Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
6946 40089	0xe9a3ae1899a648d4527d4c465fd2ab8ea0b3a39c	500
7150 39885	0x4754541109a3d8d7747d99dfc6125b3239355913	500
5910 41125	0x97cc18eb21d7c1a15b2f617d33283ff878a0d985	500
7170 39865	0xd49df59160c7de8468df8ebf0b15eea1bf870440	500
5294 41741	0x60a53d35a1a8c26c13cdc297c2ad3ccb0cca58bc	500
4670 42365	0xaddde280700916d8d83a51ebb5ff6b303f01c32c	500
5580 41455	0xebc06cc667e99d89c60921de7c3d01a3874f66c0	500
4783 42252	0x5ce1b4779557996b1d2f3e1042c1789b7b7a9102	500
4815 42220	0xdfa8ee9ff8798b37800f3ab18807273d7caaf1b6	500
6049 40986	0x0b77cc83a7ecd366354a0518b2a6224eec7de412	500
5773 41262	0x4721a43133d1a13f3651a415b68f81e73edb5dc6	500
7254 39781	0xa87add3f09ece1407dd9443b7a6d7754cc22a901	500
4840 42195	0x552da8dc815063e7d7bf012c4a1393bc2c73ee01	500
5012 42023	0xa0eac5d90be5e6346b22895a207d49fbe9711447	500
4942 42093	0x52d3aba582a24eeb9c1210d83ec312487815f405	500
5225 41810	0xb26c3085482a7ad4f76b6c9735b785d4ba3ad704	500
7432 39603	0x51306f8a959f95f03b3880915821d99809c75e92	500
5869 41166	0x530952a2440679f45aa45567f46cf0461a7d3087	500
6275 40760	0x9fd59d5412157b66464c749fa823396cc7746116	500
6457 40578	0x1b2ec02f6795ea8e8fde3d5f6f142597ce0d86b3	500
6214 40821	0x37bbca77e1c689d3c93e27ee05273b2493a5dd43	500
5302 41733	0xaa6db2277f13d734c4df22b32a1ed1b854735f7c	500
4211 42824	0x65d950de3b1fb38591f983b70f2c7a96885da486	500
7402 39633	0xa8791110fae457ce059f3cfde6f8abf633002a34	500
6875 40160	0x6b2f88ff71295c9af2c545a809e4ddb86aa98897	500
5962 41073	0x7a75706b6a55126b9ef22c96caf4a432b15c03e3	500
6487 40548	0x62dee4f4288ccdd7e0aacfa5690fec4270610a4f	500
5838 41197	0x06185ca50a8ab43726b08d8e65c6f2173fb2b236	500
6399 40636	0xe23756866b46a6666d3ff9febe3d19c3868f22e1	500
6285 40750	0xbe9d1cc91202ceb92205c39f112ba234b1531b80	500
7001 40034	0x497b9725855bdd5f0ecdc59f88db352646c75e08	500
5791 41244	0x4c258962cf06d47f05ea2d6d9314b1b109ee005c	500
4589 42446	0x7eebf3301dc2cff3902c7a96e339e10bca05e467	500
6483 40552	0xdc945d17f7643cb1079b83107f4da74867385196	500
7271 39764	0x39fffe706fcf1d33bdd54590e0e5e0560af3d1ac	500
6516 40519	0x0098345fa6ab5638a0573f767bf993dcac199e81	500
6242 40793	0x526a32c6e37be5cbe5cbb17b3cf5bfa29437b08c	500
5156 41879	0xb79f2a34a3dce18e8bda921e257ee0420fe2fd0f	500
5387 41648	0x7b89cec7b0d77c9140eb28368930f77ffc0c0a3a	500
5389 41646	0x12d3078f6e97deadd5dfad6605c973e0b634fe2c	500
How do I move up the leaderboard?
5662 41373	0x225b210efe3a7949fefcee8a53aeb841da819050	500
5279 41756	0x68963dc7c28a36fcacb0b39ac2d807b0329b9c69	500
4380 42655	0x989ad8e2aae99393585342ba94931f7de5e5a96f	500
7394 39641	0xad6a9c30a73705d218af12d71e0e885ff2da4094	500
4223 42812	0xe6474faeb0d244f4afad1b17eb2c47f74e90e1db	500
5794 41241	0x8f5f9f01b6be40ae72e9141cdb43a07d5576aa82	500
7139 39896	0x46f15b6de38ff036aeeb7eb63836f17a1a4656bd	500
4626 42409	0x901ced96f9e40ee98081231ab30f6b1a2e989779	500
6603 40432	0x4fe23e87d977ea6484b01915ccd2746335e55dfc	500
4615 42420	0x346c48ff889501a968f1ab5256480baba010bbb5	500
4586 42449	0xc2bb6c36f36f14c3e6f93305cbfd64ed6665ccb9	500
6738 40297	0xf6df66483b6d3193029f0b2f88d1d41a4c83cd59	500
6453 40582	0x1f9b6a4b051a38e99c7aafe81b0e46065529c024	500
6106 40929	0x74075d1a2481f25343b32bb1a7bf6336ee42b016	500
4412 42623	0x20edc6bb45624e7f0adbe362abb7db5c0be88e2b	500
5434 41601	0x3f591610c34ebe3c26b0ff25d683773383361541	500
6193 40842	0x4de785f19145e4647d09ef125d3b8b5b91fb0f3e	500
4539 42496	0x3f6524bbab05fd836710fbbf9adc6268e42abd80	500
5595 41440	0xf12f9896b41d25520539f21217ee675fd9266cff	500
6189 40846	0x73730490b80c693cce212c32d00b77d5d63b7e60	500
4570 42465	0x75086316ae15b560186878cab2aef4db6b924285	500
7239 39796	0x3fea91ee988f1ca7a627ba758af6fa7b78c259e3	500
6577 40458	0x1a63128dc55fd71389331ab2147487973ba88b53	500
4144 42891	0x198ad6c547d20d70f2f656a4f48e6c7cfb7b4325	500
4200 42835	0x7c4a909da802a74d83a381b157fe773ff3a67177	500
4218 42817	0x6555e1cc97d3cba6eaddebbcd7ca51d75771e0b8	500
5027 42008	0x2fb2942006fd268cdca18ecf47596e8707fc84a7	500
6866 40169	0x1519dab592cf9ddeb544e0baca358a8cc275d209	500
5808 41227	0xbedddaea444c692b98e70b47e9473be25e3e6286	500
6813 40222	0xd281866d2d57ba98dda89a66d8b7a0c23391b6eb	500
7148 39887	0x9ebaff2192d2746fec76561bdf72fd249d7a73ab	500
4817 42218	0xd8827d60486e01a6c54f7fc2ddcd9527a26af8ba	500
4733 42302	0xc3025c1a031c34e7ddf47192b8266a6cc8852835	500
7108 39927	0xc842d55c3a0371e060ff00bd66300ba097d295e3	500
4427 42608	0x9d6581ff13da3876edf28661608755142e032a23	500
6110 40925	0xc683915268e712f9960ce59736a32119165cc962	500
7335 39700	0xc17d7c18162dd3c92e4ffbd097c285c567ee927c	500
5625 41410	0x3477823dc687e24147494b910b367cc85298df8c	500
6216 40819	0xabc55847c8f594360a1c3dbd51249549ed360b18	500
7122 39913	0x251c2b39ff231d42d3c7888f7036ddf2dd6f3964	500
How do I move up the leaderboard?
4744 42291	0x8b95f6b00ed3794d1193d67ba2892b5d9b452aca	500
5549 41486	0x932a824a4d3d0680e0b352de150e6f212b8ac841	500
5044 41991	0x3483a0282281768e2883c443989194259cba7eaf	500
7142 39893	0x696d1a516c19f81866d56fb18d9adbe1b7a3758f	500
6497 40538	0x30b334c9f207e29c11500c9a8e1b3d9d501c5c9c	500
6014 41021	0x1fac13435345c2c45d35b25b091e2e763c24822f	500
6170 40865	0xfde869e47a900bfdb1319f8a1ebacd65ed2afb39	500
5525 41510	0x52f194472efda57ca25038cffa66a70c92b43a59	500
4293 42742	0x1000a8091dc73ceafe629c9fce945fd47a7f3b6c	500
5823 41212	0x0f9099a52ea8e1dbd80adb50e91c24fe5cd15c46	500
4747 42288	0x40feb63d11e020d206eb1e910aebb8dc6b1b6eb4	500
4953 42082	0xa53a13a80d72a855481de5211e7654fabdfe3526	500
5999 41036	0xe357f327dba2ce813492b12c218842b51e86ee3d	500
6830 40205	0x7c28c7a89ffba91b0d447f02e7ca9a284a4dc317	500
4338 42697	0xfdd77ff61a79cbd47b391cec6990a2a3a4f92ceb	500
4503 42532	0x030d9f55c7f7589034b829a87bf3bd84d6682a18	500
4756 42279	0xa303595251ac6af0a32c682a3a1ec3ef6ee391aa	500
4090 42945	0x58fbf79ed67a16d85d1fa6bbae3c753b6cc657f8	500
7184 39851	0x4b79b4c323692c7a5fc0d924b28d19c3605dee3f	500
5584 41451	0x757b4f1adc61609c20d39cf3050d7b869d575220	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.72% on your WSTETH

Earn 5.50% on your DAI

Earn 4.66% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.13% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About