Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.62%.

Get $RAYS

Leaderboard

Rank	User	Rays
5567 41500	0x734a6bf7eb38e15a44cd5e7c66e104ef29b6c490	500
6747 40320	0x94df59f3bb1d6cd275201a709df9d6c936e29691	500
5409 41658	0xc6f8a87dc6b52cbe3bea8b27b68eed39b9ea3b8a	500
5504 41563	0xf769bda282f75848f41e61cf147d9636ad7a7895	500
6423 40644	0x09fe227727119fa25fcceb88d75b09fdcbe87385	500
4390 42677	0x02d7bddf6e42001a8058e2c67482b32aa72a9e39	500
5470 41597	0x68047ab3f0dfb43aeb5d94949368655e94d2b51c	500
6059 41008	0x8a1440926ed7b7e8fbbb9f735f3b8e0433cca61b	500
5985 41082	0x8b4288e47e43436a99c0851a226fac8508bfb779	500
5690 41377	0xc4ea7bbc6b186089ae4b90e282dec17ee08bc340	500
4337 42730	0xa2b9a5f796ef1f68b2aef0c984f961bed1085500	500
5709 41358	0x65227c68d0410a4340944810d8f88a1df4c573a1	500
5905 41162	0x449d9f6d5f4cc13efb245dd23b3ac3efc5467821	500
5112 41955	0x67277b7db93939a095bf717d33982b2da6e71f7e	500
6544 40523	0x97e1e6c70fe9f2209792640336534bfc9f93aa7a	500
4463 42604	0xc90b538386acd4eef2310ec1fdb9752e49684f01	500
4361 42706	0xef3bfef3887b35446cc72c1dda44b524e0d0ff1a	500
5832 41235	0x455e859d2d2403da2defec882fb16edfe39ac721	500
5491 41576	0xfeedc450742ac0d9bb38341d9939449e3270f76f	500
4688 42379	0x852928b8566f134d9f223fe4f00169dfa543599c	500
5611 41456	0x698e49fed80bce1c3958616c25c2fca4fabae11e	500
6445 40622	0x3ccc87c683f389aa6ce6ef103639940841e8ecb4	500
4310 42757	0x51f519087191a1ca38c19b0bff54b5d8d5c7100c	500
7121 39946	0xbcb742aadb031de5de937108799e89a392f07df1	500
4158 42909	0xa4b7b2abfa9c99eeb002c881c0bb6604ccc60fe8	500
7259 39808	0x1625b1f17e1e9aade91699409f7d08a46ab4d3d6	500
6171 40896	0x76afba96774d4c940ed607476f4c32a27b88f71b	500
5764 41303	0x54a24c7155681a561ae9dfe600134854d52f5be5	500
4202 42865	0x3c84ed12b015af1d964f97328bb9739a75bf074c	500
5414 41653	0xb1d4f33c51cf627c56cd168e9de33b91755f5cf4	500
6250 40817	0x4dc67be9027a7b46b5d09abbfa6f7f38d391a1c9	500
4379 42688	0x523b88ee7b06bc9c1cb60eb079691857af123cbd	500
6797 40270	0x73b87cc7169fc489f9f7a902b119c0e55b48cb0a	500
7246 39821	0x72c2fc6963cd8e7577ce3a125afd1153c88ed7b5	500
6500 40567	0x050f60248ded87b7bcbbaadf4db9d69d7664c2a0	500
5418 41649	0x25f00a2c3155503fe36c74904638c817ac9fdada	500
4320 42747	0x62b724a0bb9d8afd48493e8bbed7c0dd56e2f711	500
7410 39657	0xedf4a91ebec2270c12991704ab010ecb93565b2d	500
7507 39560	0xd3dab9080aa8225c4b3839c2a66b35ca8d39d3bf	500
5031 42036	0xa27008afcf6491df18d01bae2d17b931def1d5b4	500
How do I move up the leaderboard?
6216 40851	0x0e0fa3935b16986b1f27be306364980107f2ea1b	500
6643 40424	0x3e25f8a910b4fb671b95caeb22a6c550fe82e877	500
7318 39749	0xc28121dc19a89fdc60d80bda737b93c507c19c11	500
6507 40560	0x931292c42a5f600e80d75b7c7743f0164240882c	500
5500 41567	0x5e08b7b4a627aceff72436a3bdd0333fadcabf90	500
7349 39718	0xd64cdf9b7101bf61292110579974589176d26846	500
4659 42408	0xf1cd2ff3d38257abe3e9d47c572037b70b972555	500
6850 40217	0x03894d4ac41dd6c4c2f524ed4417c90fa46972c6	500
6310 40757	0x650191f1ea3b3d85ba4acc20e410535c0f72bd94	500
6348 40719	0xd352eeb43ed458a7cb069f6364cabfcb6e158f21	500
6437 40630	0xe2e61752ef7ed9ab04b61bcc88b918d5264dc259	500
6661 40406	0xd27f420553fcba4a8a6cfa36c747b8e515eb87e7	500
6714 40353	0x2f02c976a0311e7edac8a465d151d20b2be7bf28	500
6447 40620	0x6727497cc7c112e3c1ba2ec9d1a53cfb5e2531ee	500
7307 39760	0xdd78f6a187f07fa4672fdd2aac32e6a2ffd62023	500
5054 42013	0x634c8c2a619c2ad99535be9c83eed9426bfd3002	500
4699 42368	0x47ed23935225764d838cdc042659187c7fa3a232	500
4951 42116	0x06e4b11c7bf6cb1981389b54410b4c78015ca805	500
4461 42606	0x7539258a68679223b87f92b9953b701046f32e53	500
6261 40806	0xec37c081bee743585c2000e8dd899706c50cec74	500
6578 40489	0xead7dd1b34e284de9a864bbe2f4db63bfa7a7d0e	500
5631 41436	0xff448dce2e36d5ecc4a1f4807157f0bfa6cfa156	500
5035 42032	0xe46e8996a7bfd82ca059ceccbf99df153c199e64	500
6602 40465	0xd582d8067eb63243ccb7411bf85474ad1937ac36	500
6090 40977	0xb32b951513b32f30905afaae5517963fd8ea850c	500
5516 41551	0xb21b8812bb6081475d332dbfdbc9412437f709b2	500
6737 40330	0x5fdab11e7d3ae700af9e8c50e976cd0a85b12438	500
6913 40154	0xfc3bf7918ba967f3dba6b60a29db990cfcd3da63	500
7261 39806	0x06ec2f2c6521101565b8b833a763dd1b41210956	500
5266 41801	0x685e2a2c770a3c479f0666dd06b3526cfb968440	500
6135 40932	0xa0551958edf6f408429bea57416ca017b7fc520b	500
5785 41282	0x7d2bfda1dbb2f1aa523396f0c87212a0abcd7566	500
6320 40747	0x3ea62ef471bc2a27a50f6ab16a6c99dbd3b2eac0	500
4669 42398	0xb9e8b0f3e6fb56e78f9b60e3220f3d9f0ecaf60d	500
6062 41005	0x31b9289e2f31745e28ea8f0391127e4c3cde3920	500
4853 42214	0xc1bf14afb1d69c2e5fa315bb7783225c4317e8f7	500
4290 42777	0xe03a5189dac8182085e4adf66281f679fff2291d	500
7026 40041	0xb0dab85eb5896fa249eb448ee692d6d636c14c95	500
4484 42583	0x089f5a5fd767d736f67f13d36286e2c66fb131f9	500
6464 40603	0x1f71ab5f2a187ef95b12cff78bbf62a42f624f1f	500
How do I move up the leaderboard?
6656 40411	0x13efcd0477a64447a55d98a3d308d2355f63c3a0	500
4234 42833	0x79d4da48709e007f851383e466123abf9ffdb9b5	500
5729 41338	0x70dac40adc7c9fc435bbe3e62126867713291900	500
6160 40907	0x1567f9688e892ba76cb533fb9ebb08d4834af454	500
6309 40758	0xd56e9f604ba364d5df09730afcf946845ace6683	500
4804 42263	0x75069fe216759ad511fe621e482ed72d7d0a06dc	500
6119 40948	0xa81149cb28e2f2fec9bd1ec70f0358683750de13	500
6295 40772	0x4fdb52e8aea040154cc6723878a48995d3e84cf6	500
6427 40640	0x7cfa59c0aeab32faeec9c191565959ddec6e6655	500
7264 39803	0x0f3c2476fbf0ed09dff00ea7f4ef252dcc72e6f1	500
5565 41502	0x3881871c3621e9a8bb9f5c046a2c944c24229874	500
6474 40593	0x35df9413f56332e389b41be14c98e63500be0bc6	500
6689 40378	0x8ec527695de6dd2b404d0ecc1d688e689e81006a	500
7411 39656	0x959b83f2b3f7c7f05c8f8ac00f9a8f9f749e90ee	500
5415 41652	0xec587de3957f12e444eec3160c485c63877259be	500
4977 42090	0x43a1731a9483e70eee22d1e3f8d4d80b3662b977	500
5782 41285	0x2d1db898b13d6fd497d9402013bb9d674b6f7798	500
5290 41777	0x6d02a25209bdec73e97d86d548accd5a18f5fa7f	500
5089 41978	0x74e60d06f3ef2adfcf70468b1f8832e421140eaa	500
5184 41883	0xbdcadc4bc5805b67b43da380b4bade25e3936ffa	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.57% on your WSTETH

Earn 7.50% on your DAI

Earn 7.45% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.78% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About