Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.67%.

Get $RAYS

Leaderboard

Rank	User	Rays
4785 42252	0x84f4ccc36fc9d5fb1947949ae5572a33ad738667	500
6867 40170	0x897f76958796a634c52f35de8662f172ce2b4a38	500
4880 42157	0xec36e9b03849e15a349f7d0e4362d16d0f2a526c	500
7079 39958	0xd3fd5c2f754591a3c9148bc72cc4d28b9e88283e	500
5380 41657	0x5191bc74f0825c7b15b89215969f69aa22df9d6e	500
4174 42863	0xd03da0e83208dd1baa96c525197bf4c1caa497ad	500
6116 40921	0xac3e2b760232a413171d539c78008cdb7c18ab52	500
4691 42346	0x86eb418354b39d67c17a9c79b8dd5156bec421d2	500
6948 40089	0x5e4d69ee0b1f5d9adf06b973d176221f1664f6a9	500
5255 41782	0x898c22cfa7b47a513f361d01fc6ecef0511afc2f	500
7138 39899	0xdb1da78dc92a6ec8868c214338c251439035d564	500
5180 41857	0xd6fa0351348e16c101a2462c90019949cc936b66	500
5445 41592	0x19803e8c2e54722d22e8dd05c3c602db3271e5fb	500
6230 40807	0x5d0860864c73dd2945e797b60c7149821ca2dbb3	500
4153 42884	0xf1548775df7a3f0b5e7bcce63bd1dfa470ead53a	500
6428 40609	0x8873e2d6aeb0494c61e512167a87d6ccd759ca53	500
7407 39630	0x1effd55a8646f7dc67c7578c20ce575cefeb1120	500
6329 40708	0xd46a1881fa0332c0ed1a767eae3990e6d1fe1f29	500
5414 41623	0x1fcd321042d83e78f58de19b142cdde098799244	500
5943 41094	0xffc3dc3e3da68753d286e62e2d38437c64d521db	500
4477 42560	0xa4d809dee0692c16a8a7552155a07b905ce8578b	500
5451 41586	0x24df9ca6c7bd036d4b20048cf8718860165d2bcd	500
6048 40989	0xbf96108197ef7a94cacf9cc2f54d884fa1cfb490	500
6865 40172	0x8ebc255474e5c806517ff4cc51bf0abdf728ddfd	500
6548 40489	0x5f981045dea5677e099fc291e2287f97b7d59659	500
7328 39709	0x7f85c38d42c22e3c2e82590f0234901757d77218	500
5111 41926	0x34d0265ee4ffb23192709b5f2dc686cf31b89ab8	500
5529 41508	0x2d8ed84d04b17dd0c4ea08d40645cc4c278c76a8	500
6326 40711	0x1b1b6caed0d90978658770636217f20cde5ee4df	500
4718 42319	0x983e89740ee164a5e1529f5cf33ee82f990d041f	500
4583 42454	0x4fc4d16b8dd58ae3fa7aac8ff29336d17f199f97	500
6313 40724	0x7dabce8ef7b0096a53892aca3e462dffb81ec005	500
4686 42351	0x98ed2d5a40f7b47e5f2f369b52c4e0d6270be183	500
5790 41247	0xb96f7ba0803c8ec655cbc965ce1aa2a6fb37ed6e	500
5357 41680	0x2fb8f7fc5b95d67e9d4b9e785dc4587d55b3083f	500
4164 42873	0x27c01ef62d559547ae7dbe4420f12190685ae959	500
6962 40075	0xd4eddcef8643be102338e1d967d2516bd8904fef	500
7455 39582	0x039274ed5c6a33fd1dc12a91d260a4f5096b133f	500
4534 42503	0x7801bf252acfa0143b2a928f9f48db30c3ca1e77	500
5970 41067	0x0f574c3526e9b3d10bcfb71e3ce3359375873bdd	500
How do I move up the leaderboard?
6630 40407	0x056b19b3908b12dae166101644b5307c2a70e2c6	500
4547 42490	0x0fa2a3b8823766967ccce3265db9adc8f6fbb90d	500
4205 42832	0xa55b65c1f4f4d6895374e9f13193d4f004f536f0	500
6005 41032	0x6b0b8e5880d1772d1bc13d318bb6821bcbae31f3	500
4870 42167	0x312e02d14b8d2bb593f681739dc0fe51ac84d23b	500
5934 41103	0xe10a232f587b44e81425a83cbef2997e7457501f	500
5440 41597	0x202f5492d81ebfd07998e95ac74ca0de811663fd	500
5474 41563	0xa05cb371f894ba24697cfe672f8262c3a206313f	500
5694 41343	0x3b90bbdad3286f09fffab7be4f1dcc724bd5db6f	500
5307 41730	0x666a31f167eabb6eb986af97f362d2d71aa8fe54	500
6812 40225	0x5513eaafbb5676cd8f0bb5359abd949ef2071f29	500
7162 39875	0x8aecc5526f92a46718f8e68516d22038d8670e0d	500
5719 41318	0x7bec9efe228f67b4c3a0b751b9bd11152beec027	500
6356 40681	0xa0456eaae985bdb6381bd7baac0796448933f04f	500
5973 41064	0xccdecf16bd1b552e029f57c203d3880b2c1ad630	500
7101 39936	0xd21d809692a62e73532348d8a6f68aab3a64f913	500
5976 41061	0x17c9cf35b9aa40e4eb62f5768b020e3587d90b6e	500
4617 42420	0x5b80c38c81b5a9410f81026497601ab005fdef9b	500
6587 40450	0x953c871b6d8608eb3eaff869970d9fee596fa51b	500
6908 40129	0xb527a981e1d415af696936b3174f2d7ac8d11369	500
4259 42778	0x807c19cd4ed825155c5e7036aaddfa38be083272	500
4969 42068	0xf5b2b0f3299f50763e36909cec35831b179e2d72	500
5573 41464	0x0412ed8438b5fae246606909ef8ba365f9103783	500
5533 41504	0x857cd16a827db79369ff9920e94e22fb916d2d3d	500
5555 41482	0xe9cc26f9d0237c4fa976e9a2d10579fff3e0a649	500
5231 41806	0x54d7d300d3b1e4268bac4a52d81cfc180c75842b	500
6137 40900	0x1ea02b6367670fb06b9465106836eb31978f4db5	500
5241 41796	0x0ea5b251d7c4883027f082d9193dfdf4cdd98696	500
6538 40499	0x89c1deb43fea7f299d404e7c252b8c2c7e79ee17	500
4514 42523	0x4bc8804c1377bdd1345ee20d9b9a8742f138a98e	500
7124 39913	0x0845b04785b1fc11e0cf9012cba4feab6726a663	500
5168 41869	0x4149f044998bac5407ff1a194dc568af905bc480	500
4719 42318	0x16a33dcbec8cb50471d425f4c6ae7bb5e8cb6aa6	500
6346 40691	0xd3adc16a06828e8f053b3ed1aee793b15f99b71b	500
6375 40662	0x2d21a056182a86b7a9221ec1ad48ab623f10353e	500
4742 42295	0xb7b94b3000b013f339a5ac9afe050bc6b8bbe1bd	500
5151 41886	0x3e2278342f272c18fd23f85dc5eb6c36ae689de9	500
5463 41574	0x3c01e0cdc9d7c3b548b4e6e6a558d78ea52c1f9e	500
6852 40185	0xd360b8810689f99c22a3ab89cf22b5fc1df02712	500
5256 41781	0xa8eac1ec5054543ba627d0a06a96be024a6e924b	500
How do I move up the leaderboard?
4102 42935	0xda1da8691d7aab2d281cf5fa0786a9acc2fa3faf	500
4575 42462	0x716c59f6fb15c8bdb35cb87340c165461e8f39aa	500
7076 39961	0x94225985d15b663486f6acaac64207f3a8440b0d	500
6097 40940	0x225d824d4f8a1f393cd3fd22d08e423bbcb79427	500
6350 40687	0xd378fc596c4882eeb5737b751e24fdaec2cd819b	500
5120 41917	0x9581d20acbecc3d09c2a7e78d210e3323330d90f	500
4850 42187	0x48f78003f2fd9575f7a75d8591eab4788e50a82c	500
6187 40850	0x010f9534964929fa82160ea6782da44df961ec7b	500
5042 41995	0xc149701eb565de8f94b9b7ef35e7017029cf1cb7	500
5253 41784	0x42fc6bf3b3f247d528483279153cd32a8de9bc53	500
5508 41529	0xadc6f7adda2851eef027f38bfbcf6ce880287a02	500
5003 42034	0xb172023a98c5f5632110f1a39445e131455ea48d	500
6351 40686	0x9618a5ab26828b54a5ad5ce9d60cca6c6361a39e	500
4119 42918	0xef7d61352922e7ee440e8e4997c4a8c435b12a0f	500
6740 40297	0x628b414a88edbeafc2c0104041208297da840b5f	500
4383 42654	0xb2969d3429e99e4846e5be4df47d74ba87069e0d	500
5762 41275	0xbe433100eab05c2fcd541f3ad897aa73e0b4d6ab	500
6777 40260	0x26c7bcd61784450aa355ab90116264c8f2e0f758	500
4425 42612	0x137a09148d08d6ceeb8697693496ea37f31fa78a	500
7007 40030	0x6222354ad88f7a412e97901ab3f772a2769d0fc7	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.15% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.11% LTV

Borrow against DAI from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About