
4784 42251	0x5ce1b4779557996b1d2f3e1042c1789b7b7a9102	500
4816 42219	0xdfa8ee9ff8798b37800f3ab18807273d7caaf1b6	500
5774 41261	0x4721a43133d1a13f3651a415b68f81e73edb5dc6	500
7255 39780	0xa87add3f09ece1407dd9443b7a6d7754cc22a901	500
4841 42194	0x552da8dc815063e7d7bf012c4a1393bc2c73ee01	500
5013 42022	0xa0eac5d90be5e6346b22895a207d49fbe9711447	500
4943 42092	0x52d3aba582a24eeb9c1210d83ec312487815f405	500
5870 41165	0x530952a2440679f45aa45567f46cf0461a7d3087	500
6276 40759	0x9fd59d5412157b66464c749fa823396cc7746116	500
6215 40820	0x37bbca77e1c689d3c93e27ee05273b2493a5dd43	500
5303 41732	0xaa6db2277f13d734c4df22b32a1ed1b854735f7c	500
6876 40159	0x6b2f88ff71295c9af2c545a809e4ddb86aa98897	500
5963 41072	0x7a75706b6a55126b9ef22c96caf4a432b15c03e3	500
7002 40033	0x497b9725855bdd5f0ecdc59f88db352646c75e08	500
5792 41243	0x4c258962cf06d47f05ea2d6d9314b1b109ee005c	500
4590 42445	0x7eebf3301dc2cff3902c7a96e339e10bca05e467	500
6484 40551	0xdc945d17f7643cb1079b83107f4da74867385196	500
6243 40792	0x526a32c6e37be5cbe5cbb17b3cf5bfa29437b08c	500
5388 41647	0x7b89cec7b0d77c9140eb28368930f77ffc0c0a3a	500
6195 40840	0xcf3ca65ded58e0ef7f22726b5b705d9e30d2bc0e	500
5771 41264	0x4a4c1c48d66f0e97ff11380c9357b795a97e664d	500
4587 42448	0xc2bb6c36f36f14c3e6f93305cbfd64ed6665ccb9	500
6739 40296	0xf6df66483b6d3193029f0b2f88d1d41a4c83cd59	500
6454 40581	0x1f9b6a4b051a38e99c7aafe81b0e46065529c024	500
5795 41240	0x8f5f9f01b6be40ae72e9141cdb43a07d5576aa82	500
7140 39895	0x46f15b6de38ff036aeeb7eb63836f17a1a4656bd	500
4627 42408	0x901ced96f9e40ee98081231ab30f6b1a2e989779	500
6604 40431	0x4fe23e87d977ea6484b01915ccd2746335e55dfc	500
4616 42419	0x346c48ff889501a968f1ab5256480baba010bbb5	500
7175 39860	0x0089d01c450d35eb8cbb9557c0f88e2e9b4c713d	500
How do I move up the leaderboard?
5730 41305	0x7afb8af080a38daf904a4498bcd6c5f93fa834d6	500
6264 40771	0xdab9bff522e5414d62240ed59ff2c6a0fa4e4f92	500
4745 42290	0x8b95f6b00ed3794d1193d67ba2892b5d9b452aca	500
5550 41485	0x932a824a4d3d0680e0b352de150e6f212b8ac841	500
5045 41990	0x3483a0282281768e2883c443989194259cba7eaf	500
7143 39892	0x696d1a516c19f81866d56fb18d9adbe1b7a3758f	500
6498 40537	0x30b334c9f207e29c11500c9a8e1b3d9d501c5c9c	500
6171 40864	0xfde869e47a900bfdb1319f8a1ebacd65ed2afb39	500
5526 41509	0x52f194472efda57ca25038cffa66a70c92b43a59	500
4294 42741	0x1000a8091dc73ceafe629c9fce945fd47a7f3b6c	500
5824 41211	0x0f9099a52ea8e1dbd80adb50e91c24fe5cd15c46	500
4748 42287	0x40feb63d11e020d206eb1e910aebb8dc6b1b6eb4	500
4954 42081	0xa53a13a80d72a855481de5211e7654fabdfe3526	500
6000 41035	0xe357f327dba2ce813492b12c218842b51e86ee3d	500
6831 40204	0x7c28c7a89ffba91b0d447f02e7ca9a284a4dc317	500
4339 42696	0xfdd77ff61a79cbd47b391cec6990a2a3a4f92ceb	500
4504 42531	0x030d9f55c7f7589034b829a87bf3bd84d6682a18	500
4757 42278	0xa303595251ac6af0a32c682a3a1ec3ef6ee391aa	500
4091 42944	0x58fbf79ed67a16d85d1fa6bbae3c753b6cc657f8	500
5585 41450	0x757b4f1adc61609c20d39cf3050d7b869d575220	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.57% on your WSTETH

Earn 5.50% on your DAI

Earn 4.69% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.14% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About