Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.65%.

Get $RAYS

Leaderboard

Rank	User	Rays
6951 40116	0xbeb0d29f995782869475e43ecbc75fe0f8b88a11	500
6071 40996	0x867bcd07f1cbaeb7b1eb8024e8922409ab4f247b	500
6654 40413	0xe7ed69b5b87088e5c6400d652d1b08180113d0fc	500
5230 41837	0x226bd275e353a18d2f465df4132c4746f2847abd	500
7425 39642	0x03fffc650a1b3e1d19c65393fd342456a4fe169f	500
4599 42468	0x0e2da6410405b6e11e6a5b9deda66f9848502366	500
6821 40246	0xd74803d8b40c6b19f7c0dbc503e4a1c21814d6d0	500
7185 39882	0xa1b0780ff495bbc7503ada876b4fefa549bdb418	500
4582 42485	0x9658703e0e698954a86b479ea7b70f6de73678f3	500
4761 42306	0xe8d95c8d0a4b1cb573e95a74cc7b64cde71aa63e	500
6430 40637	0x8120df970e0e8d883e8a050318c0f7d9af2aa0e2	500
5055 42012	0x82ab72623b1e29942781df85bd6a49326a977333	500
7405 39662	0xafd385cdc0e2f6f264fb29adab89de7db883b404	500
4601 42466	0xe5c306c10edc4558d9882d8c8ed6f026a3b33120	500
7468 39599	0xd120cf3e0408dd794f856e8ca2a23e3396a9b687	500
6891 40176	0x0c6bb762b1d3f83c5e53324bfd8b83d2f9afb92f	500
5958 41109	0xf3435b78b32edd9ab47506a9ef23c69b95d6381a	500
4714 42353	0x20e66e3541df0fd5944857e6a60c2578a572ff97	500
6653 40414	0x9c0d72f2ac26420cb7eeb155bf401b672840e87b	500
5884 41183	0xedd88ca63d7c0b9cf182afdee3852258f31961f9	500
6605 40462	0x25f14502c0400b469c7d19e9df7a8f59fdf05d0f	500
5459 41608	0xd2e52b4b83ae7cc6ed40dc8c21553675aec66edb	500
7096 39971	0x5f5d1f7e529e56b2fd530ded0812f766229eec4a	500
7214 39853	0x3f3601613fc12f2bea6654432883d2c1398b98b3	500
4370 42697	0xc1540d74bed404282f062c33afb991f4de37e43c	500
4827 42240	0xcfe14e771973e4803e5cc9d7fe35541e883fc096	500
7274 39793	0xd10fcd8e8085bf01896290f6cb097eefc1a95634	500
4980 42087	0x20c9752f6933b9ef40d2b327ae59a374c0acbf11	500
4328 42739	0x86786534f0c88af39bf0109c7a3458e6b5c73de9	500
5488 41579	0x5416d969c863464132abf9817fd4be6452b7de7f	500
6298 40769	0x046e7d7ad00c6b89f334ea9fcd9df364a12720db	500
4267 42800	0xf2327b04521589f505c7074c163805843a4bd6cd	500
5908 41159	0x53dda0a69992b87e51f0f14b1337281f09a2c8da	500
5957 41110	0xf1428116875d49b6c81e1dc286d035bba392eeee	500
6684 40383	0x7d02e5a16ba38d61ac5eca5c6536f23d09e3add0	500
5939 41128	0xbac4d298de484bef485ec5a7b38ce40bf1844f87	500
6316 40751	0x806da29201d10cdda91f299d68fb326b1d9fcb48	500
6823 40244	0x837995018ba8e99dda3d293ef3db59cfc8dbf06f	500
4985 42082	0x13201bf4dcdfba5aa8e7759856deecab7956eb44	500
5527 41540	0xf013b13890a6dfafea1b64a3c266c90370b768c4	500
How do I move up the leaderboard?
5915 41152	0xc7460c90a11dcce2b2ba5e746673cfb794ca4e3a	500
4191 42876	0x202fe4ecc0ace33a52bf05e1c762f2ab50d9cde3	500
6109 40958	0xa73d110b5819588cbf3087c963d3b841438b3387	500
4401 42666	0x09442f025c47d0e3280c8c418001a60911df2914	500
6339 40728	0xb5cb23d9e8a545a24ba7a73eb32c1e1b146e6ead	500
4869 42198	0x89c90ff68d228b22c66e005c5ec48f2f57682671	500
6632 40435	0x055049a5407bf49babc38771ed178f1f2b71df08	500
7021 40046	0x20b4210281ec50ddd8fdae6ab7db8aebbc797239	500
6922 40145	0xffbc1149985cc83f3bb25b36d4f76d7f4aaac10c	500
4976 42091	0x40dc629c3cd60363022f24edd45e28f535f3946a	500
4815 42252	0x2af5de789f9349ef9cf68b67f9c9cc718f17bce8	500
4972 42095	0xfabfe951bc93211743c64a09447833afd07b9e3a	500
6916 40151	0x1d59bcc9836c6fda59cc240827232de9007f80f4	500
6106 40961	0x5864824446d298d983e779307b7db6b150568c77	500
6642 40425	0xce7bd8ad3b24de61aa3de12dce9780ce5d6481bf	500
4632 42435	0x3619157e14408eda5498ccfbeccfe80a8bb315d5	500
4368 42699	0x734a6bf7eb38e15a44cd5e7c66e104ef29b6c490	500
6215 40852	0x94df59f3bb1d6cd275201a709df9d6c936e29691	500
5095 41972	0xc6f8a87dc6b52cbe3bea8b27b68eed39b9ea3b8a	500
4282 42785	0xf769bda282f75848f41e61cf147d9636ad7a7895	500
6180 40887	0x96e1199931a9e201a4d209262c8c379e2c0e4852	500
5346 41721	0x5d9c1eb3dec9b3545583f67eaa030fbfaeabacf7	500
6528 40539	0x084eb8682fc0519121a5b060f3cb503eb06a4680	500
6011 41056	0x51cae35c15dfbe26f38b8b93fa8942bdbbd229e9	500
5762 41305	0x09fe227727119fa25fcceb88d75b09fdcbe87385	500
6778 40289	0x02d7bddf6e42001a8058e2c67482b32aa72a9e39	500
6065 41002	0xef47003f0e276eb0fb60b626e80554dd7adcdd11	500
4231 42836	0x68047ab3f0dfb43aeb5d94949368655e94d2b51c	500
5289 41778	0x8a1440926ed7b7e8fbbb9f735f3b8e0433cca61b	500
4748 42319	0x28e83f6a1f0ce29b704e24f83e3f3d110b067745	500
4853 42214	0x87771cd954a739b26c829d99e60de76d46b01d74	500
5317 41750	0xed27f0f81416ca31eed04189fdcb73ba14a4d1f0	500
5211 41856	0x8b4288e47e43436a99c0851a226fac8508bfb779	500
4505 42562	0xc4ea7bbc6b186089ae4b90e282dec17ee08bc340	500
6518 40549	0xa2b9a5f796ef1f68b2aef0c984f961bed1085500	500
4530 42537	0x65227c68d0410a4340944810d8f88a1df4c573a1	500
4407 42660	0x3aa9ca1ea30a09ebdfe0c805560a50bd6aaced36	500
4164 42903	0x449d9f6d5f4cc13efb245dd23b3ac3efc5467821	500
5983 41084	0xead7dd1b34e284de9a864bbe2f4db63bfa7a7d0e	500
7198 39869	0x67277b7db93939a095bf717d33982b2da6e71f7e	500
How do I move up the leaderboard?
5513 41554	0xec37c081bee743585c2000e8dd899706c50cec74	500
4587 42480	0x7539258a68679223b87f92b9953b701046f32e53	500
7354 39713	0x06e4b11c7bf6cb1981389b54410b4c78015ca805	500
4832 42235	0x47ed23935225764d838cdc042659187c7fa3a232	500
7255 39812	0x634c8c2a619c2ad99535be9c83eed9426bfd3002	500
7001 40066	0xdd78f6a187f07fa4672fdd2aac32e6a2ffd62023	500
5797 41270	0x6727497cc7c112e3c1ba2ec9d1a53cfb5e2531ee	500
5943 41124	0x97e1e6c70fe9f2209792640336534bfc9f93aa7a	500
4698 42369	0xc90b538386acd4eef2310ec1fdb9752e49684f01	500
6643 40424	0xef3bfef3887b35446cc72c1dda44b524e0d0ff1a	500
6171 40896	0x2f02c976a0311e7edac8a465d151d20b2be7bf28	500
6101 40966	0xd27f420553fcba4a8a6cfa36c747b8e515eb87e7	500
4679 42388	0x455e859d2d2403da2defec882fb16edfe39ac721	500
4262 42805	0xfeedc450742ac0d9bb38341d9939449e3270f76f	500
5784 41283	0xe2e61752ef7ed9ab04b61bcc88b918d5264dc259	500
4843 42224	0x852928b8566f134d9f223fe4f00169dfa543599c	500
4419 42648	0x698e49fed80bce1c3958616c25c2fca4fabae11e	500
5792 41275	0x3ccc87c683f389aa6ce6ef103639940841e8ecb4	500
6399 40668	0x51f519087191a1ca38c19b0bff54b5d8d5c7100c	500
5646 41421	0xd352eeb43ed458a7cb069f6364cabfcb6e158f21	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.31% on your WSTETH

Earn 7.50% on your DAI

Earn 7.85% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 110.16% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About