Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
4161 42883	0x9c0da3467aed02e49fe051104efb2255c2982c61	500
7022 40022	0x51904b09216975ba76a2dd94e69010b1a0ee9643	500
6645 40399	0x7a0dff2a955b72159650300a9acef97146dd12e6	500
4144 42900	0x81f62fc8626363961677a213573b0de61de521e4	500
6454 40590	0x55977dbaa11902772d8a661962544a1583c35099	500
4629 42415	0x3fde69a46006fb172ff8d6fb0b09106f4deedd60	500
6296 40748	0xb4355d0420821b499c199de5e28f1668422f4963	500
5554 41490	0xa2c6817b00a8e45ed15438fdb79564316843c6d9	500
4891 42153	0x1053e162c387fef8e1f8e4bbd3f2363f1c7d4066	500
7126 39918	0xbf57f59d35124f071001fc9185e5169a7c44da1b	500
4848 42196	0x622438202bb50583dfa854b89ecaf6593289c714	500
7219 39825	0x38bc5934d41152fc74ef50c5ee15ccece3a41c93	500
5170 41874	0xc7c37b0c7af5af560bf31b0bcbfec04b97361275	500
7483 39561	0x695a2d04aafa8aabb6e97b79906b38bd93303636	500
5576 41468	0x2d6dbbe8e304017897cfc6fa91c9dd71b91b62a3	500
7040 40004	0x92b7a575a95dbc2e0448820a1a861668b74ae013	500
7321 39723	0x172b2be0d028161683e3113dfa19d296d4ac361b	500
4964 42080	0x0609a51be9b94ec56840d73312a458159cbce421	500
6801 40243	0x1e4dd7540f0917a435e056710a57ed3c11235fe4	500
6486 40558	0x53a3ab2f8acde757fafdcfa31c4c66be14a6fccd	500
6500 40544	0x0443dfeae39b783c045b0659ac5d231c35d9df44	500
6760 40284	0x6239de4b23af56a6fa8fe5c3e5c83a9f55c0a99b	500
6083 40961	0x240cd4e8672c484f2ab52f73c783ffa341a245ec	500
6902 40142	0x859a8e0ae06b4912da619938c5469c01d2a2b7da	500
7371 39673	0xe0c50c18c7b47e780652af43cbf9a767d0b8c22e	500
4730 42314	0x3ba5023496ac10a79c18d6680bbeac2e22f98b52	500
5169 41875	0xd966f64eff6080ec2cf7e3712f1b3e9c90a60604	500
5297 41747	0xf0b7a830db92a017ac2ff7eabb4cd42841d6af7e	500
4862 42182	0x5f93d3d64e416c3e3e63db631072bcfa8321a0ad	500
4986 42058	0x109a4943efaff9f9a49829fedf83159eca9491c6	500
6076 40968	0x26cf02f892b04af4cf350539ce2c77fcf79ec172	500
7075 39969	0x3d9e37ac11b85e41a61c7784584d4aab3b583a6b	500
7335 39709	0x1c8d5078d8014c453ce5b74c0a12d7a58ca0a711	500
5977 41067	0x628b414a88edbeafc2c0104041208297da840b5f	500
4387 42657	0x137a09148d08d6ceeb8697693496ea37f31fa78a	500
7069 39975	0x57de8382e52279c2428ab556fe9d418c50fe97d7	500
5217 41827	0xa0b6253d7787ae282749b71fd4ef5d5c9d8a9e87	500
4509 42535	0xdee3ac81081ec6318f689df4a35258d046ddd329	500
5610 41434	0x2ef9834de85f62f36fe39cb3387d30469762ad1b	500
5902 41142	0x558e9887c2d8deecc862a51bbab3b2ca969fedb6	500
How do I move up the leaderboard?
7066 39978	0xec00e4392bfdc9346e9ee881a4c3f3832b03e55a	500
5577 41467	0xd745b071d9188f57feda378020173faed9dbf327	500
5144 41900	0x81f295a88a37060d43bc680dbd00182f84ee2f52	500
4428 42616	0xbca3a27da478f038e78544a9fb4b1eae0c14a0e6	500
5928 41116	0xbec6e4ac010114e515483060fda81cf9088040ff	500
6554 40490	0xb0f094c9e85a0ee7b89214a3a67efbc131022cc0	500
4154 42890	0x7a74495d0f52683d5c0b04f804ed0b5efa083bd0	500
5980 41064	0xa0456eaae985bdb6381bd7baac0796448933f04f	500
5070 41974	0x7bec9efe228f67b4c3a0b751b9bd11152beec027	500
6641 40403	0x009d13e9bec94bf16791098ce4e5c168d27a9f07	500
5744 41300	0x2c9f39bce307956205b7e3d4b77475dab657ef70	500
5892 41152	0x22acb809d08ae7c79f0b84513efce0577acfe514	500
6597 40447	0xf9aa0da6e2fa01a17e2f69e878e45bb26c1b34b7	500
5373 41671	0xa05cb371f894ba24697cfe672f8262c3a206313f	500
4177 42867	0xcf3ca65ded58e0ef7f22726b5b705d9e30d2bc0e	500
6065 40979	0x4a4c1c48d66f0e97ff11380c9357b795a97e664d	500
4863 42181	0x4a425d7823853d3ba4ae93631ac2129f07447db8	500
4951 42093	0x9dbafa354073a0dbd97d572c8e30c81f6da002fe	500
5212 41832	0x2aff603eac292e9abdfc2ee74e41241bb02e80aa	500
5182 41862	0xe4916bf722d5b2d397fd2f3a925029d2c4e83b51	500
6228 40816	0x89a5704718c7ebdf32209c2f928b2e28892d886d	500
5680 41364	0xbea2e23abaa34f04e3f490af4c414569b1319f27	500
6085 40959	0xfb8f88a757c3516ab6fd89cb18408973b7bbf821	500
7395 39649	0x905808e46eb90ddc3d4e263806bb38ea6e85f6d2	500
6245 40799	0x52405eff99dd4c2015463dc511573344f2e2e8d7	500
6133 40911	0xaef4ce7e4d9e170698660af19801eca00b5b848c	500
5504 41540	0x2297cef07007e1be0606e6aa8bc6a3a7afe686ae	500
5552 41492	0x84dc703caf0c34b484b249e819371074d94901bf	500
5586 41458	0x622081faca84c91aae7941e427a722d1207692d5	500
5544 41500	0x33bbe55d06ef5891bd71cd8722503f007fc46927	500
5966 41078	0x08d49c032f268d3ac4265d1909c28dfaab440040	500
6086 40958	0xd079e2ab0ef1a27bd7e6f47dc05f6366a5c12eb0	500
5210 41834	0x29dff05a66e9c23605039df66f53ada4172ad3a9	500
7325 39719	0xbf4eb10c3b290e533b79b747d2b5861701b42d60	500
4284 42760	0x8da1e907b9f485ac25506da5c60676d56d55fd1e	500
5088 41956	0x59f1b6353efb1f6cbd54d26f121d4bf8debaec34	500
4872 42172	0xee1f3ccf372857bc970e66b49f8950e23820c772	500
6182 40862	0x340dcbd638d756b0e2c5a89336150c3ff0dbd79f	500
4602 42442	0x8d132161603991040348a69a02e9648d103bd1cd	500
5268 41776	0xb5c0f0ff448c4891e04fd88ff77e634e8c9d6e7b	500
How do I move up the leaderboard?
5159 41885	0x5f5127974e6fab7128fe6baa3f35fc5d12cc939a	500
4461 42583	0x48b88c6f624b8f763d9a0ded3bd2a775ae4989a2	500
4992 42052	0x124951da096f2e4c5d364b117ebe276f15cc956e	500
7162 39882	0x0cfcf60b1dcd45d709bc03abd11467a9f015aa0f	500
5970 41074	0x102ccc819cbcaf1fd53a6d1210ffee67edc18d0b	500
6004 41040	0xee62b1f0a36fcb2c66847d58324f1e02aee7b696	500
4481 42563	0x6c6a28a431aad0a9c27779f14c7c45d29d6e3b22	500
7083 39961	0x2e7212016ba40a1ee366f3a54c5ad6b4916eae74	500
5718 41326	0x7404becad09351583443720f8f520f689e93359e	500
5975 41069	0x66ab525022c5291c0c3d7a7199a38b827586f30c	500
5334 41710	0x3a8b6a4203d4e49428f963883334043420d24a27	500
5842 41202	0xd1b572f9528b70df1ea79456edc8250125f2d6bb	500
5922 41122	0x4dbb86fe7751ace462e4da248df8db365db6f380	500
5984 41060	0xaf0f557a9a7e84bdd02adbc14962df2789d95d4e	500
4266 42778	0xd6aa7c9a05c14b9ab4a3c5395156e8b216c53336	500
4939 42105	0x8f9a927513ced518fedd2f71b2143853ff94ebfa	500
4873 42171	0xfddb9ea284e486579c010a75b551614525ad014f	500
5703 41341	0xd211a02a0adde56bb7f9700f49d4ba832adc7ddf	500
7390 39654	0x1f295140c6c7faf8fddff0f92a0be0a3a44fb777	500
7450 39594	0xa1851e5fcc51c337213b086364762d5aadea2141	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.23% on your WSTETH

Earn 5.50% on your DAI

Earn 4.06% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.10% LTV

Borrow against DAI from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About