Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
6165 40870	0xd03da0e83208dd1baa96c525197bf4c1caa497ad	500
4636 42399	0xac3e2b760232a413171d539c78008cdb7c18ab52	500
5843 41192	0x86eb418354b39d67c17a9c79b8dd5156bec421d2	500
4282 42753	0x5e4d69ee0b1f5d9adf06b973d176221f1664f6a9	500
6105 40930	0x898c22cfa7b47a513f361d01fc6ecef0511afc2f	500
7451 39584	0xdb1da78dc92a6ec8868c214338c251439035d564	500
5968 41067	0xd6fa0351348e16c101a2462c90019949cc936b66	500
5150 41885	0x19803e8c2e54722d22e8dd05c3c602db3271e5fb	500
4502 42533	0x5d0860864c73dd2945e797b60c7149821ca2dbb3	500
6150 40885	0xf1548775df7a3f0b5e7bcce63bd1dfa470ead53a	500
7301 39734	0x8873e2d6aeb0494c61e512167a87d6ccd759ca53	500
4992 42043	0x1effd55a8646f7dc67c7578c20ce575cefeb1120	500
7235 39800	0xd46a1881fa0332c0ed1a767eae3990e6d1fe1f29	500
4936 42099	0x1fcd321042d83e78f58de19b142cdde098799244	500
6995 40040	0xffc3dc3e3da68753d286e62e2d38437c64d521db	500
6406 40629	0xa4d809dee0692c16a8a7552155a07b905ce8578b	500
5152 41883	0x24df9ca6c7bd036d4b20048cf8718860165d2bcd	500
7066 39969	0xbf96108197ef7a94cacf9cc2f54d884fa1cfb490	500
4324 42711	0x8ebc255474e5c806517ff4cc51bf0abdf728ddfd	500
4457 42578	0x5f981045dea5677e099fc291e2287f97b7d59659	500
5359 41676	0x7f85c38d42c22e3c2e82590f0234901757d77218	500
5995 41040	0x34d0265ee4ffb23192709b5f2dc686cf31b89ab8	500
5192 41843	0x2d8ed84d04b17dd0c4ea08d40645cc4c278c76a8	500
7233 39802	0x1b1b6caed0d90978658770636217f20cde5ee4df	500
6588 40447	0x983e89740ee164a5e1529f5cf33ee82f990d041f	500
5867 41168	0x4fc4d16b8dd58ae3fa7aac8ff29336d17f199f97	500
7224 39811	0x7dabce8ef7b0096a53892aca3e462dffb81ec005	500
6565 40470	0x98ed2d5a40f7b47e5f2f369b52c4e0d6270be183	500
5716 41319	0xb96f7ba0803c8ec655cbc965ce1aa2a6fb37ed6e	500
4835 42200	0x2fb8f7fc5b95d67e9d4b9e785dc4587d55b3083f	500
6159 40876	0x27c01ef62d559547ae7dbe4420f12190685ae959	500
4279 42756	0xd4eddcef8643be102338e1d967d2516bd8904fef	500
5334 41701	0x039274ed5c6a33fd1dc12a91d260a4f5096b133f	500
4590 42445	0x7801bf252acfa0143b2a928f9f48db30c3ca1e77	500
5656 41379	0x0f574c3526e9b3d10bcfb71e3ce3359375873bdd	500
7397 39638	0x056b19b3908b12dae166101644b5307c2a70e2c6	500
6458 40577	0x0fa2a3b8823766967ccce3265db9adc8f6fbb90d	500
4602 42433	0xa55b65c1f4f4d6895374e9f13193d4f004f536f0	500
4533 42502	0x6b0b8e5880d1772d1bc13d318bb6821bcbae31f3	500
6689 40346	0x312e02d14b8d2bb593f681739dc0fe51ac84d23b	500
How do I move up the leaderboard?
6988 40047	0xe10a232f587b44e81425a83cbef2997e7457501f	500
5148 41887	0x202f5492d81ebfd07998e95ac74ca0de811663fd	500
6973 40062	0xd59228cea6d813012c58a3e74c7dcfe5dcaa137e	500
5572 41463	0x24e09f0b6e050754a9ddee77d867a786a38339dd	500
4919 42116	0x36eee454d09971274fa580730338b29d50ad5ba0	500
6310 40725	0xc12b521a95c6a82dd6fbab8ebfcaae404e8c8fb8	500
5093 41942	0x2f5bb1a7665da4fbefb160dce96724c2e20a2d20	500
7133 39902	0xe467d1dcb1f04949a432d423d2b2cd1f606ea558	500
4836 42199	0xce87b45a6b54d7f5bcf8270ab27c0582c479dd8b	500
5817 41218	0xc999fa649c40c95899c752e635df8bda01581349	500
7267 39768	0x724fe5339d310487251afae6269726c6533d9a77	500
4684 42351	0x86c38963e837b6c977d6e4a5a78b5836f985ff36	500
5596 41439	0x97ae524baeb06a035488a0e452f3901e67beb6e2	500
6559 40476	0xccbeb5370d9ca93a13c80cabf8dbcc9ecee2947a	500
5949 41086	0xcc4f660155d0b35aa6bbc71f71b3f3722e01f19d	500
4194 42841	0xafdbf0d20ea5fd75d6a2c59bbfab9ea90e238fcd	500
5064 41971	0xc7a89cc20fdd54af6f3b31704ac8f2d319b3fbf6	500
6803 40232	0x7e4066640fbf4aa3b9eb6c1e39b6572268bb5b8a	500
4296 42739	0x70265950add51748aa041de8accce6747507adce	500
5743 41292	0xdcb67e5e80e7411c451ca9edeebcde0cc9af175b	500
5586 41449	0xb926f4eae7795c009c2b5478c7f7358ad309a8a3	500
7161 39874	0x8e4c045940d1aa75e38c6148e44239c06b8e0961	500
6749 40286	0x43cf0eed4bbf72830ac2bc65f74aab59e596903f	500
6563 40472	0xba3b9deaa7f0f7bcd93c4b0e2a057a67eeb9d33e	500
4360 42675	0x04efd5b8f6a498ed0b0df0490f1761f1e5fcfffd	500
6895 40140	0x7b40c9250d2697ec25936d4c901df046d59623d2	500
6505 40530	0x2e970945c64f7a41fca935c68b0024986e096021	500
5136 41899	0x131c1eeac6ce18033be0c4c06350114ba9a94983	500
4318 42717	0x9dd45eb7a21fdd243c98a96e777f332f2743348e	500
7445 39590	0xa30372e216025c1fc84d05d5b1d465cfed701dd1	500
6493 40542	0xe883d5f747230bf3900b3175bf8f8f311415b039	500
6455 40580	0x803a2a2f9196583852bb549488576a21448f8a90	500
5603 41432	0x3b4ba6d791170f8cce75cab1b0085fb549416cc2	500
4491 42544	0xa20442124a3ebb4cc81468fa7ed9e4c4643fd4e6	500
4419 42616	0x5e242c306ed40fe63c4dcd58ccd590cd8ccd8964	500
5789 41246	0x18a4e9b06065c447f68c05c213a0670f92f60c7f	500
5194 41841	0x857cd16a827db79369ff9920e94e22fb916d2d3d	500
5207 41828	0xe9cc26f9d0237c4fa976e9a2d10579fff3e0a649	500
6085 40950	0x54d7d300d3b1e4268bac4a52d81cfc180c75842b	500
7121 39914	0x1ea02b6367670fb06b9465106836eb31978f4db5	500
How do I move up the leaderboard?
6093 40942	0x0ea5b251d7c4883027f082d9193dfdf4cdd98696	500
7362 39673	0x89c1deb43fea7f299d404e7c252b8c2c7e79ee17	500
6433 40602	0x4bc8804c1377bdd1345ee20d9b9a8742f138a98e	500
5425 41610	0x0845b04785b1fc11e0cf9012cba4feab6726a663	500
6038 40997	0x4149f044998bac5407ff1a194dc568af905bc480	500
6589 40446	0x16a33dcbec8cb50471d425f4c6ae7bb5e8cb6aa6	500
7245 39790	0xd3adc16a06828e8f053b3ed1aee793b15f99b71b	500
7263 39772	0x2d21a056182a86b7a9221ec1ad48ab623f10353e	500
6606 40429	0xb7b94b3000b013f339a5ac9afe050bc6b8bbe1bd	500
6028 41007	0x3e2278342f272c18fd23f85dc5eb6c36ae689de9	500
5788 41247	0x240cd4e8672c484f2ab52f73c783ffa341a245ec	500
5694 41341	0x859a8e0ae06b4912da619938c5469c01d2a2b7da	500
4220 42815	0xe0c50c18c7b47e780652af43cbf9a767d0b8c22e	500
5089 41946	0x3ba5023496ac10a79c18d6680bbeac2e22f98b52	500
6935 40100	0xd966f64eff6080ec2cf7e3712f1b3e9c90a60604	500
7031 40004	0xf0b7a830db92a017ac2ff7eabb4cd42841d6af7e	500
6725 40310	0x5f93d3d64e416c3e3e63db631072bcfa8321a0ad	500
5781 41254	0x26cf02f892b04af4cf350539ce2c77fcf79ec172	500
4500 42535	0x3d9e37ac11b85e41a61c7784584d4aab3b583a6b	500
4254 42781	0x1c8d5078d8014c453ce5b74c0a12d7a58ca0a711	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.74% on your WSTETH

Earn 5.50% on your DAI

Earn 4.66% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.20% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About