Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.60%.

Get $RAYS

Leaderboard

Rank	User	Rays
5946 41122	0x1f5f8f6a9ed1a3c7d895dcbf14660337b4fb60e9	500
5355 41713	0xb9c350b95efde941310e227c0a578f3f05906fc8	500
7252 39816	0xa333e7a5a85f5022bc58c2f299765134b927c163	500
5344 41724	0x86e20163d39637ec8d484b884dc0c644feb7a4a5	500
5748 41320	0x7ac76056b8c68bce493cf0e402e30d327657dae4	500
6692 40376	0xc06ccb6c4d52ccc010b55981cac5a87c9973265a	500
5551 41517	0xc31471e4a7429ba0bdea9fa061adff491e9839d4	500
6028 41040	0x929ae2674c0f639d94b3507f69c8f8761b36cb71	500
4919 42149	0x9c582560742a99ac2a81e085cce006101d1575fe	500
4516 42552	0x6f155ff2c6ff3c152206c9c9069e941c42cb0f3b	500
5048 42020	0xacdc50e4eb30749555853d3b542bfa303537ada5	500
4734 42334	0x29534646cfe255419b1299874eb6d38cc7df2d56	500
4836 42232	0x4b1f31eb6440e101ddadd9bf10c1a6c8b9d8981d	500
4616 42452	0x6b395d5964c5c698fc36cde3008747aacfe1f8a5	500
4853 42215	0x5770c83ce0c3d5ebd0f2429ef4d2bc464046d27e	500
4794 42274	0x5f75fc60e8fb33ee14c250e41aa451bdea28375f	500
4866 42202	0xf16719ce11aa044f77f8d311d4c353ddfc9a9041	500
4453 42615	0x3d5ebacf7124252ec270d2f9933d72291bb70da4	500
4934 42134	0x5229b61841fbebb4e0f70cf82714d16b8ca436a7	500
4178 42890	0x59cdf8f0298210cbe8ed2326cf4d6cc75f65705e	500
5690 41378	0x4bc3754b624ec2acca8bc687bcf0c2edacd69943	500
4319 42749	0x96671ece6ad478e806978bfcf296d2e734445461	500
6278 40790	0x81397dbe05e0df839f16d9c52869f70a69f00bdf	500
4654 42414	0xbb5e9f954fb0b190225f1b0f9f946d78ff0fa0e6	500
6547 40521	0x55a5f913ae82c43f1d63f338a304a0d1af0f3ac0	500
5123 41945	0x0337dcbc6f5f2c2ca665fdd487f7d8f23c305b08	500
4202 42866	0x7892fc5e981d03193a52b1e7f17c564b2b346a38	500
5948 41120	0xe18779b704a017d87ff5c23298abf1e72b7970f0	500
7381 39687	0xd76764cc7cbd5440da0e40584f314eaca939336d	500
4467 42601	0xd0f7824a307c4ed5f343ef0b726f9472c983a88a	500
4659 42409	0xf5422827e1a3791fb06605aff0d24fb824be126e	500
6914 40154	0x9f6d129b16f5d789f282a848851a70319ad05ce3	500
6873 40195	0x6fc6f371763371f0fd66e65b157017eb7ce7e1a1	500
6203 40865	0x07b3ca546c1011aa0b801a539e6ee5c5bba1a86f	500
4183 42885	0xdb6aab3f6e320926ade666f03a34af31ed08372a	500
6652 40416	0x0339865fce92b197e6d5e29f1d20886f1a6702b3	500
4655 42413	0x25e2888e17ea78be034c75f08324a803bf4efcfa	500
5337 41731	0x8725f4b7d5a7ad19511aa85061e69e8d81707812	500
5779 41289	0xc06dbddf5b059d4de36ed72fde4bc3793c63ce6e	500
7295 39773	0x3f36d4094c24ce9e23ba261e0f612c6c5b725e9c	500
How do I move up the leaderboard?
5607 41461	0xf1d47e8f07810fbb060e25cc98ad94909abc1c96	500
7419 39649	0x7351d784e1470af4983c3cd680d795e3be815dc5	500
4387 42681	0x9504f364982930443406b9ab86a502dd1d2f4c8d	500
6181 40887	0x1a08aa7ba7dee9c1d34c781e58cf1f758e1fe162	500
6636 40432	0xa2489d15e95260897d87f4414259f90566dcef4a	500
5516 41552	0x4dee4e082c7f9394d0dbc75bf112d8824774ce67	500
4484 42584	0x2f2b41226164e81a194ae9f295eccc1314c9b55d	500
5795 41273	0x0fcc4f38a9578a0fb0e58c954c2e6d485f23ed06	500
5751 41317	0x6972ab424477ac48c36352acc7c4694cb9451f62	500
6477 40591	0x6f62ba4a7d3c43e061fc414069e965065d63c40b	500
6665 40403	0x14975679e5f87c25fa2c54958e735a79b5b93043	500
4315 42753	0xd022e2d1ad363dd8cc09b61763eadfb6db09f178	500
6902 40166	0xe45f3aa7c32eae6c2594bcc0330b6287afe7248e	500
5521 41547	0xb9d64860f0064dbfb9b64065238dda80d36fca17	500
4955 42113	0x03ba3f3193ddd51efd45065c7ef4d91339b89ad1	500
6488 40580	0xeefa7451c03d52ce909a93654664c46cf81ddd21	500
5812 41256	0x4e1e47a1cfe4695eeadf12549907247ff4b7cc85	500
4443 42625	0x6cad7524593155d31ef529af231b782f7f7442c6	500
5819 41249	0xe0fcd728feca04f2ac5a9b43da124f5418f917da	500
6978 40090	0x0099fa965c7620921332455e3a1f9ae24867ddab	500
7174 39894	0x4cab969e63ff67d2a18ef56082145a88c21f044c	500
6702 40366	0x769538c3ba280cb7b5018239937cc8f92458e689	500
7073 39995	0xedcf354909dc19734bdc5b35f800238f592d5a92	500
6119 40949	0x940a93344fb7d658fedd9db54daaffd6cb52f481	500
5414 41654	0x7550d1a3472d93ffe18374590210efa38386aeec	500
7287 39781	0x8dd6538ec8a33cd75006d3fef6efbdcd239b5651	500
5431 41637	0x49d4eb4de9c356a91516e9cf03b8c738f247a10c	500
6496 40572	0xa9167f09b444638268bde50de3d142a24342e74c	500
7320 39748	0x47ecd7054cda10e941524514f25082e1fd210f56	500
5922 41146	0x3613bc8c90c3fc79bad550a371ed0cdc77200901	500
4707 42361	0x77bd91d91530e766b009a240670965680998ffff	500
7167 39901	0x0e7e9300dc6e143fab3e6b8ba950b3fcca54146b	500
5116 41952	0x3045d81d482e82afabbc27b7e3c9af351eaf326a	500
4378 42690	0x0a46a1b6f7f470cc668eab3ab09ae9d7ea784c01	500
7406 39662	0x945f0bdb38085e95c2dd52276b4757df789aeb18	500
5075 41993	0x174c19f1d1589198ad028c81075ca0551f843e36	500
5554 41514	0xe0ed7f74ac548d02c0a96474016b1d5b6bc8e502	500
7057 40011	0x218f23c2b1cbc74525ee557ee366b636f4731636	500
5566 41502	0x14ae02f8b3857666ddecbce8e78809e4ab44d7e2	500
4285 42783	0xab24b4cf2346539c6015141d2c9af9706df8ada1	500
How do I move up the leaderboard?
5706 41362	0x66ea2d335291a5afa8d3522eef6adfc3f8746e16	500
4756 42312	0x079f7944ee16aaef6cf11602281aceaccb56ece4	500
5562 41506	0x62a86419292f8f9a0554bcef7c9d1596e34da1d3	500
5959 41109	0x4c54facfcbdecdaefd722bf6acc7ec8863d1c715	500
7070 39998	0xbe294571f4d9c6f99707e18dfc49b86ce1110e83	500
4254 42814	0x744d90683f2a57f8301fa1e581d39d4d7d4d33dd	500
7215 39853	0x917757fe176aaa2aee62bd08d3ddd5ce659e02d2	500
7270 39798	0x0a5739b45dfaf289a10260c8d82959bee8caf7c7	500
6506 40562	0xaf1caed60ec8fea41d493efa393c6fd500cf15d7	500
4547 42521	0xe5350d96fc3161bf5c385843ec5ee24e8b465b2f	500
4711 42357	0xfe5ea1b842ea067ffd3761b10e4e018aebfe7a8f	500
4401 42667	0xe32998f3d8be95cabd63d0a4859af887e7594719	500
6115 40953	0x5a411f084faa3259924a4764ff9b090c5780a159	500
4563 42505	0x9ae301f85aa01190be7e06a23ed110cde0930511	500
4181 42887	0x0fe8583c45d181fda20d49b05361cd41236485a9	500
6767 40301	0xc3fb3ce620a7bdaae936e8a284028b938b5584f7	500
5375 41693	0x8b1b0f049b9a7c76bd721b14d90359a3dee1f58d	500
7484 39584	0x31ee25b6b653b02526027e4ec29496b7748ba953	500
5063 42005	0xafa454ad02ae3ad5cac4d04342756fb90e51462c	500
6177 40891	0xc243fe7e28abb957beebfcee6df694d5bc944fff	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.59% on your WSTETH

Earn 7.50% on your DAI

Earn 7.45% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 108.75% LTV

Borrow against CBETH from 0.08% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About