Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 3.04%.

Get $RAYS

Leaderboard

Rank	User	Rays
5557 41479	0xecc953efbd82d7dea4aa0f7bc3329ea615e0cff2	500
7373 39663	0x4413aa63b6bf512e0b8bf516910a07d87cd67d82	500
4235 42801	0xd684f726c5e70f9c59bf0c7b4d60c2d58cd2afe8	500
4594 42442	0x54f38f4e33e47bd13e7a0f46ed7afad61a40bfc1	500
4307 42729	0x06981efbe070996654482f4f20786e0cef0f8740	500
5372 41664	0xe0a379f52da7c9dd82d5125d74349517e052c2d3	500
5184 41852	0x1b9fc79703f8d13756f66ed87dcbada2b27b7d52	500
4367 42669	0xdbca847d6fd566ceb71c2a3fc46398358479bb99	500
6340 40696	0xc91f4287386cbe4137adafd214306282e5cc27a1	500
5868 41168	0x35e8557f4236bd3f72d0a1a645d06791b0d3bf28	500
5483 41553	0x9d5bc1e20c131a175924e912e20255465337a223	500
6940 40096	0x0469edafc623ff2df1f8d2ec7eb91999f6a36397	500
6536 40500	0xf954986ed5d3f1d05a92a59684c2e709acc159e8	500
6973 40063	0x58e11792d0637540ab1f430e4659693659ea2734	500
6925 40111	0x2b8462d283404c9e2a5a088fd0afee43c714e696	500
4726 42310	0x9a6b9f703de8adf7e7dda5dc5fb3256562266525	500
5508 41528	0x0e475cb9899049a4107a889aa5b07365776eac55	500
6194 40842	0x02360b97bbc9729916b470f699df75ff651bf926	500
4664 42372	0x64763373e21bcc7ca7ac03e74c6dc56bea78a6f1	500
5484 41552	0x815e9e1d43832cecacbe23ad69d1664d9da12d37	500
6713 40323	0xe32c7b1108e061066f73bcfa09e0755ccee140b7	500
4738 42298	0x1b3960d9d211c85c4e23628cce20e9969d0c2dfb	500
5008 42028	0x12158ec38b398631fbed34a8faedb988527e5323	500
7077 39959	0xf15b7c1e62ba7b015bad6c593a8b833df8f2d656	500
6933 40103	0xb91a113b13afa7a60b6dcf90fe037e5a56a0b2b7	500
5716 41320	0x2a6bf8a714acdbe9d6e9dd1753ca09b8e7d95328	500
6876 40160	0xc41fcea24cb9b1fb61f8ec1e695f71bc5494ab12	500
4431 42605	0x44aa207e5d797e8c4f4706e9928ba6da57e6032e	500
6116 40920	0x5fd6066f84472f26b997408fa21e28d7d88c2a37	500
6174 40862	0xa5f27306050a0cfc6c8e4ee5cfb99cbe9de87191	500
4885 42151	0x942abf466dcbdebba0312353ef81bad2e0cf2eca	500
5622 41414	0xf13bd574cdf0228bd5721ea6927589f5146b48f5	500
6142 40894	0x5d2e561a59b5ab7da7ff9551502515ccdc9293d8	500
7283 39753	0x802abde84e6e8370e497b882d5461dd037b8249b	500
5601 41435	0xf943430b5013f35e79b7756aacdb520b30da5057	500
5244 41792	0xfe925b6702fa9d40bd1cd8463ca84fa15450313a	500
5796 41240	0x8f5f9f01b6be40ae72e9141cdb43a07d5576aa82	500
7141 39895	0x46f15b6de38ff036aeeb7eb63836f17a1a4656bd	500
4628 42408	0x901ced96f9e40ee98081231ab30f6b1a2e989779	500
6605 40431	0x4fe23e87d977ea6484b01915ccd2746335e55dfc	500
How do I move up the leaderboard?
4617 42419	0x346c48ff889501a968f1ab5256480baba010bbb5	500
4588 42448	0xc2bb6c36f36f14c3e6f93305cbfd64ed6665ccb9	500
6740 40296	0xf6df66483b6d3193029f0b2f88d1d41a4c83cd59	500
6455 40581	0x1f9b6a4b051a38e99c7aafe81b0e46065529c024	500
5436 41600	0x3f591610c34ebe3c26b0ff25d683773383361541	500
4146 42890	0x198ad6c547d20d70f2f656a4f48e6c7cfb7b4325	500
4202 42834	0x7c4a909da802a74d83a381b157fe773ff3a67177	500
4746 42290	0x8b95f6b00ed3794d1193d67ba2892b5d9b452aca	500
5551 41485	0x932a824a4d3d0680e0b352de150e6f212b8ac841	500
5046 41990	0x3483a0282281768e2883c443989194259cba7eaf	500
7144 39892	0x696d1a516c19f81866d56fb18d9adbe1b7a3758f	500
6499 40537	0x30b334c9f207e29c11500c9a8e1b3d9d501c5c9c	500
6172 40864	0xfde869e47a900bfdb1319f8a1ebacd65ed2afb39	500
5527 41509	0x52f194472efda57ca25038cffa66a70c92b43a59	500
4295 42741	0x1000a8091dc73ceafe629c9fce945fd47a7f3b6c	500
5825 41211	0x0f9099a52ea8e1dbd80adb50e91c24fe5cd15c46	500
4749 42287	0x40feb63d11e020d206eb1e910aebb8dc6b1b6eb4	500
4955 42081	0xa53a13a80d72a855481de5211e7654fabdfe3526	500
6001 41035	0xe357f327dba2ce813492b12c218842b51e86ee3d	500
6832 40204	0x7c28c7a89ffba91b0d447f02e7ca9a284a4dc317	500
4340 42696	0xfdd77ff61a79cbd47b391cec6990a2a3a4f92ceb	500
4505 42531	0x030d9f55c7f7589034b829a87bf3bd84d6682a18	500
4758 42278	0xa303595251ac6af0a32c682a3a1ec3ef6ee391aa	500
4092 42944	0x58fbf79ed67a16d85d1fa6bbae3c753b6cc657f8	500
5586 41450	0x757b4f1adc61609c20d39cf3050d7b869d575220	500
4975 42061	0x952e6801c5c66f7c4909b167fe626157a8f67e0a	500
4665 42371	0x86a4ddac16bbef9bd1e20a1c976b9fed06c2c9ce	500
7439 39597	0x6f2030754345d83e7826025615129db75ac28cd9	500
4145 42891	0xad549c7fcf1bd3e57bca464d9dce0a0d561599d1	500
5400 41636	0x4755e39fe61f358dea155873f1430d143cc0d10c	500
5892 41144	0x44d05f7f5e96c1b6bde0d53a641a7bda524b20de	500
7042 39994	0x110ee2eed4fbf9d362814e2bb54e7e6133bdb59f	500
5167 41869	0x32e64fe7d16206d376e2cba72a87859d6e9985b6	500
4860 42176	0xc1a7330fa0a45099303786ae1630a342f8620e89	500
6051 40985	0x0b77cc83a7ecd366354a0518b2a6224eec7de412	500
7434 39602	0x51306f8a959f95f03b3880915821d99809c75e92	500
5840 41196	0x06185ca50a8ab43726b08d8e65c6f2173fb2b236	500
6287 40749	0xbe9d1cc91202ceb92205c39f112ba234b1531b80	500
4468 42568	0x0ec4b6689d848c5138fb1f039064af8de6ba6551	500
6369 40667	0x3a014c1eeab0ea421ff45c678d3acd4138e9b3cd	500
How do I move up the leaderboard?
4600 42436	0xe6961e219b89d878f2fa7abea15e3bdfbf8bcbe6	500
6653 40383	0x28dd5c8d35a51da814723df13d72cbd971da227f	500
5233 41803	0x0d3d681762f9eda9541fab6acfb17c50025b630b	500
4260 42776	0x9a550b9faca1480be496e09d62324b754da14c45	500
7024 40012	0x10aacecc658e5665f5bf2b0a7116576ea2164f94	500
5279 41757	0x4c0713d9eb4efd10ccf4d459630f4652723c9f30	500
7152 39884	0x4754541109a3d8d7747d99dfc6125b3239355913	500
4672 42364	0xaddde280700916d8d83a51ebb5ff6b303f01c32c	500
5708 41328	0x5480b68025edda9c03ea4c9165fb64e0a1f2c1e4	500
4254 42782	0x7b0310675c9771ab62c292ba5721d4e5797f4c1f	500
4371 42665	0xee1f07f88934c2811e3dcabdf438d975c3d62cd3	500
6191 40845	0x73730490b80c693cce212c32d00b77d5d63b7e60	500
5029 42007	0x2fb2942006fd268cdca18ecf47596e8707fc84a7	500
7026 40010	0xc895e49fe209aa59e48b8a953f31bcc32a386458	500
6806 40230	0x83ee1f27a5ca397ddb7806bb113dd917440ed5e6	500
4208 42828	0x3b46b98f1b216bbeb2b4e89ea3431b1e6717fca4	500
7261 39775	0xac860e27141260703485717fadb271978cec26fd	500
6303 40733	0x511d378deb773be2f46966c18025b041e1abccfb	500
6254 40782	0x3a509cbe5878d0e559d3ab20d909fd00a8871fc9	500
6857 40179	0x10a2383113c86db1aef1c35f1254da0ff2349770	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.53% on your WSTETH

Earn 5.50% on your DAI

Earn 4.75% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.16% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About