Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.62%.

Get $RAYS

Leaderboard

Rank	User	Rays
4884 42184	0xf1cd2ff3d38257abe3e9d47c572037b70b972555	500
6348 40720	0x03894d4ac41dd6c4c2f524ed4417c90fa46972c6	500
5587 41481	0x650191f1ea3b3d85ba4acc20e410535c0f72bd94	500
5646 41422	0xd352eeb43ed458a7cb069f6364cabfcb6e158f21	500
5784 41284	0xe2e61752ef7ed9ab04b61bcc88b918d5264dc259	500
6101 40967	0xd27f420553fcba4a8a6cfa36c747b8e515eb87e7	500
6171 40897	0x2f02c976a0311e7edac8a465d151d20b2be7bf28	500
5797 41271	0x6727497cc7c112e3c1ba2ec9d1a53cfb5e2531ee	500
7001 40067	0xdd78f6a187f07fa4672fdd2aac32e6a2ffd62023	500
7255 39813	0x634c8c2a619c2ad99535be9c83eed9426bfd3002	500
4832 42236	0x47ed23935225764d838cdc042659187c7fa3a232	500
7354 39714	0x06e4b11c7bf6cb1981389b54410b4c78015ca805	500
4587 42481	0x7539258a68679223b87f92b9953b701046f32e53	500
5513 41555	0xec37c081bee743585c2000e8dd899706c50cec74	500
5983 41085	0xead7dd1b34e284de9a864bbe2f4db63bfa7a7d0e	500
4407 42661	0x3aa9ca1ea30a09ebdfe0c805560a50bd6aaced36	500
4569 42499	0x1c789fa68223c1701ae3a1cb3f37f0d8a3d53297	500
6077 40991	0xdd706f081e8e30500924b51fbb871663e9f81b9c	500
6853 40215	0xa766718b7e2b99c13585a07129caf27aa31fc865	500
6277 40791	0x8bb2a140e43d2ddd4a36dca27317e5d08aab5719	500
5166 41902	0x0952615cd36904d97c736a0b0a5eea75c75e26d8	500
6441 40627	0x4347dd04a5a83228e65894c4f476612e66d90585	500
5302 41766	0x3eb300a207e4e85499123952e8fe291bc1346aae	500
6523 40545	0x879804243d7d62dfa20191b75e0bd3af64356951	500
5475 41593	0xd57caf59a0243897162a514f6ba7bffdbf170e98	500
7214 39854	0x3f3601613fc12f2bea6654432883d2c1398b98b3	500
5642 41426	0x0bdf02e3421b6434b97e12fc09cbdc8315efb070	500
5459 41609	0xd2e52b4b83ae7cc6ed40dc8c21553675aec66edb	500
7096 39972	0x5f5d1f7e529e56b2fd530ded0812f766229eec4a	500
7425 39643	0x03fffc650a1b3e1d19c65393fd342456a4fe169f	500
4582 42486	0x9658703e0e698954a86b479ea7b70f6de73678f3	500
5144 41924	0xd5c5a75ef88542b3a460e9b8f417d2962809de7c	500
4601 42467	0xe5c306c10edc4558d9882d8c8ed6f026a3b33120	500
6891 40177	0x0c6bb762b1d3f83c5e53324bfd8b83d2f9afb92f	500
5958 41110	0xf3435b78b32edd9ab47506a9ef23c69b95d6381a	500
4714 42354	0x20e66e3541df0fd5944857e6a60c2578a572ff97	500
6660 40408	0x9c0d72f2ac26420cb7eeb155bf401b672840e87b	500
5888 41180	0xedd88ca63d7c0b9cf182afdee3852258f31961f9	500
6605 40463	0x25f14502c0400b469c7d19e9df7a8f59fdf05d0f	500
4761 42307	0xe8d95c8d0a4b1cb573e95a74cc7b64cde71aa63e	500
How do I move up the leaderboard?
6430 40638	0x8120df970e0e8d883e8a050318c0f7d9af2aa0e2	500
5055 42013	0x82ab72623b1e29942781df85bd6a49326a977333	500
7405 39663	0xafd385cdc0e2f6f264fb29adab89de7db883b404	500
7467 39601	0xd120cf3e0408dd794f856e8ca2a23e3396a9b687	500
4176 42892	0xbf35741a0c151fbdc37dad5c6b8a14cd21277cf4	500
7169 39899	0xc66d24cb1b5d7ba5e86841938dafcc94f548b7e3	500
4415 42653	0x33235db0d76c26e6238eeb2cfd8b127a94202e5c	500
6066 41002	0xc781b829aff316334fd732a8822ca27677872a31	500
7448 39620	0x6de9b85fcdf138698d6e666879f9153fb174e153	500
6064 41004	0x6bd4361f03d345da1a357b72026f787cfab51c92	500
4747 42321	0x63ef7c2b53546db7a79dac8f9dbb929883e23ee5	500
7326 39742	0x473c31058d14f8eadfb6627adbbc90dddc7bbf09	500
7003 40065	0x2208354ec33362887bf80332d289d03a1e80cbbd	500
6637 40431	0x0100bf1757bfe5680b8ae704c181e72496f7270d	500
5111 41957	0x288012c6b30ec8883f5d34d6ed65371022729763	500
6207 40861	0xba262a49004931bd65f077a045aeef8c5978376b	500
4432 42636	0xfab60d4dc670b60652b47c33ad598e1a1ac38153	500
6219 40849	0x8d78415e17a9b1b8884401805b65b6fe710264d8	500
7179 39889	0x48545646a7c3185854fbd4a4bbe2b3deba6ddb37	500
5556 41512	0x5995423cefb0a97a656316daf7dee697d19b9098	500
5401 41667	0x2afeb11505bbe8d9480eadd21a3ffaf9ff638ab0	500
5140 41928	0xdb5ac83c137321da29a59a7592232bc4ed461730	500
6173 40895	0x6e3ac17b4081b239c1857aa7389aaef005e4c593	500
4323 42745	0xc8598168d8475133de3150eff9b0ce27fb9b038d	500
7213 39855	0xae721fb008c3035e568f4d9ac0c9a6bccff4f87f	500
6704 40364	0x4db13278ed11a99afac5cf1c3a8b890d24404269	500
6040 41028	0x251199baeb4236ec5b54e9ef8a0b7cd493cc8155	500
4539 42529	0xcd99b4b9dd20dd19fbe6a24f7742a4326fec0c03	500
4918 42150	0x5abd1c9387b58bc233cd0daa86640d0ec1e1dcfe	500
6195 40873	0x627ce855f25223859bb360aa096a2fe6b8eae319	500
5577 41491	0x62fdee7cd0a4dd06f26d5dc66f33c1e65ee7ae6d	500
7026 40042	0x57db2d7d80fc2669a67f32e6fd1e5c22846eb150	500
4285 42783	0xadc8aaddf5dcf81366fcc0212c154dfbfde1ed13	500
6100 40968	0xba41f166c6aa8ed87c026c735f6464360884594b	500
7309 39759	0x475a24c7c7679e3399cf55e90cb3d50a6aceea7b	500
6587 40481	0x651ba77caffa01472540471982c00f2b070d9197	500
7501 39567	0xfc47cdb245701e57ec80cfe66316861699008264	500
6827 40241	0x99b25f2b6a5ccb8dc45ea07041f6caf045d8eda5	500
4239 42829	0x4f3c2c213a00c0bee6ff27da6b6d2f8edc56b5d4	500
4944 42124	0x79ad85a7493c027bd06e07d16a532e2cfccf9b1f	500
How do I move up the leaderboard?
5724 41344	0xf90a01af91468f5418cda5ed6b19c51550eb5352	500
7257 39811	0x14295f90dc7a40441576cc731f65fc6a1d714813	500
7075 39993	0x04f26561742cf0cef86856ced98c8323c1316d87	500
5791 41277	0x8e62f29678bd7756737b25fceb7fbc9af2315541	500
4140 42928	0xf93adee9f14871ae716287b49e24d4a912e84714	500
5276 41792	0x60badabbd89483d6dd0da1dbd076ad3dcdfbfdb4	500
4599 42469	0x0e2da6410405b6e11e6a5b9deda66f9848502366	500
7184 39884	0xab9317a3d1c141be550112e1187294742ef3cd77	500
5082 41986	0xaa2b89a48a9d30f55384da342c430e385a6357f5	500
6432 40636	0xb5842f3101ff9f4e3049bf5af6d560ffeb803fbe	500
5183 41885	0x783574d24edc66f3f38fd2ad1d1cc81e4183b53f	500
5098 41970	0xe0c43cf26b0bacb408c6334468700179c61aeebf	500
5654 41414	0x353c0ac9b3c6041108a62077ae5875bb9845b89a	500
4136 42932	0x18be579062478474af9b245e401008d4be2ac4ad	500
4412 42656	0xa18e51224976de03994887d0b60b925bdc935202	500
4666 42402	0x8251e35cab4dbdeda87d1a71fbfae185247de10f	500
6445 40623	0x84b923b7831f36d708ff53fe99b475f84238f621	500
6842 40226	0x566e730944fde658583d84484f64c4bce31ccf20	500
6815 40253	0x3b2cba3423199f73924ad609fa8eec504e1fac1f	500
4405 42663	0xa5c3a513645a9a00cb561fed40438e9dfe0d6a69	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.57% on your WSTETH

Earn 7.50% on your DAI

Earn 7.45% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.87% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About