Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.68%.

Get $RAYS

Leaderboard

Rank	User	Rays
5023 42025	0x0fadcd8d7862bb2b39d63d6a30c6b7c660c41d32	500
6075 40973	0xd39084e32664d2f6fc38ccada958111b9cec77a9	500
6652 40396	0xe3b07c3db2f9467a5c362d460961dbdbe90d5419	500
5536 41512	0xf0da4128a4ed2ed3ffe5d8618a6e002f338b8e52	500
7228 39820	0xc6724e0a352570776bfe5fbd079f6acc1765d759	500
4382 42666	0xb0113a3cf38cdbaa493ef8893aa56baa4a9c3fd1	500
5542 41506	0x817b695dc0c01399cfb5da389f184eafb8aea3d9	500
4752 42296	0x87d0643bf754b83afe267e1278cb1c6ffc324684	500
7037 40011	0x69f836c5c8c33fb3fb19406fe463dc6af71c6ac4	500
6442 40606	0x65448baa730f819cc36f52de84052f742e0b87e7	500
5601 41447	0xbb6b68a795fb102d61706ec3460023c3f21b58fe	500
4818 42230	0xf929122994e177079c924631ba13fb280f5cd1f9	500
6196 40852	0x5b6f8b8f345063d674e952614f3c15279f5d65be	500
4909 42139	0x07a9acac89a4a63fda53d9c6904c478e2a973b07	500
6923 40125	0x5480b68025edda9c03ea4c9165fb64e0a1f2c1e4	500
7344 39704	0x7b0310675c9771ab62c292ba5721d4e5797f4c1f	500
7218 39830	0xee1f07f88934c2811e3dcabdf438d975c3d62cd3	500
4172 42876	0x73730490b80c693cce212c32d00b77d5d63b7e60	500
4948 42100	0x2fb2942006fd268cdca18ecf47596e8707fc84a7	500
5509 41539	0x0089d01c450d35eb8cbb9557c0f88e2e9b4c713d	500
6025 41023	0x7afb8af080a38daf904a4498bcd6c5f93fa834d6	500
4824 42224	0x0e2d9c8f76b1440701aa6682064b64ad37c98907	500
6576 40472	0xfe7bcb3676aabe9a6b39cb23f3a5fa41eed7ad1b	500
6958 40090	0x2c91bcb66a88bc1c8ed522109ef9d29fe7c0e485	500
6148 40900	0x13e46ccd194ca86212236543d2e7376b00bafa42	500
4546 42502	0x62dee4f4288ccdd7e0aacfa5690fec4270610a4f	500
5955 41093	0xd25c357a37332521a12c62550bf92754391210fd	500
5751 41297	0x5fbb6393ff97e713771e266b1da84cb0b6441dea	500
4287 42761	0x412123a0621710adb2a672331a10c0b661ab1c3a	500
5859 41189	0xc093dfcc2cbc4e9488589b7c2245a7f1da043389	500
5424 41624	0x25862ebdbef203b544eb042c9a13f5cba7b0d844	500
6756 40292	0xac19856cc3a128311ac30f18b726527a74297d72	500
7189 39859	0x0937239d7daa7e9317ceafd24b7f7d5b26996871	500
5863 41185	0xad6a9c30a73705d218af12d71e0e885ff2da4094	500
6665 40383	0x12d3078f6e97deadd5dfad6605c973e0b634fe2c	500
4510 42538	0x1b2ec02f6795ea8e8fde3d5f6f142597ce0d86b3	500
5382 41666	0xcd0db31915f737c33c8bb68843bb24e7b6c4656c	500
5475 41573	0x1837ec0e062951a3f4065e9f85b48cd24d4040d5	500
5933 41115	0xb609088904b6fcfe212f79272909b4335e119a12	500
5015 42033	0xe649edcb64ea6512a95b150da18bfd20c84bc549	500
How do I move up the leaderboard?
5683 41365	0x5912fdababdacaef27641cbd1d4f2bddfe5abc3f	500
4589 42459	0x97e96a366efb8d3fb467b650dcfc97c0ee22d918	500
6959 40089	0x44ced77fe591b3536d9f80d78c1ddea54cfa7541	500
5461 41587	0x8cab2ef6c2368d33db15c5f3aed09ce3e3bdd98f	500
6330 40718	0xd9131de0ae0ab3d0d69492e3d38901dc34a679ff	500
4516 42532	0x9953578ca24a8e7a74dd4f507ceca4e12dfd3262	500
6202 40846	0x1965fae60604524afbad5479415fa7967faf4edc	500
4407 42641	0x7fbddfb3f283d0f0fce634622fb7fa321aeda800	500
6014 41034	0x4456b164679ad1e0df23008aada7904f6806718c	500
5784 41264	0xcebdd49dac018b06f376ca516966350e9cef08da	500
4919 42129	0x37927020217550eb8e08f785c946717151b7092d	500
4957 42091	0xceeb75d14c5785b731f07390c58125e734d2518c	500
7116 39932	0x01eabaa6b6776f569cf5cc85c71eec096c795779	500
6663 40385	0xa0ad863cda238a57343389495810460457dd512a	500
6618 40430	0x29c0dd69fd9f8056b9e359044b068596883a7835	500
4471 42577	0x9b8afb5f6cbd0cb9f61a2d3765acbd5a8f1b911a	500
5338 41710	0xf3ae3bbdeb2fb7f9c32fbb1f4fbdaf1150a1c5ce	500
4415 42633	0x3f3c53249f05df97ef0cb34fc04d394ca694d6d9	500
5965 41083	0x757909f76bed59ce11505530b8261f62c854ea8c	500
6449 40599	0xcdffff72a7cba07016c3820111b46abe173c25d6	500
5535 41513	0x68db91d7be097c96a7e4034105bb4861434f7710	500
5399 41649	0x533b3c430a1e74943c4e00df3bda71e1a3bbda28	500
6347 40701	0x19aa5fa08c4b6ae9071b9ac72fd41a008feef175	500
6429 40619	0xee1a62f0c6fa867a062e8d33bb6969db020969e5	500
7002 40046	0x4ebe125a2844f1f759694667314832aa9f031ddb	500
5886 41162	0x6fb81de2c107b3c13d1087c2eacd9aaee13111a4	500
5741 41307	0xa5834db05d37af2bdc802c37ea0dfc07de6a994b	500
4588 42460	0x842a368b0e32f76729b8db2a0d6fd6c3fd8b499a	500
7289 39759	0xb8346eb2a554af19107d5d81b095b81627e24dc6	500
6730 40318	0x0b98f1d6ee453e8b0c36def52289a3de3bc82c5b	500
5869 41179	0x390173f2d9a2bc67863216b05834069ed93bc7f1	500
6540 40508	0x4c0132f885ac02cd0fb555d17db8946b0c10edd8	500
4313 42735	0x5a78e5435707246b3963108cb512582e9ace689b	500
6092 40956	0x5853ed4f26a3fcea565b3fbc698bb19cdf6deb85	500
5337 41711	0x7466cbcd1506962d2632a58f8a59a2248a34bea0	500
5720 41328	0xac59f71c383de1ef94802676f72f1bae3d7d3029	500
6681 40367	0xfbe87d602f7d7dd511349be4acf58842392124a0	500
4189 42859	0x312788883fc6d4662df4cd407e4386ecfe88f1fd	500
4122 42926	0x55ca8fa5f4ff204525466333b44b4d991ae31e49	500
5163 41885	0xc6850ebef355ec1e6863f16b87ea29e2e4474b46	500
How do I move up the leaderboard?
6888 40160	0x953e35d4361d0e748cf90e47624e4659d2e22a38	500
6423 40625	0xae7bc2ecb4d293105cb0b21500b710eeb7ca8321	500
4509 42539	0xca2ac7edeaba2d4bdf7369cac6412216f3f9d615	500
7489 39559	0x075f130581d635a3493af12aefc8ca46ea460276	500
6387 40661	0x93e5204e7033483985bcc94e48283f3359b2be69	500
6821 40227	0xd415d2f890bff9b238aa4fc893f6a254f06cb4d9	500
5500 41548	0xdaa5a4853763d4b745c4d7e5b19fe5a079bb603b	500
7151 39897	0x71f30f9844e3602a434441952f2a2202a9893a4f	500
6222 40826	0x59a661f1c909ca13ba3e9114bfdd81e5a420705d	500
6411 40637	0x565a7160593d82ccd96f4e609f8bd37e97c27ac8	500
4168 42880	0x2c4cc97f1c7920cffa34e462ccdbbea0e20c4dc8	500
5724 41324	0x9b0e2a45276d1a308eeb6473d301e88cb10bb691	500
5607 41441	0xab520a40f484b7d4bf24e42ab6d7ba7a78f73066	500
6103 40945	0x180e079a6297b7f3f3d1d76d52ded621143ee46f	500
6522 40526	0xc113c2684f45d7daddd26e1c3ecd11053d02b69d	500
5318 41730	0x8f2d517dbf4ae0eb7a564805d9764b58db8bb00c	500
4579 42469	0x9696d9e4d7d1a3bfc1e7ca7e0ea3ab957f84f743	500
4955 42093	0xaecc413e7eb4b204274523c5c823ce3d0aed29f2	500
5650 41398	0x73f8dc6e117b096600660c1245ae8e396cb6750e	500
4586 42462	0xaee04babd20760568d0af7af8a8044136e654108	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 5.99% on your WSTETH

Earn 5.50% on your DAI

Earn 4.90% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.00% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About