Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.66%.

Get $RAYS

Leaderboard

Rank	User	Rays
6250 40816	0x3838433f63f4d4a24260f2485aacf5894ba7bc93	500
5839 41227	0x3206d306cd05426e20fd57f6c78285b0882e0481	500
4835 42231	0xc6b45909047cec807d4f1ec2057560262ce1a5e8	500
4166 42900	0x78445d39fae182902ecd6c476f3953d508d7f9ad	500
5288 41778	0xda5a59fee853e9d73dfa10b76f249ef556ee4873	500
4580 42486	0xb74e7e386067348da729544a8122aa6a89335ce2	500
6833 40233	0x225e9b54f41f44f42150b6aaa730da5f2d23faf2	500
4746 42320	0xef95e465aafff526b7ee2d49de367e7616f9fe0d	500
4168 42898	0xa623c4fe2502a99056d800fb33799d2724d657d4	500
5955 41111	0x164ba6d1e6dd5f937908c34137d271ea3852c214	500
5976 41090	0x65fe89a480bdb998f4116daf2a9360632554092c	500
6517 40549	0xf2973317457fe9fdd2faff623f13563223931320	500
6583 40483	0xd4cf2edce775851ddfaaa2ea39cf595b998dee02	500
4916 42150	0x728b87636f8db404f70cbe4e86c9c5a23cb74783	500
6973 40093	0x0167940dd408bd12b8c319e979109d0f1c07e1d2	500
5434 41632	0xe8daf72958a50f02cb683096bd00d3f1981bf6de	500
5729 41337	0x44a19463c22337cf80cd4edf4b2eeba94d900450	500
6349 40717	0x6b57a64a32ec98e616b292a806a60520a7171557	500
6439 40627	0x8f4421646ca5c054deb3be6bcc89c0381323bd5a	500
7103 39963	0x30154d4a8c0bb2c0a4c59eae2adc4ea0449dccb8	500
5404 41662	0x9f96c56ff184776365752f7b27d1c5342f295dfd	500
7322 39744	0xcbf0e8ba08d0c330c3b8586eda50860f3367380a	500
5145 41921	0xeb72929778eacc166a62ee71ddd8a19fa78871a9	500
7473 39593	0xfcb13e419dbb2ecc2502f7d7e5c6e255bcca0232	500
6808 40258	0xb162a8693375acafb011de6123a7d7425101e20d	500
5590 41476	0x1e01e39476a3dcd94bac0b37163379e8041e9a58	500
7336 39730	0xca700944a9247dc832d8b3920d555b03e1ddbbd2	500
5727 41339	0xfebd639a8f497cf56b17c77d5a80a3fd67b73834	500
6939 40127	0xd79fe5ca182b112e62d1466068b572493b88cb24	500
4993 42073	0x3b11267dfc4b9ebe8427e8f557056b4b6ce98112	500
7035 40031	0xab2731d2889e9111623568c191fcc12ea25562c6	500
5555 41511	0x7305d0715ae034e48f6f49d55571451685649247	500
4638 42428	0x756e0868dee2adc7e46c5c3281df3e75053a1b59	500
4535 42531	0xd8cc3c23c9feb635ba1b18fd449188dda3b086c0	500
5480 41586	0xf318b7964549cf3b3f1076a8d795c3ebbc231b01	500
6965 40101	0x9e205bc57cc11ea4e38d12e0de43e923b61ba236	500
6019 41047	0x06e27dd8706b2a471d43dd6debd78ef72e388acc	500
5495 41571	0xaaaa7ecdcded220ceeb1a1a16b70ac894746727b	500
5202 41864	0xa0ff6b3d1b85207c849d76638218942a1250e965	500
7264 39802	0x9d4c46ab40cc699852839d23a72d0d9afdd8fb86	500
How do I move up the leaderboard?
6814 40252	0x8bebdb7f971d126bed0084c4cc651be40bee0519	500
4730 42336	0x8e3ff5639aec60121a3a627bf50f4aac31ff21fc	500
6096 40970	0xd270e8113dfdd403d02545c37265e5e2061e049e	500
6524 40542	0xeff9cf0574ede99eb23d34e9e058ad6056cfc3c7	500
5831 41235	0x36c96c51a98024158cda6a3d3bb886b9b82ce26c	500
4281 42785	0xacbc41e7e3963785e673028ddce544f0b0306529	500
6104 40962	0x7c488d194ad746920768bcce265d60fafc5f72d8	500
6330 40736	0x7245a2a3aabf1cc070f1f48a3119cd5623038bcf	500
6359 40707	0x12cfb1db767fea232fe925c557bed1a80e027be9	500
7222 39844	0x234dfbd48838323c133a1b857f5ec2309e3845f6	500
5222 41844	0xb9afd25589450134610b618c6499c3d9a5803759	500
6399 40667	0x3cf3c26a35bfda5cd0b43afcb2e57aabee434bdb	500
5906 41160	0xd8e81aaa80a009410b10681067b46a4340e8c929	500
6589 40477	0x2f7c56d73e77ec00406e4a50de5b6f5f99b0fdf0	500
6189 40877	0x097483939efe759f8799c55094f6bd1417559026	500
6791 40275	0x022a29ebe2be30f0c7ffc7dc9c51ffd3714762d0	500
7366 39700	0xdd04eab7db82ac64446cccf79c6fba7607942df2	500
4578 42488	0x4fe73567b3ee802dcd4efbea3d92011cef0290b9	500
6304 40762	0xf74913efcaef4d396ec36051b4c5f773b8825a24	500
6757 40309	0x84d797cc9bbb8251b2784327ecfc4a3c9cae8970	500
7157 39909	0x7afdd1ba1145e583fba788cc21da686e736a311c	500
4952 42114	0xc5cdcd2cc6b2cdeb2073ec7cd0297efeed545e89	500
6079 40987	0x20be04f0761a784be304f7dbd97fc527401e7b4e	500
6266 40800	0xf1f1a03d7ecce650d30951b5166c39e75d4d0d2e	500
7321 39745	0xff3a7ac62f9e858187d0a42607f991084389c639	500
4500 42566	0x2b5e3dc9791ac4ae92638513fdda5ce97816d30d	500
4385 42681	0x7117fb4e85286c159efa691a7699587ccd01e26e	500
5642 41424	0x27fb938b7aa16cc301b38b487d7a267ef6bf773d	500
7117 39949	0xd4f072b18c7a31d50bbf1df729b68e9ace7bc0d9	500
7443 39623	0x1f2d657cd16c0df5c1e6e7f86b445caac3a62533	500
6173 40893	0x4eb64d4958fbab93275fc1739f207e822f55aefb	500
6541 40525	0xe62476c1c71fc06e1d466fed950c17876193f4cc	500
4802 42264	0x1ab254cd8e9b163aae91a7494a5218eeadb06740	500
4659 42407	0xe8c42650b8599f47e3289a5ac6a3ddfaebc222e0	500
5539 41527	0x01bb72379d08016ccafc04e09d097f86c3c35e12	500
6414 40652	0x6365ca7eeac872310727dacebfd5c31fe9ebacea	500
4669 42397	0xdda936d9b15473489503d4b5668e7af8ba8993b8	500
4590 42476	0xf44af6dc04a209fd295af4b8911d42041e0846fd	500
6531 40535	0x6f5774bfe42daae6da846a43864899fb5b74a007	500
6362 40704	0x749fee22929ffb4d9be21fbeef05ed076a94e68f	500
How do I move up the leaderboard?
5991 41075	0xe29e146aca283e0e3e7117d56822942614917cf3	500
5229 41837	0xf2b7d747c08afe7a668db7081483ee9ac8563390	500
5916 41150	0xc66778c0355adae47abe8b1a89ae9c06ffa53133	500
4345 42721	0x506cf3ff1ce0bbadb0ff11a4a655ce66be221643	500
4983 42083	0xfa32e13fcb7a233fe26ae6a66f3166861181d39b	500
7040 40026	0xaaa8a090e78724c8e3f3de407205fff160017568	500
5325 41741	0x1837c12cc857059c17e56d914e41ae0d83d1ea35	500
5778 41288	0x654985bc0adbaf5d78f6ebf56e6e8af44f9a050d	500
5387 41679	0xdc986a6ba2c6102556ee37654244a13bb712d4f8	500
7172 39894	0x913d8d83cb8cb46f7e7e606ca6d1191eea856016	500
7180 39886	0x3ad4cee90d0eb10769af8f3d8a58f9df39af45db	500
6141 40925	0x2c34ce7f14eaee08bc8dadde934115684ca65679	500
5077 41989	0x664ec12af7ec2a51dcd355f8ccbebc36e7767a52	500
5420 41646	0xbc617273fdda254a9d415c7493305a9ff2b2acbe	500
5385 41681	0x839a55f1901778cf56f0c6e186947c8b700612c4	500
6326 40740	0xa36a09415e8da9373c7117e5b4e3bc15b803459c	500
4247 42819	0xe77884cddf148dd5f0e9191b33d8dbaddb16dfb5	500
7200 39866	0x925a2a86b400b7011e82de3a52404b9f83022c93	500
5213 41853	0x58e7b6bbd2290ef95d121b1744406a3b167f3e82	500
5915 41151	0x189551e3975b195690132fe1499ee2107c371dcd	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 10.43% on your WSTETH

Earn 5.50% on your DAI

Earn 8.06% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 110.21% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About