Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
7430 39604	0x628b414a88edbeafc2c0104041208297da840b5f	500
6254 40780	0x679d13191ed8a43bb2103cbae47a591f80094830	500
6013 41021	0xc031d5e3822be0335027ecf88afdfd3433a97fe1	500
6363 40671	0x137a09148d08d6ceeb8697693496ea37f31fa78a	500
6288 40746	0x8479cf0c5741ed0240128856cf1122d5dbff82a4	500
7157 39877	0x66d3ece23023d838c231215acd7328a7d664b82a	500
7214 39820	0x8e3f10c966f455bff22112ad0c2057e37c3f6de9	500
4104 42930	0xa0b6253d7787ae282749b71fd4ef5d5c9d8a9e87	500
6918 40116	0x81f295a88a37060d43bc680dbd00182f84ee2f52	500
7219 39815	0xd745b071d9188f57feda378020173faed9dbf327	500
4509 42525	0xec00e4392bfdc9346e9ee881a4c3f3832b03e55a	500
4720 42314	0x558e9887c2d8deecc862a51bbab3b2ca969fedb6	500
4843 42191	0x2ef9834de85f62f36fe39cb3387d30469762ad1b	500
5133 41901	0xdee3ac81081ec6318f689df4a35258d046ddd329	500
6848 40186	0x3b90bbdad3286f09fffab7be4f1dcc724bd5db6f	500
6398 40636	0xbca3a27da478f038e78544a9fb4b1eae0c14a0e6	500
5428 41606	0xb0f094c9e85a0ee7b89214a3a67efbc131022cc0	500
6178 40856	0x7a74495d0f52683d5c0b04f804ed0b5efa083bd0	500
7334 39700	0x2c9f39bce307956205b7e3d4b77475dab657ef70	500
5166 41868	0x1da259de22a6ce4effe6e0d860c166c7064a0289	500
6849 40185	0x437ae28150189890d987deee46cc29bf4098622f	500
6108 40926	0xbce335a9cbaa9876652957fedada86d77de5c3d6	500
6161 40873	0x8ab45d53df636b70b09cecd6e09c4c152cb133d6	500
4715 42319	0x04b35d8eb17729b2c4a4224d07727e2f71283b73	500
5613 41421	0xbe155b2915de2c09594222a6e22d07e207e52cc1	500
6120 40914	0xe015c0d33389e5f0382cceec817cc3032ede113d	500
6138 40896	0x10dbfcfd43b1c9bcca0b5d0d895e528965f1a09b	500
6889 40145	0x29c42c0ff2d6dd3e72c6ee03259318f8f2f692d6	500
7207 39827	0x41de6b0654997118c8c17dcc5ee52d98f53cd44e	500
4498 42536	0x898efa55ce5ccec7efad8c7b77204edeb8847961	500
7298 39736	0x3e3ee511e30f98cc1a39a0bc74d37f183d682269	500
5390 41644	0x4450e3362289813b9db295a7859f8ef7b8885c81	500
4210 42824	0xdd8c96399d5c16456910e58837c2da8224568ccb	500
6573 40461	0x7320b0bfcdc29d4bff6334481e6a58912fd53035	500
4709 42325	0x99686944dd50cba648f1dc1dff4ff2dbdb05abb9	500
6787 40247	0xcffaaf34835b6a550741c9d36afa95dee70a2e8d	500
4759 42275	0xb495c494c3b7c8a08701f014d25eb5411898501d	500
4320 42714	0xa547ae5c30c92ce58789f78a6b9d7802ab7955af	500
4913 42121	0x783d24c7efd9545e52d71fbb4b29c3c60582d8d6	500
4098 42936	0x84f4ccc36fc9d5fb1947949ae5572a33ad738667	500
How do I move up the leaderboard?
4322 42712	0x897f76958796a634c52f35de8662f172ce2b4a38	500
6696 40338	0xec36e9b03849e15a349f7d0e4362d16d0f2a526c	500
5435 41599	0xd3fd5c2f754591a3c9148bc72cc4d28b9e88283e	500
4943 42091	0x5191bc74f0825c7b15b89215969f69aa22df9d6e	500
6165 40869	0xd03da0e83208dd1baa96c525197bf4c1caa497ad	500
4636 42398	0xac3e2b760232a413171d539c78008cdb7c18ab52	500
5843 41191	0x86eb418354b39d67c17a9c79b8dd5156bec421d2	500
6725 40309	0x5f93d3d64e416c3e3e63db631072bcfa8321a0ad	500
4282 42752	0x5e4d69ee0b1f5d9adf06b973d176221f1664f6a9	500
6105 40929	0x898c22cfa7b47a513f361d01fc6ecef0511afc2f	500
7451 39583	0xdb1da78dc92a6ec8868c214338c251439035d564	500
5968 41066	0xd6fa0351348e16c101a2462c90019949cc936b66	500
5150 41884	0x19803e8c2e54722d22e8dd05c3c602db3271e5fb	500
4502 42532	0x5d0860864c73dd2945e797b60c7149821ca2dbb3	500
6150 40884	0xf1548775df7a3f0b5e7bcce63bd1dfa470ead53a	500
7301 39733	0x8873e2d6aeb0494c61e512167a87d6ccd759ca53	500
4992 42042	0x1effd55a8646f7dc67c7578c20ce575cefeb1120	500
7235 39799	0xd46a1881fa0332c0ed1a767eae3990e6d1fe1f29	500
4936 42098	0x1fcd321042d83e78f58de19b142cdde098799244	500
6995 40039	0xffc3dc3e3da68753d286e62e2d38437c64d521db	500
6406 40628	0xa4d809dee0692c16a8a7552155a07b905ce8578b	500
5152 41882	0x24df9ca6c7bd036d4b20048cf8718860165d2bcd	500
7066 39968	0xbf96108197ef7a94cacf9cc2f54d884fa1cfb490	500
4324 42710	0x8ebc255474e5c806517ff4cc51bf0abdf728ddfd	500
4457 42577	0x5f981045dea5677e099fc291e2287f97b7d59659	500
5359 41675	0x7f85c38d42c22e3c2e82590f0234901757d77218	500
5995 41039	0x34d0265ee4ffb23192709b5f2dc686cf31b89ab8	500
5192 41842	0x2d8ed84d04b17dd0c4ea08d40645cc4c278c76a8	500
7233 39801	0x1b1b6caed0d90978658770636217f20cde5ee4df	500
6588 40446	0x983e89740ee164a5e1529f5cf33ee82f990d041f	500
5867 41167	0x4fc4d16b8dd58ae3fa7aac8ff29336d17f199f97	500
7224 39810	0x7dabce8ef7b0096a53892aca3e462dffb81ec005	500
6565 40469	0x98ed2d5a40f7b47e5f2f369b52c4e0d6270be183	500
7031 40003	0xf0b7a830db92a017ac2ff7eabb4cd42841d6af7e	500
5716 41318	0xb96f7ba0803c8ec655cbc965ce1aa2a6fb37ed6e	500
4835 42199	0x2fb8f7fc5b95d67e9d4b9e785dc4587d55b3083f	500
6159 40875	0x27c01ef62d559547ae7dbe4420f12190685ae959	500
4279 42755	0xd4eddcef8643be102338e1d967d2516bd8904fef	500
5334 41700	0x039274ed5c6a33fd1dc12a91d260a4f5096b133f	500
4590 42444	0x7801bf252acfa0143b2a928f9f48db30c3ca1e77	500
How do I move up the leaderboard?
5656 41378	0x0f574c3526e9b3d10bcfb71e3ce3359375873bdd	500
7397 39637	0x056b19b3908b12dae166101644b5307c2a70e2c6	500
6458 40576	0x0fa2a3b8823766967ccce3265db9adc8f6fbb90d	500
4602 42432	0xa55b65c1f4f4d6895374e9f13193d4f004f536f0	500
4533 42501	0x6b0b8e5880d1772d1bc13d318bb6821bcbae31f3	500
6689 40345	0x312e02d14b8d2bb593f681739dc0fe51ac84d23b	500
6988 40046	0xe10a232f587b44e81425a83cbef2997e7457501f	500
5148 41886	0x202f5492d81ebfd07998e95ac74ca0de811663fd	500
6935 40099	0xd966f64eff6080ec2cf7e3712f1b3e9c90a60604	500
4828 42206	0xc90cdec8e18ba905573fc1444d7e0d321a165908	500
4562 42472	0x6adcc6c1656975ca558f10063416e2886355bf8f	500
6306 40728	0x509f3f4247f28a89bfa59afb8748c6fa41da48d0	500
6519 40515	0x895899f6f5f06842b2750d9e4f7f1f5d80d644a2	500
4472 42562	0xc03de7887e89b38e29deac584fe83b7cb798d51c	500
5186 41848	0x62a833ed5626cb5069b7615be8a7bbc4d4bb4f4b	500
4941 42093	0xbac2bc70e1e84d11bface3adad1755dc80e4caaf	500
7143 39891	0x26b5e14dbf21bfb62bff869f5f4bce8dbddbcfca	500
6566 40468	0x5d548f7db4e9b07c0adb87b287e2fdb8cd87202c	500
6594 40440	0x624a8637ef964aa038c2c859e60cb141a7f10376	500
5765 41269	0x08f38b09777486bac18df882f2b9e9a181e36bc2	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.92% on your WSTETH

Earn 5.50% on your DAI

Earn 4.66% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.09% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About