Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 8.01x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
6025 41007	0x3e2278342f272c18fd23f85dc5eb6c36ae689de9	500
4919 42113	0x3c01e0cdc9d7c3b548b4e6e6a558d78ea52c1f9e	500
5504 41528	0xd360b8810689f99c22a3ab89cf22b5fc1df02712	500
4608 42424	0xa8eac1ec5054543ba627d0a06a96be024a6e924b	500
6112 40920	0xda1da8691d7aab2d281cf5fa0786a9acc2fa3faf	500
6478 40554	0x716c59f6fb15c8bdb35cb87340c165461e8f39aa	500
4225 42807	0x94225985d15b663486f6acaac64207f3a8440b0d	500
5636 41396	0x225d824d4f8a1f393cd3fd22d08e423bbcb79427	500
5601 41431	0xd378fc596c4882eeb5737b751e24fdaec2cd819b	500
5999 41033	0x9581d20acbecc3d09c2a7e78d210e3323330d90f	500
6672 40360	0x48f78003f2fd9575f7a75d8591eab4788e50a82c	500
4640 42392	0x010f9534964929fa82160ea6782da44df961ec7b	500
6794 40238	0xc149701eb565de8f94b9b7ef35e7017029cf1cb7	500
5951 41081	0x42fc6bf3b3f247d528483279153cd32a8de9bc53	500
5785 41247	0x240cd4e8672c484f2ab52f73c783ffa341a245ec	500
5691 41341	0x859a8e0ae06b4912da619938c5469c01d2a2b7da	500
4217 42815	0xe0c50c18c7b47e780652af43cbf9a767d0b8c22e	500
5086 41946	0x3ba5023496ac10a79c18d6680bbeac2e22f98b52	500
6932 40100	0xd966f64eff6080ec2cf7e3712f1b3e9c90a60604	500
7028 40004	0xf0b7a830db92a017ac2ff7eabb4cd42841d6af7e	500
6722 40310	0x5f93d3d64e416c3e3e63db631072bcfa8321a0ad	500
6802 40230	0x109a4943efaff9f9a49829fedf83159eca9491c6	500
5778 41254	0x26cf02f892b04af4cf350539ce2c77fcf79ec172	500
4497 42535	0x3d9e37ac11b85e41a61c7784584d4aab3b583a6b	500
4251 42781	0x1c8d5078d8014c453ce5b74c0a12d7a58ca0a711	500
5848 41184	0x2789bae4d737b63a476f02c5d89c4142cf4e0ef8	500
5424 41608	0x9800c2b37733d4f60827db465dff635348450ebc	500
5038 41994	0x30faf0d46b99ece90d616912176a4e9097240eac	500
5033 41999	0x236e37f4aaf681b904e86be58f7db7562e9271f3	500
4886 42146	0x5cbe17ac145472072aeb8da4013e774d77ed676a	500
5378 41654	0x587b938a8b21ea570325e91bdd01b161783a75e8	500
6185 40847	0x4cc9f5e56324c3d0c70d8e9effaafd78ec21d7c0	500
6251 40781	0x679d13191ed8a43bb2103cbae47a591f80094830	500
6010 41022	0xc031d5e3822be0335027ecf88afdfd3433a97fe1	500
6669 40363	0x21296255bea8b75aa6236d898459b1ac6f283120	500
5771 41261	0xd0d16f936c1e00feb9fc93fa8f7972673e3cb3df	500
6105 40927	0xbce335a9cbaa9876652957fedada86d77de5c3d6	500
6158 40874	0x8ab45d53df636b70b09cecd6e09c4c152cb133d6	500
4712 42320	0x04b35d8eb17729b2c4a4224d07727e2f71283b73	500
5610 41422	0xbe155b2915de2c09594222a6e22d07e207e52cc1	500
How do I move up the leaderboard?
6117 40915	0xe015c0d33389e5f0382cceec817cc3032ede113d	500
6135 40897	0x10dbfcfd43b1c9bcca0b5d0d895e528965f1a09b	500
4762 42270	0xd21d809692a62e73532348d8a6f68aab3a64f913	500
7015 40017	0x17c9cf35b9aa40e4eb62f5768b020e3587d90b6e	500
5856 41176	0x5b80c38c81b5a9410f81026497601ab005fdef9b	500
5764 41268	0xf5b2b0f3299f50763e36909cec35831b179e2d72	500
7154 39878	0x66d3ece23023d838c231215acd7328a7d664b82a	500
7211 39821	0x8e3f10c966f455bff22112ad0c2057e37c3f6de9	500
5214 41818	0x0412ed8438b5fae246606909ef8ba365f9103783	500
4503 42529	0x57de8382e52279c2428ab556fe9d418c50fe97d7	500
4956 42076	0x7bc0146115c29168c9ca25086e42c2b50c3c8768	500
7423 39609	0x5e66e1618a782d19dbc19c14695b707a8a8b15f4	500
6469 40563	0x9140754bc4995e51e2268475df7f3de4d71f2b43	500
7024 40008	0x370df8e1f117793d8142f9a801897614952261a5	500
5499 41533	0x1f2dae739843041fe2a81b20f3ef9a2a6ba8ea7c	500
5975 41057	0x383f5b7f94a9574df930611967464bcb53a5afc7	500
4691 42341	0x409411817b3c5c752a84c777ebe1c19d9d4aa209	500
4641 42391	0xba90e5b6d3376d792ca3927524c27a185fbfb159	500
5860 41172	0x3cbfdc86b5ad587577b7eb6885de531d2bd0e9b5	500
4725 42307	0x22acb809d08ae7c79f0b84513efce0577acfe514	500
5523 41509	0xf9aa0da6e2fa01a17e2f69e878e45bb26c1b34b7	500
6803 40229	0x6c6db850c2d3849f2a8b66886ec4a754fba5bee5	500
4864 42168	0x0cdc67a39d4f0951f414cb508801e54e019d5171	500
5435 41597	0xefcde2b644977cc2e6fd32e60084f524db9b7dd4	500
5073 41959	0x666a31f167eabb6eb986af97f362d2d71aa8fe54	500
5909 41123	0xff6ae0d72c0d4229b254aa7f81c893e5be7b21c5	500
5990 41042	0xf6a8c989bd02f7986757f1a24380e452ca79557c	500
4693 42339	0xdfc8056a3375dffda7d7400bb39327960486fcd5	500
5525 41507	0x3c0ff4a30e43bb0b1966dafe43b097d96c7f7905	500
7202 39830	0xce7aa2d3c1f8b572b50238230f5d55a78db86087	500
7111 39921	0xc0a1861277acdd1c340fbd192d0a6da8ac47c0c8	500
5947 41085	0x3f40c47b7d3a0d6bf1a48f96a0656a1062311339	500
6279 40753	0xd283519a942fca17bd478c65cf2eb74bbcd4cfff	500
5335 41697	0x801df1783ba4f3d60f6d035b9ab1be8e4725c6d2	500
5368 41664	0x03bf7fd823908e56c8785e4c7ebfc46fc6a6e41b	500
4944 42088	0x86f35cbfa96d6d143055b787c188cc49d6e6570a	500
4260 42772	0x35438fe42af3c15685f4fa9272c2a3d037a2d493	500
5772 41260	0x1c027c0ab897028467ed6367ca2c99f0ca99121c	500
6930 40102	0x0d5926184e886db1a736d88f0fb257be3f99ebd5	500
5688 41344	0xdbcf1fc7655b24ae681334e8aa192ecc79f5ba00	500
How do I move up the leaderboard?
6231 40801	0x107edc84f7c06e926c5127166a4b9b4c1ff0840d	500
6549 40483	0xb827323d55ccd0d725261accc8f83e05a3ebc651	500
4529 42503	0xbb2ca721211d6c0320308dec70d33e07091b4d7b	500
7408 39624	0xe42e3ff374ca52ee3d4d4767d8606b263369465c	500
4905 42127	0x1b82dca4d87ce173563f5b524770bd3c71365fa3	500
4615 42417	0x6f0504cf5dfee0c239ccad89fc44608a66744a7c	500
4775 42257	0xb2d26c0bb9fe6c5eb699e04d2a0048c4c990fdc4	500
6839 40193	0xfb700c826c2b923748cb220db2a4a8e760e9def8	500
5935 41097	0x75b6132cefedcadabfffa58868f1955d433ea5cb	500
7340 39692	0xc49b9da005e2c1f69ccb5290797ade3d1fac062c	500
6408 40624	0x484cbd8b6e3644d07ef72fa2dc272d6f3d77be50	500
4598 42434	0x9b77944268691fdcb40b6dbd87743eccc836880d	500
4993 42039	0x0355cc56e32b5265ff66f775b77113b9c1eb212a	500
4947 42085	0x0aadd259211f712b57b6648b305f336f637b6713	500
5249 41783	0x75536cf4f01c2bfa528f5c74ddc1232db3af3ee5	500
5037 41995	0x561ada4b0243f1d83df80d1653e9f76e84128b0b	500
4631 42401	0xc39467091b1897779a8a275c7bdf67affd0b0852	500
5570 41462	0x622a69180982c3469f0a9080724c194268ee9797	500
5154 41878	0x6a4d361b7d0dadf8146dcfe6258a8699ea35eb81	500
6014 41018	0x88ac25f2b4b8be692918fda5d0333278851787f7	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.24% on your WSTETH

Earn 5.50% on your DAI

Earn 4.15% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.08% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About