Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
4536 42499	0xe87275fd1b87e57d932dbee926425c1651049859	500
5902 41133	0x8e9833bb081ea232fd970250ed52af317836c986	500
5808 41227	0x24307ffae1e3a95c2e716502894d32dac1f2e9d5	500
5732 41303	0x345e4f8ab6fd67f7fbe2dcf48777f51f1142738f	500
7326 39709	0x8def99a177b5585588617bdb51fb8a81ae411e78	500
4176 42859	0xe831c8903de820137c13681e78a5780afddf7697	500
6338 40697	0xe1ec746eb91a811159f7d96fbf8113e6ac33fca5	500
5022 42013	0x1903c74e94ab90b269d52f2cc0ac39ea7742cb60	500
6251 40784	0xbdfc21bd7e39eae1ba8982468b51fc1bdc42433a	500
7422 39613	0x19546e03db342ece4d2f6cac74e092cb55c3717f	500
4679 42356	0xeb83e695adcac2e83f290d2d2815fc58e6491d7a	500
5147 41888	0x2f7a9223ca8ccfa212ff200e4928ffca30786d16	500
4629 42406	0xbcf45610ad998526d5924d132cb8f24c5e93f591	500
4426 42609	0x451aeb69c8de4a0fb67d7f74a022540df2fa10a6	500
4880 42155	0xc305bfc555050bdbe8358839fe00615109d7974d	500
6732 40303	0x75433f8a8a1f7a0563e0fc5f1a683d5c951ed371	500
6259 40776	0x276143a5b3c2dc2d9120433ca48fbb09592364c2	500
4114 42921	0x4a425d7823853d3ba4ae93631ac2129f07447db8	500
6780 40255	0x9dbafa354073a0dbd97d572c8e30c81f6da002fe	500
6965 40070	0x2aff603eac292e9abdfc2ee74e41241bb02e80aa	500
6946 40089	0xe4916bf722d5b2d397fd2f3a925029d2c4e83b51	500
5925 41110	0x89a5704718c7ebdf32209c2f928b2e28892d886d	500
4822 42213	0xbea2e23abaa34f04e3f490af4c414569b1319f27	500
5791 41244	0xfb8f88a757c3516ab6fd89cb18408973b7bbf821	500
4202 42833	0x905808e46eb90ddc3d4e263806bb38ea6e85f6d2	500
5940 41095	0x52405eff99dd4c2015463dc511573344f2e2e8d7	500
5836 41199	0xaef4ce7e4d9e170698660af19801eca00b5b848c	500
4877 42158	0x2297cef07007e1be0606e6aa8bc6a3a7afe686ae	500
7202 39833	0x84dc703caf0c34b484b249e819371074d94901bf	500
7228 39807	0x622081faca84c91aae7941e427a722d1207692d5	500
7198 39837	0x33bbe55d06ef5891bd71cd8722503f007fc46927	500
4676 42359	0x08d49c032f268d3ac4265d1909c28dfaab440040	500
5276 41759	0xd079e2ab0ef1a27bd7e6f47dc05f6366a5c12eb0	500
6963 40072	0x29dff05a66e9c23605039df66f53ada4172ad3a9	500
4265 42770	0xbf4eb10c3b290e533b79b747d2b5861701b42d60	500
6284 40751	0x8da1e907b9f485ac25506da5c60676d56d55fd1e	500
6878 40157	0x59f1b6353efb1f6cbd54d26f121d4bf8debaec34	500
5052 41983	0xee1f3ccf372857bc970e66b49f8950e23820c772	500
5271 41764	0x340dcbd638d756b0e2c5a89336150c3ff0dbd79f	500
6533 40502	0x8d132161603991040348a69a02e9648d103bd1cd	500
How do I move up the leaderboard?
7010 40025	0xb5c0f0ff448c4891e04fd88ff77e634e8c9d6e7b	500
6930 40105	0x5f5127974e6fab7128fe6baa3f35fc5d12cc939a	500
6425 40610	0x48b88c6f624b8f763d9a0ded3bd2a775ae4989a2	500
6811 40224	0x124951da096f2e4c5d364b117ebe276f15cc956e	500
4418 42617	0x0cfcf60b1dcd45d709bc03abd11467a9f015aa0f	500
4673 42362	0x102ccc819cbcaf1fd53a6d1210ffee67edc18d0b	500
5712 41323	0xee62b1f0a36fcb2c66847d58324f1e02aee7b696	500
6439 40596	0x6c6a28a431aad0a9c27779f14c7c45d29d6e3b22	500
4493 42542	0x2e7212016ba40a1ee366f3a54c5ad6b4916eae74	500
4807 42228	0x7404becad09351583443720f8f520f689e93359e	500
4670 42365	0x66ab525022c5291c0c3d7a7199a38b827586f30c	500
7061 39974	0x3a8b6a4203d4e49428f963883334043420d24a27	500
4754 42281	0xd1b572f9528b70df1ea79456edc8250125f2d6bb	500
4707 42328	0x4dbb86fe7751ace462e4da248df8db365db6f380	500
4665 42370	0xaf0f557a9a7e84bdd02adbc14962df2789d95d4e	500
6270 40765	0xd6aa7c9a05c14b9ab4a3c5395156e8b216c53336	500
5030 42005	0x8f9a927513ced518fedd2f71b2143853ff94ebfa	500
6734 40301	0xfddb9ea284e486579c010a75b551614525ad014f	500
7308 39727	0xd211a02a0adde56bb7f9700f49d4ba832adc7ddf	500
4206 42829	0x1f295140c6c7faf8fddff0f92a0be0a3a44fb777	500
4153 42882	0xa1851e5fcc51c337213b086364762d5aadea2141	500
4305 42730	0x221c00219db54293970dfe3fbcdc8f00c98e2f81	500
4823 42212	0xd66081526b3b447f9a1e63e6b2263f2fdfc9a765	500
6060 40975	0xf646d947c9bf29288aff2b5849af70f629362a2f	500
6091 40944	0x6c6f8d907230951345df85faea5f4b4abcaf65ec	500
6006 41029	0xd2fb95ef2702eb238334bb0a21ab1bf0d703a80e	500
5111 41924	0xe0ea552a13303bbfc1f6a9f1ac8985a6d834fc61	500
5601 41434	0x4631d0da805c01705c7d7d7d922a01ae8a6fb13c	500
4701 42334	0x98810f27aff23da1033a9313e253abc0c0fe67b5	500
5088 41947	0xe0011f8bd9c1488d4b144a413be4c9e0d1d36612	500
7201 39834	0x487d000990cade7567152bb758fb3440d54307ff	500
6755 40280	0x2f94c34d34ffaae04da362e93ca5a370ce24c467	500
6571 40464	0x23cd45af64684aa5c672cf24afd9314007e8011b	500
6895 40140	0x5cbf723b56832dce48cd1f29b681e8ceb2495742	500
5236 41799	0x8ee2338478a3f300f43caf240dd06bb2f76bd23e	500
6126 40909	0xb0f7150808be601981137f9ec7cd9614a37fe076	500
4831 42204	0x1c0a8dd3c93f348a25f8ab4dc9a98f1d11b66d5c	500
5788 41247	0x8dc00a9eed1e0d28cac01e96d050f703e408eb3f	500
6801 40234	0x0970511d700711eae847633440ffe76aa15abb00	500
4708 42327	0x63d9d24a199e74c32e324c199139e3df9ced13f4	500
How do I move up the leaderboard?
7077 39958	0x40f3b5e4f9179739a32455c2b170835fe928d0bc	500
5579 41456	0xe0273391e1ef99e63216535b65739ab9154bc887	500
6372 40663	0x484a12a27e8c95718e0b60d14369bfeaa426aff3	500
6417 40618	0xc5cc86dd8e2ca2f3d6ba38161b8a203d426f278d	500
5927 41108	0xdda42f12b8b2ccc6717c053a2b772bad24b08cbd	500
4659 42376	0x15079cbaa74c1df2a602fac88bd5b98b08ffe6a4	500
6305 40730	0x6ecc46a772d41032f43faac6636a78c96efa0ae6	500
5142 41893	0xdd9129dab356ccb6cdea8b2fc2b27a9d14304dd9	500
6078 40957	0x10c386025257bebf61dbd6c311a1ffa24f7ac538	500
6214 40821	0xc8764c597c66fcc9259042bedae25ec94667a9cc	500
5588 41447	0x39d95a992eed3eb9cbb98606a8b46693aefb900f	500
6967 40068	0x707acc9693237c9f6f200c3bf7c114803a6fc10f	500
5301 41734	0xdd6ca7d9d4d2a190a5c940f499cb32494a6fd31c	500
6863 40172	0x4db4ec1c1e7019d640cdbb35e1de740f92147977	500
6519 40516	0xaee04babd20760568d0af7af8a8044136e654108	500
5747 41288	0x65662f606ab3d73e09ecbbf9488b434afe21d821	500
7249 39786	0x4b66dccf600e037fdd4e5107f471391e10ff9181	500
4103 42932	0x738671901affbc417fa370cf936e461bb5315bd0	500
5543 41492	0x6830c91eb597e3bcb79a4bf63fecaf7a3d8e2fee	500
6477 40558	0x4945c4f9a72ca6b86518758499005e280834003f	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.57% on your WSTETH

Earn 5.50% on your DAI

Earn 4.69% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.23% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About