Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.67%.

Get $RAYS

Leaderboard

Rank	User	Rays
4306 42731	0x28431a1446c86434ded04f7f8ba6808649329f4d	500
7033 40004	0xd07e37862b11ca2186922f1c71f61d952d2b93e8	500
5092 41945	0xeacac0c2a71b4b2665e95f62b583a5e3fb8a7656	500
7282 39755	0xedb39288230d41c316542fe3f22b005ed150d342	500
6802 40235	0xdffef5d853e5e1dad3b909e37ba2dae94087c3cc	500
5854 41183	0xc56eb3021f2754a96b716bae7e1661b023dd1517	500
5915 41122	0x1988f628e09a4efca4e1f26b11fd0e60142faaaa	500
6973 40064	0x49233fb8d60b4b48e3c9d13fa5f50cdf29870978	500
5968 41069	0xe87275fd1b87e57d932dbee926425c1651049859	500
4377 42660	0x8e9833bb081ea232fd970250ed52af317836c986	500
4829 42208	0x24307ffae1e3a95c2e716502894d32dac1f2e9d5	500
5715 41322	0x345e4f8ab6fd67f7fbe2dcf48777f51f1142738f	500
6472 40565	0x8def99a177b5585588617bdb51fb8a81ae411e78	500
7175 39862	0xe831c8903de820137c13681e78a5780afddf7697	500
4388 42649	0xe1ec746eb91a811159f7d96fbf8113e6ac33fca5	500
7405 39632	0x1903c74e94ab90b269d52f2cc0ac39ea7742cb60	500
4281 42756	0xbdfc21bd7e39eae1ba8982468b51fc1bdc42433a	500
6708 40329	0x19546e03db342ece4d2f6cac74e092cb55c3717f	500
6494 40543	0xeb83e695adcac2e83f290d2d2815fc58e6491d7a	500
5437 41600	0x2f7a9223ca8ccfa212ff200e4928ffca30786d16	500
6075 40962	0xbcf45610ad998526d5924d132cb8f24c5e93f591	500
6655 40382	0x451aeb69c8de4a0fb67d7f74a022540df2fa10a6	500
5644 41393	0xc305bfc555050bdbe8358839fe00615109d7974d	500
4932 42105	0x75433f8a8a1f7a0563e0fc5f1a683d5c951ed371	500
4290 42747	0x276143a5b3c2dc2d9120433ca48fbb09592364c2	500
5492 41545	0xdb5d32743a84691d9c932cb79ced8b5a4b82c4e0	500
7224 39813	0xc9037fd858069e2fa03ce1eff31bda66ea3075c1	500
4759 42278	0xba7d69f569b5c7119bf43b0c17f221e225ca8cd0	500
6637 40400	0x077a08b357ad429cd312dd2688631d9ae0748172	500
5903 41134	0x96b3dda0c434f68c9b020c1ff4720f59bae1f5a9	500
6182 40855	0x9ebaff2192d2746fec76561bdf72fd249d7a73ab	500
7368 39669	0xd8827d60486e01a6c54f7fc2ddcd9527a26af8ba	500
6920 40117	0xc3025c1a031c34e7ddf47192b8266a6cc8852835	500
6120 40917	0xc842d55c3a0371e060ff00bd66300ba097d295e3	500
6651 40386	0x9d6581ff13da3876edf28661608755142e032a23	500
4096 42941	0xc683915268e712f9960ce59736a32119165cc962	500
5061 41976	0xd281866d2d57ba98dda89a66d8b7a0c23391b6eb	500
6862 40175	0x4c0b7c237ea8f6d1ee145587b68ef83cea0094a2	500
6545 40492	0x64bab725c78262565f2797dcc2d5eed1db87a907	500
4620 42417	0x953b773064a7e641aecdaa6212414559429ff9df	500
How do I move up the leaderboard?
5351 41686	0x8ced6ba80394acb99205673ff6c8ebff51f0ce01	500
7266 39771	0x38a84eb4c19d52c287cfc1851be5966b019102b0	500
5909 41128	0x44f552b1de185a9447f3e9d26cd1fb27e8394652	500
6647 40390	0x44002b0522a59cf17ce67434570b65bcbbae700b	500
5057 41980	0x9f511cf6ec96f0cdaf61716c39f9c4b22ee85271	500
5853 41184	0xe9a3ae1899a648d4527d4c465fd2ab8ea0b3a39c	500
4323 42714	0x97cc18eb21d7c1a15b2f617d33283ff878a0d985	500
5531 41506	0x60a53d35a1a8c26c13cdc297c2ad3ccb0cca58bc	500
6531 40506	0xebc06cc667e99d89c60921de7c3d01a3874f66c0	500
7241 39796	0x5ce1b4779557996b1d2f3e1042c1789b7b7a9102	500
7363 39674	0xdfa8ee9ff8798b37800f3ab18807273d7caaf1b6	500
4960 42077	0x4721a43133d1a13f3651a415b68f81e73edb5dc6	500
6359 40678	0xa87add3f09ece1407dd9443b7a6d7754cc22a901	500
5442 41595	0x552da8dc815063e7d7bf012c4a1393bc2c73ee01	500
7387 39650	0xa0eac5d90be5e6346b22895a207d49fbe9711447	500
5385 41652	0x52d3aba582a24eeb9c1210d83ec312487815f405	500
4561 42476	0x530952a2440679f45aa45567f46cf0461a7d3087	500
4312 42725	0x9fd59d5412157b66464c749fa823396cc7746116	500
4240 42797	0x37bbca77e1c689d3c93e27ee05273b2493a5dd43	500
5432 41605	0xaa6db2277f13d734c4df22b32a1ed1b854735f7c	500
5733 41304	0x6b2f88ff71295c9af2c545a809e4ddb86aa98897	500
5209 41828	0x7a75706b6a55126b9ef22c96caf4a432b15c03e3	500
5952 41085	0x497b9725855bdd5f0ecdc59f88db352646c75e08	500
4902 42135	0x4c258962cf06d47f05ea2d6d9314b1b109ee005c	500
4540 42497	0x7eebf3301dc2cff3902c7a96e339e10bca05e467	500
4577 42460	0xdc945d17f7643cb1079b83107f4da74867385196	500
4272 42765	0x526a32c6e37be5cbe5cbb17b3cf5bfa29437b08c	500
7250 39787	0x7b89cec7b0d77c9140eb28368930f77ffc0c0a3a	500
4210 42827	0x02360b97bbc9729916b470f699df75ff651bf926	500
6316 40721	0x64763373e21bcc7ca7ac03e74c6dc56bea78a6f1	500
6942 40095	0x815e9e1d43832cecacbe23ad69d1664d9da12d37	500
4899 42138	0xe32c7b1108e061066f73bcfa09e0755ccee140b7	500
6944 40093	0x1b3960d9d211c85c4e23628cce20e9969d0c2dfb	500
7377 39660	0x12158ec38b398631fbed34a8faedb988527e5323	500
6063 40974	0xf15b7c1e62ba7b015bad6c593a8b833df8f2d656	500
5825 41212	0xb91a113b13afa7a60b6dcf90fe037e5a56a0b2b7	500
5794 41243	0x2a6bf8a714acdbe9d6e9dd1753ca09b8e7d95328	500
5732 41305	0xc41fcea24cb9b1fb61f8ec1e695f71bc5494ab12	500
6617 40420	0xad6a9c30a73705d218af12d71e0e885ff2da4094	500
6646 40391	0x44aa207e5d797e8c4f4706e9928ba6da57e6032e	500
How do I move up the leaderboard?
4101 42936	0x5fd6066f84472f26b997408fa21e28d7d88c2a37	500
4182 42855	0xa5f27306050a0cfc6c8e4ee5cfb99cbe9de87191	500
5633 41404	0x942abf466dcbdebba0312353ef81bad2e0cf2eca	500
6239 40798	0xf13bd574cdf0228bd5721ea6927589f5146b48f5	500
4140 42897	0x5d2e561a59b5ab7da7ff9551502515ccdc9293d8	500
6398 40639	0x802abde84e6e8370e497b882d5461dd037b8249b	500
6424 40613	0xf943430b5013f35e79b7756aacdb520b30da5057	500
5628 41409	0xfe925b6702fa9d40bd1cd8463ca84fa15450313a	500
7238 39799	0x12d3078f6e97deadd5dfad6605c973e0b634fe2c	500
4883 42154	0x8f5f9f01b6be40ae72e9141cdb43a07d5576aa82	500
6161 40876	0x46f15b6de38ff036aeeb7eb63836f17a1a4656bd	500
6059 40978	0x901ced96f9e40ee98081231ab30f6b1a2e989779	500
4738 42299	0x4fe23e87d977ea6484b01915ccd2746335e55dfc	500
5945 41092	0x346c48ff889501a968f1ab5256480baba010bbb5	500
4608 42429	0xc2bb6c36f36f14c3e6f93305cbfd64ed6665ccb9	500
4946 42091	0xf6df66483b6d3193029f0b2f88d1d41a4c83cd59	500
4539 42498	0x1f9b6a4b051a38e99c7aafe81b0e46065529c024	500
7084 39953	0x3f591610c34ebe3c26b0ff25d683773383361541	500
7246 39791	0x198ad6c547d20d70f2f656a4f48e6c7cfb7b4325	500
7126 39911	0x7c4a909da802a74d83a381b157fe773ff3a67177	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.15% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.14% LTV

Borrow against DAI from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About