Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.65%.

Get $RAYS

Leaderboard

Rank	User	Rays
6716 40351	0x6e3ac17b4081b239c1857aa7389aaef005e4c593	500
6149 40918	0x65f85007f7db4a6eddc1f13e57cac7ed3bb348bf	500
6687 40380	0x61503ad92e94ca295926854b35dfced55797f5a1	500
7063 40004	0x457524ecd5275df362b1a6ab17d92d8ecdb98abc	500
6074 40993	0xf88aafc54a495e676f3d1db4dfd16ef513760e9b	500
6964 40103	0x2b2eed49b88eb13131f6eae7eb951d7e2be0a51c	500
7343 39724	0x3a9b02c14d967333ce68e353a64653e258da2baa	500
6941 40126	0xf5323781c4a797ea3d586aa63755c5f0d9d63fae	500
6186 40881	0xe82c60f27b265123419570a4a7ee9cdc7f21aa48	500
6754 40313	0x3049c80bdd527128eb4e7886ab1db1e8042a8eb7	500
6611 40456	0x7a16c1b3ed3a72776f65a16de2e58576e3acb1cc	500
4313 42754	0x4d9b6fd8d235212b17564c85eb5cf98a4c3e2018	500
6220 40847	0x9cf30a1cdee7d686de0211a3f98b6d4ff59a3532	500
5682 41385	0x34faa715e1479dd5ea5995770d7e8fedc5c3f475	500
6641 40426	0xdd706f081e8e30500924b51fbb871663e9f81b9c	500
7202 39865	0xa766718b7e2b99c13585a07129caf27aa31fc865	500
4281 42786	0x8bb2a140e43d2ddd4a36dca27317e5d08aab5719	500
5456 41611	0x0952615cd36904d97c736a0b0a5eea75c75e26d8	500
6071 40996	0x3eb300a207e4e85499123952e8fe291bc1346aae	500
6911 40156	0x4347dd04a5a83228e65894c4f476612e66d90585	500
5535 41532	0xc8598168d8475133de3150eff9b0ce27fb9b038d	500
5096 41971	0xae721fb008c3035e568f4d9ac0c9a6bccff4f87f	500
7091 39976	0x4db13278ed11a99afac5cf1c3a8b890d24404269	500
6615 40452	0x251199baeb4236ec5b54e9ef8a0b7cd493cc8155	500
5717 41350	0xcd99b4b9dd20dd19fbe6a24f7742a4326fec0c03	500
4632 42435	0x5abd1c9387b58bc233cd0daa86640d0ec1e1dcfe	500
6736 40331	0x627ce855f25223859bb360aa096a2fe6b8eae319	500
7493 39574	0x62fdee7cd0a4dd06f26d5dc66f33c1e65ee7ae6d	500
4435 42632	0x57db2d7d80fc2669a67f32e6fd1e5c22846eb150	500
5507 41560	0xadc8aaddf5dcf81366fcc0212c154dfbfde1ed13	500
6660 40407	0xba41f166c6aa8ed87c026c735f6464360884594b	500
4997 42070	0x475a24c7c7679e3399cf55e90cb3d50a6aceea7b	500
7018 40049	0x651ba77caffa01472540471982c00f2b070d9197	500
5623 41444	0xfab60d4dc670b60652b47c33ad598e1a1ac38153	500
4273 42794	0x8d78415e17a9b1b8884401805b65b6fe710264d8	500
5130 41937	0x48545646a7c3185854fbd4a4bbe2b3deba6ddb37	500
7226 39841	0x5995423cefb0a97a656316daf7dee697d19b9098	500
5095 41972	0x3f3601613fc12f2bea6654432883d2c1398b98b3	500
6346 40721	0x0bdf02e3421b6434b97e12fc09cbdc8315efb070	500
6218 40849	0xd2e52b4b83ae7cc6ed40dc8c21553675aec66edb	500
How do I move up the leaderboard?
5210 41857	0x5f5d1f7e529e56b2fd530ded0812f766229eec4a	500
5294 41773	0x79ad85a7493c027bd06e07d16a532e2cfccf9b1f	500
6397 40670	0xf90a01af91468f5418cda5ed6b19c51550eb5352	500
5052 42015	0x14295f90dc7a40441576cc731f65fc6a1d714813	500
5231 41836	0x04f26561742cf0cef86856ced98c8323c1316d87	500
5850 41217	0xfe5c81b51c7b05bb6aff9965974b2e18177743ee	500
6444 40623	0x8e62f29678bd7756737b25fceb7fbc9af2315541	500
5064 42003	0x2ebedea991527e949d76f052f578ffe3953d7bbd	500
5885 41182	0xf93adee9f14871ae716287b49e24d4a912e84714	500
5744 41323	0x944fb2f58ed2c2e8fd4d9bb7013f262875467da5	500
5007 42060	0xda23238baf9ca24df5b8c5af66ff3cead3f2693a	500
6046 41021	0x60badabbd89483d6dd0da1dbd076ad3dcdfbfdb4	500
5761 41306	0x0e2da6410405b6e11e6a5b9deda66f9848502366	500
5125 41942	0xab9317a3d1c141be550112e1187294742ef3cd77	500
5396 41671	0xaa2b89a48a9d30f55384da342c430e385a6357f5	500
4317 42750	0xb5842f3101ff9f4e3049bf5af6d560ffeb803fbe	500
7184 39883	0x99b25f2b6a5ccb8dc45ea07041f6caf045d8eda5	500
5474 41593	0x4f3c2c213a00c0bee6ff27da6b6d2f8edc56b5d4	500
7047 40020	0x0100bf1757bfe5680b8ae704c181e72496f7270d	500
5420 41647	0x288012c6b30ec8883f5d34d6ed65371022729763	500
4858 42209	0x6de9b85fcdf138698d6e666879f9153fb174e153	500
6631 40436	0x6bd4361f03d345da1a357b72026f787cfab51c92	500
6078 40989	0xba262a49004931bd65f077a045aeef8c5978376b	500
7308 39759	0x2208354ec33362887bf80332d289d03a1e80cbbd	500
5440 41627	0xd5c5a75ef88542b3a460e9b8f417d2962809de7c	500
5914 41153	0xbf35741a0c151fbdc37dad5c6b8a14cd21277cf4	500
5141 41926	0xc66d24cb1b5d7ba5e86841938dafcc94f548b7e3	500
5607 41460	0x33235db0d76c26e6238eeb2cfd8b127a94202e5c	500
6632 40435	0xc781b829aff316334fd732a8822ca27677872a31	500
4780 42287	0x63ef7c2b53546db7a79dac8f9dbb929883e23ee5	500
4980 42087	0x473c31058d14f8eadfb6627adbbc90dddc7bbf09	500
4893 42174	0x76d8e806535e7048b95907716d692c5d7ed32ada	500
6055 41012	0x724bcae6c4f199fa8f01ac463a3b0ae8287809dd	500
4765 42302	0x93317663640016b5b2351e42b3284bafaa4ebb4e	500
5663 41404	0x18d355370cffa7ec4815743f14833b0cd11d3d32	500
6425 40642	0x45385e776d96ef483efe321a5154653d1d2f3f7f	500
5549 41518	0xc3dafa27d265a2ae6a8c2f6eca5bce471b86f906	500
7265 39802	0x7b42bb324a55394483f5f86883760d9f0cd3523c	500
5379 41688	0x222ad0d795f1b86bcea45db800c5a4c550d8219a	500
7470 39597	0x010b0d82cb1f8084c4357415fbe0d20a561dcde5	500
How do I move up the leaderboard?
5979 41088	0xbf11c3c49d9d172f8a6f4754d23a67ad2c9ba309	500
6580 40487	0xcabb8ab5387c4e8ee03083aacaae3addf38bc6fe	500
4138 42929	0x4dd0bba91c023a39e942533cc9daeef8f9f39dd6	500
5529 41538	0x4e1043e3aef3d528657095dc2530244835979d7e	500
5569 41498	0xc1540d74bed404282f062c33afb991f4de37e43c	500
4704 42363	0xcfe14e771973e4803e5cc9d7fe35541e883fc096	500
5033 42034	0xd10fcd8e8085bf01896290f6cb097eefc1a95634	500
5319 41748	0x20c9752f6933b9ef40d2b327ae59a374c0acbf11	500
6657 40410	0x11978ffb88c489c7182801ff4dceee6c14fed6f2	500
4922 42145	0x114b50c2897d274afb844a8682af21317f5c83e4	500
6157 40910	0x236ddcbec59db65e1641c11adab444bf159ae3b5	500
6182 40885	0xc25fb8729775e0f09d781319611fc19b07d6e5c3	500
5731 41336	0x21b98f5698fd33d9cb58f6ab8d5ec58e803fcba2	500
7503 39564	0x987e0cddce6f6b2c4b1bc6f23573f1b91cc7645a	500
7048 40019	0x46a0b4fa58141aba23185e79f7047a7dfd0ff100	500
4328 42739	0x6938c840db454d73b090a601ee0bbf7aa46c996f	500
4586 42481	0x563159debca67f15273e85ef556d27db5e5c109d	500
6948 40119	0xf46f6120821b00ac5ffe036da826804cb0170bfc	500
7263 39804	0x533caaeaee0396bed2714c547104591ca3e2f345	500
6713 40354	0x981bd14bf51b9fba7dbe6c50d6b3a520e2f3a92b	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.31% on your WSTETH

Earn 7.50% on your DAI

Earn 7.85% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.38% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About