Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.63%.

Get $RAYS

Leaderboard

Rank	User	Rays
7428 39641	0x4b2de6e4aaff455e23ab3525528dd79f8e3e00b9	500
4586 42483	0xd825aca0b2f2e077797ffe5a09294d4262636eb9	500
6730 40339	0xf275de16c1019002e81bb5096b267b818b97149b	500
6256 40813	0x3838433f63f4d4a24260f2485aacf5894ba7bc93	500
5843 41226	0x3206d306cd05426e20fd57f6c78285b0882e0481	500
4432 42637	0xc6b45909047cec807d4f1ec2057560262ce1a5e8	500
4703 42366	0x78445d39fae182902ecd6c476f3953d508d7f9ad	500
5291 41778	0xda5a59fee853e9d73dfa10b76f249ef556ee4873	500
5118 41951	0xb74e7e386067348da729544a8122aa6a89335ce2	500
6837 40232	0x225e9b54f41f44f42150b6aaa730da5f2d23faf2	500
4340 42729	0xef95e465aafff526b7ee2d49de367e7616f9fe0d	500
4705 42364	0xa623c4fe2502a99056d800fb33799d2724d657d4	500
5959 41110	0x164ba6d1e6dd5f937908c34137d271ea3852c214	500
6106 40963	0x65fe89a480bdb998f4116daf2a9360632554092c	500
6521 40548	0xf2973317457fe9fdd2faff623f13563223931320	500
6586 40483	0xd4cf2edce775851ddfaaa2ea39cf595b998dee02	500
4521 42548	0x728b87636f8db404f70cbe4e86c9c5a23cb74783	500
6979 40090	0x0167940dd408bd12b8c319e979109d0f1c07e1d2	500
5436 41633	0xe8daf72958a50f02cb683096bd00d3f1981bf6de	500
5731 41338	0x44a19463c22337cf80cd4edf4b2eeba94d900450	500
6354 40715	0x6b57a64a32ec98e616b292a806a60520a7171557	500
6442 40627	0x8f4421646ca5c054deb3be6bcc89c0381323bd5a	500
7107 39962	0x30154d4a8c0bb2c0a4c59eae2adc4ea0449dccb8	500
5407 41662	0x9f96c56ff184776365752f7b27d1c5342f295dfd	500
7328 39741	0xcbf0e8ba08d0c330c3b8586eda50860f3367380a	500
5144 41925	0xeb72929778eacc166a62ee71ddd8a19fa78871a9	500
7479 39590	0xfcb13e419dbb2ecc2502f7d7e5c6e255bcca0232	500
6811 40258	0xb162a8693375acafb011de6123a7d7425101e20d	500
5590 41479	0x1e01e39476a3dcd94bac0b37163379e8041e9a58	500
7341 39728	0xca700944a9247dc832d8b3920d555b03e1ddbbd2	500
5729 41340	0xfebd639a8f497cf56b17c77d5a80a3fd67b73834	500
6945 40124	0xd79fe5ca182b112e62d1466068b572493b88cb24	500
4598 42471	0x3b11267dfc4b9ebe8427e8f557056b4b6ce98112	500
7040 40029	0xab2731d2889e9111623568c191fcc12ea25562c6	500
5556 41513	0x7305d0715ae034e48f6f49d55571451685649247	500
4226 42843	0x756e0868dee2adc7e46c5c3281df3e75053a1b59	500
5073 41996	0xd8cc3c23c9feb635ba1b18fd449188dda3b086c0	500
5481 41588	0xf318b7964549cf3b3f1076a8d795c3ebbc231b01	500
6971 40098	0x9e205bc57cc11ea4e38d12e0de43e923b61ba236	500
6024 41045	0x06e27dd8706b2a471d43dd6debd78ef72e388acc	500
How do I move up the leaderboard?
5496 41573	0xaaaa7ecdcded220ceeb1a1a16b70ac894746727b	500
5203 41866	0xa0ff6b3d1b85207c849d76638218942a1250e965	500
7270 39799	0x9d4c46ab40cc699852839d23a72d0d9afdd8fb86	500
6817 40252	0x8bebdb7f971d126bed0084c4cc651be40bee0519	500
4324 42745	0x8e3ff5639aec60121a3a627bf50f4aac31ff21fc	500
6100 40969	0xd270e8113dfdd403d02545c37265e5e2061e049e	500
6529 40540	0xeff9cf0574ede99eb23d34e9e058ad6056cfc3c7	500
5835 41234	0x36c96c51a98024158cda6a3d3bb886b9b82ce26c	500
4819 42250	0xacbc41e7e3963785e673028ddce544f0b0306529	500
5739 41330	0x1c789fa68223c1701ae3a1cb3f37f0d8a3d53297	500
6643 40426	0xdd706f081e8e30500924b51fbb871663e9f81b9c	500
7205 39864	0xa766718b7e2b99c13585a07129caf27aa31fc865	500
4801 42268	0x8bb2a140e43d2ddd4a36dca27317e5d08aab5719	500
5456 41613	0x0952615cd36904d97c736a0b0a5eea75c75e26d8	500
6914 40155	0x4347dd04a5a83228e65894c4f476612e66d90585	500
6073 40996	0x3eb300a207e4e85499123952e8fe291bc1346aae	500
4494 42575	0x76d8e806535e7048b95907716d692c5d7ed32ada	500
5546 41523	0xc3dafa27d265a2ae6a8c2f6eca5bce471b86f906	500
7267 39802	0x7b42bb324a55394483f5f86883760d9f0cd3523c	500
6959 40110	0x9371a03a0f8343c34218f4130640081da75c4689	500
6261 40808	0xbec870d4a7e8b2308c852fe7a65e4e84ae2b4e52	500
6236 40833	0x4a8bfb4f442f0909d748825f20c65444fc9feace	500
4716 42353	0xee160154b02a2e404c6c13ff0b28ed76010cf07d	500
6037 41032	0x81985b00143216136c63dbe1bdffb09fe6b81a3e	500
6270 40799	0x02bb6041d8620b3547d3c3604e159b4b8968ef84	500
5015 42054	0x598c5e19a132a5c433a80c908f05d87bfdaac4ae	500
6198 40871	0x256e6582a76727a001b25be9b3598c3e8daac664	500
5613 41456	0xd672e7319b3c13446722d6692ac0dcb060221582	500
5380 41689	0x222ad0d795f1b86bcea45db800c5a4c550d8219a	500
7473 39596	0x010b0d82cb1f8084c4357415fbe0d20a561dcde5	500
5981 41088	0xbf11c3c49d9d172f8a6f4754d23a67ad2c9ba309	500
6243 40826	0xcbbcf45a1aeddaf93ed0c8a558fcb8f021225610	500
7330 39739	0xf3ec7a87f8082042de854ea4d382dd6ef548bc79	500
5858 41211	0xa4c1011fb7482b0cd3862e4f1c6645b31442d76a	500
4239 42830	0x1eb0df2ef0ef7a08bcfcbb511a0aebaeee0a8345	500
4739 42330	0xbac4d298de484bef485ec5a7b38ce40bf1844f87	500
5034 42035	0x806da29201d10cdda91f299d68fb326b1d9fcb48	500
5532 41537	0xc8598168d8475133de3150eff9b0ce27fb9b038d	500
4152 42917	0xae721fb008c3035e568f4d9ac0c9a6bccff4f87f	500
7094 39975	0x4db13278ed11a99afac5cf1c3a8b890d24404269	500
How do I move up the leaderboard?
6615 40454	0x251199baeb4236ec5b54e9ef8a0b7cd493cc8155	500
5716 41353	0xcd99b4b9dd20dd19fbe6a24f7742a4326fec0c03	500
4219 42850	0x5abd1c9387b58bc233cd0daa86640d0ec1e1dcfe	500
6739 40330	0x627ce855f25223859bb360aa096a2fe6b8eae319	500
7496 39573	0x62fdee7cd0a4dd06f26d5dc66f33c1e65ee7ae6d	500
4955 42114	0x57db2d7d80fc2669a67f32e6fd1e5c22846eb150	500
5505 41564	0xadc8aaddf5dcf81366fcc0212c154dfbfde1ed13	500
6660 40409	0xba41f166c6aa8ed87c026c735f6464360884594b	500
4599 42470	0x475a24c7c7679e3399cf55e90cb3d50a6aceea7b	500
7021 40048	0x651ba77caffa01472540471982c00f2b070d9197	500
5620 41449	0xfab60d4dc670b60652b47c33ad598e1a1ac38153	500
7268 39801	0x5995423cefb0a97a656316daf7dee697d19b9098	500
5127 41942	0x48545646a7c3185854fbd4a4bbe2b3deba6ddb37	500
4792 42277	0x8d78415e17a9b1b8884401805b65b6fe710264d8	500
7388 39681	0xdb5ac83c137321da29a59a7592232bc4ed461730	500
6716 40353	0x6e3ac17b4081b239c1857aa7389aaef005e4c593	500
7493 39576	0x47ab2ba28c381011fa1f25417c4c2b2c0d5b4781	500
4994 42075	0x4e106d5e97b59c6b0cd84bb9c65ea67570502176	500
5851 41218	0xfe5c81b51c7b05bb6aff9965974b2e18177743ee	500
4349 42720	0x4dd0bba91c023a39e942533cc9daeef8f9f39dd6	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.53% on your WSTETH

Earn 7.50% on your DAI

Earn 7.45% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.70% LTV

Borrow against USDC from 0.10% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About