Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.93%.

Get $RAYS

Leaderboard

Rank	User	Rays
5774 41264	0x69f836c5c8c33fb3fb19406fe463dc6af71c6ac4	500
5587 41451	0x65448baa730f819cc36f52de84052f742e0b87e7	500
6331 40707	0xbb6b68a795fb102d61706ec3460023c3f21b58fe	500
5286 41752	0xf929122994e177079c924631ba13fb280f5cd1f9	500
4407 42631	0x5b6f8b8f345063d674e952614f3c15279f5d65be	500
7433 39605	0x07a9acac89a4a63fda53d9c6904c478e2a973b07	500
5622 41416	0x68963dc7c28a36fcacb0b39ac2d807b0329b9c69	500
6756 40282	0x989ad8e2aae99393585342ba94931f7de5e5a96f	500
5257 41781	0x74075d1a2481f25343b32bb1a7bf6336ee42b016	500
4717 42321	0x06185ca50a8ab43726b08d8e65c6f2173fb2b236	500
4324 42714	0xbe9d1cc91202ceb92205c39f112ba234b1531b80	500
6476 40562	0x0ec4b6689d848c5138fb1f039064af8de6ba6551	500
4470 42568	0xe23756866b46a6666d3ff9febe3d19c3868f22e1	500
4430 42608	0x3a014c1eeab0ea421ff45c678d3acd4138e9b3cd	500
4295 42743	0xe6961e219b89d878f2fa7abea15e3bdfbf8bcbe6	500
6249 40789	0x4b79b4c323692c7a5fc0d924b28d19c3605dee3f	500
4815 42223	0x28dd5c8d35a51da814723df13d72cbd971da227f	500
5594 41444	0x0d3d681762f9eda9541fab6acfb17c50025b630b	500
7013 40025	0x9a550b9faca1480be496e09d62324b754da14c45	500
5983 41055	0x10aacecc658e5665f5bf2b0a7116576ea2164f94	500
4992 42046	0x277624af714fffda86091c117a64a81e1f19e17d	500
5630 41408	0x4c0713d9eb4efd10ccf4d459630f4652723c9f30	500
6186 40852	0x4754541109a3d8d7747d99dfc6125b3239355913	500
6382 40656	0xaddde280700916d8d83a51ebb5ff6b303f01c32c	500
4502 42536	0xe4477963828701784b13359f6e8e76fd16d99350	500
6130 40908	0x25862ebdbef203b544eb042c9a13f5cba7b0d844	500
5820 41218	0x5480b68025edda9c03ea4c9165fb64e0a1f2c1e4	500
7034 40004	0x7b0310675c9771ab62c292ba5721d4e5797f4c1f	500
5468 41570	0x9519a57dea8342a5276e3b209790185f331acfc4	500
5615 41423	0xc1d7457df57074a9bf025981595c49a90f807923	500
7468 39570	0x9b6c1b045f79e59bc97562cf452a083886e8f8ea	500
4813 42225	0xaeeda8d02c23d7f6ea244c5cb17cd6bac42d072f	500
6775 40263	0xee1f07f88934c2811e3dcabdf438d975c3d62cd3	500
6638 40400	0xa8791110fae457ce059f3cfde6f8abf633002a34	500
4581 42457	0x62dee4f4288ccdd7e0aacfa5690fec4270610a4f	500
6613 40425	0xc093dfcc2cbc4e9488589b7c2245a7f1da043389	500
4207 42831	0x73730490b80c693cce212c32d00b77d5d63b7e60	500
7418 39620	0x2fb2942006fd268cdca18ecf47596e8707fc84a7	500
5985 41053	0xc895e49fe209aa59e48b8a953f31bcc32a386458	500
5051 41987	0x83ee1f27a5ca397ddb7806bb113dd917440ed5e6	500
How do I move up the leaderboard?
4290 42748	0x276143a5b3c2dc2d9120433ca48fbb09592364c2	500
4625 42413	0xaee04babd20760568d0af7af8a8044136e654108	500
5034 42004	0x65662f606ab3d73e09ecbbf9488b434afe21d821	500
6349 40689	0x4b66dccf600e037fdd4e5107f471391e10ff9181	500
4489 42549	0x738671901affbc417fa370cf936e461bb5315bd0	500
6701 40337	0x6830c91eb597e3bcb79a4bf63fecaf7a3d8e2fee	500
4569 42469	0x4945c4f9a72ca6b86518758499005e280834003f	500
5559 41479	0x225d60117d51a81c98fd7e385d517b659b829409	500
6310 40728	0xef2b5478e767ce876453187eedcff134227e4ba6	500
5760 41278	0x1b462d327426f7aedb4f578500dcfed5aea048b3	500
5104 41934	0x698fb8493d5f5fa64ce9fe1c2e2a72c0d7d7ee40	500
6650 40388	0xecc953efbd82d7dea4aa0f7bc3329ea615e0cff2	500
4932 42106	0x75433f8a8a1f7a0563e0fc5f1a683d5c951ed371	500
6557 40481	0x4413aa63b6bf512e0b8bf516910a07d87cd67d82	500
5644 41394	0xc305bfc555050bdbe8358839fe00615109d7974d	500
6655 40383	0x451aeb69c8de4a0fb67d7f74a022540df2fa10a6	500
7069 39969	0xd684f726c5e70f9c59bf0c7b4d60c2d58cd2afe8	500
4508 42530	0x54f38f4e33e47bd13e7a0f46ed7afad61a40bfc1	500
6903 40135	0x06981efbe070996654482f4f20786e0cef0f8740	500
6075 40963	0xbcf45610ad998526d5924d132cb8f24c5e93f591	500
5437 41601	0x2f7a9223ca8ccfa212ff200e4928ffca30786d16	500
7296 39742	0xe0a379f52da7c9dd82d5125d74349517e052c2d3	500
5515 41523	0x1b9fc79703f8d13756f66ed87dcbada2b27b7d52	500
6780 40258	0xdbca847d6fd566ceb71c2a3fc46398358479bb99	500
6494 40544	0xeb83e695adcac2e83f290d2d2815fc58e6491d7a	500
6708 40330	0x19546e03db342ece4d2f6cac74e092cb55c3717f	500
4389 42649	0xc91f4287386cbe4137adafd214306282e5cc27a1	500
4587 42451	0x35e8557f4236bd3f72d0a1a645d06791b0d3bf28	500
6945 40093	0x9d5bc1e20c131a175924e912e20255465337a223	500
4281 42757	0xbdfc21bd7e39eae1ba8982468b51fc1bdc42433a	500
7405 39633	0x1903c74e94ab90b269d52f2cc0ac39ea7742cb60	500
5842 41196	0x0469edafc623ff2df1f8d2ec7eb91999f6a36397	500
4646 42392	0xf954986ed5d3f1d05a92a59684c2e709acc159e8	500
5908 41130	0x58e11792d0637540ab1f430e4659693659ea2734	500
5808 41230	0x2b8462d283404c9e2a5a088fd0afee43c714e696	500
4388 42650	0xe1ec746eb91a811159f7d96fbf8113e6ac33fca5	500
7175 39863	0xe831c8903de820137c13681e78a5780afddf7697	500
6472 40566	0x8def99a177b5585588617bdb51fb8a81ae411e78	500
5715 41323	0x345e4f8ab6fd67f7fbe2dcf48777f51f1142738f	500
6870 40168	0x9a6b9f703de8adf7e7dda5dc5fb3256562266525	500
How do I move up the leaderboard?
4829 42209	0x24307ffae1e3a95c2e716502894d32dac1f2e9d5	500
4377 42661	0x8e9833bb081ea232fd970250ed52af317836c986	500
6853 40185	0x0e475cb9899049a4107a889aa5b07365776eac55	500
5968 41070	0xe87275fd1b87e57d932dbee926425c1651049859	500
5492 41546	0xdb5d32743a84691d9c932cb79ced8b5a4b82c4e0	500
7224 39814	0xc9037fd858069e2fa03ce1eff31bda66ea3075c1	500
4759 42279	0xba7d69f569b5c7119bf43b0c17f221e225ca8cd0	500
6973 40065	0x49233fb8d60b4b48e3c9d13fa5f50cdf29870978	500
6637 40401	0x077a08b357ad429cd312dd2688631d9ae0748172	500
5915 41123	0x1988f628e09a4efca4e1f26b11fd0e60142faaaa	500
5854 41184	0xc56eb3021f2754a96b716bae7e1661b023dd1517	500
5903 41135	0x96b3dda0c434f68c9b020c1ff4720f59bae1f5a9	500
6182 40856	0x9ebaff2192d2746fec76561bdf72fd249d7a73ab	500
7368 39670	0xd8827d60486e01a6c54f7fc2ddcd9527a26af8ba	500
6920 40118	0xc3025c1a031c34e7ddf47192b8266a6cc8852835	500
6120 40918	0xc842d55c3a0371e060ff00bd66300ba097d295e3	500
6651 40387	0x9d6581ff13da3876edf28661608755142e032a23	500
4096 42942	0xc683915268e712f9960ce59736a32119165cc962	500
6802 40236	0xdffef5d853e5e1dad3b909e37ba2dae94087c3cc	500
5061 41977	0xd281866d2d57ba98dda89a66d8b7a0c23391b6eb	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.29% on your WSTETH

Earn 5.50% on your DAI

Earn 4.69% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.05% LTV

Borrow against DAI from 0.08% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About