Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 8.06x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.80%.

Get $RAYS

Leaderboard

Rank	User	Rays
6331 40700	0xb2969d3429e99e4846e5be4df47d74ba87069e0d	500
6889 40142	0xbe433100eab05c2fcd541f3ad897aa73e0b4d6ab	500
4364 42667	0x26c7bcd61784450aa355ab90116264c8f2e0f758	500
5450 41581	0x6222354ad88f7a412e97901ab3f772a2769d0fc7	500
5595 41436	0x1e6dfc5287c5357d55bf897d5b57481cf645cbf4	500
5398 41633	0xe895084850c04af3a57fdd90c0ba42ba440bc3a8	500
5987 41044	0xeff1c285f3580662b6d7edb92f37e74afe94f56b	500
6866 40165	0xdb2ed468930cd4594fb3bf8a17dcbbe206b3562f	500
5159 41872	0x06d14a9b14017f18f9f7a4c1460458d6097a7a08	500
6228 40803	0x6c76e681cbc01b283677cb5255587c22a29780f0	500
4324 42707	0x8dfd545a2d6ba57d0ccfb060a0eefe01f41f2902	500
5664 41367	0x3d3fb403f9614393304ef477ac96543e39ea64db	500
6126 40905	0x8273e38cd191df0a82d3a67e7991e999d48f88bc	500
6377 40654	0x456767cbbd27e1fc187a32181c9741f8313dafed	500
5199 41832	0x9c0da3467aed02e49fe051104efb2255c2982c61	500
4549 42482	0x51904b09216975ba76a2dd94e69010b1a0ee9643	500
5389 41642	0x7a0dff2a955b72159650300a9acef97146dd12e6	500
6168 40863	0x81f62fc8626363961677a213573b0de61de521e4	500
6099 40932	0x55977dbaa11902772d8a661962544a1583c35099	500
6553 40478	0x3fde69a46006fb172ff8d6fb0b09106f4deedd60	500
5252 41779	0xb4355d0420821b499c199de5e28f1668422f4963	500
4854 42177	0xa2c6817b00a8e45ed15438fdb79564316843c6d9	500
6742 40289	0x1053e162c387fef8e1f8e4bbd3f2363f1c7d4066	500
4450 42581	0xbf57f59d35124f071001fc9185e5169a7c44da1b	500
6710 40321	0x622438202bb50583dfa854b89ecaf6593289c714	500
4359 42672	0x38bc5934d41152fc74ef50c5ee15ccece3a41c93	500
4961 42070	0xc7c37b0c7af5af560bf31b0bcbfec04b97361275	500
5453 41578	0x695a2d04aafa8aabb6e97b79906b38bd93303636	500
4848 42183	0x2d6dbbe8e304017897cfc6fa91c9dd71b91b62a3	500
4531 42500	0x92b7a575a95dbc2e0448820a1a861668b74ae013	500
4265 42766	0x172b2be0d028161683e3113dfa19d296d4ac361b	500
6786 40245	0x0609a51be9b94ec56840d73312a458159cbce421	500
5315 41716	0x1e4dd7540f0917a435e056710a57ed3c11235fe4	500
6125 40906	0x53a3ab2f8acde757fafdcfa31c4c66be14a6fccd	500
5446 41585	0x0443dfeae39b783c045b0659ac5d231c35d9df44	500
5613 41418	0x6239de4b23af56a6fa8fe5c3e5c83a9f55c0a99b	500
6970 40061	0xd59228cea6d813012c58a3e74c7dcfe5dcaa137e	500
5569 41462	0x24e09f0b6e050754a9ddee77d867a786a38339dd	500
4916 42115	0x36eee454d09971274fa580730338b29d50ad5ba0	500
6307 40724	0xc12b521a95c6a82dd6fbab8ebfcaae404e8c8fb8	500
How do I move up the leaderboard?
5090 41941	0x2f5bb1a7665da4fbefb160dce96724c2e20a2d20	500
7130 39901	0xe467d1dcb1f04949a432d423d2b2cd1f606ea558	500
4833 42198	0xce87b45a6b54d7f5bcf8270ab27c0582c479dd8b	500
5814 41217	0xc999fa649c40c95899c752e635df8bda01581349	500
7264 39767	0x724fe5339d310487251afae6269726c6533d9a77	500
4681 42350	0x86c38963e837b6c977d6e4a5a78b5836f985ff36	500
5593 41438	0x97ae524baeb06a035488a0e452f3901e67beb6e2	500
6556 40475	0xccbeb5370d9ca93a13c80cabf8dbcc9ecee2947a	500
5946 41085	0xcc4f660155d0b35aa6bbc71f71b3f3722e01f19d	500
4191 42840	0xafdbf0d20ea5fd75d6a2c59bbfab9ea90e238fcd	500
5061 41970	0xc7a89cc20fdd54af6f3b31704ac8f2d319b3fbf6	500
6800 40231	0x7e4066640fbf4aa3b9eb6c1e39b6572268bb5b8a	500
4293 42738	0x70265950add51748aa041de8accce6747507adce	500
5740 41291	0xdcb67e5e80e7411c451ca9edeebcde0cc9af175b	500
5583 41448	0xb926f4eae7795c009c2b5478c7f7358ad309a8a3	500
7158 39873	0x8e4c045940d1aa75e38c6148e44239c06b8e0961	500
6746 40285	0x43cf0eed4bbf72830ac2bc65f74aab59e596903f	500
6560 40471	0xba3b9deaa7f0f7bcd93c4b0e2a057a67eeb9d33e	500
4357 42674	0x04efd5b8f6a498ed0b0df0490f1761f1e5fcfffd	500
6892 40139	0x7b40c9250d2697ec25936d4c901df046d59623d2	500
6502 40529	0x2e970945c64f7a41fca935c68b0024986e096021	500
5133 41898	0x131c1eeac6ce18033be0c4c06350114ba9a94983	500
4825 42206	0xc90cdec8e18ba905573fc1444d7e0d321a165908	500
4559 42472	0x6adcc6c1656975ca558f10063416e2886355bf8f	500
6303 40728	0x509f3f4247f28a89bfa59afb8748c6fa41da48d0	500
6516 40515	0x895899f6f5f06842b2750d9e4f7f1f5d80d644a2	500
4469 42562	0xc03de7887e89b38e29deac584fe83b7cb798d51c	500
5183 41848	0x62a833ed5626cb5069b7615be8a7bbc4d4bb4f4b	500
4938 42093	0xbac2bc70e1e84d11bface3adad1755dc80e4caaf	500
7140 39891	0x26b5e14dbf21bfb62bff869f5f4bce8dbddbcfca	500
6563 40468	0x5d548f7db4e9b07c0adb87b287e2fdb8cd87202c	500
6591 40440	0x624a8637ef964aa038c2c859e60cb141a7f10376	500
5762 41269	0x08f38b09777486bac18df882f2b9e9a181e36bc2	500
7200 39831	0xad64708775efa0d390a24cff42d1d768418e0f83	500
6986 40045	0x0a67584e178192fe61756f8633f3c5eb264aff7c	500
4649 42382	0x034e8229ffb73b828f710500e0b761ff1c09e9c7	500
6041 40990	0xeb395447321970ad74419bf4bc177112fba91a1a	500
5261 41770	0x0417ad62bee5df0adab31121bee4d89de7586d0f	500
6173 40858	0xc2c78f21a1396bc4cfd6381f22d5dc506e68bdae	500
6609 40422	0x11814552ae8f05cd79950dd11aa549b52766464a	500
How do I move up the leaderboard?
4643 42388	0x45c90da6dc0b7d6282824e684492f48cd50ca5da	500
4794 42237	0x762476a04bb9b66b5ac8a5445a4a2808552d94c7	500
6737 40294	0xce612d91a21203671901142034a76ded9d8591ee	500
4514 42517	0xa24e114bea925eee368262a3d7647f7baf21db5e	500
6916 40115	0x0fe580d0e226fd8b356162fe2eed0b274b63e828	500
5135 41896	0xdbaa75e14dba1a4f57e1daaa7b0a16fc0dd5dd4a	500
4315 42716	0x9dd45eb7a21fdd243c98a96e777f332f2743348e	500
7442 39589	0xa30372e216025c1fc84d05d5b1d465cfed701dd1	500
6490 40541	0xe883d5f747230bf3900b3175bf8f8f311415b039	500
6452 40579	0x803a2a2f9196583852bb549488576a21448f8a90	500
5600 41431	0x3b4ba6d791170f8cce75cab1b0085fb549416cc2	500
4488 42543	0xa20442124a3ebb4cc81468fa7ed9e4c4643fd4e6	500
4416 42615	0x5e242c306ed40fe63c4dcd58ccd590cd8ccd8964	500
5786 41245	0x18a4e9b06065c447f68c05c213a0670f92f60c7f	500
5191 41840	0x857cd16a827db79369ff9920e94e22fb916d2d3d	500
5204 41827	0xe9cc26f9d0237c4fa976e9a2d10579fff3e0a649	500
6430 40601	0x4bc8804c1377bdd1345ee20d9b9a8742f138a98e	500
5422 41609	0x0845b04785b1fc11e0cf9012cba4feab6726a663	500
6035 40996	0x4149f044998bac5407ff1a194dc568af905bc480	500
6586 40445	0x16a33dcbec8cb50471d425f4c6ae7bb5e8cb6aa6	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 2.85% on your WSTETH

Earn 5.50% on your DAI

Earn 4.15% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.21% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About