Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.65%.

Get $RAYS

Leaderboard

Rank	User	Rays
5802 41249	0x64bab5ed694635f0b5d594d78a0dd0a8499f174e	500
6152 40899	0x5fdab11e7d3ae700af9e8c50e976cd0a85b12438	500
6396 40655	0xfc3bf7918ba967f3dba6b60a29db990cfcd3da63	500
6893 40158	0x06ec2f2c6521101565b8b833a763dd1b41210956	500
7445 39606	0x685e2a2c770a3c479f0666dd06b3526cfb968440	500
6310 40741	0xf6b6f07862a02c85628b3a9688beae07fea9c863	500
5396 41655	0x3163b30cb2a8aefea2c12bb144749ffce562bdd9	500
7074 39977	0x1e21d538c7b6733ecc3ce593c47bf0c23240998c	500
7106 39945	0xc94f282af425199b29a406c30f9c0093241b6085	500
5644 41407	0xaeba9f8bff0d1ace3a1bc2555aa6fdebeedb7433	500
4641 42410	0xcc82a253b050b842e4b3445276bc3ed3f4ee84ed	500
5708 41343	0x9754d3e51161b42ae68d3805da6de290665c2cdb	500
5049 42002	0x8d0bd4df6e2af6d88073bae81fa78a1e043a667f	500
6496 40555	0x11c4a4e91d851976f59d8e6381044d8571c9fd45	500
7083 39968	0x9cc08c4f484a6dca20ab177c471933baa40aee9d	500
4978 42073	0x784f1375f430485f061ca603fd8d3573ef2302f4	500
4867 42184	0x6631ac0e5a93662847efa72b2a888702edfa99a4	500
7181 39870	0x80556f5d177f7cb96cf8453898d8e931ade3d85b	500
5327 41724	0xa0551958edf6f408429bea57416ca017b7fc520b	500
4636 42415	0x7d2bfda1dbb2f1aa523396f0c87212a0abcd7566	500
5557 41494	0x3ea62ef471bc2a27a50f6ab16a6c99dbd3b2eac0	500
4863 42188	0xb9e8b0f3e6fb56e78f9b60e3220f3d9f0ecaf60d	500
5249 41802	0x31b9289e2f31745e28ea8f0391127e4c3cde3920	500
7427 39624	0xc1bf14afb1d69c2e5fa315bb7783225c4317e8f7	500
6275 40776	0xe03a5189dac8182085e4adf66281f679fff2291d	500
6554 40497	0xb0dab85eb5896fa249eb448ee692d6d636c14c95	500
5608 41443	0x089f5a5fd767d736f67f13d36286e2c66fb131f9	500
5778 41273	0x1f71ab5f2a187ef95b12cff78bbf62a42f624f1f	500
6051 41000	0x13efcd0477a64447a55d98a3d308d2355f63c3a0	500
5965 41086	0x79d4da48709e007f851383e466123abf9ffdb9b5	500
4564 42487	0x70dac40adc7c9fc435bbe3e62126867713291900	500
5353 41698	0x1567f9688e892ba76cb533fb9ebb08d4834af454	500
5541 41510	0xd56e9f604ba364d5df09730afcf946845ace6683	500
7480 39571	0x75069fe216759ad511fe621e482ed72d7d0a06dc	500
5309 41742	0xa81149cb28e2f2fec9bd1ec70f0358683750de13	500
5522 41529	0x4fdb52e8aea040154cc6723878a48995d3e84cf6	500
5723 41328	0x7cfa59c0aeab32faeec9c191565959ddec6e6655	500
6897 40154	0x0f3c2476fbf0ed09dff00ea7f4ef252dcc72e6f1	500
4372 42679	0x3881871c3621e9a8bb9f5c046a2c944c24229874	500
5794 41257	0x35df9413f56332e389b41be14c98e63500be0bc6	500
How do I move up the leaderboard?
6089 40962	0x8ec527695de6dd2b404d0ecc1d688e689e81006a	500
4331 42720	0x959b83f2b3f7c7f05c8f8ac00f9a8f9f749e90ee	500
5082 41969	0xec587de3957f12e444eec3160c485c63877259be	500
7303 39748	0x43a1731a9483e70eee22d1e3f8d4d80b3662b977	500
4633 42418	0x2d1db898b13d6fd497d9402013bb9d674b6f7798	500
4895 42156	0x6d02a25209bdec73e97d86d548accd5a18f5fa7f	500
7194 39857	0x74e60d06f3ef2adfcf70468b1f8832e421140eaa	500
7098 39953	0xbdcadc4bc5805b67b43da380b4bade25e3936ffa	500
7003 40048	0xbc722152042d4e5a4252a6d4a01607e3a381480c	500
5045 42006	0xef46a9851de5b9ccb7289cdb81f56cbaadbf41f9	500
6768 40283	0xa0a9ad080abcbe33641cd7fa97bf3d205f1980cd	500
5910 41141	0x2ba583396ae2af58766f684af9d734aff59be87a	500
4606 42445	0xd5b022b2c05059472b2a9be332ae870f6e23b86d	500
4116 42935	0x82e7c565e3b52230b81389ca55cb28115236df36	500
6666 40385	0x13c60de9e82a78eec2060de7c1a7dea40646c8f1	500
5446 41605	0x00c9cf6d9479fc3abec435346d8d3330661944ee	500
6304 40747	0x5da0d73f65b36c09f242f47e7c50db4ffe4ea948	500
6474 40577	0x6d2878f68f835c6d791cf6a34dd1ba6a744a61d8	500
4768 42283	0x9389e143dff86096766cd9ff82198857745a8d7b	500
7130 39921	0xbc6ad843a1024f2d18626acf5ef7a8e4cbd0e85c	500
6020 41031	0xc781b829aff316334fd732a8822ca27677872a31	500
4363 42688	0x236f233dbf78341d25fb0f1bd14cb2ba4b8a777c	500
7279 39772	0x1f1e3ae905b8df4c67132d565005f8ecea526402	500
6842 40209	0x7560ec8d375eeefabe2dc1a1dbd038ccab45263b	500
6468 40583	0xa59c818ddb801f1253edebf0cf08c9e481ea2fe5	500
5776 41275	0x023bf0c0bd87df17153fcd2a8f441d177ee21c64	500
5563 41488	0x00af4b2bbb4efc3c657d8641b64898e83831922d	500
5948 41103	0x373a74199d193c0bc5d8d3edfd2bb60c9393f150	500
6369 40682	0x8ea93d5d15c1bd460ad404e9332fe07146a5eb88	500
7459 39592	0xa29918bd6f8502e762a624897b7af21f1a9ebf32	500
5739 41312	0x5e7f3b42e4b6567785f9fdd702519f23bf285a1d	500
4747 42304	0x8e23803326a182df61dd7ad1aace1b7633c75244	500
6914 40137	0x97891bb5a666800d2f07c27feb00ddddb69af221	500
7039 40012	0xbe5a9d804ef8a91144ed804e6585c76dcfd154d3	500
4135 42916	0x1b7417bbfb907ec63e1be4c8ec65e35db2ac12fe	500
5685 41366	0xc58a205a6ea0bc349ac0f55a0dbf7ca4596d013c	500
6091 40960	0xf3e111646cadc868efb1097061c7e96f1a2e487d	500
5528 41523	0x95c63536ca06fef463525b406d8234737a1f3587	500
7422 39629	0x6de9b85fcdf138698d6e666879f9153fb174e153	500
6945 40106	0x0f45336625f030b99c3f2a2d91c1bc5625ca4743	500
How do I move up the leaderboard?
5151 41900	0x0de42103e5856aacbb29a95987d762eb5ba1be2f	500
4583 42468	0xe6d2c0d5616cb02db1ccb75cc590be2bb154f3ba	500
6695 40356	0x617311eaed829c63d728e228e3742bad95daaa81	500
7086 39965	0xe238545cad42aaddf29ecb823ded5966a360a46a	500
5275 41776	0x6ecc36d0453f3b2ab0cc65af06fbba43c2886b7e	500
5976 41075	0x5c8472ae8af4dbefe9d2695c1f798d382dcf3773	500
5759 41292	0xa41dd9b4728158dc78feced1f19d177e63048076	500
6316 40735	0x2e7e3893415ffc84876ad2fa581596c4299a7e00	500
4534 42517	0x185edd1553735e2bd47db34b823a4cf6353e1b37	500
6836 40215	0xaf2908c5d67c28c595948ea5c1cd03d426f84870	500
4514 42537	0x4ae958b4de0e6f21d51e73625fb9d5e0c3b0985f	500
7446 39605	0x451aff1d2326787590ef3fa3258aab49c49631d6	500
4894 42157	0x1bea81e6a339f0f559c7e504929c5f1f869f1600	500
6527 40524	0xf158bcecc70bf0e27baeaf43ecc25a84e45d1d57	500
6950 40101	0x7463ae891f82e2ae5b0b99ec01d10e2d32860124	500
5829 41222	0xa1786faa1d8f4724819e8dcf44ffbdd399ed4d43	500
6231 40820	0xf2ef5636b38ecf46324ac97957a514beda674d7d	500
4544 42507	0x878571298d28b5c8638b71d8346a2665376a7bea	500
6059 40992	0x2ad5993c48e00f288fc10c0a7624baee75a117e5	500
4535 42516	0xd245026b6fdc76b8cd7d9bb2d3ba560f6d7dd439	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 0.34% on your WSTETH

Earn 5.50% on your DAI

Earn 4.91% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.07% LTV

Borrow against DAI from 0.07% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About