Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
5475 41563	0x18f09a7f539e7dce4ded73e7e8f797a20c1bbe30	500
5463 41575	0x3c01e0cdc9d7c3b548b4e6e6a558d78ea52c1f9e	500
6852 40186	0xd360b8810689f99c22a3ab89cf22b5fc1df02712	500
5256 41782	0xa8eac1ec5054543ba627d0a06a96be024a6e924b	500
4102 42936	0xda1da8691d7aab2d281cf5fa0786a9acc2fa3faf	500
4575 42463	0x716c59f6fb15c8bdb35cb87340c165461e8f39aa	500
7076 39962	0x94225985d15b663486f6acaac64207f3a8440b0d	500
6097 40941	0x225d824d4f8a1f393cd3fd22d08e423bbcb79427	500
6350 40688	0xd378fc596c4882eeb5737b751e24fdaec2cd819b	500
5120 41918	0x9581d20acbecc3d09c2a7e78d210e3323330d90f	500
4850 42188	0x48f78003f2fd9575f7a75d8591eab4788e50a82c	500
6187 40851	0x010f9534964929fa82160ea6782da44df961ec7b	500
5042 41996	0xc149701eb565de8f94b9b7ef35e7017029cf1cb7	500
5253 41785	0x42fc6bf3b3f247d528483279153cd32a8de9bc53	500
4310 42728	0xff6ae0d72c0d4229b254aa7f81c893e5be7b21c5	500
4473 42565	0x767b1615206bc4507005696220d7efacd29a31d6	500
5417 41621	0xdee3ac81081ec6318f689df4a35258d046ddd329	500
5464 41574	0x2ef9834de85f62f36fe39cb3387d30469762ad1b	500
6850 40188	0x558e9887c2d8deecc862a51bbab3b2ca969fedb6	500
6184 40854	0xec00e4392bfdc9346e9ee881a4c3f3832b03e55a	500
6302 40736	0xd745b071d9188f57feda378020173faed9dbf327	500
5801 41237	0x81f295a88a37060d43bc680dbd00182f84ee2f52	500
6711 40327	0xbec6e4ac010114e515483060fda81cf9088040ff	500
4110 42928	0xa0b6253d7787ae282749b71fd4ef5d5c9d8a9e87	500
4189 42849	0x7a74495d0f52683d5c0b04f804ed0b5efa083bd0	500
4138 42900	0x10dbfcfd43b1c9bcca0b5d0d895e528965f1a09b	500
4093 42945	0xbce335a9cbaa9876652957fedada86d77de5c3d6	500
4166 42872	0x8ab45d53df636b70b09cecd6e09c4c152cb133d6	500
6829 40209	0x04b35d8eb17729b2c4a4224d07727e2f71283b73	500
6307 40731	0xbe155b2915de2c09594222a6e22d07e207e52cc1	500
4111 42927	0xe015c0d33389e5f0382cceec817cc3032ede113d	500
7205 39833	0x8d8b9c79196f32161bcb2a9728d274b3b45eb9af	500
5406 41632	0xd0b8dfcf9da999db981a60a8da6584e8e52b757c	500
4964 42074	0x43cf0eed4bbf72830ac2bc65f74aab59e596903f	500
4684 42354	0xba3b9deaa7f0f7bcd93c4b0e2a057a67eeb9d33e	500
6792 40246	0x04efd5b8f6a498ed0b0df0490f1761f1e5fcfffd	500
5765 41273	0x7b40c9250d2697ec25936d4c901df046d59623d2	500
4603 42435	0x2e970945c64f7a41fca935c68b0024986e096021	500
5422 41616	0x131c1eeac6ce18033be0c4c06350114ba9a94983	500
5269 41769	0xc90cdec8e18ba905573fc1444d7e0d321a165908	500
How do I move up the leaderboard?
5047 41991	0x6adcc6c1656975ca558f10063416e2886355bf8f	500
4348 42690	0x509f3f4247f28a89bfa59afb8748c6fa41da48d0	500
4626 42412	0x895899f6f5f06842b2750d9e4f7f1f5d80d644a2	500
6443 40595	0xc03de7887e89b38e29deac584fe83b7cb798d51c	500
5519 41519	0x62a833ed5626cb5069b7615be8a7bbc4d4bb4f4b	500
5392 41646	0xbac2bc70e1e84d11bface3adad1755dc80e4caaf	500
6168 40870	0x26b5e14dbf21bfb62bff869f5f4bce8dbddbcfca	500
4687 42351	0x5d548f7db4e9b07c0adb87b287e2fdb8cd87202c	500
4727 42311	0x624a8637ef964aa038c2c859e60cb141a7f10376	500
4974 42064	0x08f38b09777486bac18df882f2b9e9a181e36bc2	500
6279 40759	0xad64708775efa0d390a24cff42d1d768418e0f83	500
5935 41103	0x0a67584e178192fe61756f8633f3c5eb264aff7c	500
6241 40797	0x034e8229ffb73b828f710500e0b761ff1c09e9c7	500
5176 41862	0xeb395447321970ad74419bf4bc177112fba91a1a	500
5673 41365	0x0417ad62bee5df0adab31121bee4d89de7586d0f	500
4187 42851	0xc2c78f21a1396bc4cfd6381f22d5dc506e68bdae	500
4750 42288	0x11814552ae8f05cd79950dd11aa549b52766464a	500
6217 40821	0x45c90da6dc0b7d6282824e684492f48cd50ca5da	500
7308 39730	0x762476a04bb9b66b5ac8a5445a4a2808552d94c7	500
4948 42090	0xce612d91a21203671901142034a76ded9d8591ee	500
6128 40910	0xa24e114bea925eee368262a3d7647f7baf21db5e	500
5802 41236	0x0fe580d0e226fd8b356162fe2eed0b274b63e828	500
5424 41614	0xdbaa75e14dba1a4f57e1daaa7b0a16fc0dd5dd4a	500
6883 40155	0x9dd45eb7a21fdd243c98a96e777f332f2743348e	500
7001 40037	0xa30372e216025c1fc84d05d5b1d465cfed701dd1	500
4589 42449	0xe883d5f747230bf3900b3175bf8f8f311415b039	500
4542 42496	0x803a2a2f9196583852bb549488576a21448f8a90	500
6353 40685	0x3b4ba6d791170f8cce75cab1b0085fb549416cc2	500
6303 40735	0xa20442124a3ebb4cc81468fa7ed9e4c4643fd4e6	500
6666 40372	0x5e242c306ed40fe63c4dcd58ccd590cd8ccd8964	500
4912 42126	0x18a4e9b06065c447f68c05c213a0670f92f60c7f	500
5533 41505	0x857cd16a827db79369ff9920e94e22fb916d2d3d	500
5555 41483	0xe9cc26f9d0237c4fa976e9a2d10579fff3e0a649	500
5231 41807	0x54d7d300d3b1e4268bac4a52d81cfc180c75842b	500
6137 40901	0x1ea02b6367670fb06b9465106836eb31978f4db5	500
5241 41797	0x0ea5b251d7c4883027f082d9193dfdf4cdd98696	500
6538 40500	0x89c1deb43fea7f299d404e7c252b8c2c7e79ee17	500
4514 42524	0x4bc8804c1377bdd1345ee20d9b9a8742f138a98e	500
7124 39914	0x0845b04785b1fc11e0cf9012cba4feab6726a663	500
5168 41870	0x4149f044998bac5407ff1a194dc568af905bc480	500
How do I move up the leaderboard?
4719 42319	0x16a33dcbec8cb50471d425f4c6ae7bb5e8cb6aa6	500
6346 40692	0xd3adc16a06828e8f053b3ed1aee793b15f99b71b	500
6375 40663	0x2d21a056182a86b7a9221ec1ad48ab623f10353e	500
4742 42296	0xb7b94b3000b013f339a5ac9afe050bc6b8bbe1bd	500
5151 41887	0x3e2278342f272c18fd23f85dc5eb6c36ae689de9	500
5011 42027	0xde3faa27dd5daca77115e3af6a2077c111bb81a6	500
7294 39744	0x3cb07d1f0620090bb667df1a5c90b4b80f8ede73	500
7050 39988	0xf2259acf73bcefe7607db044771dca0355d80a28	500
6881 40157	0xbfd640edb7266d764412b0d2bd1392837442ee9a	500
4556 42482	0x770fe46d043b5e6bece644fb2ae75486e4bb6697	500
5508 41530	0xadc6f7adda2851eef027f38bfbcf6ce880287a02	500
5003 42035	0xb172023a98c5f5632110f1a39445e131455ea48d	500
6351 40687	0x9618a5ab26828b54a5ad5ce9d60cca6c6361a39e	500
4657 42381	0x2789bae4d737b63a476f02c5d89c4142cf4e0ef8	500
7121 39917	0x9800c2b37733d4f60827db465dff635348450ebc	500
7459 39579	0x30faf0d46b99ece90d616912176a4e9097240eac	500
7441 39597	0x236e37f4aaf681b904e86be58f7db7562e9271f3	500
5601 41437	0x5cbe17ac145472072aeb8da4013e774d77ed676a	500
4119 42919	0xef7d61352922e7ee440e8e4997c4a8c435b12a0f	500
6740 40298	0x628b414a88edbeafc2c0104041208297da840b5f	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.41% on your WSTETH

Earn 5.50% on your DAI

Earn 4.69% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.07% LTV

Borrow against DAI from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About