Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
6788 40247	0xcffaaf34835b6a550741c9d36afa95dee70a2e8d	500
4760 42275	0xb495c494c3b7c8a08701f014d25eb5411898501d	500
5218 41817	0x0412ed8438b5fae246606909ef8ba365f9103783	500
6109 40926	0xbce335a9cbaa9876652957fedada86d77de5c3d6	500
6162 40873	0x8ab45d53df636b70b09cecd6e09c4c152cb133d6	500
4716 42319	0x04b35d8eb17729b2c4a4224d07727e2f71283b73	500
5614 41421	0xbe155b2915de2c09594222a6e22d07e207e52cc1	500
6121 40914	0xe015c0d33389e5f0382cceec817cc3032ede113d	500
6139 40896	0x10dbfcfd43b1c9bcca0b5d0d895e528965f1a09b	500
4766 42269	0xd21d809692a62e73532348d8a6f68aab3a64f913	500
7019 40016	0x17c9cf35b9aa40e4eb62f5768b020e3587d90b6e	500
5860 41175	0x5b80c38c81b5a9410f81026497601ab005fdef9b	500
4446 42589	0x953c871b6d8608eb3eaff869970d9fee596fa51b	500
4302 42733	0xb527a981e1d415af696936b3174f2d7ac8d11369	500
6231 40804	0x807c19cd4ed825155c5e7036aaddfa38be083272	500
5768 41267	0xf5b2b0f3299f50763e36909cec35831b179e2d72	500
5439 41596	0xefcde2b644977cc2e6fd32e60084f524db9b7dd4	500
4183 42852	0x8aecc5526f92a46718f8e68516d22038d8670e0d	500
5655 41380	0xccdecf16bd1b552e029f57c203d3880b2c1ad630	500
6954 40081	0xd14ab59a934a22b072f331453c205f85c168aae4	500
4246 42789	0x1b3cc974dfb9f962f9448096df229e52184e4994	500
4281 42754	0x94c0784467b77cc8e90ab1ca53d5aec8dd98c63d	500
4703 42332	0xbec6e4ac010114e515483060fda81cf9088040ff	500
6919 40116	0x81f295a88a37060d43bc680dbd00182f84ee2f52	500
7220 39815	0xd745b071d9188f57feda378020173faed9dbf327	500
4510 42525	0xec00e4392bfdc9346e9ee881a4c3f3832b03e55a	500
4721 42314	0x558e9887c2d8deecc862a51bbab3b2ca969fedb6	500
4844 42191	0x2ef9834de85f62f36fe39cb3387d30469762ad1b	500
6179 40856	0x7a74495d0f52683d5c0b04f804ed0b5efa083bd0	500
4105 42930	0xa0b6253d7787ae282749b71fd4ef5d5c9d8a9e87	500
5134 41901	0xdee3ac81081ec6318f689df4a35258d046ddd329	500
5554 41481	0x009d13e9bec94bf16791098ce4e5c168d27a9f07	500
4645 42390	0xba90e5b6d3376d792ca3927524c27a185fbfb159	500
5864 41171	0x3cbfdc86b5ad587577b7eb6885de531d2bd0e9b5	500
4695 42340	0x409411817b3c5c752a84c777ebe1c19d9d4aa209	500
5979 41056	0x383f5b7f94a9574df930611967464bcb53a5afc7	500
5503 41532	0x1f2dae739843041fe2a81b20f3ef9a2a6ba8ea7c	500
7028 40007	0x370df8e1f117793d8142f9a801897614952261a5	500
6473 40562	0x9140754bc4995e51e2268475df7f3de4d71f2b43	500
7427 39608	0x5e66e1618a782d19dbc19c14695b707a8a8b15f4	500
How do I move up the leaderboard?
4960 42075	0x7bc0146115c29168c9ca25086e42c2b50c3c8768	500
4729 42306	0x22acb809d08ae7c79f0b84513efce0577acfe514	500
5527 41508	0xf9aa0da6e2fa01a17e2f69e878e45bb26c1b34b7	500
4667 42368	0xa0456eaae985bdb6381bd7baac0796448933f04f	500
5077 41958	0x666a31f167eabb6eb986af97f362d2d71aa8fe54	500
5794 41241	0x5853ed4f26a3fcea565b3fbc698bb19cdf6deb85	500
4933 42102	0x7466cbcd1506962d2632a58f8a59a2248a34bea0	500
4809 42226	0xac59f71c383de1ef94802676f72f1bae3d7d3029	500
5572 41463	0xfbe87d602f7d7dd511349be4acf58842392124a0	500
6203 40832	0x312788883fc6d4662df4cd407e4386ecfe88f1fd	500
6153 40882	0x55ca8fa5f4ff204525466333b44b4d991ae31e49	500
6931 40104	0xc6850ebef355ec1e6863f16b87ea29e2e4474b46	500
5674 41361	0x953e35d4361d0e748cf90e47624e4659d2e22a38	500
6076 40959	0xae7bc2ecb4d293105cb0b21500b710eeb7ca8321	500
6457 40578	0xca2ac7edeaba2d4bdf7369cac6412216f3f9d615	500
5460 41575	0x075f130581d635a3493af12aefc8ca46ea460276	500
5237 41798	0x93e5204e7033483985bcc94e48283f3359b2be69	500
5637 41398	0xd415d2f890bff9b238aa4fc893f6a254f06cb4d9	500
7169 39866	0xdaa5a4853763d4b745c4d7e5b19fe5a079bb603b	500
4437 42598	0x71f30f9844e3602a434441952f2a2202a9893a4f	500
5270 41765	0x59a661f1c909ca13ba3e9114bfdd81e5a420705d	500
6067 40968	0x565a7160593d82ccd96f4e609f8bd37e97c27ac8	500
6188 40847	0x2c4cc97f1c7920cffa34e462ccdbbea0e20c4dc8	500
7320 39715	0x9b0e2a45276d1a308eeb6473d301e88cb10bb691	500
7243 39792	0xab520a40f484b7d4bf24e42ab6d7ba7a78f73066	500
5805 41230	0x180e079a6297b7f3f3d1d76d52ded621143ee46f	500
5486 41549	0xc113c2684f45d7daddd26e1c3ecd11053d02b69d	500
7046 39989	0x8f2d517dbf4ae0eb7a564805d9764b58db8bb00c	500
5125 41910	0x9696d9e4d7d1a3bfc1e7ca7e0ea3ab957f84f743	500
6781 40254	0xaecc413e7eb4b204274523c5c823ce3d0aed29f2	500
4834 42201	0x73f8dc6e117b096600660c1245ae8e396cb6750e	500
6519 40516	0xaee04babd20760568d0af7af8a8044136e654108	500
5747 41288	0x65662f606ab3d73e09ecbbf9488b434afe21d821	500
7249 39786	0x4b66dccf600e037fdd4e5107f471391e10ff9181	500
4103 42932	0x738671901affbc417fa370cf936e461bb5315bd0	500
5543 41492	0x6830c91eb597e3bcb79a4bf63fecaf7a3d8e2fee	500
6477 40558	0x4945c4f9a72ca6b86518758499005e280834003f	500
4856 42179	0x225d60117d51a81c98fd7e385d517b659b829409	500
7223 39812	0xef2b5478e767ce876453187eedcff134227e4ba6	500
6891 40144	0x1b462d327426f7aedb4f578500dcfed5aea048b3	500
How do I move up the leaderboard?
5990 41045	0x698fb8493d5f5fa64ce9fe1c2e2a72c0d7d7ee40	500
5556 41479	0xecc953efbd82d7dea4aa0f7bc3329ea615e0cff2	500
7372 39663	0x4413aa63b6bf512e0b8bf516910a07d87cd67d82	500
4234 42801	0xd684f726c5e70f9c59bf0c7b4d60c2d58cd2afe8	500
4593 42442	0x54f38f4e33e47bd13e7a0f46ed7afad61a40bfc1	500
4306 42729	0x06981efbe070996654482f4f20786e0cef0f8740	500
5371 41664	0xe0a379f52da7c9dd82d5125d74349517e052c2d3	500
5183 41852	0x1b9fc79703f8d13756f66ed87dcbada2b27b7d52	500
4366 42669	0xdbca847d6fd566ceb71c2a3fc46398358479bb99	500
6339 40696	0xc91f4287386cbe4137adafd214306282e5cc27a1	500
5867 41168	0x35e8557f4236bd3f72d0a1a645d06791b0d3bf28	500
5482 41553	0x9d5bc1e20c131a175924e912e20255465337a223	500
6939 40096	0x0469edafc623ff2df1f8d2ec7eb91999f6a36397	500
6535 40500	0xf954986ed5d3f1d05a92a59684c2e709acc159e8	500
6972 40063	0x58e11792d0637540ab1f430e4659693659ea2734	500
6924 40111	0x2b8462d283404c9e2a5a088fd0afee43c714e696	500
4725 42310	0x9a6b9f703de8adf7e7dda5dc5fb3256562266525	500
5507 41528	0x0e475cb9899049a4107a889aa5b07365776eac55	500
4974 42061	0x952e6801c5c66f7c4909b167fe626157a8f67e0a	500
4664 42371	0x86a4ddac16bbef9bd1e20a1c976b9fed06c2c9ce	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.74% on your WSTETH

Earn 5.50% on your DAI

Earn 4.66% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.19% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About