Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
6894 40140	0x5cbf723b56832dce48cd1f29b681e8ceb2495742	500
5235 41799	0x8ee2338478a3f300f43caf240dd06bb2f76bd23e	500
6125 40909	0xb0f7150808be601981137f9ec7cd9614a37fe076	500
4830 42204	0x1c0a8dd3c93f348a25f8ab4dc9a98f1d11b66d5c	500
5787 41247	0x8dc00a9eed1e0d28cac01e96d050f703e408eb3f	500
6800 40234	0x0970511d700711eae847633440ffe76aa15abb00	500
4707 42327	0x63d9d24a199e74c32e324c199139e3df9ced13f4	500
7076 39958	0x40f3b5e4f9179739a32455c2b170835fe928d0bc	500
5578 41456	0xe0273391e1ef99e63216535b65739ab9154bc887	500
6371 40663	0x484a12a27e8c95718e0b60d14369bfeaa426aff3	500
6416 40618	0xc5cc86dd8e2ca2f3d6ba38161b8a203d426f278d	500
5926 41108	0xdda42f12b8b2ccc6717c053a2b772bad24b08cbd	500
4658 42376	0x15079cbaa74c1df2a602fac88bd5b98b08ffe6a4	500
6304 40730	0x6ecc46a772d41032f43faac6636a78c96efa0ae6	500
5141 41893	0xdd9129dab356ccb6cdea8b2fc2b27a9d14304dd9	500
6077 40957	0x10c386025257bebf61dbd6c311a1ffa24f7ac538	500
6213 40821	0xc8764c597c66fcc9259042bedae25ec94667a9cc	500
5587 41447	0x39d95a992eed3eb9cbb98606a8b46693aefb900f	500
6966 40068	0x707acc9693237c9f6f200c3bf7c114803a6fc10f	500
5300 41734	0xdd6ca7d9d4d2a190a5c940f499cb32494a6fd31c	500
6862 40172	0x4db4ec1c1e7019d640cdbb35e1de740f92147977	500
5170 41864	0xdb5d32743a84691d9c932cb79ced8b5a4b82c4e0	500
5393 41641	0xc9037fd858069e2fa03ce1eff31bda66ea3075c1	500
6617 40417	0xba7d69f569b5c7119bf43b0c17f221e225ca8cd0	500
7401 39633	0x077a08b357ad429cd312dd2688631d9ae0748172	500
5668 41366	0x96b3dda0c434f68c9b020c1ff4720f59bae1f5a9	500
7148 39886	0x9ebaff2192d2746fec76561bdf72fd249d7a73ab	500
4817 42217	0xd8827d60486e01a6c54f7fc2ddcd9527a26af8ba	500
4733 42301	0xc3025c1a031c34e7ddf47192b8266a6cc8852835	500
7108 39926	0xc842d55c3a0371e060ff00bd66300ba097d295e3	500
4427 42607	0x9d6581ff13da3876edf28661608755142e032a23	500
6110 40924	0xc683915268e712f9960ce59736a32119165cc962	500
6813 40221	0xd281866d2d57ba98dda89a66d8b7a0c23391b6eb	500
4326 42708	0x4c0b7c237ea8f6d1ee145587b68ef83cea0094a2	500
7365 39669	0x64bab725c78262565f2797dcc2d5eed1db87a907	500
6514 40520	0x953b773064a7e641aecdaa6212414559429ff9df	500
5100 41934	0x8ced6ba80394acb99205673ff6c8ebff51f0ce01	500
4789 42245	0x38a84eb4c19d52c287cfc1851be5966b019102b0	500
6972 40062	0x44f552b1de185a9447f3e9d26cd1fb27e8394652	500
4698 42336	0x44002b0522a59cf17ce67434570b65bcbbae700b	500
How do I move up the leaderboard?
6809 40225	0x9f511cf6ec96f0cdaf61716c39f9c4b22ee85271	500
6946 40088	0xe9a3ae1899a648d4527d4c465fd2ab8ea0b3a39c	500
5910 41124	0x97cc18eb21d7c1a15b2f617d33283ff878a0d985	500
5294 41740	0x60a53d35a1a8c26c13cdc297c2ad3ccb0cca58bc	500
5580 41454	0xebc06cc667e99d89c60921de7c3d01a3874f66c0	500
4783 42251	0x5ce1b4779557996b1d2f3e1042c1789b7b7a9102	500
4815 42219	0xdfa8ee9ff8798b37800f3ab18807273d7caaf1b6	500
5773 41261	0x4721a43133d1a13f3651a415b68f81e73edb5dc6	500
7254 39780	0xa87add3f09ece1407dd9443b7a6d7754cc22a901	500
4840 42194	0x552da8dc815063e7d7bf012c4a1393bc2c73ee01	500
5012 42022	0xa0eac5d90be5e6346b22895a207d49fbe9711447	500
4942 42092	0x52d3aba582a24eeb9c1210d83ec312487815f405	500
5869 41165	0x530952a2440679f45aa45567f46cf0461a7d3087	500
6275 40759	0x9fd59d5412157b66464c749fa823396cc7746116	500
6214 40820	0x37bbca77e1c689d3c93e27ee05273b2493a5dd43	500
5302 41732	0xaa6db2277f13d734c4df22b32a1ed1b854735f7c	500
6875 40159	0x6b2f88ff71295c9af2c545a809e4ddb86aa98897	500
5962 41072	0x7a75706b6a55126b9ef22c96caf4a432b15c03e3	500
7001 40033	0x497b9725855bdd5f0ecdc59f88db352646c75e08	500
5791 41243	0x4c258962cf06d47f05ea2d6d9314b1b109ee005c	500
4589 42445	0x7eebf3301dc2cff3902c7a96e339e10bca05e467	500
6483 40551	0xdc945d17f7643cb1079b83107f4da74867385196	500
6242 40792	0x526a32c6e37be5cbe5cbb17b3cf5bfa29437b08c	500
5387 41647	0x7b89cec7b0d77c9140eb28368930f77ffc0c0a3a	500
5794 41240	0x8f5f9f01b6be40ae72e9141cdb43a07d5576aa82	500
7139 39895	0x46f15b6de38ff036aeeb7eb63836f17a1a4656bd	500
4626 42408	0x901ced96f9e40ee98081231ab30f6b1a2e989779	500
6603 40431	0x4fe23e87d977ea6484b01915ccd2746335e55dfc	500
4615 42419	0x346c48ff889501a968f1ab5256480baba010bbb5	500
4586 42448	0xc2bb6c36f36f14c3e6f93305cbfd64ed6665ccb9	500
6738 40296	0xf6df66483b6d3193029f0b2f88d1d41a4c83cd59	500
6453 40581	0x1f9b6a4b051a38e99c7aafe81b0e46065529c024	500
5434 41600	0x3f591610c34ebe3c26b0ff25d683773383361541	500
4144 42890	0x198ad6c547d20d70f2f656a4f48e6c7cfb7b4325	500
4200 42834	0x7c4a909da802a74d83a381b157fe773ff3a67177	500
4744 42290	0x8b95f6b00ed3794d1193d67ba2892b5d9b452aca	500
5549 41485	0x932a824a4d3d0680e0b352de150e6f212b8ac841	500
5044 41990	0x3483a0282281768e2883c443989194259cba7eaf	500
7142 39892	0x696d1a516c19f81866d56fb18d9adbe1b7a3758f	500
6497 40537	0x30b334c9f207e29c11500c9a8e1b3d9d501c5c9c	500
How do I move up the leaderboard?
6170 40864	0xfde869e47a900bfdb1319f8a1ebacd65ed2afb39	500
5525 41509	0x52f194472efda57ca25038cffa66a70c92b43a59	500
4293 42741	0x1000a8091dc73ceafe629c9fce945fd47a7f3b6c	500
5823 41211	0x0f9099a52ea8e1dbd80adb50e91c24fe5cd15c46	500
4747 42287	0x40feb63d11e020d206eb1e910aebb8dc6b1b6eb4	500
4953 42081	0xa53a13a80d72a855481de5211e7654fabdfe3526	500
6360 40674	0x3548ca2f774b5b36c7758d191ba62f1ddfc50649	500
5080 41954	0x770943da73a2c616eec597b23a43d51112064a55	500
7287 39747	0x204ea895633f3496ffdf8cc1f471d0daffcf9184	500
6737 40297	0x07642377e958e1be81eb2c222d132dded2359baf	500
6501 40533	0x7d80fa31680f9e28e5c53c0894c5ef46e8110c8d	500
4961 42073	0x8f2b3384061b241a0a5ea0b3c153eb2865f45185	500
4256 42778	0x600b2d3e01d795e9768d10b79809329c051e5b35	500
6831 40203	0x0fadcd8d7862bb2b39d63d6a30c6b7c660c41d32	500
5777 41257	0xd39084e32664d2f6fc38ccada958111b9cec77a9	500
5556 41478	0xe3b07c3db2f9467a5c362d460961dbdbe90d5419	500
7189 39845	0xf0da4128a4ed2ed3ffe5d8618a6e002f338b8e52	500
4361 42673	0xc6724e0a352570776bfe5fbd079f6acc1765d759	500
6358 40676	0xb0113a3cf38cdbaa493ef8893aa56baa4a9c3fd1	500
7194 39840	0x817b695dc0c01399cfb5da389f184eafb8aea3d9	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.90% on your WSTETH

Earn 5.50% on your DAI

Earn 4.66% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.08% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About