Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.64%.

Get $RAYS

Leaderboard

Rank	User	Rays
6469 40600	0x1ef47583f1cce8bd1aee979ef947e07e08f88506	500
4611 42458	0x1560825553403bdb6c22a345594e1d67e36c27e4	500
6283 40786	0xcdf5d0315053e30189db44eb4920dd009034a5fd	500
5159 41910	0x6a07b20232705e9caac678a5462e956abfbb3c35	500
6206 40863	0x768651e0f90e3d25632868f6ab46a256aa341713	500
5790 41279	0x1babd792a2146ba2ff48cffd68de771826f0ed63	500
7151 39918	0x19dfdc194bb5cf599af78b1967dbb3783c590720	500
7379 39690	0x4ec6a271246e63a44fe7468b3c2821c1d7861e21	500
4580 42489	0x0ae83a9554c0137b06082b166871947ccc4e9674	500
5133 41936	0x16812c291ded550b952a6ec93f72588ad51bf3c1	500
4269 42800	0x2426da9034f8092d05cd6af8d3e677280794eb41	500
6649 40420	0x0a8a06071c878df9ec2b5f9663a4b08b0f8c08f4	500
4133 42936	0xbc2ec0acb440a170473299177c1cf997fd77667a	500
7033 40036	0x8ffdb5a0b79576d6ea9e9e4e2a3594d33bce96da	500
6035 41034	0x6a6388c71bfdabd129cbee5763510ea1bb96597b	500
4160 42909	0xe97f2d37f9612b702d1a2eb5288bd62de95864b8	500
4776 42293	0xb07cf779bebfe51727cedf85e16a00a8c08f2571	500
6134 40935	0xfb9dacd74858de050de6ceed43a5002c340eca01	500
6876 40193	0xe97178f627268f4cead069237db9f50f66d17d97	500
5827 41242	0xc3e742f00a31eb831da3175919e4ce47cf7de06d	500
5591 41478	0x8e0a0a0c69c21b6461723d732a80689075c4994e	500
4307 42762	0x43fe64b38cff692264096302d32210d7f63ad974	500
7045 40024	0xa60f9584e7b1f4841b745792bb5f83f18c4f35dd	500
6593 40476	0x136edafec835282851a8efa757dc4eb1c4500a3f	500
6359 40710	0x353c0ac9b3c6041108a62077ae5875bb9845b89a	500
5886 41183	0x18be579062478474af9b245e401008d4be2ac4ad	500
5608 41461	0xa18e51224976de03994887d0b60b925bdc935202	500
7452 39617	0x8251e35cab4dbdeda87d1a71fbfae185247de10f	500
4325 42744	0x84b923b7831f36d708ff53fe99b475f84238f621	500
7198 39871	0x566e730944fde658583d84484f64c4bce31ccf20	500
7178 39891	0x3b2cba3423199f73924ad609fa8eec504e1fac1f	500
5601 41468	0xa5c3a513645a9a00cb561fed40438e9dfe0d6a69	500
5776 41293	0xe502f5caa229ccb9ad1069790b04492175d34888	500
6141 40928	0x21bd1d5644d8f44efe986a804c66f87542c6f5ff	500
4596 42473	0xc19847b4f3dd807246773adc5fc24714dcc545c7	500
5069 42000	0x20ed77eb091744f9ffadc66a22aa461312db5c51	500
6092 40977	0xb0cf98ef1dcae360d0f22d21983acf8008b30ae9	500
6950 40119	0x42ab9e1c9332e61eba3a17b53fce2abf73dc8b12	500
5722 41347	0x6581ecde05ef7c7350131e456ba10a3547cbae0b	500
4702 42367	0xf196bba501bd8b6bfbe230dd6db39a93c72cb4f8	500
How do I move up the leaderboard?
5349 41720	0xb6e5145fa3a414de979ae73635ac30d8334aa7e1	500
5359 41710	0xb9b98205f564666f7b432b942642e45d23acd5d4	500
4570 42499	0xc79c88386c95130bf7c20a184cb8281ed639fab4	500
6786 40283	0x874d8c7310b910e6b8219d2a5982ef87ed1676b3	500
7349 39720	0x15742f8aea5b6e5c79a98420f8a18e77717a4bbc	500
5563 41506	0x644de4b3310f8331cabf74863a458142c13cb185	500
6507 40562	0xd30b9cd814d56f2689e27b6978fe9d6b1d0e1616	500
7300 39769	0xa69580cd9c9804b50a16a85821e028fed79bf28f	500
5523 41546	0xdabd071bac39c4b8a438c0cc2e5cbc3bdd092bea	500
6384 40685	0x07fc63bb1bfb664b1fcb41d8193738cad1255c09	500
6791 40278	0xadd528e4b48ac854dfad1e79ad6af2e7524af26d	500
6701 40368	0x79282db7be479ae091ff5df9cddb91d8d4118217	500
7386 39683	0x0dac1e97d866cad71fd9c71abb904612443fc755	500
5353 41716	0xcdfeeff98ef0f6ccf4ac0e3e3f6c7c8ab5ab3a4d	500
4347 42722	0x29aa2ed8712072e918632259780e587698ef58df	500
6985 40084	0xe6d81358a1322e29cbc5f347f8d59c60b42f4324	500
4573 42496	0x1ccf03032bd2c9119a743e92fb8341243c20a953	500
6943 40126	0x3c6b7b0fdb4e87d08079594218eb67c94e1cfa29	500
5408 41661	0xc165626029a9bd9cb8efa234940b1364d14bf2e6	500
5561 41508	0xcfb6238caa0b63d382539040d4a8a9e84ce8e69d	500
5337 41732	0x6c1667b508d712976069aedcdb34cf74da095606	500
6316 40753	0x3135734ab4a40cf23b4ace9f483e116560b72787	500
4920 42149	0xad95b231d2dc99dff7a0a245567a205e5d55a8ad	500
4835 42234	0x3ca8e210d3978f1bbf96399bf26c641113b667bc	500
7381 39688	0x7196ccdc9ba6214492e165a5dda53e20de5b5352	500
6666 40403	0xda2492f0918b3e3f0b791649a3c76831a869e7ed	500
5743 41326	0x1c789fa68223c1701ae3a1cb3f37f0d8a3d53297	500
7383 39686	0xe0c43cf26b0bacb408c6334468700179c61aeebf	500
5965 41104	0x783574d24edc66f3f38fd2ad1d1cc81e4183b53f	500
6244 40825	0xcbbcf45a1aeddaf93ed0c8a558fcb8f021225610	500
7331 39738	0xf3ec7a87f8082042de854ea4d382dd6ef548bc79	500
5861 41208	0xa4c1011fb7482b0cd3862e4f1c6645b31442d76a	500
4658 42411	0x1eb0df2ef0ef7a08bcfcbb511a0aebaeee0a8345	500
5478 41591	0x4f3c2c213a00c0bee6ff27da6b6d2f8edc56b5d4	500
5298 41771	0x79ad85a7493c027bd06e07d16a532e2cfccf9b1f	500
6401 40668	0xf90a01af91468f5418cda5ed6b19c51550eb5352	500
5056 42013	0x14295f90dc7a40441576cc731f65fc6a1d714813	500
5235 41834	0x04f26561742cf0cef86856ced98c8323c1316d87	500
6169 40900	0x2afeb11505bbe8d9480eadd21a3ffaf9ff638ab0	500
6448 40621	0x8e62f29678bd7756737b25fceb7fbc9af2315541	500
How do I move up the leaderboard?
5889 41180	0xf93adee9f14871ae716287b49e24d4a912e84714	500
6050 41019	0x60badabbd89483d6dd0da1dbd076ad3dcdfbfdb4	500
5765 41304	0x0e2da6410405b6e11e6a5b9deda66f9848502366	500
5129 41940	0xab9317a3d1c141be550112e1187294742ef3cd77	500
5400 41669	0xaa2b89a48a9d30f55384da342c430e385a6357f5	500
4322 42747	0xb5842f3101ff9f4e3049bf5af6d560ffeb803fbe	500
7188 39881	0x99b25f2b6a5ccb8dc45ea07041f6caf045d8eda5	500
7173 39896	0xab923465742dfb66751ff46db0c8172aa7683ab6	500
4480 42589	0x4e106d5e97b59c6b0cd84bb9c65ea67570502176	500
5854 41215	0xfe5c81b51c7b05bb6aff9965974b2e18177743ee	500
4139 42930	0x4dd0bba91c023a39e942533cc9daeef8f9f39dd6	500
5533 41536	0x4e1043e3aef3d528657095dc2530244835979d7e	500
6661 40408	0x11978ffb88c489c7182801ff4dceee6c14fed6f2	500
4926 42143	0x114b50c2897d274afb844a8682af21317f5c83e4	500
6161 40908	0x236ddcbec59db65e1641c11adab444bf159ae3b5	500
6186 40883	0xc25fb8729775e0f09d781319611fc19b07d6e5c3	500
5735 41334	0x21b98f5698fd33d9cb58f6ab8d5ec58e803fcba2	500
7507 39562	0x987e0cddce6f6b2c4b1bc6f23573f1b91cc7645a	500
7052 40017	0x46a0b4fa58141aba23185e79f7047a7dfd0ff100	500
4333 42736	0x6938c840db454d73b090a601ee0bbf7aa46c996f	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.53% on your WSTETH

Earn 7.50% on your DAI

Earn 7.45% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.47% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About